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Palma de Mallorca, Spain: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Palma de Mallorca | Expat Exchange
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Palma de Mallorca, Spain

By Joshua Wood, LPC

Last updated on Apr 08, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Palma de Mallorca, Spain: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Palma de Mallorca?

When we asked people what advice they would give someone preparing to move to Palma de Mallorca, they said:

"Before retiring in Palma de Mallorca, expats should know that they will need a visa if they are not EU citizens. They should also be aware that the cost of living can be high, especially in the more touristy areas. The official language is Spanish, but English is widely spoken in tourist areas. Healthcare in Spain is of a high standard, but expats should ensure they have adequate health insurance. The climate in Palma de Mallorca is Mediterranean, with hot summers and mild winters. Expats should also be aware that Spain has a double taxation agreement with many countries, so they may not have to pay tax in their home country on income earned in Spain. The property market in Palma de Mallorca is competitive, with high demand for properties in the city center and near the beach. Spain has a slower pace of life compared to many other countries, and this is reflected in the opening hours of shops and businesses. Finally, expats should know that the culture in Spain is very social, with a strong emphasis on family and community," remarked one expat who made the move to Palma de Mallorca.

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With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

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Balcells Group LawyersBalcells Group Lawyers

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.
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What do I need to know before moving to Palma de Mallorca?

When we asked people what advice they would give someone preparing to move to Palma de Mallorca, they said:

"Before moving to Palma de Mallorca, expats should know that the official languages are Spanish and Catalan, with the latter being widely spoken in daily life. It's important to have a basic understanding of Spanish, as English is not as commonly spoken outside of tourist areas. The cost of living in Palma de Mallorca is generally lower than in many other European cities, but it's still higher than in other parts of Spain. Housing can be expensive, especially in the city center or near the beach. The healthcare system in Spain is of a high standard and is free for residents, but expats should ensure they have the correct paperwork to access these services. The climate in Palma de Mallorca is Mediterranean, with hot summers and mild winters. It's important to prepare for the heat, especially if moving from a cooler climate. Public transportation in Palma de Mallorca is reliable and affordable, with a good network of buses and trains. However, many residents choose to drive, and parking can be a challenge in the city. The city has a vibrant culture and nightlife, with many festivals, restaurants, and bars. However, it's also known for its relaxed pace of life, which can be a big adjustment for those used to a faster-paced lifestyle. Spanish bureaucracy can be complex and time-consuming, so it's important to be patient and prepared when dealing with administrative tasks. Finally, while Palma de Mallorca is generally safe, like any city, it has areas that are best avoided, especially at night. It's important to research neighborhoods thoroughly before choosing a place to live," commented one expat who made the move to Palma de Mallorca.

How do I find a place to live in Palma de Mallorca?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Palma de Mallorca, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa, depending on your needs and financial situation. Next, you should research the different neighborhoods in Palma de Mallorca to find one that suits your lifestyle. Some areas are more residential and quiet, while others are bustling with nightlife and tourist attractions. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms that list properties for rent or sale in Palma de Mallorca, such as Idealista, Fotocasa, and Habitaclia. These websites allow you to filter your search based on location, price, size, and other features. In addition to online searches, you might also consider hiring a real estate agent. They can provide valuable local knowledge, help negotiate prices, and guide you through the legal process of renting or buying a property in Spain. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property, ask questions, and get a feel for the neighborhood. If you decide to proceed with a property, you'll need to negotiate the terms of the lease or purchase agreement. This will include the price, the length of the lease (if renting), and any other conditions. Finally, once the agreement is signed, you'll need to arrange for utilities and internet to be set up in your new home. Remember, moving to a new country can be a complex process, so it's important to do your research and seek professional advice if needed," commented one expat who made the move to Palma de Mallorca.

What is a typical expat home or apartment like in Palma de Mallorca?

"A typical expat home or apartment in Palma de Mallorca, is often located in the city center or near the beach, offering stunning views of the Mediterranean Sea. These homes are usually modern and spacious, with a blend of traditional Spanish architecture and contemporary design. They often feature a fully equipped kitchen, a comfortable living room, and one or more bedrooms with en-suite bathrooms. Many apartments also have a balcony or terrace, perfect for enjoying the warm Spanish weather. Some homes may also have a small garden or a swimming pool. The interiors are typically bright and airy, with high ceilings, large windows, and often some unique architectural details like exposed wooden beams or traditional tile work. The homes are usually furnished, with a mix of modern and traditional Spanish furniture. Many expats also choose to live in gated communities or apartment complexes that offer additional amenities like a communal pool, gym, or security services," remarked one expat who made the move to Palma de Mallorca.

What is the average cost of housing in Palma de Mallorca?

If you are thinking about moving to Palma de Mallorca, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Palma de Mallorca can vary greatly depending on the location and type of property. For instance, a one-bedroom apartment in the city center may cost around €900 to €1,200 per month to rent, while the same type of property outside the city center may cost around €600 to €800 per month. If you're looking to buy property, the average price per square meter in the city center can be around €3,500 to €4,500, while outside the city center, it may be around €2,500 to €3,500. However, these prices can fluctuate based on market conditions and other factors," wrote one member in Palma de Mallorca.

How do I meet people in Palma de Mallorca?

When we asked people living in Palma de Mallorca about club and activities where newcomers can meet others, they responded:

"Expats in Palma de Mallorca often join various clubs and activities to meet new people and immerse themselves in the local culture. These include language exchange groups, where they can practice their Spanish and help locals with English. They also participate in sports clubs such as sailing, tennis, and golf, which are popular activities on the island. There are also several social clubs specifically for expats, such as the American Club of the Balearics and the International Women's Club of Mallorca, which organize regular events and outings. In addition to clubs, expats often meet people through volunteering. There are numerous charities and non-profit organizations on the island that welcome the help of foreigners. Expats also meet people through their children's schools, as many international schools have active parent-teacher associations. Another popular way for expats to meet people is by attending local festivals and events. These are great opportunities to mingle with locals and other expats, and to learn more about the culture and traditions of Mallorca. Finally, many expats meet people simply by being active in their local community, whether it's by shopping at the local market, attending church, or frequenting local cafes and restaurants. The people of Palma de Mallorca are generally very friendly and welcoming, and are always happy to meet new people," commented one expat who made the move to Palma de Mallorca.

Balcells Group Lawyers

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Balcells Group Lawyers

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What should I bring when moving to Palma de Mallorca?

People living in Palma de Mallorca were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Palma de Mallorca, you should pack a variety of clothing suitable for a Mediterranean climate, including lightweight clothing for the hot summers and warmer clothing for the cooler winters. Don't forget to pack swimwear for the beautiful beaches and a good pair of walking shoes for exploring the city. You should also pack a good quality sunscreen, sunglasses, and a hat to protect yourself from the strong sun. If you plan on dining out or visiting more upscale venues, pack some smart-casual clothing. Remember to bring all necessary personal items such as toiletries, prescription medications, and any specific brands you may not be able to find in Spain. Pack all your important documents, including your passport, driver's license, and any necessary visas or work permits. It's also a good idea to bring copies of these documents, just in case. If you're planning on cooking at home, you might want to pack some of your favorite non-perishable food items that may be hard to find in Spain. Don't forget to pack any electronics you'll need, including your phone, laptop, and chargers. You may also need a power adapter if your devices don't match Spain's Type F power outlets. Lastly, pack some items to make your new place feel like home, such as photos, small keepsakes, or your favorite books," remarked one expat who made the move to Palma de Mallorca.

Where should I setup a bank account in Palma de Mallorca?

We asked expats in Palma de Mallorca what banks they use and there advice about banking. They advised:

"Before retiring in Palma de Mallorca, expats should know that the cost of living is relatively high compared to other parts of Spain, but still lower than in many parts of Europe. They should be aware that while English is widely spoken in tourist areas, a basic understanding of Spanish is beneficial for day-to-day life. Expats should also understand that healthcare in Spain is of a high standard, with both public and private options available. However, they will need to secure the appropriate health insurance coverage. It's important to know that Spain has a double taxation agreement with many countries, so they may not have to pay tax in two countries. However, they should consult with a financial advisor to understand their tax obligations. Expats should be prepared for a slower pace of life in Palma de Mallorca, with a strong emphasis on family and leisure time. The climate is Mediterranean, with hot summers and mild winters, which can be a significant change for those from colder climates. They should also be aware that they will need a visa to stay in Spain for more than 90 days. The process of obtaining a visa and dealing with Spanish bureaucracy can be complex and time-consuming. Finally, expats should know that Palma de Mallorca is a popular tourist destination, so it can get crowded during the peak tourist season. However, it also offers a rich history, beautiful architecture, and a vibrant food and wine scene," wrote a member in Palma de Mallorca.

Will I be able to find a job in Palma de Mallorca?

When we asked people about industries and career opportunities in Palma de Mallorca, they reponded:

"Foreigners in Palma de Mallorca often find employment in the tourism industry, working in roles such as hotel staff, tour guides, or restaurant workers. Many also work in the real estate sector, helping other expats find homes or vacation properties. Some foreigners, particularly those from English-speaking countries, find work as English teachers or tutors. There are also opportunities in the yachting industry, with jobs ranging from crew members to yacht brokers. Additionally, some foreigners work in the healthcare sector, particularly in roles that cater to the large expat and tourist populations. Lastly, with the rise of remote work, many foreigners are also employed in various online jobs, working for companies based in their home countries while living in Palma de Mallorca," said one expat who made the move to Palma de Mallorca.

What is life like in Palma de Mallorca?

When we asked people living in Palma de Mallorca what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Palma de Mallorca is often described as relaxed and enjoyable. The city offers a high quality of life with its beautiful beaches, warm climate, and vibrant culture. The cost of living is relatively affordable compared to other European cities, making it an attractive destination for those who work remotely. The city is well-connected with reliable internet and co-working spaces, making it easy for digital nomads to work. There's also a thriving expat community, providing plenty of opportunities to socialize and network. Spanish is the official language, but English is widely spoken, especially in the tourism industry. However, learning some Spanish can enhance the experience of living in Palma de Mallorca. The local cuisine is a highlight, with a variety of fresh seafood, local wines, and the famous ensaimada pastry. The city also has a lively nightlife with numerous bars, clubs, and live music venues. Despite being a popular tourist destination, Palma de Mallorca still retains its authentic Spanish charm. The city is filled with historic sites, including the stunning Palma Cathedral and the Royal Palace of La Almudaina. Healthcare in Spain is of a high standard, and expats can access it through a combination of private and public healthcare. Overall, Palma de Mallorca offers a balanced lifestyle for expats and digital nomads, combining work with leisure in a beautiful Mediterranean setting," remarked one expat who made the move to Palma de Mallorca.

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Allianz Care

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.

Learn MoreGet Quote

What do expats in Palma de Mallorca appreciate most about the local culture?

"Expats in Palma de Mallorca, appreciate the laid-back lifestyle and the siesta culture, which allows them to slow down and enjoy life. They also love the friendly and welcoming nature of the locals, who are always willing to help and make them feel at home. The rich history and beautiful architecture of the city, particularly the stunning Gothic cathedral, are also highly appreciated. The local cuisine, with its fresh seafood and delicious tapas, is another aspect of the culture that expats enjoy. They also value the vibrant festivals and traditions, such as the annual Sant Sebastià festival, which offer a unique insight into the local culture. The beautiful natural surroundings, including the stunning beaches and the nearby Serra de Tramuntana mountain range, are also a big draw for expats. Lastly, the excellent climate, with its warm summers and mild winters, is another aspect of life in Palma de Mallorca that expats appreciate," wrote one member in Palma de Mallorca.

What do expats find most challenging?

"Expats in Palma de Mallorca often find the language barrier to be the most challenging aspect of the local culture, as the majority of the population speaks Spanish or Catalan. The slower pace of life, known as "mañana culture", can also be a challenge for those used to a faster, more immediate lifestyle. Some expats may struggle with the local customs and traditions, such as the late dining times and the siesta in the afternoon. The bureaucracy in Spain is also often cited as a challenge, with processes such as obtaining residency or setting up utilities being more complicated and time-consuming than in other countries. Lastly, while the island is generally welcoming to foreigners, some expats may experience a sense of isolation or difficulty integrating into the local community," said one expat in Palma de Mallorca.

Is there a lot of crime in Palma de Mallorca?

We asked people if there is a lot of crime. They answered:

"Palma de Mallorca, generally has a low crime rate, especially when compared to other major cities. Most of the crimes reported are non-violent and petty in nature, such as pickpocketing or bag snatching, particularly in crowded tourist areas. However, serious crimes like violent assaults and robberies are relatively rare. The city has a strong police presence, which helps to maintain safety and order. Nevertheless, residents and visitors are advised to take standard precautions, such as not leaving belongings unattended and being aware of their surroundings, especially at night. Overall, Palma de Mallorca is considered a safe city to live in and visit," commented one expat who made the move to Palma de Mallorca.

Is there a lot of diversity? Are people in Palma de Mallorca accepting of differences?

"Palma de Mallorca, is a city known for its diversity. It is a melting pot of cultures, with residents hailing from various parts of the world. This diversity is reflected in the city's vibrant food, music, and art scenes. The city is generally accepting of differences, with locals known for their warm and welcoming nature. However, like any place, individual experiences may vary. The city's cosmopolitan nature and its status as a popular tourist destination contribute to its open-mindedness and acceptance of different cultures and lifestyles," wrote a member in Palma de Mallorca.

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Connect

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

Click connect to have our partner contact you via e-mail and/or phone.

Balcells Group LawyersBalcells Group Lawyers

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in Palma de Mallorca like?

"1. The Palma College is an international school in Palma de Mallorca that offers a British curriculum for students aged 16 to 18. The school is known for its small class sizes and personalized approach to education. It offers a wide range of A-Level courses and also provides support for students applying to universities around the world. [Website](https://www.palmacollege.com/) 2. The Baleares International College is another well-regarded international school in Palma de Mallorca. It offers a British curriculum for students aged 3 to 18 and is the only school on the island to offer the prestigious Cambridge IGCSE and A-Level qualifications. The school is known for its strong academic record and its commitment to developing well-rounded students through a wide range of extracurricular activities. [Website](https://balearesint.net/) 3. The Bellver International College is a private co-educational day school located in Palma de Mallorca. It offers a British curriculum for students aged 3 to 18 and is known for its strong academic record and its commitment to developing well-rounded students. The school offers a wide range of extracurricular activities and has a strong focus on sports and the arts. [Website](http://www.bellvercollege.com/) 4. The Agora Portals International School is a private bilingual school in Palma de Mallorca that offers an international curriculum for students aged 3 to 18. The school is known for its strong academic record and its commitment to developing well-rounded students. It offers a wide range of extracurricular activities and has a strong focus on sports and the arts. [Website](https://www.colegioportals.com/) 5. The Queen's College is a British international school in Palma de Mallorca that offers a British curriculum for students aged 3 to 18. The school is known for its strong academic record and its commitment to developing well-rounded students. It offers a wide range of extracurricular activities and has a strong focus on sports and the arts. [Website](http://www.queenscollege.es/) 6. The Lycée Français de Palma is a French international school in Palma de Mallorca that offers a French curriculum for students aged 3 to 18. The school is known for its strong academic record and its commitment to developing well-rounded students. It offers a wide range of extracurricular activities and has a strong focus on sports and the arts. [Website](http://www.lf-palma.org/)," remarked one expat living in Palma de Mallorca with children attending .

"The social scene in Palma de Mallorca is vibrant and diverse, offering a mix of traditional Spanish culture and modern cosmopolitan lifestyle. The city is known for its lively nightlife, with numerous bars, clubs, and restaurants that cater to a variety of tastes. There are also many cultural events and festivals throughout the year, such as the annual Summer Festival, which attracts both locals and tourists. The city's historic old town is a popular social hub, with its narrow streets lined with cafes, boutiques, and art galleries. The marina area is another social hotspot, where people gather to enjoy the stunning views of the Mediterranean Sea, dine at upscale restaurants, or simply relax at one of the many beach bars. Palma de Mallorca also has a thriving arts scene, with numerous museums, art galleries, and theaters. The city is home to the famous Es Baluard Museum of Modern and Contemporary Art, which hosts regular exhibitions and events. The city is also known for its friendly and welcoming locals, who are always ready to share their love for their city with visitors. Whether you're looking to party the night away, soak up some culture, or simply relax and enjoy the beautiful surroundings, Palma de Mallorca offers a social scene to suit everyone," commented one expat living in Palma de Mallorca, Spain.

What advice to expats in Palma de Mallorca have about housing?

"Expats in Palma de Mallorca advise that it's important to research the different neighborhoods in the city to find one that suits your lifestyle and budget. They suggest that renting is a good option when you first move, as it gives you the flexibility to move if you find another area you prefer. They also recommend using a reputable real estate agent to help navigate the housing market and ensure you're getting a fair deal. It's also advised to be aware of the high tourist season, as prices can increase significantly during this time. Expats also suggest considering the proximity to amenities such as schools, supermarkets, and public transportation when choosing a location. Lastly, they recommend ensuring any rental or purchase agreements are clearly understood and legally sound, possibly by hiring a lawyer who is fluent in your native language," commented one expat who moved to Palma de Mallorca.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Balcells Group Lawyers
Balcells Group Lawyers

Balcells Group provides immigration, business, legal, and tax advice to individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more. They speak English, Spanish, Catalan, and Russian.
Learn More

Balcells Group LawyersBalcells Group Lawyers

Balcells Group provides immigration, business, legal, and tax advice to individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more. They speak English, Spanish, Catalan, and Russian.
Learn More

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