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Cheltenham, UK: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cheltenham | Expat Exchange
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Cheltenham, England

By Joshua Wood, LPC

Last updated on Sep 03, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Cheltenham, UK: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Cheltenham?

When we asked people what advice they would give someone preparing to move to Cheltenham, they said:

"Before retiring in Cheltenham, expats should know that the town is known for its regency architecture and is considered one of the most complete regency towns in the UK. Expats should be aware that the cost of living in Chelham is higher than the national average, particularly when it comes to housing. It's important to know that Cheltenham is a cultural hub, hosting several festivals throughout the year, including the Cheltenham Literature Festival, Cheltenham Jazz Festival, and the Cheltenham Science Festival. Expats should understand that the healthcare system in the UK is publicly funded, and they will have access to the National Health Service (NHS), although private healthcare is also available. They should also be aware that Cheltenham is well-connected to other parts of the UK, with good rail and road links, making it easy to explore the rest of the country. Expats should know that the weather in Cheltenham is relatively mild, with warm summers and cool winters, but it can be quite rainy throughout the year. They should also be aware that Cheltenham is a safe town with a low crime rate, but like anywhere, it's important to take common-sense precautions. Before retiring in Cheltenham, expats should also understand the UK's tax system, as they may be liable to pay tax on their worldwide income, depending on their residency status. Finally, expats should know that Cheltenham has a range of leisure facilities, including parks, theatres, and sports centres, as well as a wide variety of shops and restaurants," remarked one expat who made the move to Cheltenham.

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What do I need to know before moving to Cheltenham?

When we asked people what advice they would give someone preparing to move to Cheltenham, they said:

"Expats moving to Cheltenham, should be aware of the following: 1. Cheltenham is a picturesque town located in the county of Gloucestershire, known for its Regency architecture, beautiful parks, and vibrant cultural scene. 2. The cost of living in Cheltenham is relatively high compared to other towns in the UK, but it is still more affordable than London. 3. The town has a good selection of housing options, including apartments, terraced houses, and detached homes. Renting is a popular choice for expats, but it's essential to have a good credit score and references to secure a rental property. 4. Cheltenham has a well-connected public transport system, including buses and trains. The town is also easily accessible by car, with the M5 motorway nearby. 5. The town is home to several highly regarded schools, both state-funded and independent, making it an attractive destination for families with children. 6. Cheltenham has a thriving arts and culture scene, with numerous festivals held throughout the year, including the Cheltenham Literature Festival, Cheltenham Jazz Festival, and Cheltenham Science Festival. 7. The town is known for its horse racing events, particularly the Cheltenham Festival, which takes place annually in March and attracts visitors from around the world. 8. Expats should register with a local GP (General Practitioner) upon arrival to access the National Health Service (NHS) for healthcare needs. 9. Cheltenham has a diverse range of restaurants, cafes, and pubs, offering a variety of cuisines and dining experiences. 10. The town is surrounded by the beautiful Cotswolds countryside, offering plenty of opportunities for outdoor activities and exploring the picturesque villages nearby. 11. Expats should be prepared for the unpredictable British weather, which can include rain, sunshine, and even snow, sometimes all in one day. 12. Finally, it's essential to familiarize oneself with UK customs, laws, and etiquette to ensure a smooth transition into life in Cheltenham," wrote one member in Cheltenham.

How do I find a place to live in Cheltenham?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"To find a place to live in Cheltenham, you can start by researching the different neighborhoods and areas within the town to determine which one best suits your needs and preferences. Consider factors such as proximity to work or school, public transportation, and local amenities. Next, set a budget for your housing expenses, taking into account rent or mortgage payments, utilities, and any additional costs such as council tax or maintenance fees. This will help you narrow down your search to properties within your price range. Once you have a clear idea of your preferred location and budget, you can begin searching for available properties. There are several ways to do this: 1. Online property search websites: Websites such as Rightmove, Zoopla, and OnTheMarket allow you to search for properties based on your criteria, including location, price, and property type. You can also set up email alerts to be notified of new listings that match your preferences. 2. Local estate agents: Contact estate agents in Cheltenham who can help you find suitable properties and arrange viewings. Some popular estate agents in the area include Peter Ball & Co, CJ Hole, and Andrews. 3. Local newspapers and classifieds: Check the property listings in local newspapers such as the Gloucestershire Echo or browse online classifieds like Gumtree for private rental listings. 4. Social media and community groups: Join local Facebook groups or online forums where people may post about available properties or share recommendations for estate agents and landlords. 5. Word of mouth: Let friends, family, and colleagues know that you are looking for a place to live in Cheltenham, as they may have connections or know of available properties. Once you have found a property that meets your needs, arrange a viewing to inspect the property in person. Be prepared to act quickly, as the housing market in Cheltenham can be competitive. When you find the right place, submit an application or make an offer, and be prepared to provide references and proof of income to secure the property," remarked one expat living in Cheltenham, England.

What is a typical expat home or apartment like in Cheltenham?

"A typical expat home or apartment in Cheltenham, is likely to be a modern, well-maintained property situated in a desirable location. These homes often feature spacious living areas, fully-equipped kitchens, and comfortable bedrooms. Many expat homes in Cheltenham are located in residential neighborhoods, close to local amenities such as shops, restaurants, and parks. Some apartments may be found in converted period buildings, offering a blend of historic charm and contemporary living. Additionally, many expat homes in Cheltenham come with access to private or communal gardens, providing a pleasant outdoor space for relaxation and socializing," remarked one expat who made the move to Cheltenham.

What is the average cost of housing in Cheltenham?

If you are thinking about moving to Cheltenham, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cheltenham, can vary depending on the type and location of the property. As of 2021, the average price for a home in Cheltenham is approximately £350,000. However, this figure can fluctuate, and it's essential to research current market trends and property prices in the specific area you're interested in," said one expat in Cheltenham.

How do I meet people in Cheltenham?

When we asked people living in Cheltenham about club and activities where newcomers can meet others, they responded:

"Expats in Cheltenham, often join various clubs and activities to meet new people and integrate into the local community. They may participate in sports clubs such as the Cheltenham Rugby Club, Cheltenham Cricket Club, or the local golf clubs. There are also fitness and wellness groups like yoga or pilates classes that attract a diverse crowd. For those interested in arts and culture, joining the Cheltenham Film Society or participating in events at the Cheltenham Art Gallery and Museum can be a great way to meet like-minded individuals. The town also hosts several festivals throughout the year, including the Cheltenham Literature Festival and the Cheltenham Jazz Festival, which are popular among locals and expats alike. Expats with a taste for food and drink might enjoy joining a local wine tasting club or attending cooking classes. There are also several book clubs in the area, which can be a great way to engage in intellectual conversation and make new friends. In addition to joining clubs and participating in activities, expats often meet people through work, networking events, and social gatherings. Many also use online platforms and social media groups specifically designed for expats in Cheltenham, which can be a helpful resource for making connections and finding out about local events and opportunities. Volunteering is another excellent way for expats to meet people and feel more connected to their new community. There are numerous charities and organizations in Cheltenham that welcome volunteers, offering opportunities to work on a range of projects and causes. Lastly, language exchange meetups can be a fun and educational way for expats to meet locals and other foreigners. These events often involve participants helping each other learn their respective languages, fostering a sense of camaraderie and mutual support," wrote a member in Cheltenham.

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What should I bring when moving to Cheltenham?

People living in Cheltenham were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cheltenham, you should pack clothing suitable for the mild and often wet climate, including waterproof jackets, warm layers, and comfortable shoes. Bring essential documents such as your passport, visa, and any necessary medical records. Pack any prescription medications you may need, along with a basic first aid kit. Don't forget your electronic devices, chargers, and adapters for UK outlets. Bring some personal items to make your new living space feel like home, such as photos, small decorations, and a few favorite books. If you plan on cooking, pack a few essential kitchen items like a good knife, a cutting board, and a favorite recipe book. Lastly, consider bringing a small gift from your home country as a token of appreciation for new friends or neighbors you may meet in Cheltenham," said one expat in Cheltenham.

Where should I setup a bank account in Cheltenham?

We asked expats in Cheltenham what banks they use and there advice about banking. They advised:

"Expats considering retiring in Cheltenham, should be aware of several factors to ensure a smooth transition and enjoyable retirement. Firstly, it is essential to research and understand the UK's visa and residency requirements, as well as any potential tax implications for retirees. Cheltenham is known for its Regency architecture, cultural events, and festivals, making it an attractive destination for retirees seeking a vibrant and picturesque town. The cost of living in Cheltenham is relatively high compared to other UK towns, so it is crucial to budget accordingly and consider housing options, such as renting or purchasing a property. Healthcare in the UK is primarily provided through the National Health Service (NHS), which offers free healthcare to residents. Expats should familiarize themselves with the process of registering with a local GP and understand any potential limitations or costs associated with accessing healthcare as a retiree. Public transportation in Cheltenham is reliable and accessible, with buses and trains connecting the town to other parts of the UK. Expats should consider whether they will need a car or if they can rely on public transport for their daily needs. Cheltenham has a range of leisure activities and social clubs, providing opportunities for retirees to stay active and engaged in the community. It is essential to explore these options and find activities that align with personal interests and hobbies. Finally, it is crucial for expats to familiarize themselves with the local customs, culture, and language (although English is widely spoken, regional accents and slang may be challenging to understand initially). Building connections with locals and other expats can help ease the transition and create a support network in the new community," said one expat who made the move to Cheltenham.

Will I be able to find a job in Cheltenham?

When we asked people about industries and career opportunities in Cheltenham, they reponded:

"Foreigners in Cheltenham often find employment in various sectors. Many work in the hospitality industry, taking roles in hotels, restaurants, and bars. Some find jobs in the retail sector, working in shops and supermarkets. There are also opportunities in the healthcare sector, where foreigners often work as nurses, doctors, or care assistants. The education sector also employs a significant number of foreigners, either as teachers or support staff in schools and universities. Additionally, some foreigners work in the IT and technology sector, as well as in construction and manufacturing industries," remarked one expat who made the move to Cheltenham.

What is life like in Cheltenham?

When we asked people living in Cheltenham what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Chelham, UK, is generally comfortable and convenient. The town is known for its regency architecture, vibrant arts scene, and numerous festivals, providing a rich cultural experience. It has a good mix of urban amenities and green spaces, offering a balanced lifestyle. The town is also home to a number of cafes and co-working spaces, making it conducive for digital nomads. English is the primary language, but the multicultural community means that other languages are also spoken. The cost of living can be high compared to other UK towns, but it is offset by the high quality of life. Public transportation is reliable, and the town is also bike-friendly. Healthcare services are excellent, and the town is generally safe and secure. The local community is welcoming, and there are various social and networking groups for expats," said one expat in Cheltenham.

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This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.

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What do expats in Cheltenham appreciate most about the local culture?

"Expats in Cheltenham, often appreciate the town's rich history and beautiful Regency architecture, which gives it a unique charm. They also enjoy the vibrant arts and cultural scene, with numerous festivals and events taking place throughout the year, such as the Cheltenham Literature Festival and the Cheltenham Jazz Festival. The friendly and welcoming nature of the local people is another aspect that expats appreciate, making it easy for them to integrate into the community. Additionally, the town's location in the picturesque Cotswolds region offers ample opportunities for outdoor activities and exploring the beautiful countryside. Finally, expats value the high-quality education options available in Cheltenham, including well-regarded schools and colleges," wrote a member in Cheltenham.

What do expats find most challenging?

"Expats in Cheltenham, may find the local accent and dialect challenging to understand, as it can be quite distinct from standard British English. They might also struggle with the reserved nature of the British people, which can make it difficult to form close friendships and social connections. The unpredictable weather can be another challenge, as it often changes rapidly and can be quite gloomy and wet. Additionally, expats may find the high cost of living, particularly for housing, to be a significant challenge. Finally, navigating the British bureaucracy and understanding the local customs and etiquette can be confusing and frustrating for newcomers," remarked one expat living in Cheltenham, England.

Is there a lot of crime in Cheltenham?

We asked people if there is a lot of crime. They answered:

"Cheltenham, experiences crime, but it is not considered to have an exceptionally high crime rate. Like any urban area, it has its share of criminal activities, including theft, burglary, and anti-social behavior. However, the town is generally regarded as a safe place to live and visit, with a strong sense of community and an active local police force working to prevent and address criminal incidents. While crime does occur in Cheltenham, it is important to remember that the overall risk is relatively low compared to larger cities or areas with more significant crime problems," wrote a member in Cheltenham.

Is there a lot of diversity? Are people in Cheltenham accepting of differences?

"Cheltenham, is a town that is becoming increasingly diverse, with people from various ethnic backgrounds, cultures, and religions calling it home. The town is known for its welcoming and accepting nature, with many community initiatives and events aimed at promoting inclusivity and celebrating diversity. The residents of Cheltenham generally have a reputation for being open-minded and accepting of differences, making it a comfortable place for people of all backgrounds to live. However, like any place, individual experiences may vary," remarked one expat living in Cheltenham, England.

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This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.
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What are the schools in Cheltenham like?

"Cheltenham College is a prestigious co-educational independent school that offers both day and boarding options for students aged 3 to 18. The school is known for its strong academic reputation, excellent pastoral care, and wide range of extracurricular activities. More information can be found on their website: https://www.cheltenhamcollege.org/ St. Edward's School is another well-regarded independent school in Cheltenham, offering education for students aged 1 to 18. The school is known for its strong academic results, nurturing environment, and commitment to the development of the whole child. More information can be found on their website: https://www.stedwards.co.uk/ Dean Close School is a co-educational independent day and boarding school for students aged 3 to 18. The school is known for its strong academic results, excellent pastoral care, and wide range of extracurricular activities. More information can be found on their website: https://www.deanclose.org.uk/ Cheltenham Ladies' College is a leading independent boarding and day school for girls aged 11 to 18. The school is renowned for its strong academic results, outstanding pastoral care, and commitment to empowering young women. More information can be found on their website: https://www.cheltladiescollege.org/ Although there are no specific international or bilingual schools in Cheltenham, the schools mentioned above have a diverse student population and often welcome students from various countries and backgrounds," commented one expat when asked about in Cheltenham.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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