Moving to Panama City, Panama
Last updated on Oct 11, 2023
Summary: Expats move to Panama City, Panama for its vibrant culture, diverse population, and excellent quality of life. The city offers a wide range of activities and attractions, from its beautiful beaches and lush rainforests to its bustling nightlife and world-class shopping. Additionally, Panama City is a great place to live due to its low cost of living, excellent healthcare system, and strong economy. With its tropical climate, friendly locals, and unique blend of Latin American and Caribbean culture, Panama City is an attractive destination for expats looking for a new home.
What do I need to know before moving to Panama City?
When we asked people what advice they would give someone preparing to move to Panama City, they said:
"The best thing I can say about my apt. is that I know where my leaks are. 7 or 8 months of rainy season - sunny mornings, you get out, do your errands early, then afternoon showers. It took me two years to know that Windex kills ants. Silicone seal around EVERYthing. Neighborhood - we got lucky. We chose the apt., and were clueless about the neighborhood, except the info the broker was pushing," remarked one expat in Panama City, Panama.
"Before moving to Panama City, expats should research the cost of living and the availability of housing. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should research the job market and the availability of healthcare services. It is also important to obtain the necessary visas and permits before moving to Panama City. Finally, expats should consider the safety of the city and the availability of transportation," said one expat in Panama City.
How do I find a place to live in Panama City?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Originally the view was unobstructed. But immediately around our apt. are schools, Atlapa, a large supermarket, a police station, community pool...things that will not get bought out and have a highrise pop up," said one expat in Panama City.
"I made a visit here in August,stayed in a pretty basic place in el Cangrejo, and felt quite at home. It reminds me of Greenwich Village in NYC. I'll be staying in the same place for a month, plan to begin the Pensionado process with a recommended-by-expats att'y., and then move about 1 1/2 hrs.outside the city, coming back in as needed to complete the paperwork," remarked one expat who made the move to Panama City.
"You will find that Albrook is much nicer than Panama City, but close enough to the City for recreation and business. After almost 30 years in Panama, I chose Albrook for my place to live about 14 years ago. It is not included in any of the relocation tours, although it should be in my opinion. If you are interested in finding out about Albrook, please send me a private message. I also have a very nice room for rent in my house and can send you info on that also if you are interested," explained one expat living in Panama City, Panama.

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Click connect to have our partner contact you via e-mail and/or phone.
What is a typical expat home or apartment like in Panama City?
"Expat homes and apartments in Panama City are typically modern and luxurious. Many of them feature high-end appliances, marble countertops, and spacious balconies with stunning views of the city. Expats can also find homes and apartments with amenities such as swimming pools, gyms, and private gardens. Many of these homes and apartments are located in secure gated communities, providing a safe and comfortable environment for expats to live in," said one expat in Panama City.
"Depends which part of Panama City you live. We chose to buy a new high rise Condo, 100 meters = 1076 sq ft. Plenty of space for 2 bedroom and 2.5 bath. We always dreamed of living in a high-rise condo in the US when we downsized, and this place does not disappoint! 24/7 Front Desk Security. They deliver my mail to my door. High end Gym, Pool, Jacuzzi, Game Room, Paddle Ball, Social area, wine lockers, parking garage, storage locker(I bought it, but it was like $6,500 only). Walking distance to shops. And fiber optic internet. Spanish helps and working on it. Although, just try most locals know a little Spanish. And many of the Expats are from other Latin American Countries, and many of them speak English fine," said one expat who made the move to Panama City.
"Right now, my room is comparable in size to a prison cell, but it's clean, there is WiFi, a TV,a desk, a small fridge, and my own bathroom. (Only window is in the bathroom!) Oh, and a bed! A communal kitchen/lounge is available when wanted. Last night was as noisy as all get-out. Hope it won't be a regular thing-earplugs, perhaps. This area is VERY popular with expats; fortunately I know a few of them, so I have someone to advise and direct me, if I need help," explained one expat living in Panama City, Panama.
"In a highrise, and that was after living in a home, on the ground, in California. Never dreamed I'd be going vertical again. But it has safety advantages, especially in a building that has a good, stable reputation," said one in Panama City.
What is the average cost of housing in Panama City?
If you are thinking about moving to Panama City, cost of living in probably a key consideration. Expats commented about the cost of housing:
"Electricity more, especially when fuel prices soar. Cable is same. No ppty taxes, but now have $400 a month maintenance in the bldg, which includes water, garbage, common area items. When I look at check registers from California, I'm reminded that we paid a monthly (smaller) fee, but paid for garbage removal, gardener for back yard, all utilities, cable, phone. Here I can live with a cell phone only," remarked one expat in Panama City, Panama.
Should I buy or rent a home in Panama City?
If you have not spent a lot of time in Panama City, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"Buying a home in Panama City can be a great investment. The city is growing rapidly and real estate prices are on the rise. Renting a home in Panama City can also be a great option, as it allows you to experience the city without the commitment of buying. It is important to consider your budget and lifestyle when deciding whether to buy or rent a home in Panama City," said one expat in Panama City.
"Yes. a condo. Process is kind of sloppy. A bit tricky. Need a good attorney. a lot of patience," remarked one expat who made the move to Panama City.
What should I pack when moving to Panama City?
We asked people living in Panama City to list three things they wish they had brought and three they wish they had left behind. They responded:
"When moving to Panama City, it is important to pack items that will help you adjust to the climate and culture. Pack lightweight, breathable clothing that is suitable for the tropical climate. Bring comfortable shoes for walking and exploring the city. Sunscreen and a hat are also essential for protecting yourself from the sun. Additionally, it is important to bring any necessary medications and toiletries. Don't forget to bring a few items that will help you feel at home, such as photos, books, and music. Finally, make sure to bring a valid passport and any other important documents," said one expat in Panama City.
"I arrived 4 days ago, and so far, I don't wish for anything more, nor anything less. I've brought clothing and essentials and that's all," said one expat who made the move to Panama City.

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What cultural faux pas should I try to avoid making in Panama City?
We asked people in Panama City if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"Not officially asking my girlfriend out was one. Apparently you have to do it formally one night. Went 6 weeks with a girl, didn't ask her out formally (because you would assume that's it) but you have to ask here to officially make you exclusive boyfriend and girlfriend! who knew..," replied a member in Panama City.
"It is important to be respectful of local customs and traditions when visiting Panama City. Avoid making negative comments about the country or its people, as this can be seen as offensive. Additionally, it is important to dress modestly and conservatively, as revealing clothing can be seen as inappropriate. It is also important to be aware of the local language and to avoid speaking loudly or using offensive language. Finally, it is important to be aware of local customs and to avoid touching people without their permission," commented one expat who made the move to Panama City.
Why do people move to Panama City?
When we asked people why foreigners move to Panama City, they responded:
"If you are thinking about coming to Panama, I suggest you consider staying in Albrook (in the former Canal Zone) which is close to Panama City but provides a refreshingly different environment away from the hustle and bustle of the city. The entire community was built by the Americans so you have reliable American infrastructure (underground utilities, sewer system, copper plumbing in the houses, reliable electricity, lightning protection, the best drinking water in all of Panama, and clean air (close to the ocean and no incinerators). Albrook touches up against the jungle in many parts. The Americans prohibited killing the animals so there is lots of wildlife here. I run an Airbnb here and also rent out rooms directly. Many of my guests use my home as a base for further explorations throughout Panama as they decide where they want to settle down. Some, like me, have decided to stay in Albrook. Albrook is a quiet, safe neighborhood, away from the noise and hustle and bustle of the City. You will see people walking and jogging every morning and evening. We are within walking distance of ~15 places to eat ranging from food trucks, to bars, to restaurants. Here are my Airbnb links: A Special Tropical Home Upstairs Guest Bedroom w/Balcony, Downstairs Guest Bedroom and Master Bedroom," wrote one expat living in Panama City.
"Panama City offers expats a unique blend of modern amenities and traditional Latin American culture. The city is known for its vibrant nightlife, diverse cuisine, and stunning beaches. The cost of living is relatively low compared to other cities in the region, making it an attractive option for expats looking to stretch their budget. Additionally, the city is home to a large expat community, providing a great opportunity to meet new people and make friends. With its tropical climate, Panama City is also a great place to enjoy outdoor activities year-round," commented one expat living in Panama City.

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How are healthcare services Panama City?
When we asked expats and global nomads about the quality of medical care in Panama City, they replied:
"Healthcare services in Panama City are provided by both public and private institutions. The public healthcare system is managed by the Ministry of Health and Social Protection, and provides free or low-cost services to citizens. Private healthcare services are also available, and are generally of a higher quality than public services. These services are provided by a variety of hospitals, clinics, and other medical facilities. In addition, there are a number of specialized medical centers that offer specialized treatments and services. The city also has a number of pharmacies, which provide medications and other medical supplies," stated one expat who made the move to Panama City.
"Private hospital will do it like Pacificasalud or San Fernando. I had a Spontaneous Pneumothorax and my surgeon (an open heart surgeon) did the surgery by removing a "bulla" from my right lung so yes they have the same expertise as the USA. San Fernando is cheaper than Pacificasalud and my surgeon work at both hospitals. They also offer the surgery in Public (Santo Tomas) but I had to wait three weeks and could not wait that long so my surgery was done in San Fernando. Surgery went A1 with great follow-up," remarked one expat in Panama City.
What are medical services in Panama City like?
When we asked expats and global nomads about the quality of medical care in Panama City, they replied:
"Health care in Panama exemplifies that of a small, developing country. The public system is very hit-or-miss, ranging from bad to terrible. The private system is adequate, but expensive for those coming from countries with universal health care systems," remarked one expat in Panama City.
"Panama City offers a wide range of medical services, including both public and private hospitals and clinics. The public hospitals are generally well-equipped and staffed with experienced medical professionals, while the private hospitals offer more specialized services and treatments. In addition, there are a number of pharmacies and medical supply stores located throughout the city. Many of the larger hospitals also offer emergency services, and there are a number of medical centers that specialize in specific areas of medicine. The city also has a number of medical tourism options, with many international patients coming to Panama City for medical treatments," wrote one expat living in Panama City.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Expat Guide to Panama City
- Healthcare & Health Insurance in Panama City
- Discover the Best of Panama City
- Panama City, Panama
- International Schools in Panama City
- Best Places to Live in Panama City, Panama
- Cost of Living in Panama City, Panama
- Healthcare & Health Insurance in Panama
- Best Places to Live in Panama
- Pros and Cons of Living in Panama
- What It's Like Living in Panama City
- Pros and Cons of Living in Panama 2025
- 2025 Guide to Moving to Panama
- More Advice about Retiring in Panama
- Members Talk about the Cost of Living in Panama