×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Moving to San Carlos, Panama | Expat Exchange
Expat Exchange
Free MembershipSign In

Moving to San Carlos, Panama

By Joshua Wood, LPC

Last updated on Aug 09, 2024

Summary: Moving to San Carlos, Panama: Expats, retirees and digital nomads talk about everything you need to know before moving to San Carlos.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

What do I need to know before moving to San Carlos?

When we asked people what advice they would give someone preparing to move to San Carlos, they said:

"San Carlos is a small town located on the Pacific coast, known for its beautiful beaches and relaxed lifestyle. Before moving to San Carlos, expats should know that the official language is Spanish, so it would be beneficial to learn the language or at least basic phrases. The cost of living in San Carlos is relatively low compared to many Western countries, but it's still higher than in other parts of Panama. The healthcare system in Panama is generally good, with both public and private options available. However, it's recommended to have health insurance that covers you internationally. San Carlos has a tropical climate, with a wet season and a dry season. It's hot and humid throughout the year, so lightweight, breathable clothing is recommended. The town is relatively safe, but like anywhere, it's important to take precautions, especially when it comes to protecting your personal belongings. Public transportation in San Carlos is limited, so having a car can be beneficial. However, driving in Panama can be challenging due to the local driving habits and road conditions. The local cuisine is a mix of traditional Panamanian dishes, seafood, and international food. It's recommended to try local fruits and vegetables, which are fresh and cheap. San Carlos has a slower pace of life, which can be a big change for those used to living in a bustling city. It's important to be patient and adapt to the local way of life. The town has a close-knit community, and locals are generally welcoming to expats. However, it's important to respect local customs and traditions. There are plenty of outdoor activities to enjoy in San Carlos, from surfing and fishing to hiking and bird watching. Internet and mobile coverage in San Carlos is generally good, but power outages can occur, especially during the rainy season. Finally, it's important to understand the visa and residency requirements before moving to Panama. It's recommended to consult with a legal expert or relocation specialist to ensure you have all the necessary paperwork," remarked one expat who made the move to San Carlos.

How do I find a place to live in San Carlos?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in San Carlos involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a small apartment to a large house, depending on your needs and financial situation. Next, you should research the different neighborhoods in San Carlos to find one that suits your lifestyle and preferences. Some people might prefer a quiet, residential area, while others might want to be closer to the city center with its shops, restaurants, and nightlife. Once you have a good idea of what you're looking for, you can start your search. There are several online real estate portals that list properties for rent or sale in San Carlos, such as Encuentra24 and CompreoAlquile. These websites allow you to filter your search based on location, price, size, and other features. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the legal process of renting or buying a property in Panama. Visiting San Carlos in person is also a good idea if possible. This allows you to get a feel for the city, visit potential homes, and meet with real estate agents or landlords. Remember to take your time and not rush into any decisions. Finally, once you've found a place you like, make sure to thoroughly read the rental or purchase agreement before signing. If you're not fluent in Spanish, it might be worth hiring a translator to ensure you fully understand the contract. Remember, finding a place to live in a new city or country can be challenging, but with patience and careful planning, you can find a home that's right for you in San Carlos, Panama," explained one expat living in San Carlos, Panama.

Panama Legal Business (PANLEB)

Explore Panama Legal Business for a full suite of legal services tailored to your needs. From obtaining residency and visas to opening bank accounts, obtaining apostilles, conducting background checks, setting up businesses, and navigating real estate transactions, trust our experience and dedication to guide you through every step of the process in Panama.

Learn MoreGet Quotes

Panama Legal Business (PANLEB)

Explore Panama Legal Business for a full suite of legal services tailored to your needs. From obtaining residency and visas to opening bank accounts, obtaining apostilles, conducting background checks, setting up businesses, and navigating real estate transactions, trust our experience and dedication to guide you through every step of the process in Panama.

Learn MoreGet Quotes

What is a typical expat home or apartment like in San Carlos?

"Expat homes in San Carlos, are typically spacious and comfortable, designed to accommodate the tropical climate. They often feature open floor plans to allow for natural ventilation and light. Many homes have large patios or balconies, perfect for enjoying the warm weather and beautiful views. The architecture often blends modern and traditional Panamanian styles, with high ceilings, tiled floors, and wooden accents. Kitchens are usually fully equipped with modern appliances, and living areas are furnished with comfortable seating. Bedrooms are often air-conditioned, and bathrooms are typically modern and well-maintained. Many expat homes also have private pools or access to community pools, and are located within gated communities for added security. These homes are often surrounded by lush tropical gardens, and are located close to local amenities such as shops, restaurants, and healthcare facilities. Some are even within walking distance to the beach. Despite the luxurious features, these homes blend seamlessly into the local landscape, offering expats a comfortable and authentic Panamanian living experience," commented one expat who made the move to San Carlos.

What is the average cost of housing in San Carlos?

If you are thinking about moving to San Carlos, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in San Carlos, can vary greatly depending on the type and location of the property. For a standard family home, prices can range from affordable to quite expensive. Luxury homes and beachfront properties are typically on the higher end of the price spectrum. However, compared to many other popular expat destinations, San Carlos offers a relatively affordable cost of living. It's always recommended to visit and explore the area in person to get a better understanding of the housing market and living costs," remarked one expat in San Carlos, Panama.

Should I buy or rent a home in San Carlos?

If you have not spent a lot of time in San Carlos, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in San Carlos, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Panama for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide a sense of stability and permanence. On the other hand, renting might be a better option if you're not sure about your long-term plans or if you prefer not to have the responsibilities of home ownership. Renting can offer more flexibility, as it's easier to move if your circumstances change. It also means you won't have to worry about maintenance costs or property taxes. It's also important to consider the real estate market in San Carlos. If property prices are high and continue to rise, buying a home could be a good investment. However, if prices are low or stagnant, it might be more cost-effective to rent. Finally, consider your financial situation. Buying a home requires a significant upfront cost, including a down payment and closing costs. If you don't have enough savings, renting might be a more feasible option. In conclusion, the decision to buy or rent a home in San Carlos, Panama, should be based on your personal circumstances, financial situation, and long-term plans. It's always a good idea to consult with a real estate professional or financial advisor before making such a significant decision," remarked one expat in San Carlos, Panama.

What should I pack when moving to San Carlos?

We asked people living in San Carlos to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to San Carlos, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sandals. Don't forget to pack a good quality sunscreen, a hat, and sunglasses to protect yourself from the sun. You should also pack a rain jacket or umbrella, as Panama has a rainy season. If you plan on visiting the mountains or highlands, pack some warm clothing as temperatures can drop significantly. Pack your essential toiletries, but remember that most items can be purchased locally. If you have specific brands you prefer, it might be a good idea to bring them along. Remember to pack your important documents such as passport, visa, driver's license, and medical records. It's also a good idea to have copies of these documents. If you take prescription medication, bring enough to last for your first few months. Also, pack a basic first aid kit with band-aids, antiseptic wipes, and over-the-counter medication for common ailments like headaches and stomach upsets. Pack your electronics like your laptop, smartphone, and their chargers. An adapter might be necessary as Panama uses type A and B plugs. If you're planning on cooking, you might want to pack some of your favorite spices or condiments that might not be available locally. Lastly, pack items that will make your new place feel like home, such as photos, small decor items, or your favorite books," replied a member in San Carlos.

AGS Worldwide MoversAGS Worldwide Movers
Get Quote

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote

What cultural faux pas should I try to avoid making in San Carlos?

We asked people in San Carlos if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In San Carlos, it's important to avoid discussing sensitive topics such as politics, religion, and personal wealth, as these can be seen as disrespectful. It's also considered rude to interrupt someone while they're speaking, so always wait your turn in conversations. Panamanians value punctuality, so try not to be late for appointments or social gatherings. However, understand that the local concept of time may be more relaxed than what you're used to. Avoid making negative comments about the country or its people, as Panamanians are very proud of their culture and heritage. When dining, it's considered impolite to start eating before everyone has been served. Also, try to finish everything on your plate as leaving food can be seen as wasteful. Dress modestly, especially when visiting religious sites or rural areas. In urban areas, casual dress is generally acceptable, but beachwear should be reserved for the beach. Finally, always remember to say "please" and "thank you". Panamanians are polite and will appreciate your good manners," explained one expat living in San Carlos, Panama.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

Contribute to Panama Network Contribute
Help others in Panama by answering questions about the challenges and adventures of living in Panama.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides