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Chester, UK: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Chester | Expat Exchange
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Chester, England

By Joshua Wood, LPC

Last updated on Oct 10, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Chester, UK: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Chester?

When we asked people what advice they would give someone preparing to move to Chester, they said:

"Chester, is a city rich in history and culture, offering a unique blend of modern amenities and ancient architecture, making it an attractive place for expats to retire. Before retiring in Chester, expats should be aware of the cost of living, which can be higher than in other parts of the UK due to its popularity and proximity to major cities like Manchester and Liverpool. Healthcare in the UK is provided by the National Health Service (NHS), which is free at the point of use for residents. Expats retiring in Chester will need to register with a local GP to access these services. The UK has a reciprocal healthcare agreement with many countries, but expats should check their eligibility and consider private health insurance if necessary. Chester has a temperate maritime climate, with mild summers and cool winters. Expats from warmer climates may need time to adjust to the weather. The city is well-connected by public transport, with regular train and bus services. However, owning a car can be beneficial for exploring the surrounding countryside. Chester is a safe city with a low crime rate, but like anywhere, it's important to take common-sense precautions, particularly in more crowded areas. The UK has a double taxation agreement with many countries, which means expats won't have to pay tax in two countries. However, it's advisable to seek professional advice on tax matters. English is the main language spoken in Chester, but the city is multicultural and languages from around the world can be heard. Chester offers a range of housing options, from modern apartments in the city centre to traditional houses in the suburbs. Renting is common, but expats can also buy property. Finally, Chester has a vibrant cultural scene, with numerous festivals, events, and attractions throughout the year. Expats should take the time to explore and immerse themselves in the local culture," wrote a member in Chester.

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What do I need to know before moving to Chester?

When we asked people what advice they would give someone preparing to move to Chester, they said:

"Expats moving to Chester, should be aware of the cost of living, which can be relatively high compared to other cities in the UK. Housing options range from modern apartments to traditional Victorian homes, and rental prices can vary depending on the area. Chester is a historic city with a rich cultural heritage, offering a variety of attractions, such as the Roman walls, Chester Cathedral, and the Chester Zoo. The city also has a thriving arts scene, with numerous galleries, theaters, and music venues. The city has a well-connected public transport system, including buses and trains, making it easy to travel within Chester and to nearby cities like Liverpool and Manchester. Expats should also be aware that driving in the UK is on the left side of the road, and they may need to obtain a UK driving license. Chester has a range of educational options for expat families, including state-funded schools, private schools, and international schools. It is important to research the different options and consider factors such as location, curriculum, and fees. The healthcare system in the UK is publicly funded through the National Health Service (NHS), which provides free healthcare to residents. Expats will need to register with a local GP (General Practitioner) to access NHS services. Private healthcare is also available for those who prefer it or require additional services not covered by the NHS. Expats should familiarize themselves with UK tax laws and regulations, as they may be required to pay income tax and national insurance contributions. It is advisable to consult with a tax professional to ensure compliance with UK tax laws. Chester has a diverse community, and expats can find various clubs, societies, and organizations to join to meet new people and make friends. Networking and socializing with locals and other expats can help ease the transition to life in Chester. Finally, it is essential for expats to be prepared for the British weather, which can be unpredictable and often rainy. Investing in a good quality raincoat and umbrella is a must for anyone moving to Chester," remarked one expat who made the move to Chester.

How do I find a place to live in Chester?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"To find a place to live in Chester, you can start by researching the different neighborhoods and areas within the city to determine which ones best suit your needs and preferences. Consider factors such as proximity to work or school, public transportation, and local amenities. Next, set a budget for your housing expenses, including rent or mortgage payments, utilities, and any additional costs such as council tax or maintenance fees. This will help you narrow down your search and focus on properties within your price range. Once you have a clear idea of your preferred location and budget, you can begin searching for available properties. There are several online platforms, such as Rightmove, Zoopla, and OnTheMarket, where you can browse listings for houses, flats, and shared accommodations. You can filter your search based on your preferences, such as the number of bedrooms, property type, and price range. In addition to online searches, you can also visit local estate agents in Chester who can provide personalized assistance in finding a suitable property. They can help you navigate the local housing market, arrange property viewings, and negotiate rental or purchase agreements on your behalf. Another option is to join local Facebook groups or online forums where people often post about available properties or rooms for rent. This can be a useful way to find housing options that may not be listed on traditional property websites. Once you have found a property that meets your criteria, arrange a viewing to inspect the property in person. Be sure to ask any questions you may have about the property, the lease or purchase agreement, and any additional costs or responsibilities associated with living there. Finally, once you have found a suitable property and agreed on the terms, be prepared to provide references, proof of income, and a deposit to secure your new home in Chester," said one expat in Chester.

What is a typical expat home or apartment like in Chester?

"A typical expat home or apartment in Chester, is likely to be a modern, well-maintained property located in a desirable area of the city. These homes often feature spacious living areas, fully-equipped kitchens, and comfortable bedrooms. Many expat homes are situated in residential neighborhoods, close to local amenities such as shops, restaurants, and parks. Some apartments may be found in converted historic buildings, offering a unique blend of contemporary living and traditional charm. Additionally, many expat homes in Chester come furnished, making it easier for newcomers to settle in quickly. Access to public transportation and proximity to the city center are also common features of expat homes in Chester," wrote one member in Chester.

What is the average cost of housing in Chester?

If you are thinking about moving to Chester, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Chester, can vary depending on the type of property and its location. As of 2021, the average price for a property in Chester is approximately £260,000. However, this figure can change over time due to fluctuations in the housing market," wrote one member in Chester.

How do I meet people in Chester?

When we asked people living in Chester about club and activities where newcomers can meet others, they responded:

"Expats in Chester, often join various clubs and activities to meet new people and integrate into the local community. These include sports clubs such as football, rugby, or cricket, where they can enjoy a shared passion for sports while making new friends. They may also join fitness clubs or gyms, which offer a range of classes and activities to suit different interests and fitness levels. Cultural clubs and societies are also popular among expats, such as art, music, or drama groups. These provide opportunities to explore and engage with the local culture, as well as to share their own. Language exchange clubs are another great way for expats to improve their English skills and meet locals and other expats alike. Expats may also participate in volunteering activities in Chester. This not only allows them to give back to the community but also helps them meet people from different walks of life. There are numerous charities and organizations in Chester that welcome volunteers. In addition to clubs and activities, expats often meet people through social events and gatherings. These could be local festivals, concerts, or community events, which are great places to mingle and meet locals. Many expats also meet people through their workplace or their children's schools. Online platforms and social media groups are another way for expats to connect with others in Chester. There are several expat groups on platforms like Facebook, where members share advice, organize meetups, and offer support to each other. Lastly, networking events and business meetups can also be beneficial for expats, especially those looking to establish professional connections in Chester. These events are often organized by local business associations or chambers of commerce," remarked one expat living in Chester, England.

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What should I bring when moving to Chester?

People living in Chester were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Chester, you should pack your essential documents, such as your passport, visa, birth certificate, and any other identification documents. Bring enough clothing for various weather conditions, including warm layers, waterproof jackets, and comfortable shoes. Don't forget your electronic devices, chargers, and adapters for UK outlets. Pack any prescription medications, a basic first aid kit, and personal hygiene items. Bring a few sentimental items or photos to make your new home feel more familiar. If you plan on cooking, pack some essential kitchen items, such as utensils and a few pots and pans. Lastly, consider bringing a small amount of local currency for immediate expenses upon arrival," wrote one member in Chester.

Where should I setup a bank account in Chester?

We asked expats in Chester what banks they use and there advice about banking. They advised:

"Expats considering retiring in Chester, should be aware of several factors before making the move. Firstly, they should research the cost of living, which can be higher than in other parts of the UK, especially when it comes to housing and transportation. It is essential to have a clear understanding of their financial situation and budget accordingly. Healthcare is another important consideration. The UK has a public healthcare system called the National Health Service (NHS), which provides free healthcare to residents. Expats should ensure they are eligible for NHS services or consider purchasing private health insurance. Chester has a rich history and culture, with many attractions and events throughout the year. Expats should take the time to explore the city and its surroundings to fully appreciate what it has to offer. They should also be prepared for the British weather, which can be unpredictable and often rainy. It is essential for expats to familiarize themselves with the UK's tax system, as they may be subject to taxes on their worldwide income. They should consult with a financial advisor or tax professional to understand their tax obligations and potential benefits. Expats should also be aware of the UK's visa and residency requirements. Depending on their nationality and circumstances, they may need to apply for a visa or residency permit to retire in the UK. It is crucial to research and understand the necessary steps to ensure a smooth transition. Finally, it is important for expats to integrate into the local community and make connections with other residents. Joining clubs, attending events, and participating in local activities can help them feel more at home and make their retirement in Chester more enjoyable," wrote one member in Chester.

Will I be able to find a job in Chester?

When we asked people about industries and career opportunities in Chester, they reponded:

"Foreigners in Chester, often find employment in various sectors. Many work in the hospitality industry, taking roles in hotels, restaurants, and bars. Some find jobs in the retail sector, working in shops and supermarkets. There are also opportunities in the healthcare sector, where foreigners often work as nurses, doctors, or care assistants. The education sector also employs a significant number of foreigners as teachers, lecturers, or support staff. Additionally, some foreigners work in the IT sector, while others find employment in construction and manufacturing industries. A number of foreigners also work in the tourism industry, given Chester's rich history and numerous tourist attractions," wrote one member in Chester.

What is life like in Chester?

When we asked people living in Chester what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Chester, is generally comfortable and convenient. The city offers a rich history, beautiful architecture, and a vibrant cultural scene. It's a small city, making it easy to navigate and explore. The cost of living is relatively lower compared to other UK cities like London, making it an attractive place for digital nomads. Chester has a good selection of co-working spaces, cafes, and libraries, providing plenty of options for workspaces. The city also has a reliable internet connection, which is crucial for digital nomads. The city is known for its friendly and welcoming locals, making it easier for expats to settle in and feel at home. There are also several expat communities and social groups that one can join to meet new people and make friends. Chester is also well-connected to other parts of the UK and Europe, making it a great base for those who wish to travel and explore. The city's proximity to nature, including parks and the River Dee, provides plenty of opportunities for outdoor activities during downtime. The healthcare system in Chester is excellent, and expats are eligible for free healthcare services under the National Health Service once they become residents. However, it's worth noting that the weather in Chester can be quite unpredictable, with frequent rain and relatively cold winters. This might be a downside for those who prefer warmer climates. Overall, Chester provides a balanced lifestyle with its mix of city life, history, culture, and nature, making it an attractive destination for expats and digital nomads," wrote a member in Chester.

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What do expats in Chester appreciate most about the local culture?

"Expats in Chester, often appreciate the rich history and well-preserved architecture of the city, including the Roman walls and the medieval half-timbered buildings. They also enjoy the friendly and welcoming nature of the local people, who are known for their warmth and hospitality. The vibrant arts and cultural scene, with numerous festivals, galleries, and theaters, is another aspect that expats appreciate. Additionally, they value the city's walkability and accessibility, making it easy to explore and enjoy the picturesque surroundings. Finally, expats often enjoy the diverse culinary offerings, with a wide range of restaurants and pubs serving both traditional British fare and international cuisine," wrote one member in Chester.

What do expats find most challenging?

"Expats in Chester, may find the local accent and dialect challenging to understand, as the city has a distinct regional accent known as "Cheshire" or "Chester" accent. They might also struggle with the British sense of humor, which can be quite sarcastic and self-deprecating. Adapting to the local customs and etiquette, such as queuing and politeness, can be difficult for some expats. The weather in Chester can be unpredictable, with frequent rain and overcast skies, which may be challenging for those used to sunnier climates. Additionally, the cost of living in Chester can be relatively high, particularly when it comes to housing and transportation. Finally, navigating the local bureaucracy and understanding the healthcare system can be complex for expats who are not familiar with the UK's processes and procedures," said one expat who made the move to Chester.

Is there a lot of crime in Chester?

We asked people if there is a lot of crime. They answered:

"Chester, experiences crime like any other city, but it is not considered to have an exceptionally high crime rate. The city centre tends to see more incidents due to the concentration of shops, bars, and restaurants, with common crimes including shoplifting, anti-social behaviour, and minor assaults. However, the local police force actively works to reduce crime and maintain a safe environment for residents and visitors. Overall, Chester is generally regarded as a safe and pleasant place to live and visit," commented one expat who made the move to Chester.

Is there a lot of diversity? Are people in Chester accepting of differences?

"Chester, is a city that is gradually becoming more diverse, with people from different ethnic backgrounds, cultures, and religions making it their home. However, it is still predominantly white British. The city is known for its welcoming and friendly atmosphere, and generally, residents are accepting of differences. Chester's rich history and cultural heritage also contribute to an environment of respect and appreciation for diversity. However, like any place, individual experiences may vary," said one expat in Chester.

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What are the schools in Chester like?

"1. The Queen's School, Chester: The Queen's School is an independent day school for girls aged 4-18. It offers the International Baccalaureate (IB) Diploma Programme for students aged 16-19, which is recognized by universities worldwide. The school is known for its strong academic record, wide range of extracurricular activities, and supportive community. [Website](https://www.thequeensschool.co.uk/) 2. Abbey Gate College: Abbey Gate College is an independent co-educational day school for children aged 4-18. It offers a broad curriculum with a strong emphasis on individual development. The school is set in a beautiful rural location and boasts excellent facilities. [Website](https://www.abbeygatecollege.co.uk/) 3. The King's School, Chester: The King's School is a co-educational independent school for children aged 4-18. It offers the International Baccalaureate (IB) Diploma Programme for students aged 16-19. The school is known for its academic excellence, pastoral care, and wide range of extracurricular activities. [Website](https://www.kingschester.co.uk/) 4. The Firs School, Chester: The Firs School is a co-educational independent primary school for children aged 2-11. It offers a broad and balanced curriculum with a strong emphasis on individual development. The school is set in a beautiful rural location and boasts excellent facilities. [Website](https://www.firsschool.org/) 5. The Hammond School: The Hammond School is a co-educational independent school for children aged 11-19. It is a specialist performing arts school, offering a unique blend of academic and vocational education. The school is known for its strong community, excellent pastoral care, and high-quality performance opportunities. [Website](https://www.thehammondschool.co.uk/) 6. Christleton International Studio: Christleton International Studio is a state-funded school for students aged 14-19. It offers a unique curriculum that combines academic subjects with practical, real-world learning. The school has strong links with local businesses and universities, providing students with valuable work experience and progression opportunities. [Website](https://www.christletoninternationalstudio.co.uk/) Please note that while these schools offer a high-quality education, they may not specifically offer bilingual programs. It is recommended to contact the schools directly for specific information about language programs," said one parent with children at in Chester.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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