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Road Town, Brit. Virgin Isl.: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Road Town | Expat Exchange
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Road Town, the British Virgin Islands

By Joshua Wood, LPC

Last updated on Nov 04, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Road Town, Brit. Virgin Isl.: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Road Town?

When we asked people what advice they would give someone preparing to move to Road Town, they said:

"Before moving to Road Town in the British Virgin Islands, expats should know that English is the official language, but the local dialect can sometimes be difficult to understand. The currency used is the US dollar, and the cost of living is relatively high compared to other Caribbean islands. Expats should be aware that the climate is tropical, with a rainy season from September to November. Hurricanes are also a risk during this period. Road Town is the capital and the largest city of the British Virgin Islands, so it has a good infrastructure with schools, hospitals, and shopping centers. However, public transportation is limited, so having a car can be beneficial. The healthcare system in the British Virgin Islands is of a good standard, but it is advisable to have comprehensive health insurance as medical costs can be high. The British Virgin Islands has a low crime rate, but petty crime like theft can occur, so it's important to take standard precautions. The work culture in the British Virgin Islands is quite relaxed, but work permits are required for expats and can take some time to process. The cuisine in Road Town is a blend of African, European, and Indian influences, with seafood being a staple. Finally, expats should know that the British Virgin Islands is a British Overseas Territory, so the legal system and driving are on the left, similar to the UK," commented one expat who made the move to Road Town.

What is a typical expat home or apartment like in Road Town?

"Expat homes or apartments in Road Town, British Virgin Islands, are typically spacious and well-furnished, offering a comfortable living environment. They often feature modern amenities such as air conditioning, high-speed internet, and fully equipped kitchens. Many of these homes have large windows or balconies that provide stunning views of the surrounding landscapes, including the ocean, mountains, and lush greenery. The architecture of these homes often reflects the Caribbean style, with bright colors, wooden accents, and open floor plans that allow for natural light and air circulation. Some homes may also have a private pool or access to a community pool, providing a perfect spot for relaxation and entertainment. The location of these homes is another appealing factor. Many are situated close to the town center, providing easy access to shops, restaurants, and other amenities. Others are nestled in more secluded areas, offering peace and tranquility away from the hustle and bustle. Despite the luxurious features, these homes are designed to withstand the tropical climate and occasional storms, with sturdy construction and features like hurricane shutters. In terms of interior design, expat homes in Road Town often have a tropical or beach-inspired theme, with light, airy colors, natural materials, and decor that reflects the island's culture and lifestyle. Overall, expat homes in Road Town, British Virgin Islands, offer a blend of comfort, luxury, and local charm, making them an ideal choice for those looking to experience the Caribbean lifestyle," wrote a member in Road Town.

What is the average cost of housing in Road Town?

If you are thinking about moving to Road Town, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Road Town, British Virgin Islands, can vary greatly depending on the type and size of the property. For a one-bedroom apartment in the city center, you might expect to pay around $1,000 to $1,500 per month. For larger, more luxurious properties, or those with a sea view, the cost can rise significantly, often reaching several thousand dollars per month. Buying property can also be quite costly, with prices per square meter often exceeding $3,000. However, these prices can fluctuate based on the current real estate market conditions," commented one expat who made the move to Road Town.

Where should I setup a bank account in Road Town?

We asked expats in Road Town what banks they use and there advice about banking. They advised:

"Before retiring in Road Town, British Virgin Islands, expats should know that the cost of living is relatively high, with imported goods and groceries being particularly expensive. They should also be aware that the healthcare system, while adequate, may not offer the same level of care as in their home country, and medical evacuation insurance is recommended. Expats should understand that the official language is English, but the local dialect can sometimes be difficult to understand. They should also be prepared for a slower pace of life, as the local culture values relaxation and leisure time. The climate is tropical, with hurricane season running from June to November, which can bring severe weather. Expats should also know that while Road Town is generally safe, petty crime can be an issue, so it's important to take standard precautions to protect personal belongings. Expats should be aware that they will need a visa to retire in the British Virgin Islands, and the process can be lengthy and complex. They should also know that the tax system is different from many other countries, with no income tax, capital gains tax, or inheritance tax. Finally, expats should understand that while Road Town offers many amenities, it is a small town and does not offer the same level of entertainment or cultural activities as a larger city. However, the natural beauty of the islands and the outdoor activities available can more than make up for this," said one expat in Road Town.

What do expats in Road Town appreciate most about the local culture?

"Expats in Road Town, British Virgin Islands, often appreciate the laid-back and relaxed lifestyle that is a significant part of the local culture. They enjoy the friendly and welcoming nature of the local people, who are always ready to help and make newcomers feel at home. The vibrant and colorful local festivals, filled with music, dance, and food, are also a highlight for many expats. They also appreciate the strong sense of community and family values that are deeply ingrained in the local culture. The local cuisine, which is a blend of Caribbean flavors, is another aspect that expats enjoy. Lastly, the respect and love for nature that locals have, reflected in the well-preserved beaches and natural parks, is something that expats greatly appreciate," explained one expat living in Road Town, the British Virgin Islands.

What do expats find most challenging?

"Expats in Road Town, British Virgin Islands, often find the slow pace of life challenging, as the local culture values relaxation and leisure over urgency and efficiency. The laid-back attitude can be frustrating for those used to a fast-paced, deadline-driven environment. Another challenge is the high cost of living. Everything from groceries to housing can be significantly more expensive than in other countries, which can be a shock for newcomers. Language can also be a challenge, as while English is the official language, the local dialect and accents can be difficult to understand initially. The limited availability of certain goods and services can also be a challenge. Many items need to be imported, which can lead to delays and increased costs. Finally, the small island community can feel isolating for some expats, especially those used to living in larger cities. The limited social and professional networks can take some time to adjust to," commented one expat who made the move to Road Town.

Is there a lot of crime in Road Town?

We asked people if there is a lot of crime. They answered:

"Road Town, the capital of the British Virgin Islands, generally has a low crime rate. However, like any other city, it is not completely free from crime. Petty crimes such as theft and burglary are the most common, especially in tourist areas. Violent crimes are relatively rare, but they do occur occasionally. The local police force is active and responsive in maintaining law and order. It is always advised for residents and tourists to take standard precautions to ensure their safety," said one expat in Road Town.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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