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Fort William, Scotland: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Fort William | Expat Exchange
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Fort William, Scotland

By Joshua Wood, LPC

Last updated on May 08, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Fort William, Scotland: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Fort William?

When we asked people what advice they would give someone preparing to move to Fort William, they said:

"Fort William, located in the Scottish Highlands, is known for its stunning natural beauty, including Ben Nevis, the highest mountain in the British Isles. The town has a small population, which means that it has a close-knit community feel, but it can also feel isolated, especially in the winter months. The weather in Fort William can be unpredictable, with frequent rain and cold temperatures, so it's essential to have warm, waterproof clothing. The cost of living in Fort William is generally lower than in larger cities in the UK, but it can be higher than in other parts of Scotland due to its remote location. The town has a range of amenities, including supermarkets, restaurants, and a cinema, but for more extensive shopping, you may need to travel to larger cities such as Inverness or Glasgow. Public transport in Fort William is limited, so having a car can be beneficial, especially if you want to explore the surrounding Highlands. However, the town is well-served by trains and buses for travel to other parts of Scotland and the UK. The local economy is heavily reliant on tourism, so job opportunities may be seasonal and concentrated in sectors such as hospitality and outdoor activities. However, there are also opportunities in sectors such as healthcare and education. The healthcare system in Scotland is public, and it's funded through general taxation. As a resident, you'll be entitled to free healthcare through the National Health Service (NHS), but it's worth noting that waiting times for non-emergency treatments can be long. Education in Scotland is compulsory from ages 5 to 16, and there are several primary and secondary schools in and around Fort William. The Scottish education system is different from the rest of the UK, with a broader curriculum in the early years and different qualifications in secondary school. If you're moving from a non-English speaking country, you should be aware that the local accent can be challenging to understand at first, and some residents may also speak Scottish Gaelic. Finally, Fort William is a fantastic base for outdoor activities, including hiking, mountain biking, and winter sports. The town hosts several events throughout the year, including the Mountain Festival and the Highland Games, which can be a great way to immerse yourself in local culture," explained one expat living in Fort William, Scotland.

What is a typical expat home or apartment like in Fort William?

"A typical expat home or apartment in Fort William, is often a charming blend of traditional and modern design. These homes are usually located in quiet, residential areas, offering stunning views of the surrounding mountains and lochs. The interiors are often spacious, with a generous living area, a fully equipped kitchen, and one or more comfortable bedrooms. Many homes also feature a fireplace, adding to the cozy, homely feel. The decor often reflects the local culture, with touches of tartan and artwork depicting the stunning Scottish landscapes. Some homes may also have a small garden or patio, perfect for enjoying the beautiful Scottish summers. Despite the traditional appearance, these homes are usually equipped with modern amenities such as central heating, Wi-Fi, and modern appliances, ensuring a comfortable stay for expats," wrote one member in Fort William.

What is the average cost of housing in Fort William?

If you are thinking about moving to Fort William, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Fort William, can vary greatly depending on the type and size of the property. However, as of recent data, the average price for a property in this area is typically around the mid to high five-figure range in GBP. It's important to note that prices can fluctuate based on market conditions and other factors," said one expat in Fort William.

Where should I setup a bank account in Fort William?

We asked expats in Fort William what banks they use and there advice about banking. They advised:

"Expats considering retirement in Fort William, should be aware of several key factors. Firstly, the cost of living in Scotland is generally lower than in many other parts of the UK, but it can vary depending on the area. Fort William is a popular tourist destination, which can drive up prices, especially during peak seasons. The healthcare system in Scotland is public and is funded by general taxation. Expats from outside the European Union may need to pay for some services, so it's important to have comprehensive health insurance. Scotland has a temperate maritime climate, which means it can be quite wet and windy, especially in the Highlands where Fort William is located. Winters can be cold and summers are generally mild, so appropriate clothing is necessary. Fort William is a small town with a population of around 6,000 people. It's known as the 'Outdoor Capital of the UK', so it's perfect for retirees who enjoy outdoor activities like hiking, biking, and fishing. However, those who prefer city amenities may find it lacking in certain areas. The official language is English, but you'll also hear Scottish Gaelic, especially in the Highlands. While it's not necessary to learn Gaelic, it could enhance your experience. Scotland has a rich history and culture, and Fort William is no exception. It's home to several historical sites, including the West Highland Museum and the Old Inverlochy Castle. Public transportation in Scotland is generally good, with regular train and bus services. However, having a car can be beneficial for exploring the more remote areas of the Highlands. Finally, Scotland is part of the UK, so expats will need to comply with UK immigration rules. This may involve obtaining a visa or residency permit, depending on your nationality. It's important to research this thoroughly and ensure you have the correct documentation before moving," remarked one expat who made the move to Fort William.

What do expats in Fort William appreciate most about the local culture?

"Expats in Fort William, appreciate the warm and welcoming nature of the locals, who are always ready to lend a helping hand or share a friendly chat. They love the rich history and heritage of the area, which is deeply ingrained in local traditions and festivals. The stunning natural beauty of the region, with its majestic mountains and serene lochs, is another aspect that expats greatly admire. They also appreciate the slower pace of life in Fort William, which allows them to relax and enjoy their surroundings. The local food and drink, particularly the seafood and whisky, are also highly valued by expats. Lastly, they enjoy the strong sense of community in Fort William, where people look out for each other and there's a real sense of belonging," explained one expat living in Fort William, Scotland.

What do expats find most challenging?

"Expats in Fort William may find the local dialect and accents challenging to understand, as Scottish English can be quite distinct and different from standard English. The weather can also be a challenge, as it can be quite cold, rainy, and unpredictable. The pace of life in Fort William is slower than in larger cities, which can be a difficult adjustment for some. The local cuisine, which includes traditional dishes like haggis and black pudding, may also be unfamiliar and unappealing to some expats. Additionally, the relative remoteness and lack of diversity in Fort William compared to larger cities may be challenging for some expats. Lastly, the Scottish culture is deeply rooted in traditions and customs that may be unfamiliar to expats, which could lead to feelings of isolation or misunderstanding," said one expat in Fort William.

Is there a lot of crime in Fort William?

We asked people if there is a lot of crime. They answered:

"Fort William, generally has a low crime rate. It is considered a safe place to live and visit. However, like any other place, it is not completely free from crime. The most common types of crime reported are minor offenses such as petty theft or vandalism. Violent crime is relatively rare. The local police force is active and responsive, contributing to the overall safety of the area. It's always advisable for residents and visitors to take standard precautions to protect their personal safety and belongings," said one expat who made the move to Fort William.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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