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Exuma, Bahamas: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Exuma | Expat Exchange
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Exuma, Bahamas

By Betsy Burlingame

Last updated on Feb 12, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Exuma, Bahamas. They offer advice about meeting people, cost of living, finding a home and more.

Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas

What do I need to know before moving to Exuma?

When we asked people what advice they would give someone preparing to move to Exuma, they said:

"Exuma is a district of the Bahamas, consisting of over 365 islands, also called cays. The largest of the cays is Great Exuma, which is 37 mi in length and joined to another island, Little Exuma, by a small bridge. The capital and largest city in the district is George Town. Before moving to Exuma, it's important to know that the cost of living is relatively high, especially when it comes to groceries and other imported goods. This is due to the fact that most goods have to be imported from the U.S. or other countries. The official language of the Bahamas is English, so communication should not be a problem for English speakers. The local currency is the Bahamian dollar, which is pegged to the U.S. dollar at a 1:1 ratio. U.S. dollars are also widely accepted throughout the islands. Exuma has a tropical savannah climate, with warm temperatures year-round. However, it is also prone to hurricanes, particularly between June and November. It's important to have a plan in place for hurricane season. Healthcare facilities in Exuma are limited, with only a few clinics and no hospitals. Serious medical conditions often require evacuation to Nassau or the U.S. Therefore, it's crucial to have comprehensive health insurance that covers medical evacuation. The pace of life in Exuma is slower than in many other places. This laid-back lifestyle is part of the island's charm, but it can also be frustrating for those used to a faster pace. Exuma is known for its beautiful beaches, clear waters, and outdoor activities like boating, fishing, and snorkeling. However, entertainment options are limited, especially compared to larger cities. While crime rates in Exuma are relatively low, petty crime like theft does occur. It's important to take standard precautions to protect your belongings. Finally, while Exuma offers a beautiful and relaxed lifestyle, it's not for everyone. It's a good idea to visit the island for an extended period before deciding to move there permanently," explained one expat living in Exuma, Bahamas.

How do I find a place to live in Exuma?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Exuma involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a beachfront villa to a modest apartment. Next, you should research the different areas of Exuma to decide where you'd like to live. The island is divided into several districts, each with its own unique characteristics. Some areas are more residential, while others are closer to tourist attractions or have better access to amenities like shops and restaurants. Once you've narrowed down your preferences, you can start looking for available properties. There are several online real estate platforms that list properties for rent or sale in Exuma, such as Bahamas Realty, Engel & Völkers Bahamas, and H.G. Christie Ltd. These websites allow you to filter your search based on location, property type, price range, and other criteria. You can also consider hiring a local real estate agent to assist you in your search. They can provide valuable insights about the local market, help you negotiate prices, and guide you through the legal process of renting or buying property in the Bahamas. Once you've found a property you're interested in, you should arrange a viewing. This will give you a chance to inspect the property in person and ask any questions you might have. Finally, if you decide to proceed with the property, you'll need to negotiate the terms of the lease or purchase agreement, pay any necessary deposits or fees, and arrange for the transfer of utilities. Remember, moving to a new country can involve additional complexities, such as visa requirements and tax implications. Therefore, it's advisable to seek legal advice before making any commitments," wrote one member in Exuma.

What is a typical expat home or apartment like in Exuma?

"A typical expat home or apartment in Exuma, is often a luxurious, beachfront property with stunning views of the crystal-clear waters. These homes are usually spacious, featuring multiple bedrooms and bathrooms, a large living area, and a fully equipped kitchen. They often come with modern amenities such as air conditioning, high-speed internet, and cable TV. Many of these homes also have private pools, outdoor patios, and lush tropical gardens. The interiors are typically designed with a blend of contemporary and traditional Bahamian styles, featuring bright colors, local artwork, and high-quality furnishings. Some homes may also have a private dock for boats. Despite the luxurious features, these homes often blend seamlessly with the natural beauty of Exuma, offering a peaceful and relaxing living environment," commented one expat who made the move to Exuma.

What is the average cost of housing in Exuma?

If you are thinking about moving to Exuma, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Exuma can vary greatly depending on the location and size of the property. For a luxury home or beachfront property, prices can reach well into the millions. However, more modest homes or condos can be found for a few hundred thousand dollars. It's also possible to find vacant land for sale at lower prices, which could be a good option for those looking to build their own home. As with any real estate market, prices can fluctuate based on a variety of factors, so it's always a good idea to research current market conditions or work with a real estate professional when considering a purchase," explained one expat living in Exuma, Bahamas.

What should I bring when moving to Exuma?

People living in Exuma were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Exuma, you should pack lightweight and breathable clothing due to the tropical climate. This includes items such as shorts, t-shirts, tank tops, and sundresses. You should also pack a few swimsuits, as you will likely spend a lot of time at the beach. Don't forget to pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. You should also pack comfortable walking shoes or sandals, as well as a pair of water shoes if you plan on participating in water activities. If you plan on dining at upscale restaurants or attending special events, pack a few dressier outfits. In terms of toiletries, pack travel-sized items to start, but remember that you can buy most necessities once you arrive. However, if you have specific brands or products you prefer, it may be a good idea to bring a larger supply. Don't forget to pack any necessary medications, as well as a basic first aid kit. It's also a good idea to bring insect repellent and possibly a mosquito net, as bugs can be an issue in the Bahamas. Lastly, remember to pack important documents such as your passport, driver's license, and any necessary immigration paperwork. You should also bring a credit card and some cash, as not all places in Exuma accept cards," said one expat in Exuma.

Where should I setup a bank account in Exuma?

We asked expats in Exuma what banks they use and there advice about banking. They advised:

"Exuma is a beautiful place to retire, but there are several things expats should know before making the move. Firstly, the cost of living can be high, especially for imported goods, due to the island's remote location. Healthcare facilities are limited on the island, so it's important to have a good health insurance plan that covers medical evacuation in case of serious illness or injury. The official language is English, which makes it easier for expats from English-speaking countries to communicate. However, the local dialect can sometimes be difficult to understand. The climate is tropical and can be quite hot and humid, especially in the summer months. Hurricanes are also a risk, particularly between June and November. Exuma is a small community, so while it offers a peaceful and relaxed lifestyle, it may not provide the same level of entertainment or amenities as a larger city. The Bahamas has a residency program for retirees who can demonstrate financial independence, and property owners are eligible to apply for permanent residency. The crime rate is relatively low in Exuma compared to other parts of the Bahamas, but like anywhere, it's important to take basic safety precautions. Finally, while the natural beauty of Exuma is stunning, it's important to remember that island life can be challenging, with occasional power outages and limited resources. It's recommended to spend some time on the island before making a permanent move to ensure it's the right fit," remarked one expat living in Exuma, Bahamas.

What do expats in Exuma appreciate most about the local culture?

"Expats in Exuma appreciate the warm and friendly nature of the locals, who are always ready to lend a helping hand or share a smile. They love the laid-back lifestyle and slower pace of life, which allows them to relax and enjoy the beauty of their surroundings. The rich history and vibrant culture, including traditional music, dance, and festivals, are also highly appreciated. Expats enjoy the fresh seafood and local cuisine, which is a significant part of the Bahamian culture. They also value the strong sense of community and the way locals celebrate and preserve their traditions. The stunning natural beauty of Exuma, with its clear blue waters and pristine beaches, is another aspect of the local culture that expats greatly appreciate," wrote one member in Exuma.

What do expats find most challenging?

"Expats in Exuma often find the slower pace of life challenging, as the local culture values relaxation and leisure over the hustle and bustle of city life. The island time concept can be frustrating for those used to punctuality and strict schedules. Language can also be a challenge, as while English is the official language, the local dialect can be difficult to understand at first. Additionally, the limited availability of goods and services can be a struggle for some expats. Many items need to be imported and can be expensive or take a long time to arrive. The isolation of the island can also be challenging for some, as it can be difficult to travel to other places, and the options for entertainment and social activities are limited compared to larger cities. Lastly, adjusting to the local cuisine can be a challenge for some expats, as Bahamian food is quite different from what many Westerners are used to," remarked one expat living in Exuma, Bahamas.

Is there a lot of crime in Exuma?

We asked people if there is a lot of crime. They answered:

"Exuma is generally considered a safe destination for tourists. The crime rate is relatively low compared to other regions. However, like any other place, it is not completely free of crime. Petty crimes like theft and burglary do occur, especially in areas frequented by tourists. Violent crimes are rare, but not unheard of. It is always recommended for visitors to take standard precautions to protect their belongings and personal safety. Despite these occasional incidents, Exuma continues to be a popular and generally safe destination for travelers," remarked one expat who made the move to Exuma.

What are the schools in Exuma like?

"Exuma is a beautiful island chain known for its stunning beaches and clear waters. However, it's a relatively small community and does not have a wide range of international or bilingual schools. Most educational institutions in Exuma are public schools, such as LN Coakley High School, which serves the local community. For international or bilingual education, families in Exuma typically send their children to schools in Nassau, the capital of the Bahamas, which is home to several international schools. One of the most renowned is Lyford Cay International School, which offers the International Baccalaureate (IB) program to students from pre-kindergarten through 12th grade. The school's curriculum is designed to foster critical thinking and a global perspective, and it offers a diverse, multicultural environment. Another option in Nassau is the St. Andrew's International School, which also offers the IB program and emphasizes a holistic approach to education. The school is known for its strong academic program, as well as its commitment to service and community engagement. Queen's College, also located in Nassau, is another well-regarded school that offers a comprehensive curriculum from pre-school through high school. The school is affiliated with the Methodist Church and emphasizes Christian values, but it welcomes students of all faiths and backgrounds. While these schools are not located in Exuma, they offer high-quality international education and are accessible to families living in Exuma," wrote an expat with kids at in Exuma.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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