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Cadiz, Spain: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cadiz | Expat Exchange
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Cadiz, Spain

By Joshua Wood, LPC

Last updated on Jul 25, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Cadiz, Spain: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Cadiz?

When we asked people what advice they would give someone preparing to move to Cadiz, they said:

"Expats considering retirement in Cadiz, should be aware of several important factors. Firstly, it's essential to understand the cost of living, which is generally lower than in many other European countries, but can vary depending on lifestyle and location within the city. Healthcare in Spain is of a high standard, with both public and private options available. Expats from EU countries can access the public healthcare system, while those from outside the EU will need private health insurance. The official language in Cadiz is Spanish, so learning the language will be beneficial, although English is widely spoken in tourist areas. The climate in Cadiz is Mediterranean, with hot summers and mild winters, which can be a significant draw for those looking to retire in a warm climate. Spain has a double taxation agreement with many countries, so it's important to understand how this might affect your pension or other income. The process of buying property in Spain can be complex, so it's advisable to hire a local lawyer who can guide you through the process. Spain's residency rules require that you register with the local town hall and apply for a foreigner's identity card. Finally, it's important to understand that while Cadiz offers a relaxed lifestyle, it also has a slower pace of life which may require some adjustment," said one expat who made the move to Cadiz.

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What do I need to know before moving to Cadiz?

When we asked people what advice they would give someone preparing to move to Cadiz, they said:

"Cadiz, is a beautiful coastal city with a rich history and vibrant culture, but there are a few things expats should know before moving there. Firstly, the official language is Spanish, so it would be beneficial to learn the language or at least some basic phrases. English is not widely spoken, especially among the older population. The cost of living in Cadiz is relatively low compared to other Spanish cities, but it's important to budget carefully as salaries are also generally lower. The city has a Mediterranean climate with hot summers and mild winters, so pack your wardrobe accordingly. Public transportation in Cadiz is reliable and affordable, with a good network of buses and trains. However, the city is also very walkable, with many of the main attractions within walking distance of each other. The healthcare system in Spain is excellent, and Cadiz is no exception. However, it's important to ensure you have the correct health insurance coverage. The Spanish lifestyle is laid-back, with a focus on family, food, and festivities. Be prepared for late dinners, long lunches, and numerous local festivals. Cadiz is a safe city, but like any other place, it's important to be aware of your surroundings and take basic precautions to protect your personal belongings. The job market in Cadiz can be competitive, especially for expats. It's recommended to secure a job before moving, or have a solid plan for finding employment. Finally, Cadiz is a city with a deep history and strong local culture. Take the time to learn about its traditions, festivals, and way of life to fully appreciate living there," wrote a member in Cadiz.

How do I find a place to live in Cadiz?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Cadiz involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Cadiz to find one that suits your lifestyle and preferences. Some areas might be closer to the city center, while others might be more residential or closer to the beach. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms that list properties for rent or sale in Cadiz, such as Idealista, Fotocasa, and Pisos.com. These websites allow you to filter your search based on location, price, size, and other features. In addition to online searches, you might also want to consider hiring a real estate agent. They can provide valuable local knowledge, help negotiate prices, and guide you through the legal process of renting or buying a property in Spain. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property, ask questions, and get a feel for the neighborhood. If you decide to proceed with a property, you'll need to negotiate the terms of the lease or purchase agreement. This will include the price, the length of the lease (if renting), and any other conditions. Once the terms are agreed upon, you'll need to sign the contract and pay any necessary fees or deposits. If you're renting, this will typically include the first month's rent and a security deposit. If you're buying, you'll need to pay a deposit and arrange for a mortgage if necessary. Finally, once all the paperwork is completed and the payments are made, you can move into your new home in Cadiz," wrote a member in Cadiz.

What is a typical expat home or apartment like in Cadiz?

"A typical expat home or apartment in Cadiz, is often located in the city center or near the beach, offering stunning views of the sea. These homes usually have a traditional Spanish architectural style, with white-washed walls, terracotta roof tiles, and ornate ironwork. Inside, the homes are spacious and airy, with high ceilings and large windows that let in plenty of natural light. The living areas are typically open plan, with a combined living and dining area, and a separate kitchen. The kitchen is usually modern and well-equipped, with plenty of storage space. The bedrooms are comfortable and cozy, often with built-in wardrobes. Many homes also have a balcony or terrace, perfect for enjoying the warm Spanish weather. Despite their traditional exterior, these homes often have modern amenities such as air conditioning, central heating, and high-speed internet. They are usually located within walking distance of local amenities such as shops, restaurants, and public transportation," explained one expat living in Cadiz, Spain.

What is the average cost of housing in Cadiz?

If you are thinking about moving to Cadiz, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cadiz can vary greatly depending on the location and type of property. For instance, in the city center, you might expect to pay a higher price compared to the outskirts. On average, you could expect to pay around €2,000 to €3,000 per square meter for an apartment in the city center. However, prices can drop to around €1,500 per square meter in less central areas. For rental properties, a one-bedroom apartment in the city center might cost around €500 to €700 per month, while a similar property outside the city center could cost between €400 and €600 per month. Please note that these are average prices and actual costs may vary," wrote one member in Cadiz.

How do I meet people in Cadiz?

When we asked people living in Cadiz about club and activities where newcomers can meet others, they responded:

"Expats in Cadiz often join various clubs and activities to meet new people and immerse themselves in the local culture. These include language exchange groups, where they can practice their Spanish and help locals with English. They may also join cooking classes to learn about traditional Andalusian cuisine, or participate in wine tasting tours to explore the region's rich wine culture. Outdoor activities are also popular among expats in Cadiz. They may join hiking clubs to explore the beautiful natural landscapes of the region, or participate in water sports like surfing and sailing, which are very popular in this coastal city. Expats may also get involved in local community events and festivals, which are a great way to meet locals and other expats. Cadiz is known for its vibrant carnival, which is one of the most famous in Spain and attracts people from all over the world. In addition to these activities, expats often meet people through their work or study, or by simply striking up conversations with locals in cafes, bars, and markets. They may also use social media and online expat forums to connect with others in the Cadiz community. Volunteering is another great way for expats to meet people and give back to the community. There are many opportunities to volunteer in Cadiz, from helping out at local schools and hospitals to participating in environmental conservation projects. Finally, taking Spanish classes is not only a great way to improve language skills, but also a great opportunity to meet other expats and locals. Many language schools in Cadiz offer social activities and excursions as part of their programs, providing students with plenty of opportunities to socialize and explore the city," said one expat in Cadiz.

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With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

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Balcells Group Lawyers

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

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What should I bring when moving to Cadiz?

People living in Cadiz were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cadiz, you should pack a variety of clothing suitable for warm, Mediterranean climate, including lightweight clothing for the summer months and warmer layers for the cooler winter months. Don't forget to pack a good quality sunscreen, a hat, and sunglasses to protect yourself from the strong Spanish sun. You should also pack comfortable walking shoes, as Cadiz is a city best explored on foot. If you plan on visiting the beach, pack your swimwear, beach towel, and flip flops. Bring along any prescription medications you may need, as well as a basic first aid kit. It's also a good idea to pack travel-sized toiletries to use until you can purchase more locally. If you're planning on cooking at home, you might want to pack some of your favorite non-perishable food items that may be hard to find in Spain. Remember to pack all necessary travel documents, including your passport, visa documents, and any other identification you may need. Lastly, pack a Spanish phrasebook or dictionary to help you communicate with locals, and a guidebook to help you explore your new city," remarked one expat living in Cadiz, Spain.

Where should I setup a bank account in Cadiz?

We asked expats in Cadiz what banks they use and there advice about banking. They advised:

"Expats considering retirement in Cadiz, should be aware of several important factors. Firstly, it's essential to understand the cost of living, which is generally lower than in many other European countries, but can vary depending on lifestyle and location within the city. Healthcare in Spain is of a high standard, and while EU citizens can access it for free, non-EU citizens will need to secure private health insurance. The official language is Spanish, and while English is spoken in many tourist areas, it's beneficial to learn some basic Spanish for day-to-day life. The climate in Cadiz is Mediterranean, with hot summers and mild winters, which can be a significant change for those from colder climates. Spain has a double taxation agreement with many countries, so it's important to understand how this might affect your pension or other income. The property market in Cadiz is diverse, with options ranging from city apartments to beachfront villas, so it's worth researching this in advance. Spain's residency rules require you to register with the local town hall and obtain a foreigner's identity card if you plan to stay longer than three months. Finally, it's important to understand that the pace of life in Cadiz, like much of Spain, is slower than in many other countries, with a strong emphasis on family, food, and outdoor activities," wrote one member in Cadiz.

Will I be able to find a job in Cadiz?

When we asked people about industries and career opportunities in Cadiz, they reponded:

"Foreigners in Cadiz often find employment in the tourism industry, working in hotels, restaurants, or as tour guides. Many also work as English teachers in language schools or as private tutors. Some foreigners, particularly those from the EU, work in the healthcare sector. There are also opportunities in the tech industry for skilled professionals. Additionally, some foreigners work remotely for companies in their home countries while living in Cadiz," remarked one expat who made the move to Cadiz.

What is life like in Cadiz?

When we asked people living in Cadiz what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Cadiz is often described as relaxed and enjoyable. The city offers a rich history, beautiful beaches, and a vibrant culture that many find appealing. The cost of living is relatively low compared to other European cities, making it an attractive destination for those looking to live abroad. The local community is friendly and welcoming, and while Spanish is the main language spoken, English is also widely understood. This makes it easier for expats and digital nomads to communicate and integrate into the local culture. The city is also known for its delicious food, particularly its seafood, which is a major draw for many. The local cuisine is a blend of traditional Spanish dishes with a unique Cadiz twist. For digital nomads, the city offers reliable internet and a number of coworking spaces. The city's size makes it easy to get around, either by foot, bike, or public transportation. The climate in Cadiz is typically Mediterranean, with warm, dry summers and mild, wet winters. This allows for a variety of outdoor activities year-round, from swimming and surfing in the summer to hiking and exploring in the cooler months. Despite its many attractions, Cadiz is not as crowded as other Spanish cities like Barcelona or Madrid, which many expats and digital nomads find appealing. It offers a slower pace of life, allowing for a better work-life balance. Overall, life for expats and digital nomads in Cadiz is characterized by a relaxed lifestyle, a friendly community, and a rich cultural experience," wrote a member in Cadiz.

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What do expats in Cadiz appreciate most about the local culture?

"Expats in Cadiz, often appreciate the laid-back lifestyle and the friendly, welcoming nature of the locals. They love the rich history and architecture of the city, which is one of the oldest in Western Europe. The local cuisine, particularly the seafood, is another aspect that expats enjoy. They also appreciate the vibrant festivals and cultural events, such as the famous Cadiz Carnival. The beautiful beaches and pleasant climate are also highly valued. Moreover, expats often mention the high quality of life and the affordable cost of living in Cadiz. Lastly, the city's compact size makes it easy to explore and get around, which is another aspect that expats appreciate," commented one expat who made the move to Cadiz.

What do expats find most challenging?

"Expats in Cadiz often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and the local dialect of Spanish can be difficult to understand. The slower pace of life can also be a challenge for those used to a faster, more hectic lifestyle. Additionally, the Spanish concept of time, particularly the late meal times and the siesta in the middle of the day, can be difficult to adjust to. Some expats may also struggle with the lack of certain amenities and conveniences they are used to from their home countries. Lastly, integrating into the local community can be challenging, as Spaniards often have close-knit groups of friends from childhood, making it difficult for newcomers to break into social circles," wrote a member in Cadiz.

Is there a lot of crime in Cadiz?

We asked people if there is a lot of crime. They answered:

"Cadiz, generally has a lower crime rate compared to other major cities in Spain. The city is known for its safe and peaceful environment. However, like any other city, it does experience some crime. The most common types of crime are petty thefts, such as pickpocketing, particularly in tourist-heavy areas. Violent crime is relatively rare, and the city's safety measures are generally effective. The local police force is active and responsive, contributing to the overall safety of the city. Despite these occasional incidents, Cadiz remains a safe place to live and visit," wrote one member in Cadiz.

Is there a lot of diversity? Are people in Cadiz accepting of differences?

"Cadiz, is a city with a rich history that has resulted in a diverse cultural mix. It has been influenced by various civilizations, including the Phoenicians, Romans, and Moors, which is reflected in its architecture, cuisine, and traditions. The city is known for its welcoming and friendly atmosphere, and locals are generally accepting of differences. They are used to tourists and foreigners due to the city's popularity as a travel destination. However, like any place, individual attitudes can vary. Overall, Cadiz is a city that celebrates diversity and is open to different cultures and ways of life," wrote one member in Cadiz.

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With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

Click connect to have our partner contact you via e-mail and/or phone.

Balcells Group LawyersBalcells Group Lawyers

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.
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What are the schools in Cadiz like?

"1. The Sotogrande International School is a renowned institution located near Cadiz. It offers the International Baccalaureate (IB) program for students aged 3 to 18. The school is known for its holistic approach to education, focusing not only on academic excellence but also on personal growth and development. More information can be found on their website: [Sotogrande International School](http://www.sis.ac/). 2. The Aloha College Marbella is another excellent international school near Cadiz. It offers the British curriculum for students aged 3 to 18, and it also provides the IB Diploma Program for students aged 16 to 18. The school is known for its multicultural environment and high academic standards. More information can be found on their website: [Aloha College Marbella](https://www.aloha-college.com/). 3. The British School of Cadiz is a bilingual school that offers the British curriculum for students aged 3 to 18. The school is known for its small class sizes, personalized attention, and commitment to developing students' critical thinking skills. More information can be found on their website: [British School of Cadiz](https://www.bs-cadiz.com/). 4. The Colegio Atenea is a bilingual school in Cadiz that offers the Spanish curriculum with English as a second language for students aged 3 to 18. The school is known for its innovative teaching methods and commitment to developing students' creativity and critical thinking skills. More information can be found on their website: [Colegio Atenea](http://www.colegioatenea.es/). 5. The El Centro Ingles is a bilingual school in El Puerto de Santa Maria, near Cadiz. It offers the British curriculum for students aged 3 to 18. The school is known for its commitment to academic excellence, personal development, and community service. More information can be found on their website: [El Centro Ingles](https://www.elcentroingles.es/)," commented one expat when asked about in Cadiz.

"The social scene in Cadiz is vibrant and lively, characterized by a strong sense of community and a love for celebration. The city is known for its friendly and welcoming locals who enjoy socializing in the many bars, restaurants, and cafes scattered throughout the city. The nightlife in Cadiz is energetic, with a variety of clubs and bars offering music and dance until the early hours of the morning. The city is also famous for its festivals, the most notable being the Cadiz Carnival, which is one of the biggest and most popular in Spain. This event transforms the city into a massive party, with locals and tourists alike participating in the festivities. In addition to its nightlife and festivals, Cadiz also has a thriving cultural scene. The city is home to numerous museums, art galleries, and theaters, offering a wide range of cultural experiences. The locals have a deep appreciation for their city's rich history and culture, which is reflected in their daily life. Outdoor socializing is also popular in Cadiz, thanks to its beautiful beaches and parks. Locals often gather for picnics, beach games, or simply to enjoy the sun and sea. Overall, the social scene in Cadiz is warm, friendly, and full of life, offering something for everyone," mentioned an expat living in Cadiz.

What advice to expats in Cadiz have about housing?

"Expats in Cadiz, advise that it's essential to research the different neighborhoods in the city before deciding where to live. They suggest that the old town is a charming area with narrow streets and traditional architecture, but it can be noisy, especially during the carnival season. They also recommend considering the modern part of the city, which offers more spacious apartments and is closer to the beach. Expats suggest using local real estate agents or websites to find housing, as they often have the best selection of available properties. They also advise negotiating the rental price, as it's common practice in Spain. It's also important to understand the terms of the lease agreement, including the length of the lease and the notice period. Expats also suggest checking the condition of the apartment before moving in, including the plumbing, electricity, and appliances, to avoid any issues later on. They also recommend asking about the heating system, as winters in Cadiz can be chilly and not all apartments have central heating. Finally, expats in Cadiz advise getting a NIE (Foreigner Identification Number) as soon as possible, as it's required for many things in Spain, including renting an apartment," wrote one expat living in Cadiz.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Balcells Group Lawyers
Balcells Group Lawyers

Balcells Group provides immigration, business, legal, and tax advice to individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more. They speak English, Spanish, Catalan, and Russian.
Learn More

Balcells Group LawyersBalcells Group Lawyers

Balcells Group provides immigration, business, legal, and tax advice to individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more. They speak English, Spanish, Catalan, and Russian.
Learn More

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