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Chatham, United States: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Chatham | Expat Exchange
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Chatham, the United States

By Joshua Wood, LPC

Last updated on May 09, 2023

Summary: The population of Chatham, United States, Massachusetts is approximately 12,000 people. People love living in Chatham for its small-town charm, beautiful beaches, and close proximity to Boston. Residents of Chatham can enjoy a variety of activities, including fishing, boating, swimming, hiking, biking, and golfing. There are also plenty of restaurants, shops, and galleries to explore. The weather in Chatham is generally mild, with warm summers and cool winters. The average temperature in the summer is around 70 degrees Fahrenheit, and in the winter it is around 40 degrees Fahrenheit. The average cost of living for a family in Chatham is relatively high, with the median household income being around $90,000. The median cost of a three bedroom home is around $650,000, and the median cost of a four bedroom home is around $800,000.

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What do I need to know about living in Chatham?

When we asked people what advice they would give someone preparing to move to Chatham, they said:

"Chatham is a great place to retire for those looking for a peaceful and safe community. It is a small town with a population of 8,962, located in Morris County. The town offers a variety of activities and amenities, including parks, golf courses, and a variety of shops and restaurants. The cost of living in Chatham is slightly higher than the national average, but the town offers a variety of housing options to suit any budget. The town is also close to major cities such as New York City and Philadelphia, making it easy to access cultural attractions and entertainment. Additionally, Chatham is home to a variety of healthcare facilities, making it a great place for retirees to receive quality medical care," wrote a member in Chatham.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Chatham?

When we asked people what advice they would give someone preparing to move to Chatham, they said:

"Chatham is a small town located in Morris County, New Jersey. It is known for its quaint downtown area, excellent schools, and close proximity to New York City. Expats should be aware that the cost of living in Chatham is higher than the national average, and housing prices tend to be higher than in other parts of the state. Additionally, the town is known for its strong sense of community, so expats should be prepared to become involved in local activities and organizations. Finally, Chatham is a great place to raise a family, with plenty of parks, playgrounds, and other family-friendly activities," wrote one member in Chatham.

How do I find a place to live in Chatham?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"If you are looking for a place to live in Chatham, there are a variety of options available. You can search online for rental listings, or contact a local real estate agent to help you find a suitable property. Additionally, you can look for postings in local newspapers or on community bulletin boards. You can also ask friends and family if they know of any available rentals in the area. Once you have identified a few potential properties, you can contact the landlord or property manager to arrange a viewing," remarked one expat who made the move to Chatham.

What is a typical expat home or apartment like in Chatham?

"Expat homes and apartments in Chatham are typically spacious and modern, with plenty of natural light and open floor plans. Many of the homes and apartments feature high-end finishes, such as hardwood floors, granite countertops, and stainless steel appliances. Many of the homes and apartments also have access to outdoor spaces, such as balconies, patios, and gardens. Expats in Chatham can also enjoy the convenience of being close to shopping, dining, and entertainment options," wrote one member in Chatham.

What is the average cost of housing in Chatham?

If you are thinking about moving to Chatham, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Chatham is generally higher than the national average. The median home value in Chatham is around $735,000, which is significantly higher than the median home value in the United States, which is around $200,000. Renting a home in Chatham is also more expensive than the national average, with the median rent being around $2,400 per month," said one expat in Chatham.

How do I meet people in Chatham?

When we asked people living in Chatham about club and activities where newcomers can meet others, they responded:

"Expats living in Chatham can join a variety of clubs and activities, such as the Chatham Township Historical Society, the Chatham Township Environmental Commission, and the Chatham Township Library. Expats can also join local sports teams, such as the Chatham Soccer Club, or take classes at the Chatham Community Center. Additionally, expats can meet people by attending local events, such as the Chatham Farmers Market, or by joining local meetup groups," said one expat who made the move to Chatham.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Chatham?

People living in Chatham were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Chatham, it is important to pack items that will help you adjust to the climate and lifestyle. Pack warm clothing for the colder months, as well as rain gear for the wetter months. Bring comfortable shoes for walking around town, as well as a good pair of sunglasses for the sunny days. Don't forget to bring your favorite books, movies, and music to help you relax and enjoy your new home. Finally, make sure to bring any necessary documents, such as your driver's license, passport, and birth certificate," commented one expat who made the move to Chatham.

Where should I setup a bank account in Chatham?

We asked expats in Chatham what banks they use and there advice about banking. They advised:

"Chatham is a great place to retire for those looking for a peaceful and safe community. It is a small town with a population of 8,962, located in Morris County. The town offers a variety of activities and amenities, including parks, golf courses, and a variety of shops and restaurants. The cost of living in Chatham is slightly higher than the national average, but the town offers a variety of housing options to suit any budget. The town is also close to major cities such as New York City and Philadelphia, making it easy to access cultural attractions and entertainment. Additionally, Chatham is home to a variety of healthcare facilities, making it a great place for retirees to receive quality medical care," explained one expat living in Chatham, the United States.

Will I be able to find a job in Chatham?

When we asked people about industries and career opportunities in Chatham, they reponded:

"Foreigners in Chatham often work in a variety of industries, including hospitality, retail, construction, and healthcare. Many foreigners also work in restaurants, providing food service and customer service. Other popular jobs for foreigners in Chatham include landscaping, janitorial services, and childcare. Additionally, many foreigners work in the local manufacturing industry, providing labor for factories and warehouses," explained one expat living in Chatham, the United States.

What is life like in Chatham?

When we asked people living in Chatham what life is like and how people spend their time, they said:

"Living in Chatham as an expat or digital nomad can be a great experience. The town is small and quaint, with a friendly atmosphere and plenty of outdoor activities to enjoy. The town is also close to New York City, making it easy to access the city's many attractions. The cost of living is relatively low, making it an attractive option for those looking to save money. There are plenty of restaurants, cafes, and bars to explore, as well as a variety of cultural activities to take part in. The town is also home to a number of coworking spaces, making it easy for digital nomads to stay connected and productive," said one expat who made the move to Chatham.

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What do expats in Chatham appreciate most about the local culture?

"Expats in Chatham appreciate the small-town charm of the area, with its quaint downtown area and friendly locals. They also enjoy the easy access to New York City, with its world-class attractions and cultural offerings. The area is known for its excellent schools, making it a great place to raise a family. The abundance of outdoor activities, such as hiking, biking, and kayaking, make it a great place to enjoy the outdoors. Additionally, the area is known for its excellent restaurants, offering a variety of cuisines to suit all tastes," explained one expat living in Chatham, the United States.

What do expats find most challenging?

"Expats in Chatham may find it challenging to adjust to the slower pace of life in the area. The small-town atmosphere can be a stark contrast to the hustle and bustle of larger cities, and the local culture may be unfamiliar to those who are used to a more cosmopolitan lifestyle. Additionally, the area is largely suburban, so there may be fewer opportunities for cultural activities and events than in a larger city. Finally, the local cuisine may be unfamiliar to expats, as it is heavily influenced by the area's agricultural heritage," remarked one expat who made the move to Chatham.

Is there a lot of crime in Chatham?

We asked people if there is a lot of crime. They answered:

"Chatham is generally considered a safe community with low crime rates. The police department works hard to ensure the safety of the residents and visitors of the town. The town has a strong community presence and neighbors look out for one another. While there are occasional reports of theft and vandalism, overall crime rates remain low," remarked one expat who made the move to Chatham.

Is there a lot of diversity? Are people in Chatham accepting of differences?

"Chatham is a diverse community with a variety of backgrounds and cultures represented. People in Chatham are generally accepting of differences and strive to create an inclusive environment. The town is home to a variety of religious and cultural organizations that celebrate diversity and promote understanding," said one expat in Chatham.

William RussellWilliam Russell
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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Chatham like?

"The Peck School is a private, co-educational day school located in Chatham. It offers a rigorous academic program for students in grades Pre-K through 8th grade. The school has a strong emphasis on global education, with a focus on developing students’ critical thinking and problem-solving skills. The school also offers a variety of extracurricular activities, including sports, music, and art. The Chatham Day School is a private, co-educational day school located in Chatham. It offers a comprehensive academic program for students in grades Pre-K through 8th grade. The school has a strong emphasis on bilingual education, with a focus on developing students’ language and cultural skills. The school also offers a variety of extracurricular activities, including sports, music, and art. The Chatham Montessori School is a private, co-educational day school located in Chatham. It offers a comprehensive Montessori program for students in grades Pre-K through 8th grade. The school has a strong emphasis on global education, with a focus on developing students’ critical thinking and problem-solving skills. The school also offers a variety of extracurricular activities, including sports, music, and art," commented one expat when asked about in Chatham.

What are the pros and cons of living in Chatham?

Expats, digital nomads and retirees living in Chatham responded:

"Expats and digital nomads living in Chatham appreciate the town's close proximity to New York City, allowing them to take advantage of the city's cultural and professional opportunities. They also enjoy the town's small-town charm, with its quaint downtown area and friendly locals. Additionally, the town's excellent public schools and safe neighborhoods make it an attractive place to raise a family. On the downside, the cost of living in Chatham is relatively high, and the town can be quite crowded during peak tourist season," commented one expat living in Chatham, the United States.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Chatham?

When we asked expats and global nomads about their social experiences in Chatham, they replied:

"Expats, retirees and digital nomads living in Chatham typically have an active social life. There are many opportunities to meet new people and make friends, such as attending local events, joining clubs and organizations, and participating in outdoor activities. The town also has a vibrant arts and culture scene, with plenty of galleries, museums, and theaters to explore. Additionally, there are plenty of restaurants, bars, and cafes to enjoy, making it easy to socialize with other expats, retirees, and digital nomads," mentioned one expat inChatham.

"Chatham is a small town with a vibrant social scene. There are plenty of restaurants, bars, and cafes to explore, as well as a variety of cultural events and activities to enjoy. The town also hosts a number of festivals and events throughout the year, such as the Chatham Music Festival and the Chatham Film Festival. Additionally, there are plenty of outdoor activities to enjoy, such as hiking, biking, and kayaking. Chatham is a great place to meet new people and make lasting friendships," commented one expat who moved to Chatham.

What advice to expats in Chatham have about housing?

"Expats in Chatham recommend researching the area thoroughly before committing to a rental or purchase. It is important to consider the commute to work, the quality of the schools, and the safety of the neighborhood. Additionally, it is important to be aware of the local rental and purchase prices, as well as the availability of rental and purchase options. Expats also suggest talking to locals to get a better understanding of the area and to find out about any hidden gems," said an expat in Chatham.

What are medical services in Chatham like?

When we asked expats and global nomads about the quality of medical care in Chatham, they replied:

"Chatham offers a wide range of medical services to its residents. The town is home to several hospitals, including Chatham Hospital, Morristown Medical Center, and Overlook Medical Center, as well as numerous private practices and specialty clinics. Residents of Chatham have access to a variety of medical services, including primary care, specialty care, emergency care, and preventive care. Additionally, the town is home to a number of pharmacies, physical therapy centers, and other medical facilities. Chatham also offers a variety of mental health services, including counseling, therapy, and support groups," wrote one expat living in Chatham.

Are healthcare and health insurance expensive in Chatham?

"Healthcare and health insurance in Chatham can be expensive. The cost of health insurance depends on the type of plan and the coverage offered. Healthcare costs can vary depending on the type of care needed and the provider. Generally, healthcare and health insurance in Chatham are more expensive than in other parts of the state," wrote one expat living in Chatham.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Is the cost of living in Chatham high?

We asked people about the cost of living in Chatham, they wrote:

"The cost of living in Chatham is generally considered to be higher than the national average. The rental price for a nice 1 bedroom apartment in Chatham is typically around $2,000 per month, while a nice 2 bedroom apartment is usually around $2,500 per month. Eating dinner at a moderately priced restaurant in Chatham can cost around $20 per person," said an expat in Chatham.

What are the visa & residency requirements in Chatham?

"In order to obtain a visa to live in Chatham, an individual must first apply for a visa through the United States Citizenship and Immigration Services (USCIS). The application process requires the individual to provide evidence of their identity, financial resources, and other relevant information. Once the application is approved, the individual will receive a visa that allows them to live and work in the United States. In order to apply for residency in Chatham, an individual must first obtain a valid visa. Once the visa is obtained, the individual must then submit an application for residency to the local government. The application requires the individual to provide evidence of their identity, financial resources, and other relevant information. Once the application is approved, the individual will receive a residency card that allows them to live and work in the United States," wrote one expat living in Chatham.

Why do people move to Chatham?

When we asked people why foreigners move to Chatham, they responded:

"Chatham is an attractive destination for expats due to its close proximity to New York City, its excellent school system, and its vibrant downtown area. The town offers a variety of housing options, from single-family homes to luxury apartments, making it an ideal place for expats to settle down. Additionally, Chatham is known for its excellent restaurants, shopping, and entertainment, making it a great place to live for those looking for an exciting lifestyle. With its convenient location, excellent schools, and vibrant downtown area, Chatham is an ideal destination for expats looking to make a new home," wrote one expat living in Chatham.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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