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Scarborough, Trinidad & Tobago: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Scarborough | Expat Exchange
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Scarborough, Trinidad & Tobago

By Joshua Wood, LPC

Last updated on Feb 06, 2025

Summary: Expats, digital nomads and retirees discuss what it is like to live in Scarborough, Trinidad & Tobago: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Scarborough?

When we asked people what advice they would give someone preparing to move to Scarborough, they said:

"Before moving to Scarborough, expats should know that English is the official language, but the local dialect can sometimes be difficult to understand. The cost of living is relatively low compared to many Western countries, but imported goods can be expensive. The local cuisine is a mix of African, Indian, Chinese, and European influences, with seafood being a staple. Scarborough is the largest town in the island of Tobago, which is less developed and quieter than its sister island, Trinidad. The town is known for its beautiful beaches, vibrant culture, and friendly locals. The climate is tropical, with a wet season from June to December and a dry season from January to May. Healthcare facilities in Scarborough are adequate for routine check-ups and minor emergencies, but serious medical conditions may require evacuation to Trinidad or even to the United States. Expats are advised to have comprehensive health insurance that covers medical evacuation. Public transportation in Scarborough is limited, so expats may find it more convenient to rent or buy a car. Driving is on the left side of the road, and an international driving permit is required. Scarborough is generally safe, but like any other place, it has its share of crime. Expats are advised to take common-sense precautions, such as not displaying wealth openly and avoiding isolated areas at night. The education system in Trinidad & Tobago follows the British model. There are a few private and international schools in Scarborough, but the options are limited compared to Trinidad. Expats should also be aware of local customs and etiquette. Trinidadians and Tobagonians are generally laid-back and friendly, but they also value respect and good manners. Being late is often seen as disrespectful, and formal attire is expected in professional settings. Finally, expats should be prepared for the slower pace of life in Scarborough. Things often take longer than expected, and patience is a virtue. This laid-back lifestyle is part of the charm of living in Scarborough, and many expats find it a welcome change from the hustle and bustle of city life," explained one expat living in Scarborough, Trinidad & Tobago.

How do I find a place to live in Scarborough?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Scarborough involves several steps. First, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, you should decide on the type of accommodation you want. This could be a house, an apartment, a condo, or even a room in a shared house. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rental properties in Scarborough, such as PropertyFinder.tt, Terra Caribbean, and Pin.tt. You can also contact real estate agents in Scarborough. They can provide you with listings that match your criteria and arrange viewings for you. Some reputable real estate agencies in the area include KeyPhoria Realty, Just For You Property Consultants, and Tucker Real Estate. When you find a property you're interested in, make sure to inspect it thoroughly. Check for any signs of damage or disrepair, and ask about any additional costs such as utility bills or maintenance fees. If you're satisfied with the property, you can then proceed to negotiate the terms of the lease with the landlord or the real estate agent. Make sure to read the lease agreement carefully before signing it. Finally, once the lease is signed, you can arrange for the move-in. You might need to hire a moving company, or you could do it yourself if you don't have many belongings. Remember, finding a place to live can take time, so it's important to be patient and not rush the process," remarked one expat living in Scarborough, Trinidad & Tobago.

What is a typical expat home or apartment like in Scarborough?

"A typical expat home or apartment in Scarborough, Trinidad and Tobago, is often located in a secure, gated community or a well-maintained apartment complex. These homes are usually spacious, with multiple bedrooms and bathrooms, a fully equipped kitchen, and a living room. They often come furnished, with modern appliances and amenities such as air conditioning, Wi-Fi, and cable TV. Some homes may also have a private pool or access to a community pool. The homes often feature a balcony or patio, offering stunning views of the surrounding landscape, which could include the ocean, mountains, or cityscape. The architecture and interior design often reflect a blend of Caribbean and contemporary styles, with bright colors and natural materials. The location of these homes is also a key feature, with many being close to the beach, local shops, restaurants, and other attractions," explained one expat living in Scarborough, Trinidad & Tobago.

What is the average cost of housing in Scarborough?

If you are thinking about moving to Scarborough, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Scarborough can vary greatly depending on the type, size, and location of the property. For instance, a modest apartment in the city center may cost significantly less than a large, luxurious house in a more affluent neighborhood. However, on average, housing prices in Scarborough are generally considered to be relatively affordable compared to other major cities in Trinidad & Tobago," wrote one member in Scarborough.

What should I bring when moving to Scarborough?

People living in Scarborough were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Scarborough, you should pack lightweight clothing due to the tropical climate. Include items such as shorts, t-shirts, and light dresses. Don't forget to pack a few swimsuits for the beach and a hat and sunglasses for sun protection. You should also pack a light rain jacket or umbrella, as the region experiences rainfall throughout the year. Comfortable walking shoes are essential, as well as sandals or flip-flops for the beach. Pack your essential toiletries, but remember that most items can be purchased locally. Don't forget to bring any prescription medications, along with a copy of your prescription. Bring along your important documents, such as your passport, driver's license, and any necessary immigration paperwork. It's also a good idea to have copies of these documents. If you plan on cooking, you might want to pack some of your favorite non-perishable food items, as they may be hard to find in Scarborough. Remember to pack your electronics, including your phone, laptop, and chargers. An adapter may be necessary as the electrical outlets in Trinidad & Tobago may be different from your home country. Lastly, pack items that will make your new place feel like home, such as photos, small keepsakes, and your favorite books," said one expat in Scarborough.

Where should I setup a bank account in Scarborough?

We asked expats in Scarborough what banks they use and there advice about banking. They advised:

"Before retiring in Scarborough, expats should know that the official language is English, making it easier for those from English-speaking countries to communicate. The cost of living is relatively low compared to many Western countries, but it's important to have a clear understanding of your budget and financial situation. Healthcare facilities in Scarborough are adequate for routine check-ups and minor health issues, but for serious conditions, you may need to travel to the capital, Port of Spain. It's advisable to have a comprehensive health insurance plan that covers medical evacuation. The climate is tropical with a wet and dry season, so expats should be prepared for high temperatures and humidity. Hurricanes are also a risk between June and November. Scarborough is a small town, so while it offers a slower, relaxed pace of life, it may not provide the same level of entertainment or amenities as a larger city. However, it is known for its beautiful beaches and natural beauty. Safety can be a concern in some parts of Trinidad & Tobago, so it's important to research and choose your living area carefully. It's also recommended to take standard precautions to protect yourself and your property. The local cuisine is a blend of African, Indian, European and Middle Eastern influences, so be prepared for a culinary adventure. Finally, it's important to understand the local customs and traditions. Trinidadians & Tobagonians are known for their friendliness and hospitality, but it's always appreciated when expats make an effort to respect and adapt to the local culture," remarked one expat living in Scarborough, Trinidad & Tobago.

What do expats in Scarborough appreciate most about the local culture?

"Expats in Scarborough appreciate the warm and friendly nature of the locals, who are always ready to help and make them feel at home. They love the vibrant and diverse culture that is a blend of African, Indian, Chinese, and European influences. The local cuisine, which is a mix of these cultures, is another aspect that they greatly enjoy. Expats also appreciate the lively music and festival scene, particularly the world-famous Carnival. The laid-back and relaxed lifestyle is another aspect that appeals to them, as it offers a break from the hustle and bustle of city life. They also value the natural beauty of the island, with its stunning beaches, lush rainforests, and diverse wildlife," wrote a member in Scarborough.

What do expats find most challenging?

"Expats in Scarborough may find the local dialect, a unique blend of English, African, Indian, and Spanish influences, challenging to understand and use effectively. The laid-back, 'island time' attitude can also be a significant adjustment for those used to a more fast-paced, punctual lifestyle. The local cuisine, while delicious, can be quite spicy and may not suit everyone's palate. The high crime rate, particularly in certain areas, can also be a concern for expats. Additionally, the hot and humid climate can be difficult to adapt to, especially for those from cooler regions. Lastly, navigating the local bureaucracy can be a challenge, as it can be slow and inefficient," wrote a member in Scarborough.

Is there a lot of crime in Scarborough?

We asked people if there is a lot of crime. They answered:

"Scarborough, like any other city, does experience crime. However, the crime rate varies depending on the specific area and time. The city has had issues with crimes such as theft, burglary, and violent crimes. Drug trafficking is also a problem due to its geographical location. Despite these issues, the local authorities are continuously working to improve the safety and security of the city. It's important to note that crime rates can fluctuate, and it's always recommended for residents and visitors to stay vigilant and take necessary precautions," remarked one expat who made the move to Scarborough.

What are the schools in Scarborough like?

"Scarborough is a vibrant city with a variety of educational institutions. However, specific information about international or bilingual schools in Scarborough, Trinidad & Tobago is limited. One of the well-known schools in the area is the Scarborough Secondary School, which is a public institution offering a comprehensive curriculum for students. However, it's not specifically an international or bilingual school. For international education, families in Trinidad & Tobago often turn to institutions in larger cities like Port of Spain. One such school is the International School of Port of Spain (ISPS), which offers an international curriculum and is accredited by the New England Association of Schools and Colleges (NEASC) and the Council of International Schools (CIS). The school's website is https://www.isps.edu.tt/. Another option is the British Academy, a private secondary school in Port of Spain that follows the British curriculum and offers a bilingual program in Spanish. More information can be found on their website: http://www.britishacademy.edu.tt/. Please note that while these schools offer international or bilingual education, they are not located in Scarborough, but in the capital city, Port of Spain. It's recommended to contact local education authorities in Scarborough for more specific information about international or bilingual education options in the city," remarked one parent with kids at in Scarborough.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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