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Jost Van Dyke, Brit. Virgin Isl.: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Jost Van Dyke | Expat Exchange
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Jost Van Dyke, the British Virgin Islands

By Joshua Wood, LPC

Last updated on Sep 17, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Jost Van Dyke, Brit. Virgin Isl.: Cost of living, Finding a home, Meeting People and more.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Jost Van Dyke?

When we asked people what advice they would give someone preparing to move to Jost Van Dyke, they said:

"Jost Van Dyke is one of the smaller islands in the British Virgin Islands, known for its relaxed atmosphere and beautiful beaches. Before moving there, expats should be aware that the island is quite small, with a population of around 300 people, so it offers a very different lifestyle compared to larger cities or even larger islands. The official language is English, but the local dialect can sometimes be difficult to understand for newcomers. The local currency is the US dollar, which makes financial transactions easier for American expats. The cost of living on Jost Van Dyke is relatively high, as most goods need to be imported from other islands or the mainland. This includes groceries, household items, and other necessities. Healthcare facilities on the island are limited, so for serious medical conditions, you may need to travel to Tortola or even to the United States. It's important to have a comprehensive health insurance plan that covers medical evacuation. The island's economy is heavily dependent on tourism, so job opportunities may be limited to this sector. If you're planning to work on the island, it's important to secure a job before moving. Housing options on Jost Van Dyke can be limited and expensive, especially during the peak tourist season. It's recommended to secure housing before moving to the island. The island is prone to hurricanes and tropical storms, particularly between June and November. It's important to be prepared for these natural disasters and to have a plan in place. The pace of life on Jost Van Dyke is slower than in many other places. This laid-back lifestyle is part of the island's charm, but it can take some getting used to. Finally, while crime rates are relatively low, it's still important to take basic safety precautions, such as locking doors and not leaving valuables unattended," commented one expat who made the move to Jost Van Dyke.

How do I find a place to live in Jost Van Dyke?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Jost Van Dyke, British Virgin Islands, involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a small apartment to a larger house or villa. Next, you should research the different areas of Jost Van Dyke to decide where you'd like to live. The island is small, but there are still different neighborhoods and areas to consider. Once you have an idea of what you're looking for, you can start your search. There are several online real estate websites that list properties for rent or sale in the British Virgin Islands. Websites like Sotheby's International Realty, Coldwell Banker, and RE/MAX all have listings in the area. You can also contact local real estate agents directly. They can provide you with listings and help you navigate the local real estate market. Another option is to visit Jost Van Dyke and look for rental or sale signs. This can be a good way to find properties that aren't listed online. Once you've found a property you're interested in, you'll need to contact the landlord or real estate agent to arrange a viewing. If you're not currently in the British Virgin Islands, you may be able to arrange a virtual viewing. If you decide to proceed with a property, you'll need to negotiate the terms of the lease or sale and sign a contract. You may also need to pay a deposit. Finally, before you move in, you'll need to arrange utilities and other services. This can include electricity, water, internet, and cable TV. Remember, moving to a new country can involve additional steps, such as obtaining a visa or residency permit. You should research these requirements before making any decisions," wrote one member in Jost Van Dyke.

What is a typical expat home or apartment like in Jost Van Dyke?

"Expat homes or apartments in Jost Van Dyke, British Virgin Islands, are typically designed to embrace the island's tropical climate and stunning views. They often feature open floor plans to allow for natural ventilation and large windows or glass doors to let in plenty of natural light. Many homes have spacious balconies or terraces, perfect for outdoor dining or simply enjoying the breathtaking ocean views. The architecture often reflects the Caribbean style, with bright colors, wooden structures, and high ceilings. The interiors are usually furnished with comfortable, casual furniture, often with a tropical or nautical theme. Kitchens are typically modern and well-equipped, given that many expats enjoy hosting and entertaining. Many expat homes also come with amenities like a private pool, a garden, or direct beach access, adding to the island living experience. Despite the relaxed and casual vibe, these homes do not compromise on modern conveniences and often include features like air conditioning, high-speed internet, and cable TV. Given the island's small size, most homes are within a short distance of local amenities like restaurants, bars, and shops. However, the island's laid-back and tranquil atmosphere means that homes also offer plenty of privacy and peace. In terms of size, expat homes can range from cozy one-bedroom apartments to larger villas, depending on the individual's or family's needs. Regardless of size, a common feature of all homes in Jost Van Dyke is the sense of harmony with the surrounding nature, whether it's the azure waters of the Caribbean Sea, the lush green hills, or the vibrant local flora and fauna," remarked one expat living in Jost Van Dyke, the British Virgin Islands.

What is the average cost of housing in Jost Van Dyke?

If you are thinking about moving to Jost Van Dyke, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Jost Van Dyke, British Virgin Islands, can vary greatly depending on the location and size of the property. For a luxury villa, prices can reach into the millions, while smaller homes or condos may be more affordable. However, it's important to note that the real estate market in this area is often geared towards high-end, luxury buyers. Therefore, the average cost of housing tends to be quite high compared to other locations," remarked one expat who made the move to Jost Van Dyke.

What should I bring when moving to Jost Van Dyke?

People living in Jost Van Dyke were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Jost Van Dyke in the British Virgin Islands, you should pack a variety of clothing suitable for a tropical climate. This includes lightweight, breathable clothing, swimwear, and a few warmer items for cooler evenings. Don't forget to pack plenty of sun protection, such as hats, sunglasses, and sunscreen. You should also pack essential toiletries, but keep in mind that you can buy most of these items once you arrive. If you take prescription medication, make sure to bring enough to last for your initial period of stay, along with a copy of your prescription. Bring important documents such as your passport, driver's license, and any necessary visas or permits. It's also a good idea to have copies of these documents in case they get lost. If you plan on cooking, you might want to pack some of your favorite non-perishable food items, as the selection on the island may be limited. Remember to pack any electronics you'll need, such as your phone, laptop, and chargers. An international power adapter might also be useful. Lastly, bring items that will help you enjoy the island's outdoor activities, such as snorkeling gear, hiking shoes, and a good book to read on the beach," wrote a member in Jost Van Dyke.

Where should I setup a bank account in Jost Van Dyke?

We asked expats in Jost Van Dyke what banks they use and there advice about banking. They advised:

"Before retiring in Jost Van Dyke, British Virgin Islands, expats should be aware that the cost of living is relatively high compared to other Caribbean islands. This is due to the fact that most goods are imported. Expats should also know that healthcare facilities on the island are limited. For serious medical conditions, they may need to travel to the main island of Tortola or even to the United States. Therefore, having a comprehensive health insurance plan is crucial. Understanding the local tax laws is also important. The British Virgin Islands does not have income tax, capital gains tax, or inheritance tax. However, there are other taxes such as property tax and payroll tax that expats should be aware of. Expats should also be prepared for the island's tropical climate, which includes a rainy season from September to November. Hurricanes are also a possibility during this period. The official language is English, which makes it easier for English-speaking expats. However, understanding the local culture and customs can help in integrating into the community. The island is small with a population of around 300 people, so it offers a quiet and peaceful lifestyle. However, it can get busy during the tourist season. Expats should also know that the island's infrastructure is basic. Internet service can be unreliable and power outages are not uncommon. Finally, expats should be aware that owning property in the British Virgin Islands involves a rigorous application process. Non-residents need to obtain a Non-Belonger Land Holding License, which can take up to a year to be approved," remarked one expat living in Jost Van Dyke, the British Virgin Islands.

What do expats in Jost Van Dyke appreciate most about the local culture?

"Expats in Jost Van Dyke, British Virgin Islands, often appreciate the laid-back and relaxed lifestyle that the local culture embodies. They enjoy the friendly and welcoming nature of the local people, who are always ready to share their traditions and customs. The vibrant music scene, particularly the local reggae music, is another aspect of the culture that expats appreciate. They also value the island's commitment to preserving its natural beauty and environment. The local cuisine, especially the seafood, is another highlight for many expats. Lastly, the local festivals and events, such as the Old Year's Night celebration, provide a unique cultural experience that many expats appreciate," said one expat who made the move to Jost Van Dyke.

What do expats find most challenging?

"Expats in Jost Van Dyke, British Virgin Islands, often find the laid-back, slow-paced lifestyle challenging to adapt to, especially if they are used to a fast-paced, high-stress environment. The island operates on "island time," which can be frustrating for those who are used to strict schedules and punctuality. Another challenge is the limited availability of goods and services. The island is small and remote, which means that many items need to be imported and can be expensive. This also means that there are fewer options for shopping, dining, and entertainment compared to larger cities. Language can also be a challenge for some expats. While English is the official language, the local dialect can be difficult to understand at first. The isolation of the island can also be challenging. While the natural beauty and tranquility of the island can be appealing, it can also feel isolating, especially for those who are used to living in bustling cities. Lastly, the cost of living can be high in Jost Van Dyke. The cost of housing, food, and other necessities is often higher than in other parts of the world due to the island's remote location and the need to import many goods," wrote a member in Jost Van Dyke.

Is there a lot of crime in Jost Van Dyke?

We asked people if there is a lot of crime. They answered:

"Jost Van Dyke, located in the British Virgin Islands, is generally considered a safe and peaceful destination. The island is known for its relaxed atmosphere and friendly locals. However, like any other place, it is not entirely free from crime. Petty crimes such as theft and burglary do occur, especially in tourist areas. Violent crimes are relatively rare, but they do happen occasionally. It's always recommended for visitors to take standard precautions to protect their belongings and personal safety. Despite these issues, the crime rate on Jost Van Dyke is relatively low compared to many other tourist destinations," wrote one member in Jost Van Dyke.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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