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Inverness, Scotland: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Inverness | Expat Exchange
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Inverness, Scotland

By Joshua Wood, LPC

Last updated on Jun 12, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Inverness, Scotland: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Inverness?

When we asked people what advice they would give someone preparing to move to Inverness, they said:

"Inverness, located in the Scottish Highlands, is known for its stunning natural beauty, historic sites, and friendly locals. The city is relatively small, with a population of around 70,000, but it offers a range of amenities and attractions. The cost of living in Inverness is generally lower than in larger UK cities like London or Edinburgh, but it's still higher than in many other parts of the world. The local economy is strong, with sectors like tourism, healthcare, and public administration providing many jobs. The city is also a hub for the oil and renewable energy industries. The job market can be competitive, so it's a good idea to secure employment before moving. Inverness has a temperate maritime climate, with mild summers and cool winters. Rain is common throughout the year, so be prepared for wet weather. Despite this, the city is one of the sunniest places in Scotland. The city is well-connected by road, rail, and air, with Inverness Airport offering flights to destinations across the UK and Europe. Public transportation within the city is reliable, but many residents choose to drive. Inverness offers a range of housing options, from modern apartments in the city center to traditional cottages in the surrounding countryside. Renting can be expensive, but buying a property is often more affordable. The city has a vibrant cultural scene, with numerous festivals, music events, and art exhibitions taking place throughout the year. The local cuisine is also worth exploring, with many restaurants serving traditional Scottish dishes. The education system in Scotland is slightly different from the rest of the UK, with children starting primary school at age five and secondary school at age twelve. There are several good schools in Inverness, both public and private. Healthcare in Scotland is provided by the National Health Service (NHS), which offers free treatment to all residents. However, it's worth noting that waiting times for non-emergency treatments can be long. Finally, it's important to remember that Scotland has its own legal system, separate from the rest of the UK. This affects everything from property law to criminal justice, so it's worth familiarizing yourself with the basics before you move," remarked one expat living in Inverness, Scotland.

What is a typical expat home or apartment like in Inverness?

"A typical expat home or apartment in Inverness, is often a blend of traditional and modern design. The exterior of the buildings usually reflects the historic architecture of the city, with stone or brick facades and pitched roofs. Inside, the homes are often updated with modern amenities and conveniences. The living room is usually spacious, with large windows that let in plenty of natural light. The kitchen is typically equipped with modern appliances, including a dishwasher, oven, and refrigerator. Some homes may also have a separate dining area. Bedrooms in these homes are often cozy and comfortable, with ample storage space. The bathrooms are usually modern and well-maintained, often featuring a shower and bathtub. Many expat homes in Inverness also come with outdoor space, such as a garden or a small patio. Some apartments may also have balconies with views of the city or the surrounding countryside. In terms of location, expat homes are often situated in convenient areas, close to shops, restaurants, and public transportation. Some may be located in the city center, while others may be in quieter, residential neighborhoods. Overall, a typical expat home in Inverness offers a comfortable and convenient living space, blending the charm of traditional Scottish architecture with the conveniences of modern living," remarked one expat who made the move to Inverness.

What is the average cost of housing in Inverness?

If you are thinking about moving to Inverness, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Inverness, can vary greatly depending on the type and size of the property. As of recent data, the average price for a property in Inverness is approximately in the mid to high five-figure range in GBP. However, it's important to note that prices can fluctuate and may be higher or lower depending on the specific area within Inverness," commented one expat who made the move to Inverness.

Where should I setup a bank account in Inverness?

We asked expats in Inverness what banks they use and there advice about banking. They advised:

"Before retiring in Inverness, expats should know that the cost of living is relatively low compared to other parts of the UK, but it's still higher than many places in the world. The city is known for its high quality of life, with beautiful scenery, a rich history, and a friendly community. Expats should be aware that the weather in Inverness can be quite cold and rainy, especially in the winter months. The city is located in the Scottish Highlands, which are known for their harsh weather conditions. Healthcare in Scotland is provided by the National Health Service (NHS), which is free at the point of use for all UK residents. Expats retiring in Inverness will need to register with a local GP to access these services. Inverness is a relatively small city, so it may not offer the same level of amenities and entertainment options as larger cities. However, it is close to some of Scotland's most beautiful natural attractions, including Loch Ness and the Cairngorms National Park. Expats should also be aware that Scotland has its own legal system, separate from the rest of the UK. This includes different laws regarding property and inheritance, which may affect retirees planning to buy a home or leave assets to their family. Finally, while English is the main language spoken in Inverness, the city also has a significant number of Gaelic speakers. Expats may find it beneficial to learn some basic Gaelic phrases, although this is not essential for day-to-day life," said one expat in Inverness.

What do expats in Inverness appreciate most about the local culture?

"Expats in Inverness, often appreciate the friendly and welcoming nature of the locals. They enjoy the rich history and heritage that is deeply ingrained in the local culture, from the ancient castles to the traditional music and dance. Many expats also appreciate the slower pace of life in Inverness, which allows them to relax and enjoy the stunning natural beauty of the Scottish Highlands. The local food and drink, particularly the whisky, is another aspect of the culture that is highly appreciated. Furthermore, expats value the strong sense of community in Inverness, where local events and festivals bring people together and create a warm, inclusive atmosphere," commented one expat who made the move to Inverness.

What do expats find most challenging?

"Expats in Inverness may find the local dialect and accent challenging to understand, as it can be quite distinct and different from standard English. The weather can also be a challenge, as it is often cold, rainy, and unpredictable. Some expats may find it difficult to adapt to the slower pace of life in Inverness, especially if they are used to living in a bustling city. The local cuisine, which includes traditional Scottish dishes like haggis, may also be a challenge for some. Additionally, some expats may find the Scottish social norms and customs, such as their unique sense of humor and their traditional celebrations, to be unfamiliar and difficult to navigate. Lastly, the relative remoteness of Inverness can be a challenge, as it is far from other major cities and can feel isolated," remarked one expat living in Inverness, Scotland.

Is there a lot of crime in Inverness?

We asked people if there is a lot of crime. They answered:

"Inverness, generally has a low crime rate compared to other cities in the UK. The city is known for its safe and peaceful environment. However, like any other city, it does experience some crime, including minor thefts, vandalism, and occasional violent incidents. The local police force is active and responsive, contributing to the overall safety of the city. Despite these incidents, Inverness remains a relatively safe place to live and visit," wrote one member in Inverness.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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