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Cardiff, UK: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cardiff | Expat Exchange
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Cardiff, England

By Joshua Wood, LPC

Last updated on Jun 11, 2024

Summary: Cardiff, UK is a vibrant, cosmopolitan city with a rich cultural heritage. Expats love the city's friendly atmosphere, its excellent transport links, and its proximity to the stunning Welsh countryside. The weather in Cardiff is generally mild, with temperatures ranging from the mid-30s in the summer to the mid-40s in the winter (Fahrenheit). The average cost of living for an expat is estimated to be around $2,000 per month. The cost of a one bedroom apartment in Cardiff is around $1,000 per month, while a two bedroom apartment is around $1,400 per month. The population of Cardiff is estimated to be around 360,000 people.

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What do I need to know about living in Cardiff?

When we asked people what advice they would give someone preparing to move to Cardiff, they said:

"Before retiring in Cardiff, expats should be aware of the cost of living, which is slightly higher than the UK average. They should also research the local healthcare system and the availability of medical services. Additionally, expats should familiarize themselves with the local culture and customs, as well as the climate and weather conditions. It is also important to research the local job market and the availability of leisure activities. Finally, expats should consider the availability of public transportation and the cost of housing in the area," said one expat in Cardiff.

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What do I need to know before moving to Cardiff?

When we asked people what advice they would give someone preparing to move to Cardiff, they said:

"Cardiff is the capital of Wales and is a vibrant and diverse city with plenty to offer. It is a great place to live for expats, with a strong economy, excellent transport links, and a wide range of cultural activities. Expats should be aware that Cardiff has a temperate climate, with mild winters and warm summers. The cost of living in Cardiff is relatively low compared to other UK cities, and there are plenty of affordable housing options. Expats should also be aware that Cardiff is a multicultural city, with a large Welsh-speaking population. English is widely spoken, but it is useful to learn some Welsh phrases to help you get around. Finally, expats should be aware that Cardiff is a very safe city, with low crime rates and a friendly atmosphere," said one expat who made the move to Cardiff.

How do I find a place to live in Cardiff?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Cardiff is to use online resources such as Rightmove, Zoopla, and Gumtree. These websites allow you to search for properties in the area and filter your results based on your budget, desired location, and other criteria. Additionally, you can contact local estate agents who can help you find a suitable property. You can also look for rental properties in local newspapers and on notice boards in the area. Finally, you can ask friends and family if they know of any available properties," remarked one expat who made the move to Cardiff.

What is a typical expat home or apartment like in Cardiff?

"Expat homes and apartments in Cardiff are typically modern and spacious, with plenty of natural light. Many of the apartments are located in the city centre, close to shops, restaurants, and other amenities. The apartments often have balconies or terraces, and some have access to communal gardens. The homes and apartments are usually well-equipped with modern appliances and furnishings, and many have access to parking and other amenities," remarked one expat who made the move to Cardiff.

What is the average cost of housing in Cardiff?

If you are thinking about moving to Cardiff, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cardiff is generally quite high. Prices for rental properties and buying a home can vary greatly depending on the area and type of property. Generally, rental prices range from around £500 to £1,500 per month, while the average cost of buying a home in Cardiff is around £200,000," said one expat in Cardiff.

How do I meet people in Cardiff?

When we asked people living in Cardiff about club and activities where newcomers can meet others, they responded:

"Expats living in Cardiff can join a variety of clubs and activities, such as sports clubs, language classes, and cultural events. Expats can also meet people by attending local events, such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as well as attending meet-ups and networking events," said one expat in Cardiff.

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What should I bring when moving to Cardiff?

People living in Cardiff were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cardiff, it is important to pack warm clothing, as the weather can be quite cold and wet. It is also a good idea to bring an umbrella and waterproof clothing, as rain is common in the area. Additionally, it is important to bring comfortable shoes, as Cardiff is a very walkable city. Other items to consider packing include a first aid kit, a flashlight, and any necessary medications. Finally, it is important to bring any important documents, such as passports, visas, and birth certificates," explained one expat living in Cardiff, England.

Where should I setup a bank account in Cardiff?

We asked expats in Cardiff what banks they use and there advice about banking. They advised:

"Yes, I had to open up a UK bank in order to pay for anything related to living expenses. It wasn't easy! The bank would didn't care how much money I had in my U.S. account, my credit rating, or even a personal note from my U.S. banker (which I had been told would help me get a UK bank account). The ONLY way I was able to open up an account was by having a UK friend co-sign for me. My circumstances was that I was an older student returning to do my Master's. I'm guessing any U.S. student will come up against the same problem. I can't speak for people who are being transferred over for a job. It may be easy for them," wrote one member in Cardiff.

"Before retiring in Cardiff, expats should be aware of the cost of living, which is slightly higher than the UK average. They should also research the local healthcare system and the availability of medical services. Additionally, expats should familiarize themselves with the local culture and customs, as well as the climate and weather conditions. It is also important to research the local job market and the availability of leisure activities. Finally, expats should consider the availability of public transportation and the cost of housing in the area," remarked one expat who made the move to Cardiff.

Will I be able to find a job in Cardiff?

When we asked people about industries and career opportunities in Cardiff, they reponded:

"Foreigners often have jobs in Cardiff in a variety of industries, such as hospitality, retail, education, healthcare, and technology. They may work as waiters, shop assistants, teachers, nurses, and software engineers. Other popular jobs for foreigners include customer service representatives, administrative assistants, and marketing professionals," said one expat who made the move to Cardiff.

What is life like in Cardiff?

When we asked people living in Cardiff what life is like and how people spend their time, they said:

"Cardiff is a great city for expats and digital nomads, offering a vibrant and diverse culture, excellent transport links, and a wide range of activities and attractions. The city is home to a large international community, with many expats and digital nomads from all over the world. The cost of living in Cardiff is relatively low compared to other cities in the UK, making it an attractive option for those looking to live and work in the city. The city also offers a wide range of job opportunities, with many digital nomads finding work in the tech and creative industries. The city is also well connected, with easy access to the rest of the UK and Europe. Expats and digital nomads in Cardiff can enjoy a range of activities, from exploring the city's many parks and green spaces, to taking part in the city's vibrant nightlife," said one expat who made the move to Cardiff.

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What do expats in Cardiff appreciate most about the local culture?

"That fact that Brits are more like me than they are like people in the Pacific Northwest. I'm originally from New York," remarked one expat who made the move to Cardiff.

"Expatriates in Cardiff appreciate the city's vibrant culture, which is a mix of Welsh and English influences. They enjoy the city's rich history, which dates back to Roman times, and its many attractions, such as Cardiff Castle and the National Museum of Wales. Expats also appreciate the city's friendly locals, who are always willing to help out newcomers. Cardiff is also known for its lively nightlife, with plenty of pubs, clubs, and restaurants to explore. Finally, expats appreciate the city's excellent transport links, which make it easy to explore the rest of Wales and the UK," explained one expat living in Cardiff, England.

What do expats find most challenging?

"Expats in Cardiff may find it challenging to adjust to the local culture due to the language barrier. English is the primary language spoken in Cardiff, but Welsh is also widely spoken, and many locals may not be comfortable speaking English. Additionally, the local culture is quite traditional and conservative, and expats may find it difficult to fit in with the locals. Furthermore, the weather in Cardiff can be unpredictable, with frequent rain and cold temperatures, which can be difficult to adjust to," explained one expat living in Cardiff, England.

Is there a lot of crime in Cardiff?

We asked people if there is a lot of crime. They answered:

"Cardiff is generally considered to be a safe city, with crime levels lower than the UK average. However, there have been reports of some anti-social behaviour, such as vandalism and graffiti, as well as occasional incidents of violent crime. The city centre is generally well-policed and monitored, and the local authorities are committed to keeping Cardiff safe," wrote a member in Cardiff.

Is there a lot of diversity? Are people in Cardiff accepting of differences?

"Cardiff is a diverse city, with people from a variety of backgrounds and cultures living and working in the area. The city is known for its acceptance of differences, with a strong sense of community and a welcoming attitude towards newcomers. Cardiff is a vibrant and multicultural city, with a wide range of cultural activities and events taking place throughout the year. People in Cardiff are generally accepting of differences and are keen to embrace diversity," remarked one expat living in Cardiff, England.

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What are the schools in Cardiff like?

"The International School Cardiff (ISC) is one of the best international schools in Cardiff. It is a co-educational, independent day school for students aged 3 to 18. The school offers a broad and balanced curriculum, with a strong emphasis on academic excellence and personal development. The school also offers a range of extra-curricular activities, including sports, music, drama and art. The Welsh Bilingual School is another excellent bilingual school in Cardiff, UK. It is a co-educational, independent day school for students aged 3 to 18. The school offers a bilingual curriculum, with Welsh as the main language of instruction. The school also offers a range of extra-curricular activities, including sports, music, drama and art. The Cardiff International School is another great international school in Cardiff, UK. It is a co-educational, independent day school for students aged 3 to 18. The school offers a broad and balanced curriculum, with a strong emphasis on academic excellence and personal development. The school also offers a range of extra-curricular activities, including sports, music, drama and art," commented one expat when asked about in Cardiff.

What are the pros and cons of living in Cardiff?

Expats, digital nomads and retirees living in Cardiff responded:

"Expats and digital nomads living in Cardiff appreciate the city's vibrant culture, with its many festivals, museums, and galleries. They also enjoy the city's convenient public transportation system, which makes it easy to get around. Additionally, the city's cost of living is relatively low, making it an attractive option for those on a budget. On the downside, some expats and digital nomads find the weather in Cardiff to be quite unpredictable, with frequent rain and wind. Additionally, the city can be quite crowded during peak tourist season, making it difficult to find a quiet spot," mentioned an expat living in Cardiff.

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What type of social life can someone expect in Cardiff?

When we asked expats and global nomads about their social experiences in Cardiff, they replied:

"Expats, retirees and digital nomads living in Cardiff typically have an active social life. There are many opportunities to meet people and make friends, such as attending local events, joining clubs and societies, or simply exploring the city and its many attractions. Cardiff is a vibrant city with a diverse range of activities and entertainment, from pubs and clubs to theatres and galleries. There are also plenty of opportunities to meet other expats, retirees and digital nomads, as well as locals, through networking events, meet-ups and online forums," remarked one expat living in Cardiff.

"Cardiff is a vibrant city with a lively social scene. There are plenty of bars, pubs, clubs, and restaurants to explore, as well as a variety of cultural events and activities to enjoy. The city is also home to a number of festivals throughout the year, such as the Cardiff International Food and Drink Festival and the Cardiff International Film Festival. There are also plenty of outdoor activities to enjoy, such as walking and cycling along the River Taff or exploring the city's many parks and green spaces," said one expat.

What advice to expats in Cardiff have about housing?

"Expats in Cardiff advise to research the area thoroughly before committing to a property, as there are many different neighbourhoods with varying levels of safety and amenities. It is also important to consider the cost of living in the area, as some areas may be more expensive than others. Additionally, it is recommended to look for properties that are close to public transportation, as this can make commuting to work or school much easier. Finally, it is important to be aware of the local laws and regulations regarding renting or buying a property, as these can vary from place to place," remarked one expat living in Cardiff.

What are medical services in Cardiff like?

When we asked expats and global nomads about the quality of medical care in Cardiff, they replied:

"Cardiff offers a wide range of medical services to its residents. The city is home to a number of hospitals, including the University Hospital of Wales, which is the largest hospital in Wales. Additionally, there are a number of private clinics and medical centers located throughout the city. The city also has a number of walk-in centers and pharmacies, providing convenient access to medical care. Cardiff also has a number of specialist services, such as cancer care, mental health services, and sexual health services," mentioned one expat inCardiff.

Are healthcare and health insurance expensive in Cardiff?

"Healthcare and health insurance in Cardiff can be expensive. The cost of healthcare services, such as doctor's visits, hospital stays, and prescription medications, can add up quickly. Health insurance can help to offset some of these costs, but premiums can be costly as well. Additionally, many health insurance plans have high deductibles and co-pays, which can make accessing healthcare services more expensive," remarked one expat living in Cardiff.

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Is the cost of living in Cardiff high?

We asked people about the cost of living in Cardiff, they wrote:

"The cost of living in Cardiff is generally considered to be quite reasonable. Prices for basic necessities such as groceries and utilities are generally lower than in other parts of the UK. The average rental price for a nice 1 bedroom apartment in Cardiff, UK is around $1,000 USD per month, while a nice 2 bedroom apartment is around $1,400 USD per month. Eating dinner at a moderately priced restaurant in Cardiff, UK will typically cost around $20 USD per person," mentioned one expat inCardiff.

What are the visa & residency requirements in Cardiff?

"In order to visit Cardiff, visitors must obtain a visa from the UK government. The type of visa required depends on the purpose of the visit, such as tourism, business, or study. The application process for a visa involves submitting an online application form, providing supporting documents, and paying the applicable fee. In order to live in Cardiff, UK, individuals must apply for residency. The application process for residency involves submitting an online application form, providing supporting documents, and paying the applicable fee. Depending on the individual's circumstances, they may also need to attend an interview. Once the application is approved, the individual will receive a residence permit," said one expat living in Cardiff.

Why do people move to Cardiff?

When we asked people why foreigners move to Cardiff, they responded:

"Cardiff is an attractive destination for expats due to its vibrant culture, diverse population, and excellent quality of life. The city is known for its stunning architecture, beautiful parks, and lively nightlife. It is also home to a number of universities, making it an ideal place for those looking to further their education. Additionally, Cardiff is a great place to work, with a strong economy and plenty of job opportunities. The cost of living is relatively low compared to other cities in the UK, making it an attractive option for those looking to relocate. Finally, Cardiff is a great place to raise a family, with excellent schools, plenty of leisure activities, and a safe and friendly environment," mentioned one expat inCardiff.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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