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Santiago, Chile: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Santiago | Expat Exchange
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Santiago, Chile

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By Betsy Burlingame

Last updated on Apr 03, 2024

Summary: People describe Santiago, Chile as a vibrant, modern city with a rich cultural heritage. Expats love the city's diverse neighborhoods, its excellent public transportation system, and its proximity to the Andes Mountains. The weather in Santiago is generally mild, with temperatures ranging from the mid-50s to the mid-80s Fahrenheit. The average cost of living for an expat is estimated to be around $1,500 to $2,000 per month. The cost of a one bedroom apartment in Santiago is around $500 to $700 per month, while a two bedroom apartment can cost anywhere from $700 to $1,000 per month. The approximate population of Santiago is 6.5 million people.

What do I need to know about living in Santiago?

When we asked people what advice they would give someone preparing to move to Santiago, they said:

"I would tell a friend looking to move here to learn a little Spanish first, don't bring everything you own with you because you can find all you need here and prepare to have a wonderful, new cultural experience because Chile is an interesting and beautiful place to live," wrote a member in Santiago.

"Before retiring in Santiago, expats should familiarize themselves with the local culture and language. It is also important to research the cost of living in Santiago, as well as the availability of healthcare and other services. Additionally, expats should consider the climate and the type of housing they will need. Finally, it is important to understand the visa and residency requirements for living in Chile," commented one expat who made the move to Santiago.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What do I need to know before moving to Santiago?

When we asked people what advice they would give someone preparing to move to Santiago, they said:

"Santiago is the capital of Chile and is a vibrant and diverse city. It is important to research the cost of living in Santiago before moving, as it can be quite expensive. It is also important to be aware of the local culture and customs, as well as the language. It is recommended to learn some Spanish before moving to Santiago, as it is the most widely spoken language in the city. Additionally, it is important to be aware of the climate in Santiago, as it can be quite hot and dry during the summer months. Finally, it is important to research the different neighborhoods in Santiago, as each one has its own unique character and attractions," explained one expat living in Santiago, Chile.

How do I find a place to live in Santiago?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Santiago is to use online resources such as websites like Airbnb, HomeAway, and Craigslist. Additionally, you can also search for local real estate agents who specialize in helping people find homes in Santiago. Additionally, you can also look for local newspapers and magazines that list available properties for rent or sale. Finally, you can also ask friends and family who live in Santiago for recommendations on where to look for a place to live," remarked one expat living in Santiago, Chile.

What is a typical expat home or apartment like in Santiago?

"Expat homes and apartments in Santiago are typically modern and spacious, with large windows that let in plenty of natural light. Many apartments come with balconies or terraces, offering stunning views of the city and the surrounding mountains. Expat homes and apartments are usually well-equipped with modern appliances and amenities, such as air conditioning, high-speed internet, and cable TV. Most expat homes and apartments also come with a security system, providing peace of mind for those living in the city," commented one expat who made the move to Santiago.

What is the average cost of housing in Santiago?

If you are thinking about moving to Santiago, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Santiago can vary greatly depending on the area and type of housing. Generally, the average cost of renting an apartment in Santiago is around $500 to $1,000 per month, while the average cost of buying a home is around $200,000 to $400,000," said one expat in Santiago.

How do I meet people in Santiago?

When we asked people living in Santiago about club and activities where newcomers can meet others, they responded:

"Finding other expats here in Santiago is not very difficult at all really. Just take a stroll down Isidora Goyenechea or El Bosque and you´ll feel as though you found a street somewhere in the U.S. On one side of Isidora you have Bennigan's and directly across from that you find Starbucks's, Ruby Tuesday's and Hooter's. If you walk down the street just a bit farther you will come across TGI Friday's as well. In any of these places (especially at Bennigan's and Starbucks) you will find PLENTY of expats. You can also find, in the same area on Roger de Flor, a place called Cafe Melba which is run by a woman from New Zealand and caters specifically to the expat, English-speaking community. Not too far from there is the NY Bagel. There is certainly no shortage of places in Santiago to find fellow expats," explained one expat living in Santiago, Chile.

"Expats in Santiago often join clubs and activities such as language exchange groups, hiking clubs, and wine tasting groups. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as well as attending meetups and networking events," said one expat in Santiago.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What should I bring when moving to Santiago?

People living in Santiago were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Santiago, it is important to pack clothing suitable for the climate. Lightweight, breathable fabrics are best for the hot summers, while warmer layers are necessary for the cooler winters. It is also important to bring a good pair of walking shoes, as Santiago is a very walkable city. Additionally, it is a good idea to bring a few items to make your new home feel more comfortable, such as pictures, books, and other personal items. Finally, it is important to bring any necessary documents, such as a passport, visa, and other important paperwork," said one expat who made the move to Santiago.

Where should I setup a bank account in Santiago?

We asked expats in Santiago what banks they use and there advice about banking. They advised:

"Before retiring in Santiago, expats should familiarize themselves with the local culture and language. It is also important to research the cost of living in Santiago, as well as the availability of healthcare and other services. Additionally, expats should consider the climate and the type of housing they will need. Finally, it is important to understand the visa and residency requirements for living in Chile," wrote one member in Santiago.

Will I be able to find a job in Santiago?

When we asked people about industries and career opportunities in Santiago, they reponded:

"Foreigners often have jobs in the service industry in Santiago, such as working in restaurants, hotels, and retail stores. Other popular jobs for foreigners include teaching English, working in the IT industry, and working in the tourism industry. Additionally, many foreigners find work in the finance and banking sector, as well as in the construction industry," wrote a member in Santiago.

"The job market is a bit tough here just now but if you teach English, you shouldn't have a problem finding work. Also, anyone in the technical (computer) or health fields should not have trouble finding work either. Although it is possible to find work before you come to Chile, most employers prefer that you are already here in Chile before they hire you," commented one expat who made the move to Santiago.

What is life like in Santiago?

When we asked people living in Santiago what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Santiago is generally quite pleasant. The city is vibrant and full of culture, with plenty of opportunities for outdoor activities and exploration. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The city is also well-connected, with a reliable public transportation system and plenty of coworking spaces for digital nomads. Expats will find a welcoming and diverse community, with plenty of opportunities to make friends and explore the city," said one expat who made the move to Santiago.

"Here in Chile, I believe that I read that they have the longest work week in terms of hours than any other country. I can believe it. Work days can be very long. I've also noticed that days begin later here for folks but they also end later. Eating your final meal of the day at 10 or 11 o'clock at night is not an unusual thing at all. On weekends however, the city is virtually closed except for the major supermarkets and the big malls. Most weekends you will find Chilean families either going out to one of the many parks around the city or spending the day at one of the malls. Restaurants and pubs mostly don't open on the weekends until after 4pm," explained one expat living in Santiago, Chile.

What do expats in Santiago appreciate most about the local culture?

"Expats in Santiago appreciate the city's vibrant culture, which is a mix of traditional and modern influences. They also enjoy the city's diverse cuisine, which features a variety of flavors from around the world. Additionally, expats appreciate the friendly and welcoming nature of the locals, who are always willing to help out newcomers. The city's vibrant nightlife and its many cultural events, such as festivals and concerts, are also popular among expats. Finally, Santiago's stunning natural beauty, with its majestic mountains and lush green valleys, is a source of great admiration for many expats," said one expat who made the move to Santiago.

What do expats find most challenging?

"Expats in Santiago often find the language barrier to be one of the most challenging aspects of the local culture. Additionally, the Chilean culture is very hierarchical, and expats may find it difficult to navigate the social norms and expectations. Furthermore, the Chilean work culture is very different from many other countries, and expats may find it difficult to adjust to the different expectations and work styles. Finally, the Chilean lifestyle can be quite different from what expats are used to, and they may find it difficult to adjust to the different pace of life," said one expat in Santiago.

"The main thing is you have to use extreme caution in certain areas and protect your home," said one expat who made the move to Santiago.

Is there a lot of crime in Santiago?

We asked people if there is a lot of crime. They answered:

"Santiago is generally considered to be a safe city, however, like any large city, there is some crime. Petty theft, such as pickpocketing and purse snatching, is the most common type of crime in Santiago. Violent crime is relatively rare, but it does occur. It is important to be aware of your surroundings and take precautions when travelling in the city," remarked one expat who made the move to Santiago.

Is there a lot of diversity? Are people in Santiago accepting of differences?

"Santiago is a diverse city with people from many different backgrounds. The city is home to a variety of ethnicities, religions, and cultures. People in Santiago are generally accepting of differences and are tolerant of different beliefs and lifestyles. The city is known for its vibrant culture and its welcoming attitude towards visitors from all over the world," explained one expat living in Santiago, Chile.

"Santiago is a very diverse city in terms of religious, racial, economic and cultural matters. They seem very accepting of any religious groups but I have noticed here a strong tendency towards "classism" and a definite prejudice (among some) towards any darker skinned people. There is a definite divide among different social classes. Homosexuality is also something that is not well tolerated here. Of course, this is not true of all people here, it is just an observation I have made about some general tendencies," said one expat in Santiago.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in Santiago like?

"If you want your child to have Spanish immersion and perhaps go to university in Chile one day, then Nido is not the school for you. If you see Chile as a temporary stop, want your child to keep up with international education standards and get some Spanish, and you have an employer paying or can afford the fees, then I wouldn't hesitate to go with Nido," remarked one parent with kids at Nido de Aguilas in Santiago.

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What are the pros and cons of living in Santiago?

Expats, digital nomads and retirees living in Santiago responded:

"Expats and digital nomads generally like Santiago for its relatively low cost of living, which allows them to enjoy a comfortable lifestyle without breaking the bank. They appreciate the city's modern infrastructure, including reliable public transportation, good internet connectivity, and well-maintained roads. Santiago's vibrant culture, with its mix of traditional and contemporary influences, is also a draw for many expats and digital nomads. The city offers a wide range of entertainment options, from museums and art galleries to lively bars and restaurants. Additionally, Santiago's location at the foot of the Andes Mountains provides ample opportunities for outdoor activities, such as hiking, skiing, and mountain biking. On the other hand, expats and digital nomads may dislike Santiago's air pollution, which can be particularly bad during the winter months. The city's traffic can also be a source of frustration, as congestion is common during peak hours. Some expats and digital nomads may find it challenging to navigate the bureaucracy in Chile, especially when dealing with visas, work permits, and other legal matters. Finally, while many locals speak English, the language barrier can still be an issue for those who do not speak Spanish, making it more difficult to fully integrate into the local community," said one expat.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What type of social life can someone expect in Santiago?

When we asked expats and global nomads about their social experiences in Santiago, they replied:

"Generally fine, but as an expat one must acknowledge that FAMILY to Chileans is the most important thing. So, with large families, they often do not have the inclination or time to meet with others. Unlike in UK, where the cameraderie centres around the local sports club, pub, community activity," remarked one expat living in Santiago.

"Expats, retirees, and digital nomads living in Santiago typically have a vibrant and diverse social life. They often connect with fellow expats and locals through various social events, language exchange programs, and cultural activities. Many join clubs, sports teams, or volunteer organizations to meet new people and immerse themselves in the local culture. Additionally, they may frequent popular cafes, bars, and restaurants where they can network and socialize with other like-minded individuals. Santiago's thriving arts scene, including galleries, theaters, and live music venues, also provides ample opportunities for socializing and cultural enrichment. Overall, the welcoming atmosphere and diverse community in Santiago make it an ideal destination for expats, retirees, and digital nomads to build a fulfilling social life," said one expat living in Santiago.

"The social scene in Santiago is vibrant, diverse, and lively, offering a mix of traditional and modern experiences. The city is known for its friendly and welcoming locals, who enjoy socializing and engaging with visitors. Santiago boasts a thriving arts and culture scene, with numerous galleries, museums, and theaters showcasing local and international talent. Nightlife in Santiago is energetic, with a wide range of bars, clubs, and live music venues catering to different tastes and preferences. The city's culinary scene is also impressive, featuring a variety of local and international cuisines, from traditional Chilean dishes to trendy fusion restaurants. Outdoor enthusiasts will find plenty of opportunities for socializing in Santiago's many parks and green spaces, where locals gather to exercise, relax, and enjoy the city's pleasant climate. Sports are also popular in Santiago, with soccer being the most beloved pastime, and locals often gather to watch games and support their favorite teams. Santiago is also home to a number of festivals and events throughout the year, which bring people together to celebrate and enjoy various aspects of Chilean culture. These events include the Santiago International Film Festival, the Santiago a Mil International Theater Festival, and the Fiestas Patrias, Chile's national holiday. Overall, the social scene in Santiago, Chile is dynamic and engaging, offering a wide range of activities and experiences for both locals and visitors to enjoy," wrote one expat living in Santiago.

"See earlier comments about importance of FAMILY to Chileans, to detriment of mixing with other persons or foreign nationals. The wealthier Chileans usually speak english as a natural course from their better schooling, past professional experiences overseas, etc. Conversely, the less wealthy masses have little contact with english, making friends with this sector harder. Chilean Spanish is also unique, with a different vocabulary to mainstream Spanish, and spoken very fast with a strong local accent," commented one expat who moved to Santiago.

What advice to expats in Santiago have about housing?

"When looking for housing in Santiago, it is important to research the area thoroughly and make sure it is safe and secure. It is also important to consider the cost of living in the area, as some areas may be more expensive than others. Additionally, it is important to consider the proximity to public transportation, as this can make commuting to work or school much easier. Finally, it is important to make sure that the housing is in good condition and that all necessary amenities are available," said one expat living in Santiago.

"We bought two properties here, one a flat that we subsequently sold at a good profit, and now we retain a substantial plot in a rural suburb of Santiago, that has quadrupled in value. Purchasing is a better investment than paying rental for a property that will ultimately give you no return," mentioned one expat inSantiago.

What are medical services in Santiago like?

When we asked expats and global nomads about the quality of medical care in Santiago, they replied:

"The main problem with Chile, is that it has followed the USA example, as a neo-liberal policy brought in by Pinochet/Friedman of "privatising" most State activities, including Health Care, Social Services, Pensions, Water management, Education, etc, etc. SO.........the owners of these businesses are more interested in making profits, at the "poor man's" expense, and the State does little to stop this. So there is great social inequality in Chile, with the "ruling elite" naturally wanting to maintain their advantage. As in UK, with national schooling, NHS, State Social support, etc, the State provides good standards as "safety nets" for the mass population. The Skandinavian countries offer even better examples of State social responsibility, but of course their tax regimes to support this are even higher than in the UK. In Chile, whilst the economy could afford higher taxing (private and corporate taxes) to support widespread social improvements, there is not the WILL by the "Old Guard", who wish to retain their exclusivity," remarked one expat in Santiago.

"Medical services in Santiago, are generally of high quality, with both public and private healthcare systems available. The public healthcare system, known as FONASA, provides affordable and accessible services to citizens and residents, while the private system, known as ISAPRE, offers more specialized and faster care at a higher cost. Santiago is home to numerous well-equipped hospitals, clinics, and medical centers, with many healthcare professionals being bilingual in Spanish and English. The city also has a range of pharmacies that are well-stocked with medications. However, waiting times in public hospitals can be long, and the quality of care may vary between public and private facilities. It is recommended for visitors to have travel health insurance to cover any potential medical expenses," wrote one expat living in Santiago.

Are healthcare and health insurance expensive in Santiago?

"Healthcare and health insurance in Santiago can be considered expensive, especially for those with limited financial resources. The cost of healthcare services and insurance premiums largely depends on the type of coverage and the quality of care one chooses. There are both public and private healthcare systems in Santiago, with the public system being more affordable but often overcrowded and with longer waiting times. On the other hand, the private system offers better quality care and shorter waiting times but at a higher cost. Expats and higher-income individuals often opt for private health insurance to access better facilities and services. Overall, the cost of healthcare and health insurance in Santiago can be a significant financial burden for some residents, while others may find it more manageable depending on their income and chosen healthcare plan," mentioned an expat living in Santiago.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Is the cost of living in Santiago high?

We asked people about the cost of living in Santiago, they wrote:

"The cost of living in Santiago is generally considered to be moderate. Rental prices for a nice 1 bedroom apartment in Santiago, Chile can range from around $500 to $1,000 USD per month, while a nice 2 bedroom apartment can range from around $800 to $1,500 USD per month. Eating dinner at a moderately priced restaurant in Santiago, Chile can cost around $15 to $20 USD per person," remarked one expat living in Santiago.

What are the visa & residency requirements in Santiago?

"In order to visit Santiago, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, providing a valid passport, and paying the applicable visa fee. Depending on the type of visa, additional documents may be required. In order to obtain residency in Santiago, Chile, applicants must submit an application form, provide a valid passport, and pay the applicable fee. Additionally, applicants must provide proof of employment, proof of financial stability, and proof of health insurance. Depending on the type of residency, additional documents may be required," commented one expat living in Santiago, Chile.

Why do people move to Santiago?

When we asked people why foreigners move to Santiago, they responded:

"Santiago is an attractive destination for expats due to its vibrant culture, stunning natural beauty, and excellent quality of life. The city offers a wide range of activities and attractions, from its bustling nightlife to its world-class museums and galleries. The cost of living in Santiago is relatively low compared to other major cities, making it an ideal place for expats to settle down. Additionally, the city is home to a diverse population, with a variety of cultures and languages represented. With its temperate climate, Santiago is a great place to enjoy outdoor activities year-round. All of these factors make Santiago an attractive destination for expats looking for a new home," said an expat in Santiago.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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