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Cartago, Colombia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cartago | Expat Exchange
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Cartago, Colombia

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By Betsy Burlingame

Last updated on Jun 17, 2024

Summary: The approximate population of Cartago, Colombia is around 200,000 people. People describe Cartago as a peaceful and friendly city with a laid-back atmosphere. Expats love the affordability of living in Cartago, as well as the city's proximity to the capital, Bogotá. The weather in Cartago is generally warm and humid, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit (18-30°C). The average cost of living in Cartago for an expat is around $1,000-$1,500 USD per month. The cost of a one bedroom apartment is around $400-$500 USD per month, and a two bedroom apartment is around $500-$700 USD per month.

What do I need to know about living in Cartago?

When we asked people what advice they would give someone preparing to move to Cartago, they said:

"Before retiring in Cartago, expats should be aware of the cost of living, which is generally lower than in other parts of the country. It is important to research the local healthcare system and ensure that adequate medical coverage is available. Additionally, expats should familiarize themselves with the local culture and customs, as well as the language, to ensure a smooth transition. It is also important to research the local crime rate and take necessary precautions to ensure personal safety. Finally, expats should consider the availability of leisure activities and entertainment options in the area," said one expat in Cartago.

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What do I need to know before moving to Cartago?

When we asked people what advice they would give someone preparing to move to Cartago, they said:

"Cartago is a great place to live for expats. Before moving to Cartago, it is important to be aware of the local culture and customs. It is also important to research the cost of living and the availability of housing. Additionally, it is important to research the local job market and the availability of healthcare services. It is also important to be aware of the local climate and the best times of year to visit. Finally, it is important to research the safety and security situation in Cartago before making the move," said one expat in Cartago.

"Go for it. Keep your money invested in the USA and take what you need monthly. Rent initially. Great buys for cash. $2000 usa will allow you to live like a king. Body massages $7 for an hour Nails done over one hour $15 dollars Papayas -- $0.40 per pound Mangoes --$0.15 per pound Sirloin steak -- $2 per pound beer -- $0.50 per can Rent - ok place $75/month Rent - nice $150 per month Rent -- very, very nice $250 per month Rent -- Country club type -- swiming pool, everything, view, fantastic- $700-$800," said one expat who made the move to Cartago.

How do I find a place to live in Cartago?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Several American friends live in the Cartago-Cerrito-Alcala-Quindio areas. Just outside Cartago is a paradise. The Cerritos or Quindio areas i think is one of the best places in the world to have a good life. A little bit expensive but you can have great choices from $100k to $300k. Several acres, swimming pool, everything you did not have in the USA. or if you want you can buy a house in El Prado neighborhood for $70k. Fantastic," remarked one expat who made the move to Cartago.

"One way to find a place to live in Cartago is to search online for rental listings. There are many websites that offer listings for apartments, houses, and other types of rental properties in the area. Additionally, you can contact local real estate agents who specialize in the Cartago area to help you find a suitable place to live. You can also ask friends and family who live in the area for recommendations. Finally, you can look for rental postings in local newspapers and on bulletin boards in the area," explained one expat living in Cartago, Colombia.

What is a typical expat home or apartment like in Cartago?

"Anything you want. You can start at $40K to $300k. Nice neighborhoods around $70k and very luxurious country homes with swimming pools , air, cable, 5000', barbeque areas, security, etc. They are like fancy homes in a country club," remarked one expat living in Cartago, Colombia.

"Expat homes and apartments in Cartago are typically modern and comfortable. Many of them feature open-plan living areas, with plenty of natural light and large windows. The kitchens are usually well-equipped with modern appliances, and the bathrooms are often fitted with modern fixtures. Expat homes and apartments in Cartago also tend to have plenty of outdoor space, with balconies, terraces, and gardens. The city is known for its pleasant climate, so many expats enjoy spending time outdoors in their homes," wrote one member in Cartago.

What is the average cost of housing in Cartago?

If you are thinking about moving to Cartago, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Cartago is generally considered to be quite affordable. Prices for apartments and houses vary depending on the size and location, but the average cost is usually around $200 to $400 per month," remarked one expat who made the move to Cartago.

"Equivalent housing to the USA, what cost in Seattle $6 dollars, cost $1 in the area. take your pick. A $1.2 million home in Seattle costs $200,000. A $500,000 dollar home about $80,000," explained one expat living in Cartago, Colombia.

How do I meet people in Cartago?

When we asked people living in Cartago about club and activities where newcomers can meet others, they responded:

"Expats living in Cartago often join local clubs and activities such as hiking, biking, and running groups. Expats can also join language exchange groups, book clubs, and other social activities. Additionally, expats can meet people by attending local festivals, visiting local markets, and exploring the city's many parks and attractions. Expats can also meet people by attending local events such as concerts, art exhibitions, and theater performances. Finally, expats can meet people by joining online forums and social media groups dedicated to expats living in Cartago, Colombia," explained one expat living in Cartago, Colombia.

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What should I bring when moving to Cartago?

People living in Cartago were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cartago, it is important to pack clothing suitable for the climate. Lightweight, breathable fabrics are best for the hot and humid weather. It is also important to bring a good supply of sunscreen and insect repellent. Additionally, it is a good idea to bring a few items of warm clothing for the cooler evenings. Other items to consider packing include a first aid kit, a flashlight, and a good supply of any medications you may need," commented one expat who made the move to Cartago.

"Wish I had brought my whole family, my old cars, and American footbal. I should have left behind most of my furniture and stuff. Be light, sell lots of stuff before moving. keep it simple," remarked one expat living in Cartago, Colombia.

Where should I setup a bank account in Cartago?

We asked expats in Cartago what banks they use and there advice about banking. They advised:

"Before retiring in Cartago, expats should be aware of the cost of living, which is generally lower than in other parts of the country. It is important to research the local healthcare system and ensure that adequate medical coverage is available. Additionally, expats should familiarize themselves with the local culture and customs, as well as the language, to ensure a smooth transition. It is also important to research the local crime rate and take necessary precautions to ensure personal safety. Finally, expats should consider the availability of leisure activities and entertainment options in the area," remarked one expat living in Cartago, Colombia.

Will I be able to find a job in Cartago?

When we asked people about industries and career opportunities in Cartago, they reponded:

"Foreigners in Cartago often work in a variety of industries, including hospitality, tourism, retail, and construction. They may also find employment in the agricultural sector, as well as in the service industry. Additionally, many foreigners find work teaching English or other languages, as well as providing other types of tutoring services," commented one expat who made the move to Cartago.

What is life like in Cartago?

When we asked people living in Cartago what life is like and how people spend their time, they said:

"Cartago is an attractive destination for expats and digital nomads due to its low cost of living, pleasant climate, and friendly locals. Expats and digital nomads in Cartago can enjoy a relaxed lifestyle, with plenty of outdoor activities to explore, such as hiking, biking, and bird watching. The city also offers a variety of cultural attractions, including museums, galleries, and theaters. The city is well-connected, with reliable public transportation and easy access to nearby cities. Expats and digital nomads in Cartago can also benefit from the city's vibrant nightlife, with plenty of bars, restaurants, and clubs to explore. Overall, Cartago is an ideal destination for expats and digital nomads looking for a laid-back lifestyle in a vibrant city," wrote a member in Cartago.

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What do expats in Cartago appreciate most about the local culture?

"Expats in Cartago appreciate the friendly and welcoming nature of the local people. They also enjoy the relaxed atmosphere and the slower pace of life. The city is known for its beautiful colonial architecture and its vibrant cultural scene, with plenty of festivals and events to enjoy. The local cuisine is also a highlight, with a variety of delicious dishes to try. Cartago is also known for its stunning natural scenery, with lush green hills and valleys, and plenty of outdoor activities to enjoy," remarked one expat living in Cartago, Colombia.

What do expats find most challenging?

"Expats in Cartago often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as Spanish is the primary language spoken in Cartago. Additionally, the local customs and traditions can be difficult to understand and navigate. Expats may also find it difficult to adjust to the slower pace of life in Cartago, as well as the more relaxed attitude towards punctuality. Finally, the hot and humid climate can be a challenge for those who are not used to it," wrote one member in Cartago.

Is there a lot of crime in Cartago?

We asked people if there is a lot of crime. They answered:

"Cartago is generally considered to be a safe city, with low levels of crime. However, as with any city, there are some areas that are more prone to criminal activity. Petty theft and pickpocketing are the most common crimes reported in Cartago, and visitors should take extra precautions when travelling in unfamiliar areas," remarked one expat who made the move to Cartago.

Is there a lot of diversity? Are people in Cartago accepting of differences?

"Cartago is a diverse city with a variety of ethnicities, religions, and cultures. People in Cartago are generally accepting of differences and strive to create a welcoming and inclusive environment. The city is home to a variety of festivals and events that celebrate the diversity of its citizens. Additionally, Cartago has a number of organizations and initiatives that promote understanding and acceptance of different cultures and beliefs," commented one expat who made the move to Cartago.

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What are the schools in Cartago like?

"The Colegio Internacional de Cartago is one of the best international schools in Cartago. It is a private, bilingual school that offers a comprehensive education in English and Spanish. The school has a strong academic program, with a focus on developing the skills and knowledge necessary for success in the global economy. The school also offers a wide range of extracurricular activities, including sports, music, art, and drama. The Colegio Bilingüe de Cartago is another excellent bilingual school in Cartago, Colombia. It is a private school that offers a comprehensive education in both English and Spanish. The school has a strong academic program, with a focus on developing the skills and knowledge necessary for success in the global economy. The school also offers a wide range of extracurricular activities, including sports, music, art, and drama. The Colegio San Francisco de Asís is a private, bilingual school in Cartago, Colombia. It offers a comprehensive education in both English and Spanish. The school has a strong academic program, with a focus on developing the skills and knowledge necessary for success in the global economy. The school also offers a wide range of extracurricular activities, including sports, music, art, and drama. The Colegio San José de Cartago is another excellent bilingual school in Cartago, Colombia. It is a private school that offers a comprehensive education in both English and Spanish. The school has a strong academic program, with a focus on developing the skills and knowledge necessary for success in the global economy. The school also offers a wide range of extracurricular activities, including sports, music, art, and drama," said one expat in Cartago with children at .

What are the pros and cons of living in Cartago?

Expats, digital nomads and retirees living in Cartago responded:

"Expats and digital nomads living in Cartago appreciate the city's laid-back atmosphere and its proximity to the capital city of Bogotá. They also enjoy the city's affordability, with low cost of living and plenty of affordable housing options. Additionally, Cartago is known for its friendly locals and its vibrant cultural scene, with plenty of festivals and events to enjoy. On the downside, Cartago can be quite hot and humid, and the city's infrastructure is not as developed as other cities in Colombia," commented one expat who moved to Cartago.

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What type of social life can someone expect in Cartago?

When we asked expats and global nomads about their social experiences in Cartago, they replied:

"Expats, retirees and digital nomads living in Cartago typically have an active social life. They often meet up with other expats, retirees and digital nomads in the area to explore the city and its attractions. They also take part in local activities such as salsa dancing, salsa classes, and other cultural events. Additionally, they often join local clubs and organizations to meet new people and make new friends. Cartago is a great place to meet people from all walks of life and to build a strong social network," commented one expat who moved to Cartago.

"Cartago is a vibrant city with a lively social scene. There are plenty of bars, restaurants, and cafes to explore, as well as a variety of cultural events and activities to take part in. The city is known for its friendly locals, who are always happy to welcome visitors and show them around. Cartago is also home to a number of festivals and celebrations throughout the year, making it a great place to meet new people and experience the local culture," wrote one expat living in Cartago.

What advice to expats in Cartago have about housing?

"When looking for housing in Cartago, it is important to research the area thoroughly and make sure it is safe and secure. It is also important to consider the cost of living in the area, as well as the availability of public transportation and other amenities. Additionally, it is important to be aware of the local laws and regulations regarding renting and leasing. Finally, it is important to be aware of the cultural norms and expectations in the area, as this can help ensure a smooth transition into the new home," wrote one expat living in Cartago.

What are medical services in Cartago like?

When we asked expats and global nomads about the quality of medical care in Cartago, they replied:

"Cartago offers a wide range of medical services to its citizens. The city has several hospitals and clinics that provide quality care and treatment for a variety of medical conditions. The city also has a number of specialized medical centers that offer specialized treatments for specific conditions. Additionally, Cartago has a number of pharmacies that provide medications and other medical supplies. The city also has a number of medical professionals, such as doctors, nurses, and other healthcare professionals, who are available to provide medical care to the citizens of Cartago," said one expat living in Cartago.

Are healthcare and health insurance expensive in Cartago?

"Healthcare and health insurance in Cartago can be expensive, depending on the type of coverage and services needed. Generally, public healthcare is available at a lower cost than private healthcare, but the quality of care may not be as high. Private health insurance can be expensive, but it often provides more comprehensive coverage and access to better quality care," said one expat.

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Is the cost of living in Cartago high?

We asked people about the cost of living in Cartago, they wrote:

"The cost of living in Cartago is generally considered to be quite affordable. Rent for a nice 1 bedroom apartment in Cartago, Colombia is typically around $400 USD per month, while a nice 2 bedroom apartment is usually around $500 USD per month. Eating dinner at a moderately priced restaurant in Cartago, Colombia typically costs around $10 USD per person," commented one expat living in Cartago, Colombia.

What are the visa & residency requirements in Cartago?

"In order to visit Cartago, visitors must obtain a visa from the Colombian Embassy or Consulate in their home country. The visa application process requires applicants to submit a valid passport, a completed visa application form, a passport-sized photograph, and proof of sufficient funds to cover the duration of the stay. Depending on the purpose of the visit, additional documents may be required. In order to obtain residency in Cartago, Colombia, applicants must submit a completed application form, a valid passport, a passport-sized photograph, proof of sufficient funds to cover the duration of the stay, and a criminal background check. Depending on the purpose of the residency, additional documents may be required. Once the application is approved, the applicant will receive a residency card, which must be renewed every two years," commented one expat who moved to Cartago.

Why do people move to Cartago?

When we asked people why foreigners move to Cartago, they responded:

"Cartago is an attractive destination for expats due to its rich culture, vibrant nightlife, and stunning natural beauty. The city is known for its colonial architecture, cobblestone streets, and friendly locals. The cost of living is relatively low compared to other cities in Colombia, making it an ideal place for expats to settle down. Cartago also offers a variety of outdoor activities, from hiking and biking to exploring the nearby rainforest. With its diverse culture, vibrant nightlife, and stunning natural beauty, Cartago is an ideal destination for expats looking for a new home," said one expat.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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