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Rivas, Nicaragua: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Rivas | Expat Exchange
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Rivas, Nicaragua

By Joshua Wood, LPC

Last updated on Aug 02, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Rivas, Nicaragua: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Rivas?

When we asked people what advice they would give someone preparing to move to Rivas, they said:

"Rivas is a small city located near the Pacific coast and is known for its warm, tropical climate. Before moving to Rivas, expats should be aware that Spanish is the primary language spoken, so it would be beneficial to learn some basic Spanish phrases. The cost of living in Rivas is relatively low compared to many Western countries, but the average income is also lower. Expats should ensure they have a reliable source of income or savings to support their lifestyle. Healthcare facilities in Rivas are basic, and while there are hospitals and clinics, they may not offer the same standard of care as in more developed countries. Expats should consider getting comprehensive health insurance that covers medical evacuation. Rivas is generally safe, but like any city, it has areas that are best avoided, especially at night. Expats should research and choose their housing carefully, considering factors like safety, proximity to amenities, and community. Public transportation in Rivas is available but may not be as reliable or comfortable as expats might be used to. Many expats choose to buy or rent a car for more convenience. The local cuisine in Rivas is a mix of traditional Nicaraguan food, which includes a lot of rice, beans, and meat. Those with dietary restrictions or preferences might need to cook at home more often. Rivas has a slower pace of life compared to many Western cities. This can be a welcome change for some, but it might take some getting used to for others. The city is located near some of Nicaragua's most beautiful natural attractions, including Lake Nicaragua and Ometepe Island. Outdoor enthusiasts will find plenty of activities to enjoy. Finally, it's important to understand the local customs and etiquette in Rivas. Nicaraguans are generally warm and friendly, but they also value respect and politeness. Learning about the local culture can help expats integrate more smoothly into their new community," said one expat in Rivas.

How do I find a place to live in Rivas?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Rivas involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Rivas to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might offer a quieter, more residential atmosphere. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Rivas, such as Encuentra24, Craigslist, and Airbnb. These websites allow you to filter results based on your criteria, such as price range, number of bedrooms, and location. In addition to online searches, you might also consider hiring a local real estate agent. They can provide valuable insight into the local market and help you navigate the process of finding and securing a rental. When you find a place that you're interested in, be sure to visit it in person before making any commitments. This will give you a chance to inspect the property and the surrounding area, and to ask any questions you might have. Finally, once you've found a place you like, you'll need to negotiate and sign a lease. Be sure to read the lease carefully and understand all the terms before signing. If possible, you might want to have a lawyer or a trusted local friend review the lease as well. Remember, finding a place to live can take time, so be patient and persistent. With a bit of effort and research, you can find a great place to live in Rivas, Nicaragua," remarked one expat living in Rivas, Nicaragua.

What is a typical expat home or apartment like in Rivas?

"A typical expat home or apartment in Rivas, is often located in a gated community or a secure building for safety. These homes are usually spacious, with multiple bedrooms and bathrooms, a fully equipped kitchen, and a living room. They often come furnished, with modern amenities such as air conditioning, Wi-Fi, and sometimes even a swimming pool. Many expat homes also have outdoor spaces like a patio or a balcony, offering stunning views of the surrounding landscapes. The architecture and design often blend local Nicaraguan styles with more familiar Western comforts. Despite being equipped with modern amenities, these homes often retain a rustic charm, with elements like tiled floors, wooden furniture, and tropical plants. They are usually located close to local markets, restaurants, and other amenities, making daily life convenient for expats," remarked one expat who made the move to Rivas.

What is the average cost of housing in Rivas?

If you are thinking about moving to Rivas, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Rivas can vary greatly depending on the location and size of the property. For a modest home in the city, you might expect to pay around a few hundred thousand Nicaraguan córdoba. However, larger, more luxurious homes or properties in desirable locations can cost several million córdoba. Renting a property can also vary, with monthly costs ranging from tens of thousands to hundreds of thousands of córdoba. It's important to note that these are average costs and actual prices can vary," said one expat in Rivas.

Where should I setup a bank account in Rivas?

We asked expats in Rivas what banks they use and there advice about banking. They advised:

"Rivas is a popular destination for expats due to its low cost of living, beautiful scenery, and friendly locals. Before retiring in Rivas, it's important to understand the local culture, language, and customs. Spanish is the official language, so learning some basic Spanish phrases can be beneficial. The cost of living in Rivas is significantly lower than in many Western countries, but it's important to budget for unexpected expenses. Healthcare is also affordable, but the quality of care can vary, so it's recommended to have a comprehensive health insurance plan. The climate in Rivas is tropical, with a wet and dry season. It's important to prepare for the heat and humidity, as well as the potential for tropical storms during the wet season. Safety is a concern in some parts of Nicaragua, but Rivas is generally considered safe. However, it's always important to take precautions, such as avoiding displaying wealth and not walking alone at night. The process of obtaining residency in Nicaragua can be complex and time-consuming. It's recommended to hire a local attorney to help navigate the legal requirements. Nicaragua's infrastructure is not as developed as in many Western countries. Power outages and water shortages can occur, and internet service can be unreliable. Finally, it's important to understand that while Rivas offers many amenities, it's not as cosmopolitan as larger cities. However, its charm lies in its laid-back lifestyle, beautiful natural surroundings, and friendly community," wrote a member in Rivas.

What do expats in Rivas appreciate most about the local culture?

"Expats in Rivas appreciate the warm and welcoming nature of the local people, who are always ready to help and make them feel at home. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of city life they may be used to. The rich history and vibrant culture, evident in the local music, dance, and festivals, is another aspect that expats find fascinating. They also appreciate the local cuisine, which is a blend of traditional and modern flavors. The strong sense of community and family values that are deeply ingrained in the local culture is something that expats find very endearing. Lastly, the beautiful natural surroundings, including the beaches and volcanoes, add to the charm of the local culture," remarked one expat who made the move to Rivas.

What do expats find most challenging?

"Expats in Rivas often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life can also be a challenge for those accustomed to a faster, more structured lifestyle. Additionally, the concept of "Nica time," where punctuality is not highly valued, can be frustrating for those from cultures where being on time is important. The lack of certain amenities and conveniences that they may be used to from their home countries, such as high-speed internet or a wide variety of grocery items, can also be challenging. Lastly, adjusting to the local customs and social norms, such as the importance of family and community, can be difficult for some expats," explained one expat living in Rivas, Nicaragua.

Is there a lot of crime in Rivas?

We asked people if there is a lot of crime. They answered:

"Rivas, like many other cities, does experience crime. However, it is generally considered to be safer than some of the larger cities in the country. Petty crimes such as pickpocketing and purse snatching are the most common, particularly in crowded areas. Violent crimes are less common, but they do occur, often related to gang activity or drug trafficking. Home burglaries and car thefts are also reported occasionally. Tourists are advised to take precautions, such as not displaying expensive items, avoiding isolated areas, especially at night, and always being aware of their surroundings. Despite these issues, many residents and visitors feel relatively safe in Rivas, especially compared to other parts of Nicaragua," wrote a member in Rivas.

What are the pros and cons of living in Rivas?

Expats, digital nomads and retirees living in Rivas responded:

"I live in Rivas, under the radar. I don't sign any documents, got a good woman who navigates/saves me $ etc. I just stay in the history use basically, TV, Internet, unprocessed food. You must be situationally aware. Don't have your head in the clouds etc. I live on a pension so, no problems. You can live comfortably on $800-1000 a month, depending on your lifestyle. Great country and great people," commented one expat living in Nicaragua.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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