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Manchester, UK: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Manchester | Expat Exchange
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Manchester, England

By Joshua Wood, LPC

Last updated on Aug 05, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Manchester, UK: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Manchester?

When we asked people what advice they would give someone preparing to move to Manchester, they said:

"Before retiring in Manchester, expats should know that the city has a high cost of living compared to other parts of the UK, but it is still cheaper than London. They should also be aware that Manchester has a temperate maritime climate, with mild summers and cool winters. Expats should understand that the healthcare system in the UK is publicly funded, and they will have access to the National Health Service (NHS), but they may also want to consider private health insurance for more immediate access to specialists and procedures. They should also know that Manchester is a vibrant city with a rich history and a thriving arts and culture scene. It is home to several world-class museums, art galleries, and theaters, as well as a diverse culinary scene. Expats should be aware that Manchester is a very diverse city, with a large international community. This means that they are likely to find communities of people from their home country, as well as a wide variety of international foods and cultural events. They should also know that Manchester has excellent public transportation, including buses, trams, and trains, making it easy to get around the city and explore the surrounding areas. Expats should understand that they will need to apply for a visa to live in the UK, and the type of visa they need will depend on their circumstances. They should also be aware that the UK has a high tax rate, and they may be required to pay taxes in both the UK and their home country. Finally, expats should know that Manchester is known for its friendly and welcoming residents, and they are likely to feel at home quickly in this vibrant and diverse city," wrote one member in Manchester.

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What do I need to know before moving to Manchester?

When we asked people what advice they would give someone preparing to move to Manchester, they said:

"Before moving to Manchester, expats should be aware of the cost of living, which is generally lower than in London but still higher than in other parts of the UK. They should also research the various neighborhoods and suburbs to find the best fit for their lifestyle and budget. Public transportation in Manchester is extensive, with buses, trams, and trains connecting the city and surrounding areas. Expats should familiarize themselves with the different transport options and consider purchasing a travel pass for convenience and savings. Manchester has a diverse and multicultural population, with a variety of international communities and cultural events throughout the year. Expats should be prepared to embrace this diversity and be open to learning about different cultures and traditions. The weather in Manchester is known for being unpredictable, with frequent rain and overcast skies. Expats should invest in a good quality raincoat and umbrella and be prepared for changes in weather throughout the day. Manchester has a thriving arts and music scene, with numerous galleries, theaters, and live music venues. Expats should take advantage of these cultural offerings to fully experience life in the city. Healthcare in the UK is provided through the National Health Service (NHS), which offers free healthcare to residents. Expats should ensure they are eligible for NHS services and register with a local GP upon arrival. The UK has a comprehensive education system, with both state-funded and private schools available. Expats with children should research the various schooling options and consider factors such as location, curriculum, and school performance when making a decision. Manchester is home to several universities and higher education institutions, offering a range of courses and programs for those looking to further their education. Expats should familiarize themselves with UK laws and regulations, including those related to visas, work permits, and taxes. It is important to ensure all necessary paperwork is completed and up-to-date to avoid any legal issues. Finally, networking and joining social groups can be a great way for expats to meet new people and make friends in Manchester. There are various clubs, organizations, and online forums dedicated to connecting expats and helping them settle into their new city," said one expat who made the move to Manchester.

How do I find a place to live in Manchester?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"To find a place to live in Manchester, you can start by researching different neighborhoods to determine which area best suits your needs and preferences. Consider factors such as proximity to work or school, public transportation, local amenities, and safety. Next, set a budget for your rent or mortgage, taking into account additional costs such as utilities, council tax, and any potential agency fees. This will help you narrow down your search and ensure you find a place within your financial means. Once you have a clear idea of your preferred location and budget, you can begin searching for properties online. Websites such as Rightmove, Zoopla, and OnTheMarket are popular platforms for finding rental and sale properties in the UK. You can filter your search by location, price range, property type, and number of bedrooms. In addition to online searches, you can also visit local estate agents in Manchester who can help you find suitable properties based on your requirements. Register with multiple agents to increase your chances of finding the perfect place. When you find a property that interests you, arrange a viewing to inspect the property in person. This will give you a better idea of the property's condition, size, and layout, as well as the surrounding neighborhood. If you are renting, be prepared to provide references from previous landlords and proof of income to show that you can afford the rent. If you are buying, you will need to secure a mortgage and have a solicitor in place to handle the legal aspects of the purchase. Finally, once you have found the perfect place to live in Manchester, make an offer or submit a rental application, and if accepted, sign the necessary contracts and arrange for your move," wrote one member in Manchester.

What is a typical expat home or apartment like in Manchester?

"A typical expat home or apartment in Manchester, is likely to be a modern, furnished flat located in a convenient area close to public transport, shops, and restaurants. These homes often feature open-plan living spaces, fully-equipped kitchens, and comfortable bedrooms. Many expat apartments are situated in new developments or renovated buildings, offering amenities such as secure entry systems, communal gardens, and sometimes even on-site gyms or concierge services. The size of the apartment can vary, but most expats opt for one or two-bedroom flats, depending on their budget and family situation. Some expats may also choose to live in more traditional terraced houses or semi-detached homes in suburban neighborhoods, which offer more space and a quieter environment," remarked one expat who made the move to Manchester.

What is the average cost of housing in Manchester?

If you are thinking about moving to Manchester, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Manchester, can vary depending on the type of property and location. As of 2021, the average price for a property in Manchester is approximately £200,000. However, this figure can be higher or lower depending on factors such as the size of the property, its condition, and the specific area within Manchester," explained one expat living in Manchester, England.

How do I meet people in Manchester?

When we asked people living in Manchester about club and activities where newcomers can meet others, they responded:

"Expats in Manchester, often join various clubs and activities to meet new people and integrate into the local community. These include sports clubs such as football, rugby, or cricket, where they can both participate and spectate. They may also join fitness clubs or gyms, which offer a range of classes and activities. Cultural clubs are also popular, such as language exchange groups, book clubs, or film societies, which provide opportunities to learn about British culture and improve English language skills. There are also international societies that cater to specific nationalities, offering a sense of community and familiarity for expats. In addition to clubs, expats often meet people through social events and gatherings. These could be organised by local community centres, religious institutions, or even through their workplace. Networking events and professional meetups are also common, especially in a city like Manchester which has a thriving business scene. Expats may also use online platforms to connect with others. Websites like Meetup or Internations offer a variety of groups and events tailored to expats in Manchester, from hiking groups to cooking classes. Social media platforms like Facebook also have groups dedicated to expats in the city, where members can ask for advice, share experiences, and organise meetups. Volunteering is another great way for expats to meet people. Many charities and organisations in Manchester are always looking for volunteers, and this can be a rewarding way to give back to the community while making new friends. Finally, taking part in local festivals and public events is a fun and easy way to meet people. Manchester hosts a variety of events throughout the year, from music festivals to food markets, which attract a diverse crowd of locals and expats alike," remarked one expat who made the move to Manchester.

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What should I bring when moving to Manchester?

People living in Manchester were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Manchester, you should pack clothing suitable for the city's mild and often rainy climate, including waterproof jackets, warm layers, and comfortable shoes. Bring essential documents such as your passport, visa, and any necessary medical records. Pack any prescription medications you may need, along with a basic first aid kit. Don't forget your electronic devices, chargers, and a power adapter for UK outlets. Bring a few personal items to make your new living space feel like home, such as photographs, small decorations, and a favorite book. Lastly, pack a reusable shopping bag, as many stores in the UK charge for plastic bags," commented one expat who made the move to Manchester.

Where should I setup a bank account in Manchester?

We asked expats in Manchester what banks they use and there advice about banking. They advised:

"Expats considering retiring in Manchester, should be aware of several factors to ensure a smooth transition and enjoyable retirement experience. Firstly, it is essential to research the cost of living, including housing, utilities, groceries, and transportation, as Manchester is known for being more affordable than London but still has its expenses. Healthcare is another crucial aspect to consider, as the UK offers a National Health Service (NHS) that provides free healthcare to residents. Expats should ensure they are eligible for NHS services or consider purchasing private health insurance. Understanding the UK's tax system is vital for retirees, as they may be subject to taxes on their pension and other income. It is advisable to consult with a financial advisor or tax professional to navigate the UK tax system and any potential double taxation issues. Manchester has a diverse and vibrant culture, with numerous museums, galleries, and theaters, as well as a thriving music scene. Retirees should explore the city's cultural offerings and consider participating in local clubs and organizations to meet new people and stay engaged in the community. The climate in Manchester is known for being rainy and overcast, with mild summers and cool winters. Expats should be prepared for this weather and invest in appropriate clothing and footwear. Public transportation in Manchester is extensive and reliable, with buses, trams, and trains connecting the city and surrounding areas. Retirees should familiarize themselves with the public transport system and consider purchasing a senior discount pass for more affordable travel. Finally, it is essential for expats to understand the UK's visa and residency requirements, as they may need to apply for a specific visa or permit to retire in Manchester legally. Consulting with an immigration specialist can help ensure all necessary paperwork is completed correctly and on time," remarked one expat who made the move to Manchester.

Will I be able to find a job in Manchester?

When we asked people about industries and career opportunities in Manchester, they reponded:

"Foreigners in Manchester often find employment in various sectors. Many work in the hospitality industry, taking roles in hotels, restaurants, and bars. Others are employed in the healthcare sector, working as doctors, nurses, or care assistants. Some foreigners work in the education sector as teachers or researchers, particularly in the city's universities. There are also opportunities in the retail sector, with foreigners working in both high street stores and luxury boutiques. Many foreigners with professional qualifications work in sectors such as finance, IT, and engineering. Additionally, Manchester's thriving creative and digital industries also attract foreign talent, with jobs in design, marketing, and software development. Some foreigners also work in construction and manual labor jobs," said one expat in Manchester.

What is life like in Manchester?

When we asked people living in Manchester what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Manchester is vibrant and exciting, with a rich cultural scene and a thriving digital industry. The city is known for its friendly locals, making it easy for newcomers to feel welcomed and integrated. There are plenty of co-working spaces available for digital nomads, and the city's strong internet infrastructure makes remote work easy and efficient. Manchester is also known for its high standard of living, with a wide range of restaurants, bars, and shops, as well as beautiful parks and green spaces for relaxation. The city's public transportation system is reliable and extensive, making it easy to explore the city and its surroundings. Despite being a bustling city, Manchester also offers a lower cost of living compared to other major UK cities like London, making it an attractive destination for expats and digital nomads. The city is also home to several international communities, providing opportunities for expats to connect with people from their home countries. Manchester's music and sports scenes are also a big draw, with the city being home to two of the biggest football clubs in the world and a host of live music venues. The city's rich history and architecture, combined with its modern amenities and opportunities, make life for expats and digital nomads in Manchester both comfortable and exciting," remarked one expat living in Manchester, England.

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What do expats in Manchester appreciate most about the local culture?

"Expats in Manchester appreciate the friendly and welcoming nature of the locals, known as Mancunians, who are always willing to help newcomers settle in. They also enjoy the vibrant arts and music scene, with numerous galleries, theaters, and live music venues showcasing diverse talent. The city's rich industrial history and architectural heritage, including stunning Victorian buildings, are also admired by expats. Manchester's multiculturalism is another aspect that expats appreciate, as it brings a variety of international cuisines, festivals, and cultural events to the city. Additionally, expats value the city's strong sporting culture, with two world-famous football clubs, Manchester United and Manchester City, as well as other sports facilities and events. Finally, expats enjoy the city's excellent public transport system, which makes it easy to explore Manchester and its surrounding areas," wrote one member in Manchester.

What do expats find most challenging?

"Expats in Manchester, may find the local accent and dialect challenging to understand, as the city has a distinct Mancunian accent. They might also struggle with the British sense of humor, which can be sarcastic and self-deprecating. Adapting to the weather can be difficult, as Manchester is known for its frequent rain and overcast skies. Some expats may find it challenging to navigate the social etiquette, such as queuing and politeness norms. Additionally, they might face difficulties in understanding and participating in local customs and traditions, like pub culture and sports events. Finally, the cost of living, particularly housing, can be a challenge for expats moving to Manchester," explained one expat living in Manchester, England.

Is there a lot of crime in Manchester?

We asked people if there is a lot of crime. They answered:

"Manchester has experienced its fair share of crime, with issues such as drug-related offenses, theft, and violent crimes being prevalent in certain areas. The city center, in particular, has been known to have higher crime rates compared to other parts of Manchester. However, efforts have been made by local authorities and community organizations to reduce crime and improve safety in the city. It is important to note that crime levels can vary across different neighborhoods, and some areas of Manchester are considered to be quite safe and peaceful," remarked one expat who made the move to Manchester.

Is there a lot of diversity? Are people in Manchester accepting of differences?

"Yes, Manchester is known for its cultural diversity, with residents hailing from various ethnic, religious, and social backgrounds. The city is home to a large number of international students and immigrants, contributing to its multicultural atmosphere. Manchester is also recognized for its acceptance and celebration of differences. The city has a strong history of social activism and is known for its progressive attitudes towards race, religion, sexuality, and other aspects of personal identity. It hosts numerous cultural festivals and events throughout the year, reflecting its diverse population. The city's residents are generally open-minded and welcoming, making Manchester a vibrant and inclusive place to live," said one expat in Manchester.

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What are the schools in Manchester like?

"1. Manchester High School for Girls: This is an independent day school for girls located in South Manchester. It offers an international curriculum and is known for its strong academic performance and wide range of extracurricular activities. More information can be found on their website: [https://www.manchesterhigh.co.uk/](https://www.manchesterhigh.co.uk/) 2. The Manchester Grammar School: This is one of the leading independent day schools in the UK, offering an international curriculum for boys. The school is known for its strong emphasis on academic excellence and character development. More information can be found on their website: [https://www.mgs.org/](https://www.mgs.org/) 3. The British Council School Manchester: This is a bilingual school that offers a British curriculum with a strong emphasis on English language learning. The school is known for its multicultural environment and high academic standards. More information can be found on their website: [https://www.britishcouncil.org/school-resources/find/international-school/manchester](https://www.britishcouncil.org/school-resources/find/international-school/manchester) 4. Manchester International School: This is an international school that offers the International Baccalaureate (IB) curriculum. The school is known for its diverse student body and commitment to global citizenship. More information can be found on their website: [https://www.manchester.ac.uk/study/international/](https://www.manchester.ac.uk/study/international/) 5. The King David High School: This is a Jewish faith school that offers a bilingual curriculum in English and Hebrew. The school is known for its strong community spirit and commitment to Jewish values. More information can be found on their website: [https://www.kdhs.org.uk/](https://www.kdhs.org.uk/) 6. Loreto Grammar School: This is a Catholic grammar school for girls that offers a bilingual curriculum in English and Spanish. The school is known for its strong academic performance and commitment to social justice. More information can be found on their website: [https://www.loretogrammar.co.uk/](https://www.loretogrammar.co.uk/)," explained one expat living in Manchester, England.

"Manchester, has a vibrant and diverse social scene that caters to a wide range of interests. The city is known for its lively nightlife, with a plethora of bars, clubs, and music venues that attract both locals and tourists. It is particularly renowned for its music scene, having been the birthplace of many famous bands and musicians. There are also numerous restaurants and cafes offering a variety of cuisines, reflecting the city's multicultural population. For those interested in arts and culture, Manchester boasts several theatres, art galleries, and museums, as well as a thriving independent film scene. The city is also home to two major football clubs, Manchester United and Manchester City, making it a hub for sports enthusiasts. Additionally, there are many parks and green spaces for those who enjoy outdoor activities. Manchester also hosts a number of festivals and events throughout the year, including the Manchester International Festival, the Manchester Pride Festival, and the Manchester Christmas Markets, providing plenty of opportunities for socialising and entertainment. Furthermore, the city has a strong sense of community, with many local groups and organisations that bring people together. Whether you're a student, a young professional, or a family, there's always something happening in Manchester," wrote one expat living in Manchester.

What advice to expats in Manchester have about housing?

"Expats in Manchester, advise that you should research the different areas of the city before deciding where to live, as each area has its own unique character and amenities. They suggest that you should consider factors such as proximity to work or school, access to public transportation, and the type of neighborhood you prefer, whether it's a bustling city center or a quiet suburb. Expats also recommend using a reputable estate agent to help you find a suitable property, as they can provide valuable local knowledge and help you navigate the UK's rental or buying process. They also suggest that you should be prepared for the fact that many rental properties in Manchester come unfurnished, so you may need to budget for furniture. In addition, expats advise that you should thoroughly inspect any potential property before signing a lease or buying, checking for issues such as damp, poor insulation, or outdated electrical systems. They also recommend asking about the property's energy efficiency rating, as this can significantly impact your utility bills. Finally, expats suggest that you should be aware of your rights and responsibilities as a tenant or homeowner in the UK, as these may be different from what you're used to in your home country. They recommend seeking legal advice if you're unsure about anything in your lease or purchase agreement," said one expat living in Manchester.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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