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St. James, Trinidad & Tobago: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in St. James | Expat Exchange
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St. James, Trinidad & Tobago

By Joshua Wood, LPC

Last updated on Jul 09, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in St. James, Trinidad & Tobago: Cost of living, Finding a home, Meeting People and more.

SJB Global
SJB Global
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SJB Global

What do I need to know before moving to St. James?

When we asked people what advice they would give someone preparing to move to St. James, they said:

"Before moving to St. James, expats should know that English is the official language, but the local dialect can be difficult to understand at first. The cost of living is relatively high compared to other Caribbean countries, especially for housing and imported goods. The local currency is the Trinidad and Tobago dollar, and credit cards are widely accepted. Expats should be aware that St. James is known for its vibrant nightlife, with many bars, clubs, and restaurants. The climate is tropical, with a wet season from June to December and a dry season from January to May. It's important to note that the country is situated outside the hurricane belt, so it's less likely to be affected by tropical storms. Healthcare in Trinidad & Tobago is of a good standard, but expats often opt for private healthcare. It's recommended to have comprehensive health insurance. The crime rate is higher than in many Western countries, particularly for petty crime, so expats should take precautions to protect their personal safety and belongings. Driving is on the left-hand side of the road, and traffic can be heavy, especially during rush hour. Public transportation is available but can be unreliable. Expats are allowed to drive with an international driving permit for up to 90 days, after which they must obtain a local license. The cuisine in St. James is diverse, with influences from India, Africa, and the Middle East. The local food is spicy and flavorful, with dishes like roti, doubles, and pelau being popular. Finally, expats should be aware that the culture in Trinidad & Tobago is a mix of influences from various ethnic groups, with a strong emphasis on music, dance, and festivals. The biggest event of the year is Carnival, a two-day festival of costumes, parades, and parties," remarked one expat living in St. James, Trinidad & Tobago.

How do I find a place to live in St. James?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in St. James involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a single room to a full house, depending on your needs and financial capability. Next, you should research the area to understand the neighborhood, its safety, proximity to amenities like shops, schools, hospitals, and public transportation. Once you have a clear idea of what you want, you can start your search. There are several online platforms where you can find listings for rentals or properties for sale in St. James, such as Property Finder TT, Terra Caribbean, and Trinidad Real Estate. You can also engage the services of a real estate agent who is familiar with the area. They can help you find properties within your budget, arrange viewings, and handle negotiations with landlords or sellers. Remember to inspect any potential homes thoroughly. Check for any signs of damage, ask about utilities, and try to meet the neighbors if possible. Once you've found a place you like, you'll need to go through the process of signing a lease or purchasing the property. This usually involves providing proof of income, references, and possibly a deposit. Finally, once all the paperwork is done, you can move into your new home in St. James, Trinidad & Tobago," commented one expat who made the move to St. James.

What is a typical expat home or apartment like in St. James?

"A typical expat home or apartment in St. James, Trinidad and Tobago, is often located in a secure, gated community or a well-guarded building. These homes are usually spacious, with multiple bedrooms and bathrooms, a large living area, and a fully equipped kitchen. They often come furnished, with modern and comfortable furniture, and are equipped with air conditioning, given the tropical climate of the region. Many of these homes also have outdoor spaces, such as a balcony or a small garden, where residents can enjoy the warm weather. Some even have a private pool or access to a community pool. The homes are often located close to amenities such as supermarkets, restaurants, and schools, making daily life convenient for expats. The architecture and design of these homes can vary, with some featuring a more traditional Caribbean style, while others have a more modern, contemporary look. Despite the differences in style, these homes are typically well-maintained and offer a high standard of living. In terms of the neighborhood, St. James is known for its vibrant nightlife and cultural activities, so expats living here can expect a lively and dynamic environment. However, the residential areas are usually quiet and peaceful, providing a good balance for expats," wrote a member in St. James.

What is the average cost of housing in St. James?

If you are thinking about moving to St. James, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St. James can vary greatly depending on the type and size of the property. For a standard three-bedroom house, the cost can range from moderately priced to quite expensive. Luxury apartments and larger homes in upscale neighborhoods can be significantly more expensive. However, it's important to note that these prices can fluctuate based on the real estate market and other economic factors," remarked one expat who made the move to St. James.

Where should I setup a bank account in St. James?

We asked expats in St. James what banks they use and there advice about banking. They advised:

"Before retiring in St. James, expats should be aware that the cost of living can be high, especially for housing and imported goods. They should also know that the official language is English, but the local dialect can sometimes be difficult to understand. Healthcare in Trinidad & Tobago is of a good standard, but it is advisable for expats to have comprehensive health insurance. The country is located in a hurricane belt, so expats should be prepared for potential natural disasters. Expats should also be aware of the crime rate in Trinidad & Tobago. While St. James is generally safe, crime can be a problem in certain areas, particularly in the capital, Port of Spain. The climate in Trinidad & Tobago is tropical, with a wet and a dry season. Expats should be prepared for high temperatures and humidity. Expats should also know that the culture in Trinidad & Tobago is a mix of influences from Africa, India, China, and Europe. The country is known for its vibrant music and festivals, particularly Carnival. Finally, expats should be aware that while Trinidad & Tobago is a relatively small country, traffic can be heavy, particularly in and around Port of Spain. Public transportation is available, but many expats choose to drive," remarked one expat who made the move to St. James.

What do expats in St. James appreciate most about the local culture?

"Expats in St. James often appreciate the warm and friendly nature of the local people. They are known for their hospitality and willingness to help, making newcomers feel welcome and at home. The vibrant and diverse culture is another aspect that expats enjoy, with a rich mix of influences from African, Indian, Chinese, and European traditions. This is reflected in the local cuisine, music, and festivals, which are all integral parts of life in St. James. The laid-back lifestyle and slower pace of life is also a refreshing change for many expats, allowing them to relax and enjoy their surroundings. The natural beauty of the area, with its stunning beaches and lush greenery, is another major draw for expats. Lastly, the local culture places a strong emphasis on community and family, which many expats find appealing and comforting," said one expat who made the move to St. James.

What do expats find most challenging?

"Expats in St. James often find the local dialect, a unique blend of English, Spanish, French, and African languages, challenging to understand and learn. The laid-back, 'island time' attitude can also be a significant adjustment for those used to a more fast-paced, punctual lifestyle. The local cuisine, while delicious, can be quite spicy and may not suit everyone's palate. Additionally, the high crime rate, particularly in certain areas, can be a concern for expats. The hot and humid climate can also be difficult to adjust to, especially for those from cooler climates. Lastly, navigating the local bureaucracy can be a challenge, as it can be slow and inefficient," explained one expat living in St. James, Trinidad & Tobago.

Is there a lot of crime in St. James?

We asked people if there is a lot of crime. They answered:

"Like many urban areas, St. James, Trinidad and Tobago, does experience its share of crime. The types of crime reported in this area range from petty theft and burglary to more serious offenses such as assault and robbery. The area is also known to have issues with drug-related crimes. However, it's important to note that crime rates can fluctuate and vary from neighborhood to neighborhood. The local law enforcement agencies are actively working to reduce crime and improve safety in the area. Despite these issues, many residents and visitors still enjoy the vibrant culture and community spirit found in St. James," remarked one expat living in St. James, Trinidad & Tobago.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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