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Moving to Iloilo City, Philippines | Expat Exchange
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Moving to Iloilo City, Philippines

By Betsy Burlingame

Last updated on Nov 09, 2024

Summary: Moving to Iloilo City, Philippines? Expats talk about what you need to know before moving to Iloilo City.

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William Russell
William Russell
William Russell

What do I need to know before moving to Iloilo City?

When we asked people what advice they would give someone preparing to move to Iloilo City, they said:

"Before moving to Iloilo City, expats should know that English is widely spoken and understood, making communication relatively easy. The cost of living in Iloilo City is relatively low compared to other major cities in the Philippines, which can be beneficial for expats. The city is known for its friendly and hospitable people, making it easier for expats to settle in. Iloilo City has a tropical climate, with a wet and dry season, so expats should be prepared for this type of weather. The city is also prone to typhoons, especially during the rainy season from June to November. Expats should familiarize themselves with the local emergency procedures and precautions for these weather events. Healthcare facilities in Iloilo City are generally good, with a number of hospitals and clinics available. However, expats should ensure they have comprehensive health insurance as medical costs can be high. The city is known for its rich cultural heritage and festivals, which expats can enjoy. However, it's important to respect local customs and traditions. Public transportation is widely available in Iloilo City, including jeepneys, buses, and taxis. However, traffic can be heavy, especially during rush hour. The city has a relatively low crime rate, but like any other place, expats should still take basic safety precautions. It's also important to be aware of local laws and regulations, as the legal system in the Philippines may be different from what expats are used to. Iloilo City offers a range of accommodation options, from apartments to houses. It's advisable to research and visit potential homes before making a decision. Finally, expats should be aware that while Iloilo City offers many modern conveniences, there may be occasional power outages or water shortages. It's a good idea to be prepared for these situations," said one expat who made the move to Iloilo City.

How do I find a place to live in Iloilo City?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Iloilo City involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, condos, houses, or even dormitories if you're a student. Next, you should research the different neighborhoods in Iloilo City to find one that suits your lifestyle and preferences. Some popular areas include Jaro, Mandurriao, and La Paz. Consider factors such as proximity to work or school, availability of public transportation, safety, and nearby amenities like shops, restaurants, and parks. Once you've narrowed down your options, you can start searching for available properties. There are several online platforms where you can find listings, such as Lamudi, Dot Property, and Property24. These websites allow you to filter results based on location, price, property type, and other criteria. In addition to online searches, you can also contact local real estate agents who can help you find a place. They have extensive knowledge of the local market and can provide valuable advice and assistance. When you find a property you're interested in, arrange a viewing with the landlord or agent. This is your opportunity to inspect the property, ask questions, and negotiate the terms of the lease. Before signing a lease, make sure to read it carefully and understand all the terms and conditions. If possible, have a lawyer or knowledgeable friend review it as well. Finally, once you're satisfied with everything, you can sign the lease, pay any required deposits or fees, and move into your new home in Iloilo City," explained one expat living in Iloilo City, Philippines.

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What is a typical expat home or apartment like in Iloilo City?

"A typical expat home or apartment in Iloilo City, is often located in a secure and well-maintained residential area. These homes are usually spacious, with multiple bedrooms and bathrooms, a living room, a dining area, and a fully equipped kitchen. Some homes may also have a balcony or a small garden. The interior design often combines modern and traditional Filipino styles, with comfortable furniture and local artwork. Many expat homes also come with amenities such as air conditioning, high-speed internet, and cable TV. Some residential complexes offer additional facilities like a swimming pool, a gym, and a playground. The location is also an important factor, with many expats choosing homes that are close to international schools, shopping centers, hospitals, and restaurants. Despite being in a bustling city, these homes often offer a peaceful and quiet living environment," said one expat in Iloilo City.

What is the average cost of housing in Iloilo City?

If you are thinking about moving to Iloilo City, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Iloilo City can vary greatly depending on the type and location of the property. For a decent house in the city center, one might expect to pay a moderate amount, while luxury properties in prime locations can cost significantly more. On the other hand, more affordable housing options can be found in the outskirts of the city or in less developed areas. It's also worth noting that the cost of housing in Iloilo City is generally lower compared to other major cities in the Philippines like Manila or Cebu," explained one expat living in Iloilo City, Philippines.

Should I buy or rent a home in Iloilo City?

If you have not spent a lot of time in Iloilo City, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Iloilo City, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Iloilo City for a long time, buying a home could be a good investment. Owning a home allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting might be a better option if you're not planning to stay in the city for more than a few years. Renting offers more flexibility, as you can move without the hassle of selling a property. It also doesn't require a large upfront cost like a down payment, and the landlord is typically responsible for maintenance and repairs. If you're unsure about your job stability or you anticipate needing to move in the near future, renting could be a safer choice. However, if you're financially stable and looking to settle down in Iloilo City, buying a home could be beneficial. It's also important to consider the real estate market in Iloilo City. If it's a seller's market with high property values and competitive bidding, renting might be more cost-effective until the market cools down. Conversely, if it's a buyer's market with lower property prices, it could be a great time to buy. In conclusion, both buying and renting have their own advantages and disadvantages. It's crucial to assess your personal situation and consult with a real estate professional before making a decision," remarked one expat who made the move to Iloilo City.

What should I pack when moving to Iloilo City?

We asked people living in Iloilo City to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Iloilo City, it's essential to pack lightweight and breathable clothing due to the tropical climate. Include items like shorts, t-shirts, and sundresses, as well as a light jacket or sweater for cooler evenings or air-conditioned places. Don't forget to pack a good pair of walking shoes and flip-flops for the beach. Pack a good quality sunscreen, insect repellent, and a hat to protect yourself from the sun. It's also a good idea to bring a reusable water bottle to stay hydrated. Bring your prescription medications and a basic first aid kit. It's also recommended to pack toiletries, as some specific brands might not be available locally. If you plan on cooking, consider packing some of your favorite spices or condiments that may not be available in the Philippines. Pack your important documents such as passport, visa, driver's license, and medical records. Also, bring copies of these documents and keep them separate from the originals for safety. Don't forget your electronics like your phone, laptop, and their chargers. An international power adapter might also be necessary. Lastly, pack some items that remind you of home. This could be photos, a favorite book, or comfort food. These items can help you feel more comfortable and settled in your new home," said one expat in Iloilo City.

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What cultural faux pas should I try to avoid making in Iloilo City?

We asked people in Iloilo City if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Iloilo City in the Philippines, it's important to respect local customs and traditions to avoid causing offense. Avoid making negative comments about the country or its people, as Filipinos are very proud of their heritage and culture. Do not refuse food or drink offered to you during a meal or gathering, as this can be seen as disrespectful. Filipinos are known for their hospitality and it's customary to accept what is offered to you. Avoid using your left hand when eating or passing objects, as it is considered unclean in Filipino culture. Use your right hand instead. Do not point with your fingers, as this is considered rude. Instead, use your lips to point or gesture. Avoid public displays of affection, as they are considered inappropriate and disrespectful. Filipinos are generally conservative and value modesty. Do not be overly direct or confrontational. Filipinos value harmony and prefer to avoid conflict. It's better to express your concerns or disagreements in a polite and indirect manner. Avoid discussing sensitive topics such as politics, religion, and sex. These topics are considered private and it's best to steer clear of them unless you are very close with the person you are talking to. Lastly, always remember to show respect to elders. In Filipino culture, elders are highly respected and it's customary to use polite forms of address when speaking to them," said one expat who made the move to Iloilo City.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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