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Cat Island, Bahamas: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cat Island | Expat Exchange
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Cat Island, Bahamas

By Betsy Burlingame

Last updated on Sep 01, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Cat Island, Bahamas. They offer advice about meeting people, cost of living, finding a home and more.

Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas

What do I need to know before moving to Cat Island?

When we asked people what advice they would give someone preparing to move to Cat Island, they said:

"Cat Island is a beautiful and serene place, known for its untouched beaches, clear waters, and lush vegetation. Before moving there, expats should know that the island is quite remote and less developed compared to other parts of the Bahamas, which can be both a pro and a con depending on personal preferences. The island's population is small, with less than 2,000 residents, so it offers a close-knit community feel. English is the official language, making it easier for English-speaking expats to communicate and integrate. However, the local dialect can sometimes be challenging to understand. The cost of living on Cat Island is relatively high, as most goods need to be imported. This includes groceries, household items, and other necessities. Therefore, it's essential to budget accordingly. Healthcare facilities on the island are limited. There is a small clinic for basic medical needs, but for serious health issues, one would need to travel to Nassau or the United States. It's recommended to have comprehensive health insurance that covers medical evacuation. The island's economy is primarily based on tourism, fishing, and farming. Job opportunities for expats may be limited and mostly centered around these industries. The climate on Cat Island is tropical, with warm temperatures year-round. However, it's also prone to hurricanes, especially between June and November. Public transportation is limited on the island. Most residents own a car or a boat for getting around. The island is safe with a low crime rate, but like anywhere, it's important to take standard precautions to protect oneself and one's property. Finally, while the island offers a peaceful and relaxed lifestyle, entertainment options are limited. There are a few local restaurants and bars, but not much in terms of shopping or nightlife. Those who enjoy outdoor activities like fishing, snorkeling, and hiking will find plenty to do," wrote one member in Cat Island.

How do I find a place to live in Cat Island?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Cat Island involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a beachfront villa to a modest apartment. Next, you should research the different areas of Cat Island to decide where you'd like to live. The island is divided into North Cat Island and South Cat Island, each with its own unique characteristics and communities. Once you have a clear idea of your preferences, you can start your search. There are several online real estate platforms that list properties in the Bahamas, such as Bahamas Realty, Engel & Völkers Bahamas, and HG Christie Ltd. These websites allow you to filter by location, property type, price range, and other features. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insights into the local market, help you negotiate prices, and guide you through the legal process of buying or renting property in the Bahamas. When you find a property you're interested in, arrange a viewing. If you're not currently in the Bahamas, you might be able to do a virtual viewing. Before finalizing any rental or purchase, make sure to thoroughly read the contract and understand all the terms and conditions. If you're buying a property, it's also recommended to hire a local attorney to help with the legal aspects. Finally, once everything is in order, you can move into your new home on Cat Island," wrote one member in Cat Island.

What is a typical expat home or apartment like in Cat Island?

"A typical expat home or apartment in Cat Island, is often a beachfront property, offering stunning views of the crystal-clear waters and white sandy beaches. These homes are usually designed to blend in with the tropical environment, featuring bright colors and airy spaces to allow for natural light and ventilation. They often have spacious living areas, modern kitchens, and comfortable bedrooms. Many homes also come with outdoor spaces like patios or balconies, perfect for enjoying the warm weather and beautiful sunsets. Some properties may also have a private pool or direct access to the beach. The homes are usually fully furnished, with tropical-themed decor and modern amenities for comfort and convenience. Despite being in a relatively remote location, many expat homes in Cat Island also have internet access and satellite TV. The homes are often located within close proximity to local amenities such as restaurants, shops, and healthcare facilities," said one expat in Cat Island.

What is the average cost of housing in Cat Island?

If you are thinking about moving to Cat Island, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cat Island can vary greatly depending on the location and size of the property. For a modest home, prices can start in the low hundreds of thousands of dollars. For larger, luxury homes or beachfront properties, prices can easily reach into the millions. It's also possible to find undeveloped land for sale, with prices again varying widely based on size and location. Therefore, it's difficult to provide a specific average cost, but potential buyers should be prepared for a wide range of prices," remarked one expat who made the move to Cat Island.

What should I bring when moving to Cat Island?

People living in Cat Island were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cat Island, you should pack lightweight and breathable clothing due to the tropical climate. This includes items such as shorts, t-shirts, tank tops, and sundresses. You should also pack a few light sweaters or jackets for cooler evenings. Swimwear is a must, as you will likely spend a lot of time at the beach. Don't forget to pack beach towels, beach bags, and beach shoes like flip flops or water shoes. Sun protection is crucial in the Bahamas, so pack plenty of sunscreen, a wide-brimmed hat, and sunglasses. Pack comfortable walking shoes for exploring the island, and semi-formal attire for dining out or attending events. Remember to pack your toiletries, including travel-sized shampoo, conditioner, body wash, toothpaste, and any other personal care items you use daily. If you take prescription medication, be sure to bring enough to last your entire stay, as it may be difficult to refill prescriptions on the island. Pack a reusable water bottle to stay hydrated, and consider bringing a portable phone charger for long days out. Don't forget your passport, driver's license, and any other necessary identification. Lastly, pack a good book or two for relaxing on the beach, and a camera to capture the beautiful scenery," remarked one expat living in Cat Island, Bahamas.

Where should I setup a bank account in Cat Island?

We asked expats in Cat Island what banks they use and there advice about banking. They advised:

"Before retiring in Cat Island, expats should know that the cost of living is relatively high, especially for imported goods due to transportation costs. They should also be aware that while English is the official language, the local dialect can sometimes be difficult to understand. Expats should know that the healthcare facilities on the island are limited, so they may need to travel to Nassau or the United States for serious medical conditions. They should also be aware that the island is prone to hurricanes, especially between June and November. Expats should understand that the pace of life on Cat Island is slower than in many Western countries, which can be a significant adjustment. They should also know that the island's economy is primarily based on tourism, fishing, and agriculture. Before retiring in Cat Island, expats should be aware that they will need to apply for a residence permit if they plan to stay for more than a few months. They should also know that while the island is generally safe, petty crime can be an issue, so it's important to take basic safety precautions. Expats should also know that the island has a small population, so they may need to travel to larger islands or the mainland for certain goods and services. Finally, they should be aware that while the island's natural beauty is stunning, entertainment options are limited, so they should be prepared to create their own fun," remarked one expat who made the move to Cat Island.

What do expats in Cat Island appreciate most about the local culture?

"Expats in Cat Island appreciate the laid-back and relaxed lifestyle that is a part of the local culture. They love the friendly and welcoming nature of the locals, who are always ready to lend a helping hand or share a story. The rich history and traditions of the island, including the annual Rake and Scrape festival, are also greatly appreciated. Expats enjoy the fresh seafood and local cuisine, as well as the beautiful, unspoiled natural environment. The sense of community and slower pace of life is a refreshing change for many, allowing them to truly unwind and enjoy life," wrote one member in Cat Island.

What do expats find most challenging?

"Expats in Cat Island may find the slower pace of life challenging, as the local culture values relaxation and leisure over the hustle and bustle of city life. The island's isolation can also be a challenge, as it can be difficult to access certain goods and services that are readily available in more populated areas. Additionally, the local dialect and colloquialisms can be difficult to understand for those not familiar with Bahamian English. The lack of public transportation can also be a challenge for expats who are used to more developed infrastructure. Lastly, adjusting to the local cuisine, which is heavily based on seafood, can be a challenge for those who are not accustomed to such a diet," said one expat in Cat Island.

Is there a lot of crime in Cat Island?

We asked people if there is a lot of crime. They answered:

"Cat Island in the Bahamas is generally considered a safe and peaceful destination. The island is known for its low crime rate, especially when compared to larger, more populated areas. However, like any other place, it is not completely free of crime. Minor crimes such as petty theft or burglary can occur, although they are relatively rare. Visitors are advised to take standard precautions to protect their belongings. Violent crime is extremely rare on the island. The local community is typically welcoming and friendly towards visitors. Overall, Cat Island is a safe place to visit or live," remarked one expat who made the move to Cat Island.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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