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Kabul, Afghanistan: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Kabul | Expat Exchange
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Kabul, Afghanistan

By Betsy Burlingame

Last updated on Sep 19, 2024

Summary: Kabul, Afghanistan is often described as a vibrant and bustling city, with a unique culture and a rich history. Expats living in Kabul enjoy the city's diverse culture, its vibrant nightlife, and its friendly people. The weather in Kabul is generally mild, with temperatures ranging from the mid-30s to the mid-90s Fahrenheit. The cost of living for an expat in Kabul is relatively low, with basic necessities such as food and transportation costing around $200-$300 per month. A one bedroom apartment in Kabul typically costs around $400-$500 per month, while a two bedroom apartment costs around $600-$700 per month. The approximate population of Kabul is around 4.5 million people.

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What do I need to know about living in Kabul?

When we asked people what advice they would give someone preparing to move to Kabul, they said:

"Before retiring in Kabul, expats should be aware that the security situation in the country is unstable, with both crime and insurgent activity still a threat. It is important to be aware of local laws, customs and cultural etiquette to ensure a safe and respectful stay. Expats should also research the availability of amenities and services such as healthcare, banking, communications, internet and electricity to ensure they can access what they need. Eating and drinking should be done in moderation, and it is important to also be aware of the cost of living and potential employment opportunities. Additionally, expats will need to be aware of how to obtain visas and residence permits if needed," wrote a member in Kabul.

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What do I need to know before moving to Kabul?

When we asked people what advice they would give someone preparing to move to Kabul, they said:

"Kabul is the capital and largest city of Afghanistan, and it is home to a diverse population with a rich culture and history. Expats should be aware that the security situation in the city is potentially unstable, and crime can be high. Additionally, infrastructure in the city is limited, and basic services may be difficult to come by. It is important to research any visa and residency requirements to avoid any legal complications while living in Kabul. Expats should also plan their move carefully and plan any necessary medical check-ups ahead of time. Finally, it is advised to have a good understanding of local customs and etiquette to ensure respect for the Afghan culture," remarked one expat who made the move to Kabul, Afghanistan.

How do I find a place to live in Kabul?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Kabul has a variety of housing options, ranging from luxury houses to basic apartment buildings. A search online will provide a list of reliable real estate agents and brokers in the city who have extensive knowledge of the area and can help you find exactly what you're looking for. In addition, there are numerous classified websites where you can find rental listings and browse through various options in different neighborhoods. Additionally, it may be beneficial to network with friends, family, and expats living in Kabul as they may have additional information on secure housing options and contacts," wrote a member in Kabul, Afghanistan.

What is a typical expat home or apartment like in Kabul?

"Expat homes and apartments in Kabul typically feature security elements such as concrete walls, barbed wire, and armed guards. The interiors tend to be spacious, with high ceilings and large living and dining areas. Many expat housing complexes include amenities such as pools and gyms, and offer access to amenities such as internet and satellite television. On the main floors, there is often an expansive terrace, where residents can relax and take in the views of the city, either by day or night," explained one expat living in Kabul, Afghanistan, Afghanistan.

What is the average cost of housing in Kabul?

If you are thinking about moving to Kabul, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Kabul is generally quite expensive with most places requiring long-term leases. Rent is at least six times the minimum wage in the country, making it difficult for many people to afford. One-bedroom apartments can range from $450 to $900 a month, while villas and houses can be much more expensive and cost up to $3000 a month," said one expat who made the move to Kabul, Afghanistan.

How do I meet people in Kabul?

When we asked people living in Kabul about club and activities where newcomers can meet others, they responded:

"Expats in Kabul can join sports clubs, local organizations, and leisure activities to make friends and meet people. There are several international organizations and embassies that host social events such as dinners and parties throughout the year which are great opportunities to meet people and make friends. For more informal gatherings, expats use social media to connect with other expats and groups of people in the city. People also go out to restaurants, cafes, and the few bars which are in Kabul for socializing and entertainment," wrote a member in Kabul.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What should I bring when moving to Kabul?

People living in Kabul were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"It is important to pack items that are both practical and suitable for the climate. A good quality winter coat is essential, as Kabul can experience very cold weather during the winter months. Good quality and comfortable shoes are also important, as the terrain around Kabul can be uneven. Electrical and kitchen items like adapters, a kettle, and an oven may be required, so ensuring to have these and any other necessary items is advisable. You should also bring identification and important documents in case of emergencies," commented one expat who made the move to Kabul, Afghanistan.

Where should I setup a bank account in Kabul?

We asked expats in Kabul what banks they use and there advice about banking. They advised:

"Afghanistan International Bank (www.aib.af) has a state-of-the-art online banking platform which allows customers to preform international and domestic wire transfers, review account histories, establish payroll, and download statements," remarked one expat who made the move to Kabul.

"Kabul is a bustling, yet turbulent city, so it is important to keep safety considerations in mind when considering retiring there. Even with increased security, it is still important to stay aware of your surroundings, vary your routines, and avoid large gatherings or any demonstrations. Additionally, there are limited availability of hospital and medical care; it is recommended to obtain supplemental medical insurance and to bring all necessary medicines with you. Furthermore, it may be difficult to obtain items such as specialty food and other everyday items, so it is important to be prepared before deciding to retire in Kabul. Additionally, the legal and paperwork requirements for expats are extensive, so it is recommended to get informed about the necessary requirements. Finally, make sure to get informed about the cost of living in Kabul, and ensure that you will be able to support yourself financially while living there," explained one expat living in Kabul, Afghanistan.

Will I be able to find a job in Kabul?

When we asked people about industries and career opportunities in Kabul, they reponded:

"Foreigners often have jobs in Kabul as security officers, translators, diplomats, engineers, humanitarian workers, human resources staff, teachers, and health-care professionals. They also often work in journalism, media, marketing, consulting and other services related to international organizations. Additionally, many foreign nationals help to build and maintain the infrastructure of Afghanistan and provide other technical skills to help the country build a more prosperous future," wrote a member in Kabul.

What is life like in Kabul?

When we asked people living in Kabul what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Kabul can be both exciting and challenging. The city is a vibrant and bustling metropolis, with a diverse population and a rich cultural heritage. Expats and digital nomads can find a wide range of activities to enjoy, from exploring the city's many historical sites to sampling the local cuisine. However, the security situation in Kabul can be unpredictable, and expats and digital nomads should take extra precautions when travelling around the city. Additionally, the cost of living in Kabul is relatively low, making it an attractive destination for those looking to stretch their budget," remarked one expat who made the move to Kabul.

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What do expats in Kabul appreciate most about the local culture?

"Expats in Kabul appreciate the hospitality of the local Afghan people. They are often surprised by the kindness and generosity of the locals, who take great pleasure in welcoming visitors to their beautiful city. Expats also learn to appreciate the deep sense of community and the strong family values that are so important to the Afghan culture. From the music and art that is celebrated here to the vibrant nightlife, expats can experience a unique cultural experience. Many expats also enjoy the interesting cuisine that is available, with its fragrant spices, delicious breads and unique flavor combinations," remarked one expat living in Kabul, Afghanistan.

What do expats find most challenging?

"Expatriates in Kabul find the restrictive dress code and social customs of Afghan culture to be one of the greatest cultural challenges. The varying language and dialects can also be difficult to navigate, especially for those expats who do not have a good grasp of the Dari or Pashto dialects. Additionally, expats must contend with unpredictable security situations that can affect their daily lives. The extreme poverty and lack of basic necessities are further hardships that the expat can face. Taking all these potential difficulties into account, expats in Kabul may find the local culture hard to adjust to," wrote a member in Kabul.

Is there a lot of crime in Kabul?

We asked people if there is a lot of crime. They answered:

"Kabul has been plagued by criminal activity in recent years. There have been robberies, kidnappings, assaults, and terrorist attacks, among other crimes. Some areas of the city are particularly dangerous, due to the presence of criminals and insurgent groups. The Afghan government has taken steps to improve security, but the problem of criminal activity in Kabul remains a significant challenge," said one expat in Kabul.

Is there a lot of diversity? Are people in Kabul accepting of differences?

"Kabul is a city of diverse ethnicities, cultures and religions. While many of the city's divisions may be invisible on the surface, there is a great variety of people from different backgrounds within the city. The people of Kabul have proven to be largely accepting of differences amongst their own population by embracing different practices and adapting traditional customs to their own ethnicity. While the city is not without its challenges, the strength of its diverse population has demonstrated a spirit of acceptance towards difference," said one expat who made the move to Kabul.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What are the schools in Kabul like?

"International School of Kabul (ISK) is one of the best international schools in Kabul. Located in the heart of Kabul and run by a highly skilled team of teachers, ISK is dedicated to providing a rigorous and comprehensive educational program to students who are engaged in outstanding learning opportunities in both English and French. It is a multi-cultural, multi-lingual school, teaching a wide range of subjects from science, math, and social studies, to art and music, physical education, and environmental studies. Students are encouraged to explore their interests and develop strong skills for their future. The International School of Kabul also offers several bilingual options to meet the needs of their students. Its bilingual program, “Languages for All,” emphasizes instruction in both Dari and English, allowing students to benefit from the exposure to both languages throughout the day. This program helps students develop a greater understanding of practical communication skills and a deeper appreciation of cross-cultural dialogue. The Lycée Esteqlal, Kabul, is another excellent school offering a bilingual education in both English and French. The curriculum combines principles from the French educational system, with a focus on critical thinking, problem-solving and logical reasoning. It has developed strong ties with the Ministry of Education, creating an engaging and meaningful link between academic and social life. The Lycée also has programs designed to help students understand Afghanistan’s rich multicultural heritage, including classes in Afghan history, literature, music and culture. The French-Afghan school of Kabul is also a great choice for bilingual education. This school provides a unique curriculum, taught in both French and Dari. In addition to a comprehensive academic program, the school also offers a wide range of extracurricular activities such as sports, musical ensembles, and other activities that promote critical thinking and problem solving," remarked one expat living in Kabul with children attending .

"Plan early and ask questions about available spaces. Last year there were not many openings. The school calendar is similar to that we had in the States. For Afghanistan, the school offers many resources, but not all High School Elective classes are offered every year - if you have needs for AP classes or specific math or sciences for college placement, check with the school in advance," said one expat in Kabul with children at International School of Kabul.

What are the pros and cons of living in Kabul?

Expats, digital nomads and retirees living in Kabul responded:

"Expats and digital nomads living in Kabul often appreciate the city's rich culture and history. They also enjoy the friendly and welcoming nature of the locals. On the other hand, they may find the lack of infrastructure and modern amenities challenging. Additionally, the security situation in the city can be a source of concern for expats and digital nomads," commented one expat who moved to Kabul.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What type of social life can someone expect in Kabul?

When we asked expats and global nomads about their social experiences in Kabul, they replied:

"Expats, retirees and digital nomads living in Kabul typically have a vibrant social life. They often meet up with other expats, retirees and digital nomads in the city to share experiences and explore the city together. They also often join local clubs and organizations to meet people from the local community and learn more about the culture and customs of the country. Additionally, they often attend events such as concerts, festivals and other cultural activities to further immerse themselves in the local culture," said one expat.

"Kabul is a bustling city with a vibrant social scene. There are many restaurants, cafes, and bars where people can gather and socialize. There are also a variety of cultural events, such as concerts, plays, and art exhibitions, that take place throughout the year. Despite the security concerns in the city, people still find ways to come together and enjoy themselves. The city is also home to a diverse population, with people from all over the world living and working in Kabul," commented one expat who moved to Kabul.

What advice to expats in Kabul have about housing?

"Expats in Kabul suggest renting a house instead of buying one as it provides more flexibility. Be sure to get an inventory of the property's condition and take photos in case there is any damage or if any items are missing. Research the area thoroughly with the help of a reliable local before finalizing a rental agreement. Security should be your top priority, so evaluate multiple security arrangements before committing to a property. Consider living with other expats if possible in order to make the most of a secure living environment," commented one expat living in Kabul, Afghanistan.

What are medical services in Kabul like?

When we asked expats and global nomads about the quality of medical care in Kabul, they replied:

"Kabul has a range of medical services available to its citizens. The Ministry of Public Health provides basic health care services, including primary care, maternal and child health, and immunization services. Private hospitals and clinics also offer a variety of medical services, including specialized care, such as cardiology, orthopedics, and ophthalmology. Additionally, there are a number of international organizations providing medical services in Kabul, including the International Committee of the Red Cross, the United Nations, and the World Health Organization. Despite the availability of medical services, access to quality care is often limited due to a lack of resources and infrastructure," mentioned an expat living in Kabul.

Are healthcare and health insurance expensive in Kabul?

"Healthcare and health insurance in Kabul can be expensive. The cost of medical care is often higher than what many people can afford, and the quality of care can be inconsistent. Additionally, health insurance is not widely available in Kabul, and those who do have it often have to pay high premiums. As a result, many people in Kabul are unable to access the healthcare they need," remarked one expat in Kabul.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

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Is the cost of living in Kabul high?

We asked people about the cost of living in Kabul, they wrote:

"The cost of living in Kabul is relatively low when compared to other major cities in the world. The rental price for a nice 1 bedroom apartment ranges from approximately $150 to $300 USD per month, while a nice 2 bedroom apartment can rent for around $250 - $400 USD per month. Eating dinner at a moderately priced restaurant can cost between $2 to $10 USD per person," remarked one expat in Kabul.

What are the visa & residency requirements in Kabul?

"In Kabul, the process of applying for a visa requires completing and submitting an online visa application form and paying the associated fee. The application must include travel dates, passport details, and additional personal information. The visa requirements and procedures are subject to change due to sudden changes in security, therefore applicants are encouraged to visit and consult the Embassy of Afghanistan with the most updated information prior to their trip. The process of applying for residency requires the applicant to register through the national Human Resources Directorate (HRD) of Afghanistan. Once the application is accepted, the applicant is issued a residency card and permission to live in the country legally. A permission letter will indicate their name, valid period, passport and other necessary details. Applicants must also go to the Ministry of Foreign Affairs (MoFA) to accommodate the registration request. After that, the applicant may need to receive a health assessment and then go to the Employment and Social Protection (EPS) to receive a work visa," commented one expat who moved to Kabul.

Why do people move to Kabul?

When we asked people why foreigners move to Kabul, they responded:

"Kabul is an attractive destination for expats looking for a unique experience. From the breathtaking landscape of the Hindu Kush mountain range to the rich cultural heritage, expats are sure to find that Kabul has plenty to offer. The vibrant lifestyle of the city, complete with its traditional markets, colourful bazaars, and fascinating mosques provide expats with a glimpse into a world unlike any other. Moreover, the city offers plenty of job opportunities and the chance to learn a new language, making it a great choice for those looking for a new adventure. For those with an adventurous spirit, Kabul promises a once in a lifetime experience," commented one expat living in Kabul, Afghanistan.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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