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Stuttgart, Germany: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Stuttgart | Expat Exchange
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Stuttgart, Germany

Cigna Global Health
Cigna Global Health
Cigna Global Health
Cigna Global Health

By Joshua Wood, LPC

Last updated on Feb 14, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Stuttgart, Germany: Cost of living, Finding a home, Meeting People and more.

What do I need to know before moving to Stuttgart?

When we asked people what advice they would give someone preparing to move to Stuttgart, they said:

"Stuttgart is located in the southwest of Germany and is the capital of the state of Baden-Württemberg. It is known for its automotive industry, with both Mercedes-Benz and Porsche having their headquarters there. The city is also famous for its vineyards, parks, and green spaces, which are unusual for a German city. Before moving to Stuttgart, it's important to know that the local dialect is Swabian, which can be quite different from standard German. However, most people also speak standard German and many speak English, especially in the business world. The cost of living in Stuttgart is relatively high compared to other German cities, especially when it comes to housing. It's advisable to start looking for accommodation as early as possible. There are various types of accommodation available, from apartments to houses, and many expats choose to live in the suburbs or surrounding towns where housing is more affordable. Public transportation in Stuttgart is excellent, with a network of trains, trams, and buses that cover the city and surrounding areas. Owning a car can be expensive due to the high cost of parking and the city's commitment to reducing car usage. Stuttgart has a strong economy, with many opportunities for employment, particularly in the automotive, engineering, and IT sectors. It's advisable to have a job secured before moving, as the job market can be competitive. The city has a high standard of education, with a range of international schools available for expat families. The education system in Germany is different from many other countries, so it's important to research this before moving. Stuttgart has a rich cultural scene, with many museums, galleries, and theaters, as well as a vibrant nightlife. The city is also home to several festivals throughout the year, including the popular Stuttgart Beer Festival and the Stuttgart Wine Festival. Healthcare in Stuttgart is of a high standard, with a range of public and private hospitals. It's important to have health insurance, as healthcare is not free in Germany. Finally, Stuttgart is located in a region with a temperate seasonal climate, with warm summers and cool winters. It's advisable to bring a range of clothing suitable for all seasons," remarked one expat living in Stuttgart, Germany.

How do I find a place to live in Stuttgart?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Stuttgart, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared apartment to a family-sized house. Next, you should research the different neighborhoods in Stuttgart to find one that suits your lifestyle and needs. Some popular areas include Stuttgart-West, Stuttgart-Süd, and Stuttgart-Mitte. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Stuttgart. Websites like ImmobilienScout24, WG-Gesucht, and Immowelt are popular choices. You can also consider hiring a real estate agent to help you in your search. They can provide valuable insights into the local market and help you navigate the process. When you find a place you're interested in, contact the landlord or agent to arrange a viewing. Be prepared to provide proof of income and possibly a reference from a previous landlord. Finally, once you've found a place you like, you'll need to sign a rental agreement. Make sure to read it carefully and understand all the terms before signing. Remember, finding a place to live can take time, so start your search well in advance of when you plan to move," explained one expat living in Stuttgart, Germany.

What is a typical expat home or apartment like in Stuttgart?

"A typical expat home or apartment in Stuttgart, is often located in a modern building, with a blend of contemporary and traditional German architecture. These homes are usually spacious, with high ceilings, large windows, and often come with a balcony or a small garden. The interior design is typically minimalist, with a focus on functionality and comfort. The living room is usually the largest room, often combined with a dining area. It is furnished with comfortable sofas, a coffee table, and a flat-screen TV. The kitchen is typically fully equipped with modern appliances such as a dishwasher, oven, and refrigerator. Bedrooms are usually cozy and comfortable, with a large bed, wardrobe, and often a work desk. Bathrooms are typically modern and clean, often equipped with a shower and a bathtub. Most expat homes or apartments in Stuttgart also come with a basement for storage and a parking space. They are usually located in safe neighborhoods, close to public transportation, supermarkets, restaurants, and other amenities. Many expat homes also have energy-saving features, such as double-glazed windows and efficient heating systems, in line with Germany's commitment to environmental sustainability. Some apartments may also offer additional amenities like a gym, a communal garden, or a rooftop terrace. Despite being in a foreign country, these homes are designed to provide a comfortable and familiar living environment for expats, with all the conveniences and amenities they would expect in their home country," commented one expat who made the move to Stuttgart.

What is the average cost of housing in Stuttgart?

If you are thinking about moving to Stuttgart, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Stuttgart can vary greatly depending on the area and type of housing. For a one-bedroom apartment in the city center, the average monthly rent is typically around €900 to €1,200. If you're looking outside of the city center, the average rent for a one-bedroom apartment drops to about €700 to €900 per month. For larger apartments or houses, the cost can be significantly higher. If you're looking to buy property, the average price per square meter in the city center is typically around €5,000 to €7,000, while outside of the city center it's around €3,500 to €5,000. These prices can fluctuate based on market conditions and other factors," said one expat who made the move to Stuttgart.

Where should I setup a bank account in Stuttgart?

We asked expats in Stuttgart what banks they use and there advice about banking. They advised:

"Expats planning to retire in Stuttgart, should be aware that they will need to apply for a residence permit if they plan to stay for more than three months. They should also know that Germany has a high standard of living, but the cost of living in Stuttgart can be quite high compared to other German cities. Healthcare in Germany is of a high standard, but expats should ensure they have adequate health insurance coverage. It's important to note that Germany has a mandatory health insurance policy, so expats will need to either join the statutory health insurance (Gesetzliche Krankenversicherung - GKV) or private health insurance (Private Krankenversicherung - PKV). Expats should also be aware that while many Germans speak English, it will be beneficial to learn German to help with day-to-day life and integration into the community. Stuttgart is known for its high-quality education system, so if expats are considering retiring with children, they can be assured of good schooling options. The city has a well-developed public transportation system, so owning a car is not necessary for getting around. Stuttgart is located in a wine-growing region and is known for its cultural events and festivals, providing plenty of leisure activities for retirees. Germany has a high tax rate, so it's advisable for expats to seek advice on tax planning. Finally, expats should be aware that Stuttgart has a temperate seasonal climate, with moderate to heavy rainfall throughout the year," remarked one expat who made the move to Stuttgart.

What do expats in Stuttgart appreciate most about the local culture?

"Expats in Stuttgart often appreciate the city's rich history and culture, which is reflected in its architecture, museums, and festivals. They enjoy the cleanliness and safety of the city, as well as the efficient public transportation system. Many expats also appreciate the local food and beer culture, with Stuttgart being home to numerous breweries and vineyards. The locals' respect for the environment and commitment to sustainability is another aspect that expats admire. They also appreciate the work-life balance that is promoted in Stuttgart, with ample opportunities for outdoor activities and relaxation. The locals' punctuality and discipline are also highly valued by expats. Lastly, expats appreciate the high quality of education and healthcare in Stuttgart," explained one expat living in Stuttgart, Germany.

What do expats find most challenging?

"Expats in Stuttgart often find the language barrier to be the most challenging aspect of the local culture. Despite many Germans speaking English, daily life and administrative tasks often require a good understanding of German. Another challenge is the reserved nature of the locals. Germans in Stuttgart are known for their directness and formality, which can come off as cold or unfriendly to newcomers. Understanding and adapting to the local customs and etiquette can also be difficult. For example, Germans value punctuality and orderliness, and not adhering to these norms can be seen as disrespectful. The bureaucracy in Germany is also often cited as a challenge. Dealing with paperwork and understanding the complex rules and regulations can be overwhelming for expats. Lastly, the cost of living in Stuttgart is relatively high compared to other German cities, which can be a financial challenge for some expats," remarked one expat living in Stuttgart, Germany.

Is there a lot of crime in Stuttgart?

We asked people if there is a lot of crime. They answered:

"Stuttgart, generally has a low crime rate compared to other major cities. The city is considered safe, with most crimes being minor offenses such as pickpocketing or bicycle theft. Violent crimes are relatively rare, and the city's police force is efficient and responsive. However, like any urban area, it is always advisable for residents and visitors to remain vigilant and take basic safety precautions. The city has implemented various measures to maintain safety and security, contributing to its reputation as a safe place to live and visit," commented one expat who made the move to Stuttgart.

What are the pros and cons of living in Stuttgart?

Expats, digital nomads and retirees living in Stuttgart responded:

"I love Stuttgart. Even during the lockdowns, it's easy to get out and walk and bike ride. Many restaurants have started delivery services. When we're not under a lockdown, we have great restaurants, parks, museums, movie theaters, etc," said an expat in Stuttgart.

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What type of social life can someone expect in Stuttgart?

When we asked expats and global nomads about their social experiences in Stuttgart, they replied:

"I have a few very good friends, but it can be a challenge to make friends when you're not fluent in the language," said one expat living in Stuttgart.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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