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Koh Chang, Thailand: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Koh Chang | Expat Exchange
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Koh Chang, Thailand

By Betsy Burlingame

Last updated on Nov 03, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Koh Chang, Thailand. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Koh Chang?

When we asked people what advice they would give someone preparing to move to Koh Chang, they said:

"Expats considering retirement in Koh Chang, should be aware of several important factors. Firstly, they should understand the visa requirements, which typically involve obtaining a retirement visa that needs to be renewed annually. They should also be aware that Thailand has a high cost of living compared to other Southeast Asian countries, although it is still lower than in many Western countries. Healthcare in Thailand is generally of a high standard, but it is recommended to have comprehensive health insurance. Expats should also be aware that while English is widely spoken in tourist areas, it is less common in rural areas, so learning some basic Thai could be beneficial. Koh Chang has a tropical climate, with a rainy season that lasts from May to October. Expats should be prepared for this, as well as for the high humidity levels. The island is less developed than other parts of Thailand, which can be a draw for some but may mean fewer amenities for others. Expats should also be aware of the cultural differences and local customs. Thai people place a high value on respect and politeness, and it is important to be aware of this in daily interactions. Additionally, the country has strict laws regarding the monarchy, which should be respected at all times. Finally, it's important to note that while Koh Chang is a beautiful and peaceful place, it may not offer the same level of social activities or entertainment as larger cities. Therefore, it's important for expats to consider their lifestyle and what they want from their retirement before making the move," said one expat who made the move to Koh Chang.

What do I need to know before moving to Koh Chang?

When we asked people what advice they would give someone preparing to move to Koh Chang, they said:

"Koh Chang, is a tropical paradise that offers a relaxed lifestyle, but there are several things expats should know before moving there. The island is less developed than other tourist destinations in Thailand, which means that while it offers a more authentic experience, it also has fewer amenities. English is not widely spoken outside of tourist areas, so learning some basic Thai phrases can be very helpful. The cost of living is relatively low, but it's important to budget for unexpected expenses. Healthcare facilities on the island are limited, so expats may need to travel to the mainland for certain medical services. The weather in Koh Chang is tropical, with a rainy season that lasts from May to October. It's important to be prepared for heavy rainfall and potential flooding during this time. Transportation on the island is primarily by songthaew, a type of shared taxi, or by motorbike. Driving in Thailand can be challenging due to different road rules and conditions, so it's important to familiarize yourself with these before deciding to drive. Thai culture is deeply rooted in Buddhism and respect for elders, so it's important to understand and respect these cultural norms. It's also worth noting that the Thai government has strict laws regarding criticism of the monarchy. Finally, while Koh Chang is generally safe, it's still important to take standard precautions to protect your personal safety and belongings," said one expat in Koh Chang.

How do I find a place to live in Koh Chang?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Koh Chang involves several steps. First, you need to decide on the type of accommodation you want. This could range from a simple bungalow to a luxury villa or apartment. Next, you should research the different areas of Koh Chang to decide where you want to live. The west coast is the most developed and popular with tourists, while the east coast is quieter and more traditional. Once you have decided on the type of accommodation and area, you can start your search. There are several online platforms where you can find listings for rentals in Koh Chang, such as Airbnb, Booking.com, and Agoda. You can also use local real estate agencies, which often have listings that are not available online. These agencies can also provide valuable advice and assistance in negotiating rental agreements. When you find a place you like, make sure to visit it in person before making a commitment. Check the condition of the property, the amenities, and the surrounding area to make sure it meets your needs and expectations. Finally, once you have found your ideal place, you will need to negotiate and sign a rental agreement. Make sure to read the contract carefully and understand all the terms and conditions before signing. Remember, living in Koh Chang can be quite different from visiting as a tourist, so take your time to find the right place that will make your stay enjoyable and comfortable," said one expat in Koh Chang.

What is a typical expat home or apartment like in Koh Chang?

"A typical expat home or apartment in Koh Chang, is often a blend of traditional Thai architecture and modern amenities. These homes are usually located in close proximity to the beach, offering stunning views of the sea. They are often surrounded by lush tropical gardens, providing a sense of tranquility and privacy. The interiors are spacious, with open-plan living areas, fully equipped kitchens, and comfortable bedrooms. Many homes also feature outdoor living spaces, such as balconies or terraces, where residents can enjoy the warm tropical climate. Some homes may also have private swimming pools. The decor often reflects the local culture, with Thai artwork and furnishings. Despite the remote location, these homes are usually equipped with modern conveniences such as air conditioning, high-speed internet, and cable TV. Many expats choose to live in gated communities, which offer additional amenities such as fitness centers, communal pools, and 24-hour security," remarked one expat who made the move to Koh Chang.

What is the average cost of housing in Koh Chang?

If you are thinking about moving to Koh Chang, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Koh Chang can vary greatly depending on the type of accommodation. For budget travelers, guesthouses and budget hotels can be found at very affordable prices. Mid-range hotels and resorts are also available for those looking for more comfort and amenities, while luxury resorts and villas can be quite expensive. Long-term rentals, such as apartments or houses, can also be found at reasonable prices, especially during the off-peak season. However, it's important to note that prices can fluctuate depending on the time of year, with rates generally higher during the peak tourist season," explained one expat living in Koh Chang, Thailand.

How do I meet people in Koh Chang?

When we asked people living in Koh Chang about club and activities where newcomers can meet others, they responded:

"Koh Chang, is a popular destination for expats, and there are several clubs and activities they can join to meet people and integrate into the local community. One of the most popular activities is joining a local diving club, where expats can explore the island's stunning underwater world while meeting like-minded individuals. There are also several yoga and wellness retreats on the island, which attract a diverse crowd of expats seeking a healthier lifestyle. For those interested in the local culture, there are Thai cooking classes and language courses available. These not only provide an opportunity to learn new skills but also to meet locals and other expats. Additionally, volunteering is another great way to meet people. There are several animal rescue centers and environmental conservation projects on the island that always welcome help from expats. In terms of socializing, there are numerous bars and restaurants that are popular hangouts for the expat community. These venues often host live music nights, quiz nights, and other social events that provide a relaxed and friendly environment for meeting new people. Furthermore, joining local Facebook groups or online forums for expats in Koh Chang can be a great way to connect with others, ask for advice, and stay informed about upcoming events and activities on the island. Lastly, simply exploring the island, visiting its many beaches, and participating in local festivals and events can also lead to new friendships and connections. The people in Koh Chang are known for their friendliness and hospitality, making it easy for expats to feel welcomed and quickly become part of the community," said one expat who made the move to Koh Chang.

What should I bring when moving to Koh Chang?

People living in Koh Chang were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Koh Chang, it's essential to pack lightweight and breathable clothing due to the tropical climate. Include items like shorts, t-shirts, and sundresses, as well as a swimsuit for the beach and a light jacket for cooler evenings. Don't forget a good pair of walking shoes for exploring and flip flops for the beach. Pack a high-quality sunscreen, insect repellent, and after-sun lotion, as these items can be expensive to buy locally. A hat and sunglasses will also help protect you from the sun. Bring any prescription medications you need, along with a basic first aid kit. It's also a good idea to pack toiletries like toothpaste, shampoo, and soap, although these can also be purchased locally. If you plan on cooking, consider packing some of your favorite spices or non-perishable food items, as they may be hard to find on the island. Remember to pack all necessary travel documents, including your passport, driver's license, and any necessary visas or permits. Lastly, bring a good book, a camera, and any other items that will make your new home feel more comfortable and familiar," remarked one expat who made the move to Koh Chang.

Where should I setup a bank account in Koh Chang?

We asked expats in Koh Chang what banks they use and there advice about banking. They advised:

"Expats considering retirement in Koh Chang, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, but it's important to have a clear understanding of your budget and financial situation. You should also research the visa requirements for long-term stay in Thailand, as you will likely need a retirement visa, which has specific financial requirements. Healthcare in Thailand is generally of a high standard, but it's recommended to have comprehensive health insurance. The climate in Koh Chang is tropical, with a rainy season from May to October, and a dry season from November to April. The official language is Thai, and while English is commonly spoken in tourist areas, learning some basic Thai phrases can be beneficial. The island has a relaxed lifestyle, with beautiful beaches and natural attractions, but it's less developed than other parts of Thailand, so amenities and entertainment options may be limited. Thai cuisine is world-renowned, but if you prefer Western food, it may be more expensive and less readily available. Finally, it's important to respect Thai customs and traditions, including the monarchy, which is highly revered. Dress modestly, especially when visiting temples, and avoid discussing politics. It's also worth noting that Thailand has strict laws on property ownership by foreigners, so if you're considering buying property, you should seek legal advice," said one expat in Koh Chang.

Will I be able to find a job in Koh Chang?

When we asked people about industries and career opportunities in Koh Chang, they reponded:

"Foreigners in Koh Chang often work in the tourism industry, taking up jobs such as hotel managers, tour guides, and diving instructors. Some also work as English teachers in local schools or private language institutions. Others may own or manage restaurants, bars, or other small businesses catering to tourists. A few foreigners may also work in real estate, helping other expats to find and purchase properties. Additionally, digital nomads who work remotely in fields like writing, graphic design, or online marketing may choose to live in Koh Chang due to its attractive lifestyle," remarked one expat living in Koh Chang, Thailand.

What is life like in Koh Chang?

When we asked people living in Koh Chang what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Koh Chang is often described as relaxed and laid-back. The island offers a slower pace of life compared to the bustling cities, with beautiful beaches, lush jungles, and a warm tropical climate. The cost of living is relatively low, making it an attractive destination for those who work remotely. Expats and digital nomads can enjoy a variety of local and international cuisines, with a wide range of restaurants and street food stalls available. The island also has a vibrant nightlife, with numerous bars and clubs offering entertainment. Internet connectivity on the island is generally good, with many cafes and restaurants offering free Wi-Fi. However, power outages can occasionally disrupt work schedules. The local community is friendly and welcoming, and there is a growing expat community. English is widely spoken, making it easy for foreigners to communicate and navigate their way around the island. Koh Chang also offers a range of recreational activities, such as snorkeling, hiking, and exploring the local wildlife. There are also opportunities to learn Thai cooking, yoga, and traditional Thai massage. Healthcare facilities on the island are basic but adequate for minor ailments. For serious medical conditions, expats may need to travel to the mainland. Overall, Koh Chang offers a unique blend of natural beauty, cultural experiences, and a relaxed lifestyle, making it an attractive destination for expats and digital nomads," said one expat in Koh Chang.

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What do expats in Koh Chang appreciate most about the local culture?

"Expats in Koh Chang often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, making foreigners feel at home. The laid-back lifestyle is another aspect that expats enjoy, as it provides a stark contrast to the hustle and bustle of city life. The rich cultural heritage, evident in the local festivals, music, and dance, is also highly appreciated. Expats enjoy the opportunity to immerse themselves in a culture that is so different from their own. The local cuisine is another highlight for many expats. Thai food is renowned worldwide for its flavors and variety, and Koh Chang is no exception. From street food to high-end restaurants, there is something for everyone's palate. Expats also appreciate the natural beauty of Koh Chang. The island is known for its stunning beaches, lush jungles, and diverse wildlife, providing plenty of opportunities for outdoor activities. Lastly, the affordability of life in Koh Chang is a significant draw for many expats. From housing to food and entertainment, the cost of living is relatively low compared to many Western countries," remarked one expat who made the move to Koh Chang.

What do expats find most challenging?

"Expats in Koh Chang often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and communication can be difficult. The Thai concept of "saving face", which discourages direct confrontation or criticism, can also be confusing and frustrating for foreigners. The slower pace of life, known as "Thai time", can be another challenge for expats who are used to more punctual cultures. Additionally, the hot and humid climate can be difficult to adjust to. Lastly, understanding and respecting the deep-rooted Buddhist traditions and customs, which permeate every aspect of daily life, can also be a challenge for expats," wrote a member in Koh Chang.

Is there a lot of crime in Koh Chang?

We asked people if there is a lot of crime. They answered:

"Koh Chang, is generally considered a safe destination for tourists. Like any other tourist spot, it has occasional petty crimes such as pickpocketing or bag snatching, but violent crimes are rare. The local authorities are quite active in maintaining the safety and security of the area. However, it's always recommended for visitors to take standard precautions to protect their belongings. Scams targeting tourists can also occur, so it's important to stay vigilant. Overall, the crime rate in Koh Chang is relatively low compared to other tourist destinations," said one expat who made the move to Koh Chang.

Is there a lot of diversity? Are people in Koh Chang accepting of differences?

"Koh Chang is indeed a diverse place, with a mix of locals, expats, and tourists from around the world. The island is home to a variety of cultures, religions, and lifestyles, creating a vibrant and diverse community. The people of Koh Chang are generally accepting of differences, as they are accustomed to interacting with people from different backgrounds due to the island's status as a popular tourist destination. The local culture is heavily influenced by Buddhism, which promotes values of tolerance, acceptance, and peace. This, combined with the Thai people's renowned hospitality, makes Koh Chang a welcoming place for people of all walks of life," said one expat who made the move to Koh Chang.

What are the schools in Koh Chang like?

"Koh Chang, is a beautiful island known for its stunning beaches and lush rainforests. However, it is not a major hub for international or bilingual schools. Most expatriate families living in Thailand choose to send their children to schools in larger cities like Bangkok or Pattaya, which have a wider range of international and bilingual schools. One of the closest international schools to Koh Chang is St. Andrews International School, Green Valley, located in Rayong, about a 3-hour drive from the island. St. Andrews offers the International Baccalaureate (IB) program and has a strong reputation for academic excellence. The school provides a nurturing learning environment with a strong emphasis on holistic development. Here is the link to their website: https://www.standrewsgreenvalley.com/ Another option is the International School Eastern Seaboard (ISE), located in Chonburi, also about a 3-hour drive from Koh Chang. ISE offers an American-style curriculum for students from pre-kindergarten through grade 12. The school is accredited by the Western Association of Schools and Colleges (WASC) and offers a variety of Advanced Placement (AP) courses. Here is the link to their website: http://www.ise.ac.th/ For families living on Koh Chang who prefer a bilingual education for their children, the closest option is probably the Regents International School Pattaya, which offers a bilingual program in English and Thai. The school follows the British National Curriculum and also offers the IB program. Regents International School Pattaya is known for its strong academic program and wide range of extracurricular activities. Here is the link to their website: https://www.nordangliaeducation.com/en/our-schools/pattaya Please note that while these schools are not located on Koh Chang itself, they are among the closest options for families living on the island who are seeking an international or bilingual education for their children," commented one expat when asked about in Koh Chang.

"Koh Chang, offers a vibrant and diverse social scene that caters to a wide range of interests. The island is known for its laid-back atmosphere, making it a popular destination for those looking to relax and unwind. Beach bars and restaurants are common social hubs, where locals and tourists mingle over delicious Thai cuisine and refreshing drinks. For those seeking a more lively scene, the island also offers a number of nightclubs and music venues, particularly in the areas of Lonely Beach and White Sand Beach. These spots often host live music and DJ sets, attracting a younger, energetic crowd. In addition to its nightlife, Koh Chang has a strong community feel. There are frequent local markets, where residents sell handmade crafts, fresh produce, and street food. These markets are not only a great place to shop, but also a way to engage with the local culture and community. Furthermore, the island is home to a number of festivals and events throughout the year, such as the Songkran Water Festival and the Loi Krathong Festival. These events are deeply rooted in Thai tradition and offer a unique social experience for both locals and visitors. Overall, the social scene in Koh Chang is a blend of relaxation, entertainment, and cultural immersion. Whether you're looking to party, explore local traditions, or simply enjoy the company of new friends on a beautiful beach, Koh Chang has something to offer," said one expat living in Koh Chang.

What advice to expats in Koh Chang have about housing?

"Expats in Koh Chang advise that housing options vary greatly, from luxury villas to simple bungalows, so it's important to research and visit different areas to find what suits your lifestyle and budget. They suggest that renting is a good option to start with, as it allows you to get a feel for the island and its different neighborhoods before committing to a purchase. They also recommend hiring a reputable real estate agent to help navigate the local market and ensure all legalities are handled correctly. It's important to understand that foreigners cannot own land outright in Thailand, but there are ways around this, such as setting up a Thai limited company or leasing the land. Expats also advise checking the proximity of potential homes to amenities like shops, restaurants, and healthcare facilities, as well as considering the noise levels from nearby bars or traffic. Lastly, they suggest ensuring that any property you choose has a reliable water supply and internet connection, as these can sometimes be issues on the island," remarked one expat in Koh Chang.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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