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St Francis Bay, South Africa: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in St Francis Bay | Expat Exchange
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St Francis Bay, South Africa

By Betsy Burlingame

Last updated on Mar 17, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in St Francis Bay, South Africa. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to St Francis Bay?

When we asked people what advice they would give someone preparing to move to St Francis Bay, they said:

"St Francis Bay is a small, coastal town in the Eastern Cape province of South Africa, known for its picturesque canals and white-walled thatched houses. The town is a popular holiday destination, but also has a small, tight-knit community of permanent residents, including a number of expats. Before moving to St Francis Bay, it's important to understand that the cost of living can be higher than in other parts of South Africa due to its status as a holiday town. However, this also means that the town has a range of amenities, including shops, restaurants, and leisure facilities. The town is relatively safe compared to larger South African cities, but crime can still be an issue, particularly petty theft. It's advisable to take standard precautions such as locking doors and windows, and not leaving valuables in plain sight. St Francis Bay has a mild climate, with warm summers and cool, wet winters. The town is particularly popular with surfers, thanks to its consistent waves and beautiful beaches. Healthcare facilities in St Francis Bay are good, with a number of doctors and a hospital in the nearby town of Humansdorp. However, serious medical conditions may require travel to a larger city such as Port Elizabeth. The town has a number of schools, but options may be limited for those seeking an international curriculum. Public transport is limited in St Francis Bay, so a car is almost essential for getting around. The town is around an hour's drive from Port Elizabeth, which has the nearest airport. Finally, while English is widely spoken in St Francis Bay, learning some Afrikaans can be beneficial as it is the first language of many locals," explained one expat living in St Francis Bay, South Africa.

How do I find a place to live in St Francis Bay?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in St Francis Bay, involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on properties that you can afford. Next, you should decide on the type of property you want. St Francis Bay offers a variety of options, including apartments, houses, and townhouses. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms that list properties for rent or sale in St Francis Bay. Websites like Property24, Private Property, and Gumtree are popular choices. These websites allow you to filter your search based on your preferences, such as the number of bedrooms, bathrooms, and other amenities. You can also contact real estate agencies in St Francis Bay directly. Agencies like Pam Golding Properties, Sotheby's International Realty, and Chas Everitt International Property Group have local offices and can provide you with listings that match your criteria. Visiting St Francis Bay and viewing properties in person is also a good idea. This will give you a better feel for the area and the types of properties available. Finally, once you've found a property you're interested in, you'll need to negotiate the terms of the lease or purchase agreement. This may involve discussing the price, the length of the lease, and any other conditions. Remember to always read any contract thoroughly before signing, and consider seeking legal advice if you're unsure about anything," remarked one expat living in St Francis Bay, South Africa.

What is a typical expat home or apartment like in St Francis Bay?

"A typical expat home in St Francis Bay, is often a spacious, modern villa or apartment with stunning views of the ocean or the surrounding natural beauty. These homes usually come with multiple bedrooms and bathrooms, making them ideal for families or for hosting guests. The living areas are often open-plan, with large windows to let in plenty of natural light and to make the most of the views. Many homes also feature outdoor spaces such as balconies, patios, or gardens, where residents can enjoy the warm South African weather. The interiors are typically well-appointed, with modern appliances and high-quality furnishings. Many homes also have unique architectural features, such as high ceilings, fireplaces, or exposed beams. The kitchens are usually large and well-equipped, often with a separate scullery or laundry room. In terms of location, many expat homes in St Francis Bay are situated close to the beach, golf courses, or other local amenities. Some are located within secure gated communities, offering additional peace of mind for residents. Despite the luxurious nature of these homes, they often blend seamlessly into the local landscape, with design elements that reflect the coastal setting and the laid-back lifestyle of St Francis Bay. In addition to the homes themselves, many expats in St Francis Bay also have access to community amenities. These can include swimming pools, tennis courts, fitness centers, and clubhouses. Some communities also offer services such as maintenance and security, adding to the convenience and ease of living in this beautiful part of South Africa," said one expat in St Francis Bay.

What is the average cost of housing in St Francis Bay?

If you are thinking about moving to St Francis Bay, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St Francis Bay can vary greatly depending on the location and size of the property. However, as of recent data, a typical home in this area can range from moderately priced to quite expensive. For a standard three-bedroom house, the cost can be relatively affordable, while larger, more luxurious properties can cost significantly more. It's also important to note that properties with ocean views or direct beach access tend to be on the higher end of the price spectrum," explained one expat living in St Francis Bay, South Africa.

What should I bring when moving to St Francis Bay?

People living in St Francis Bay were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to St Francis Bay, you should pack a variety of clothing suitable for warm and cooler weather, as the climate can vary. This includes lightweight clothing for the summer months, as well as warmer clothing for the cooler months. Don't forget to pack a good quality sunscreen, a hat, and sunglasses to protect yourself from the strong African sun. You should also pack comfortable walking shoes, as well as sandals or flip-flops for the beach. If you plan on participating in water sports or activities, consider packing a swimsuit, beach towel, and possibly your own snorkeling or diving gear. In terms of electronics, remember to pack your phone, laptop, camera, and any other devices you use regularly. Don't forget the appropriate chargers and adapters for South African outlets. If you take prescription medication, ensure you have enough to last for your initial period in South Africa, and bring along any necessary medical documents or prescriptions. Pack personal hygiene items, although most of these can be purchased locally. However, if you have specific brands or products you prefer, it may be worth bringing them with you. Bring important documents such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. Lastly, consider packing a few items to make your new place feel like home, such as photos, favorite books, or small keepsakes," remarked one expat living in St Francis Bay, South Africa.

Where should I setup a bank account in St Francis Bay?

We asked expats in St Francis Bay what banks they use and there advice about banking. They advised:

"St Francis Bay is a popular retirement destination in South Africa, known for its mild climate, beautiful scenery, and relaxed lifestyle. Before retiring there, expats should be aware of several important factors. Firstly, understanding the cost of living is crucial. While South Africa is generally more affordable than many Western countries, prices in popular tourist and expat areas like St Francis Bay can be higher. This includes housing, groceries, healthcare, and other daily expenses. Secondly, healthcare is a major consideration. South Africa has both public and private healthcare sectors. The public sector is under-resourced and over-used, while the private sector offers high-quality care but can be expensive. Expats should ensure they have adequate health insurance. Thirdly, safety and security are concerns in South Africa. While St Francis Bay is generally considered safe, crime can be a problem in some areas. Expats should take precautions such as installing home security systems and avoiding certain areas at night. Fourthly, expats should understand the visa and residency requirements. South Africa has several visa options for retirees, including a retired person's visa. This requires proof of financial means to support oneself. Fifthly, it's important to understand the local culture and customs. South Africa is a diverse country with 11 official languages and a complex history. Expats should make an effort to learn about the local culture and respect local customs. Lastly, expats should consider their tax situation. South Africa has a residence-based tax system, which means residents are taxed on their worldwide income. However, there are double taxation agreements with many countries to prevent being taxed twice. In conclusion, retiring in St Francis Bay can offer a high quality of life, but expats should carefully consider the cost of living, healthcare, safety, visa requirements, culture, and taxes before making the move," explained one expat living in St Francis Bay, South Africa.

What do expats in St Francis Bay appreciate most about the local culture?

"Expats in St Francis Bay, often appreciate the warm and welcoming nature of the local community. They enjoy the laid-back lifestyle and slower pace of life that allows them to relax and unwind. The rich cultural diversity and history of South Africa is also something that expats find fascinating. They love the local cuisine, which is a blend of many different cultures, and the local markets that offer a wide range of fresh produce and handmade crafts. The natural beauty of the area, with its stunning beaches and wildlife, is another aspect that expats greatly appreciate. They also value the outdoor lifestyle, with plenty of opportunities for surfing, golfing, and other sports. The sense of safety and security in St Francis Bay is also appreciated by expats, as well as the high quality of life and affordable cost of living," said one expat in St Francis Bay.

What do expats find most challenging?

"Expats in St Francis Bay, often find the language barrier to be a significant challenge, as the local population primarily speaks Afrikaans or Xhosa. The pace of life can also be a challenge for those accustomed to a faster, more hectic lifestyle, as things tend to move more slowly in this small coastal town. Some expats may also struggle with the local customs and social norms, which can be quite different from those in Western countries. The high crime rate in South Africa can also be a concern, although St Francis Bay is generally considered to be safer than larger cities. Lastly, while South Africa has a diverse and multicultural society, racial tensions and inequality can still be an issue, which can be difficult for some expats to navigate," said one expat who made the move to St Francis Bay.

Is there a lot of crime in St Francis Bay?

We asked people if there is a lot of crime. They answered:

"St Francis Bay, experiences a certain level of crime, similar to many other areas. The types of crime reported range from petty theft to more serious offenses. However, it's important to note that the local authorities and community organizations are actively working to reduce crime rates and ensure the safety of residents and visitors. The area is generally considered safe, especially compared to larger cities in South Africa, but it is always recommended for individuals to remain vigilant and take standard safety precautions," wrote one member in St Francis Bay.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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