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Lake District, UK: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Lake District | Expat Exchange
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Lake District, England

By Joshua Wood, LPC

Last updated on May 12, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Lake District, UK: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Lake District?

When we asked people what advice they would give someone preparing to move to Lake District, they said:

"Expats considering retirement in the Lake District, should be aware of several key factors. Firstly, the cost of living can be higher than in other parts of the UK, particularly for housing, as the area is a popular tourist destination. The weather in the Lake District can be quite variable, with a lot of rainfall throughout the year, and colder temperatures in the winter months. Healthcare in the UK is provided through the National Health Service (NHS), which is free at the point of use for residents. Expats should ensure they are eligible for this service or have appropriate health insurance. The Lake District is a rural area, so access to amenities such as shops, restaurants, and entertainment may be limited compared to urban areas. However, the area is renowned for its natural beauty, with plenty of opportunities for outdoor activities such as hiking, boating, and bird watching. Public transport in the Lake District is available but can be infrequent, so having a car can be beneficial. The UK has a reciprocal agreement with many countries for state pensions, so expats should check if they can transfer their pension. Finally, the UK has a complex tax system, and expats should seek advice on their tax obligations in the UK, particularly if they have income or assets in their home country," remarked one expat living in Lake District, England.

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What do I need to know before moving to Lake District?

When we asked people what advice they would give someone preparing to move to Lake District, they said:

"Expats moving to the Lake District in the UK should be aware of several factors to ensure a smooth transition. Firstly, the Lake District is a popular tourist destination, so expect crowds during peak seasons. The area is known for its stunning natural beauty, with numerous lakes, mountains, and picturesque villages, making it an ideal location for outdoor enthusiasts. The cost of living in the Lake District can be higher than in other parts of the UK, particularly in popular tourist areas. Housing options range from traditional cottages to modern apartments, and it's essential to research the local property market to find the best fit for your budget and lifestyle. Public transportation in the Lake District is limited, so having a car is highly recommended for getting around. However, there are also buses and trains available for travel within the region and to nearby cities. The weather in the Lake District can be unpredictable, with frequent rain and cooler temperatures. Expats should be prepared for this by investing in appropriate clothing and footwear for outdoor activities. Healthcare in the UK is provided through the National Health Service (NHS), and expats will need to register with a local GP (General Practitioner) to access medical services. It's essential to research the healthcare options available in your area and ensure you have the necessary documentation for registration. The Lake District offers a range of educational options for families, including state-funded schools, private schools, and international schools. It's important to research the local schools and their admission processes to find the best fit for your children. The region has a strong sense of community, with many local events and festivals taking place throughout the year. Expats should take advantage of these opportunities to meet new people and immerse themselves in the local culture. Finally, it's essential to familiarize yourself with UK laws, customs, and etiquette to ensure a smooth transition to life in the Lake District. This includes understanding the local currency, driving regulations, and any necessary permits or visas required for living and working in the UK," said one expat in Lake District.

How do I find a place to live in Lake District?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"To find a place to live in the Lake District, you can start by researching the different towns and villages within the region to determine which area best suits your needs and preferences. Some popular towns in the Lake District include Keswick, Ambleside, and Windermere. Once you have chosen a specific area, you can begin searching for available properties using online property search websites such as Rightmove, Zoopla, or OnTheMarket. These websites allow you to filter your search based on property type, price range, and other preferences. Additionally, you can contact local estate agents in the Lake District who can provide you with more information about available properties and help you arrange viewings. Some well-known estate agents in the area include Matthews Benjamin, Hackney & Leigh, and Poole Townsend. It's also a good idea to join local community groups on social media platforms like Facebook, where you can ask for recommendations and advice from residents who are familiar with the area. Finally, consider visiting the Lake District to explore the different towns and villages in person. This will give you a better understanding of the local atmosphere and help you make a more informed decision about where to live," said one expat who made the move to Lake District.

What is a typical expat home or apartment like in Lake District?

"A typical expat home or apartment in the Lake District, is likely to be a charming, traditional stone-built cottage or a modern apartment with picturesque views of the surrounding countryside and lakes. These homes often feature cozy living spaces with fireplaces, well-equipped kitchens, and comfortable bedrooms. Many expat homes in the Lake District also have outdoor spaces, such as gardens or patios, where residents can enjoy the stunning natural beauty of the area. Additionally, these homes are usually located in quaint villages or towns, offering easy access to local amenities, such as shops, pubs, and restaurants, as well as opportunities for outdoor activities like hiking, cycling, and boating," said one expat in Lake District.

What is the average cost of housing in Lake District?

If you are thinking about moving to Lake District, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in the Lake District, can vary greatly depending on the location and type of property. However, it is generally more expensive than other areas in the UK due to its popularity as a tourist destination and the limited availability of properties. On average, you can expect to pay around £250,000 for a terraced house, while detached homes can cost upwards of £400,000. For rental properties, the average monthly rent ranges from £600 to £1,200, depending on the size and location of the property," said one expat who made the move to Lake District.

How do I meet people in Lake District?

When we asked people living in Lake District about club and activities where newcomers can meet others, they responded:

"Expats in the Lake District often join local clubs and societies to meet people and immerse themselves in the local culture. These can range from sports clubs such as hiking, cycling, and sailing, to cultural societies such as local history groups, book clubs, and art societies. The Lake District is renowned for its stunning landscapes, so many expats also join photography clubs or environmental conservation groups. In addition to clubs and societies, expats often meet people through community events and festivals. The Lake District hosts a variety of events throughout the year, including food and drink festivals, music concerts, and literary festivals, which provide excellent opportunities for expats to socialize and meet locals. Volunteering is another popular way for expats to meet people in the Lake District. Many expats volunteer at local charities, community centers, or conservation projects, which not only allows them to give back to the community but also helps them to make connections and build friendships. Expats also meet people through language exchange programs or English classes. Even though English is the main language in the UK, these programs can be a great way for expats to improve their language skills and meet people from different backgrounds. Finally, many expats meet people simply by participating in everyday activities such as shopping at local markets, attending church services, or taking their children to local schools. The Lake District is a friendly and welcoming place, and locals are often more than happy to strike up a conversation with newcomers," wrote one member in Lake District.

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What should I bring when moving to Lake District?

People living in Lake District were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to the Lake District, you should pack appropriate clothing for the region's cool and wet climate, including waterproof jackets, warm layers, and sturdy footwear for outdoor activities. Don't forget to bring an umbrella and a good quality raincoat, as well as hats, gloves, and scarves for colder months. Pack essential documents such as your passport, visa, driver's license, and any necessary medical records. Bring any prescription medications you may need, along with a basic first aid kit. If you plan on participating in outdoor activities, consider packing hiking gear, such as a backpack, walking poles, and a reusable water bottle. You may also want to bring a camera or binoculars for capturing the beautiful scenery. For your new home, pack essential household items like bedding, towels, and kitchenware. You may also want to bring some personal items to make your new space feel more like home, such as photographs, artwork, and small decorative items. Lastly, don't forget to pack any electronic devices you may need, such as your phone, laptop, and chargers, as well as a power adapter if you're coming from a country with different electrical outlets," said one expat in Lake District.

Where should I setup a bank account in Lake District?

We asked expats in Lake District what banks they use and there advice about banking. They advised:

"Expats considering retiring in the Lake District, should be aware of several factors to ensure a smooth transition and enjoyable retirement. Firstly, it is essential to research the cost of living, including housing, utilities, groceries, and transportation, as these can vary significantly depending on the specific area within the Lake District. Healthcare is another crucial consideration, as the UK has a National Health Service (NHS) that provides free healthcare to residents. Expats should determine their eligibility for NHS services and consider purchasing private health insurance if necessary. The Lake District has a predominantly rural setting, which may require expats to adapt to a slower pace of life and limited access to certain amenities. It is essential to research the availability of local services, such as shops, restaurants, and entertainment options, to ensure they meet personal preferences and needs. The weather in the Lake District can be unpredictable, with a high chance of rain throughout the year. Expats should be prepared for this and invest in appropriate clothing and footwear to enjoy the beautiful outdoor scenery comfortably. Public transportation in the Lake District is limited, particularly in more rural areas. Expats may need to consider purchasing a car to ensure easy access to amenities and surrounding areas. It is essential for expats to familiarize themselves with UK laws and regulations, including those related to taxes, pensions, and visas. Consulting with a financial advisor or immigration specialist can help ensure all legal requirements are met. Finally, expats should take the time to learn about British culture and customs to help integrate into the local community. This may include joining local clubs or organizations, attending community events, and making an effort to build relationships with neighbors and other residents," explained one expat living in Lake District, England.

Will I be able to find a job in Lake District?

When we asked people about industries and career opportunities in Lake District, they reponded:

"Foreigners in the Lake District, often work in the tourism industry, taking roles such as hotel staff, tour guides, and restaurant workers. They may also find employment in outdoor activity centres as instructors or guides, given the region's popularity for outdoor pursuits. Some foreigners work in retail, particularly in shops selling local products or souvenirs. Additionally, there are opportunities in the agriculture sector, with jobs on farms or in local food production. Seasonal work is also common, particularly during the busy summer months," wrote a member in Lake District.

What is life like in Lake District?

When we asked people living in Lake District what life is like and how people spend their time, they said:

"Life for expats and digital nomads in the Lake District, is often described as peaceful and inspiring. The region is known for its stunning landscapes, with picturesque lakes, mountains, and quaint villages, providing a tranquil environment for those seeking a break from bustling city life. The Lake District offers a slower pace of life, allowing expats and digital nomads to enjoy outdoor activities such as hiking, boating, and cycling in their free time. Despite its rural setting, the Lake District has a strong internet infrastructure, making it suitable for remote work. There are also numerous cozy cafes and public libraries that offer free Wi-Fi, providing alternative workspaces for digital nomads. The local community is generally welcoming and friendly, making it easy for newcomers to integrate. English is the main language spoken, but the region also attracts international tourists, creating a multicultural atmosphere. The cost of living can be higher compared to other parts of the UK, particularly for housing. However, this is often offset by the high quality of life and the natural beauty of the area. The region also boasts a rich cultural heritage, with numerous museums, art galleries, and historic sites to explore. Public transportation is reliable but not as frequent as in larger cities. Therefore, having a car can be beneficial for those living in more remote areas. Despite this, the region's compact size makes it easy to travel around. The Lake District has a temperate climate, with mild summers and cool, wet winters. This can be a significant change for those used to warmer climates, but many find the changing seasons and the stunning scenery that comes with it part of the region's charm. In terms of healthcare, the UK's National Health Service provides free healthcare for all residents, including expats. There are several hospitals and clinics in the region, although specialist treatment may require travel to larger cities. Overall, life for expats and digital nomads in the Lake District offers a unique blend of natural beauty, cultural richness, and a peaceful lifestyle, making it an attractive destination for those seeking a balance between work and leisure," remarked one expat who made the move to Lake District.

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What do expats in Lake District appreciate most about the local culture?

"Expats in the Lake District, often appreciate the friendly and welcoming nature of the local people, who are always willing to help and share their knowledge of the area. They also enjoy the rich history and cultural heritage of the region, with its charming villages, historic buildings, and literary connections. The strong sense of community and local traditions, such as agricultural shows and festivals, are also highly valued by expats. Additionally, they admire the stunning natural beauty of the Lake District, with its picturesque lakes, rolling hills, and scenic walking trails, which provide ample opportunities for outdoor activities and relaxation. The slower pace of life and emphasis on work-life balance in the Lake District is another aspect that expats find appealing," explained one expat living in Lake District, England.

What do expats find most challenging?

"Expats in the Lake District, may find the local dialect and accents challenging to understand, as the region has its own unique vocabulary and pronunciation. They might also struggle with the unpredictable weather, which can change rapidly and often includes rain and cold temperatures. The rural nature of the area may be difficult for some expats to adapt to, as public transportation is limited and amenities may be sparse in smaller villages. Additionally, the British reserve and politeness can make it challenging for expats to form deep connections with locals, as they may come across as distant or aloof. Finally, adjusting to the local cuisine, which is often hearty and traditional, may be a challenge for those used to more diverse and exotic flavors," commented one expat who made the move to Lake District.

Is there a lot of crime in Lake District?

We asked people if there is a lot of crime. They answered:

"The Lake District in the UK is generally considered a safe and peaceful area with relatively low crime rates. However, like any other place, it is not completely free from crime. The most common types of crime in the Lake District include minor thefts, burglaries, and anti-social behavior. Visitors and residents should still take necessary precautions to protect their belongings and personal safety, but overall, the Lake District is a safe destination for tourists and locals alike," remarked one expat who made the move to Lake District.

Is there a lot of diversity? Are people in Lake District accepting of differences?

"The Lake District in the UK is primarily known for its natural beauty and outdoor activities, rather than its cultural diversity. The population is predominantly white British, with a smaller proportion of ethnic minorities compared to larger cities in the UK. However, the Lake District is a popular tourist destination and attracts visitors from all over the world, which brings a certain level of cultural diversity to the area. In terms of acceptance of differences, it's important to note that attitudes can vary from person to person. However, the Lake District is generally seen as a welcoming place for tourists, regardless of their background or identity. The local community is known for its hospitality and friendliness towards visitors. As a popular tourist destination, businesses and locals are accustomed to interacting with people from a wide range of cultures and backgrounds," wrote one member in Lake District.

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What are the schools in Lake District like?

"The Lake District, is a predominantly rural area, and as such, it does not have a significant number of international or bilingual schools. However, there are some excellent schools in the surrounding regions that cater to international and bilingual students. 1. Windermere School (https://www.windermereschool.co.uk/) is an independent, co-educational boarding and day school located in the heart of the Lake District. It offers the International Baccalaureate (IB) Diploma Programme for students aged 16-19, alongside the traditional British curriculum. The school has a strong focus on outdoor education, taking advantage of its stunning location. 2. Sedbergh School (https://www.sedberghschool.org/) is a prestigious co-educational boarding school situated just outside the Lake District in the Yorkshire Dales. It offers a broad curriculum, including the option to study a range of languages, and has a strong reputation for academic excellence and sporting achievements. 3. Dallam School (http://www.dallam.eu/) is a state-funded secondary school located in Milnthorpe, just south of the Lake District. It has a strong international focus, offering the International Baccalaureate (IB) Middle Years Programme for students aged 11-16 and the IB Diploma Programme for students aged 16-19. The school also has a dedicated International Study Centre for students from around the world. 4. Austin Friars School (https://www.austinfriars.school/) is an independent, co-educational day school located in Carlisle, just north of the Lake District. It offers a broad curriculum, including the option to study a range of languages, and has a strong reputation for academic excellence and pastoral care. While these schools may not be specifically bilingual, they do offer a range of language options and cater to international students, providing a diverse and inclusive learning environment," said one expat in Lake District with children at .

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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