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Santa Marta, Colombia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Santa Marta | Expat Exchange
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Rodadero Beach in Santa Marta, Colombia

Santa Marta, Colombia

By Betsy Burlingame

Last updated on Nov 16, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Santa Marta, Colombia. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Santa Marta?

When we asked people what advice they would give someone preparing to move to Santa Marta, they said:

"Santa Marta is a popular retirement destination due to its tropical climate, beautiful beaches, and affordable cost of living. Before retiring in Santa Marta, expats should be aware of several important factors. Firstly, it's important to understand the cost of living. While it is generally lower than in many Western countries, prices can vary depending on your lifestyle. Rent, utilities, groceries, and healthcare are typically cheaper, but imported goods can be more expensive. Secondly, healthcare in Colombia is of a high standard, especially in larger cities. However, it's recommended to have a comprehensive health insurance plan. Many expats choose to pay for private healthcare, which is still affordable compared to the U.S. Language can be a barrier for some expats. While English is spoken in tourist areas and by some younger Colombians, the primary language is Spanish. Taking Spanish lessons could be beneficial for day-to-day interactions. Safety is another concern for many expats. While Santa Marta is generally safe, like any city, it has areas that are best avoided. It's advisable to stay vigilant, avoid displaying wealth, and be aware of your surroundings. The climate in Santa Marta is tropical, meaning it's hot and humid year-round. This can take some adjustment if you're used to a temperate climate. Colombia has a residency program for retirees, which requires proof of a monthly income from a pension or social security. It's advisable to consult with a local attorney or immigration expert to understand the process and requirements. Finally, it's important to understand that while Santa Marta offers a relaxed lifestyle, it's still a developing city. Infrastructure and services may not be as reliable as in your home country. However, for many, the laid-back lifestyle, natural beauty, and friendly locals make it a worthwhile trade-off," remarked one expat living in Santa Marta, Colombia.

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What do I need to know before moving to Santa Marta?

When we asked people what advice they would give someone preparing to move to Santa Marta, they said:

"Santa Marta is a beautiful coastal city with a rich history and vibrant culture. Before moving there, expats should know that the official language is Spanish, so it would be beneficial to learn the language or at least basic phrases. The cost of living is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. The city has a tropical climate, with hot and humid weather throughout the year. Healthcare in Santa Marta is generally good, with several hospitals and clinics available, but it's recommended to have health insurance. Public transportation is widely used, including buses and taxis, but can be crowded and not always reliable. Santa Marta is generally safe, but like any city, it has areas that are best avoided, especially at night. It's advisable to be aware of your surroundings and take precautions against petty crime. The city has a laid-back lifestyle, with a slower pace than many Western cities. The cuisine in Santa Marta is heavily influenced by its coastal location, with seafood being a staple in many dishes. Expats should also be aware that while the city has a lot to offer, it may lack some of the amenities and conveniences they are used to in their home country. Finally, it's important to understand and respect the local customs and traditions. Colombians are known for their friendliness and hospitality, and integrating into the local community can greatly enhance the expat experience," wrote a member in Santa Marta.

How do I find a place to live in Santa Marta?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Santa Marta involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Santa Marta to find one that suits your lifestyle and preferences. Some popular areas include El Rodadero, Taganga, and the city center. Once you've identified a few potential neighborhoods, you can start looking for available properties. There are several online platforms where you can find listings, such as Airbnb, Booking.com, and local real estate websites. You can also consider hiring a local real estate agent to help you in your search. They can provide valuable insight into the local market and help you negotiate a fair price. Once you've found a property you're interested in, you should arrange a viewing. This will give you a chance to inspect the property and ask any questions you might have. If you're happy with the property, you can then proceed to negotiate the terms of the lease. Make sure to read the contract carefully and understand all the terms before signing. Finally, once the lease is signed, you can arrange for the move-in. This might involve hiring a moving company or simply packing your belongings and moving them yourself. Remember, finding a place to live in a new city can take time, so be patient and don't rush the process," wrote a member in Santa Marta.

What is a typical expat home or apartment like in Santa Marta?

"A typical expat home or apartment in Santa Marta, is often located in a safe and secure neighborhood, close to amenities such as supermarkets, restaurants, and public transportation. These homes are usually modern and spacious, with open floor plans and large windows that let in plenty of natural light. They often come fully furnished, with comfortable furniture and modern appliances, including air conditioning, a necessity in Santa Marta's tropical climate. Many apartments also have balconies or terraces, offering stunning views of the city, the mountains, or the Caribbean Sea. Some expat homes may also have access to shared amenities like a swimming pool, gym, or garden area. Despite being in a foreign country, these homes often have high-speed internet and cable TV, making it easy for expats to stay connected with their home country. The homes are often designed with a blend of Colombian and international styles, creating a unique and comfortable living environment," said one expat who made the move to Santa Marta.

What is the average cost of housing in Santa Marta?

If you are thinking about moving to Santa Marta, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Santa Marta can vary greatly depending on the location and type of property. For instance, a one-bedroom apartment in the city center may cost around $300 per month, while the same type of apartment outside the city center may cost around $200 per month. If you're looking to buy property, the price per square meter in the city center is approximately $1,500, while outside the city center it's around $1,000. However, these prices can fluctuate based on market conditions and other factors," commented one expat who made the move to Santa Marta.

How do I meet people in Santa Marta?

When we asked people living in Santa Marta about club and activities where newcomers can meet others, they responded:

"Expats in Santa Marta often join various clubs and activities to meet new people and immerse themselves in the local culture. Many expats participate in language exchange groups, where they can practice their Spanish skills with locals and other expats. There are also numerous sports clubs, such as soccer, tennis, and surfing, which are popular among the expat community. In addition to clubs and activities, expats often meet people through volunteering. Santa Marta has numerous non-profit organizations and charities that always welcome the help of foreigners. This not only provides a chance to meet like-minded individuals but also to give back to the local community. Cultural events and festivals are another great way for expats to meet people in Santa Marta. The city hosts a variety of events throughout the year, including music festivals, art exhibitions, and food festivals. These events attract a diverse crowd of locals and expats alike. Expats also meet people through social gatherings and networking events. There are several expat communities in Santa Marta that regularly organize social events, such as barbecues, beach parties, and networking dinners. These events provide a relaxed and friendly environment for expats to meet and connect with each other. Lastly, many expats meet people simply by exploring the city and engaging with the locals. Santa Marta is known for its friendly and welcoming people, so striking up a conversation with a local at a café, park, or market can often lead to new friendships," wrote a member in Santa Marta.

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We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

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What should I bring when moving to Santa Marta?

People living in Santa Marta were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Santa Marta, it's important to pack lightweight clothing due to the city's tropical climate. Include items like shorts, t-shirts, and sandals, but also pack a few long-sleeved shirts and pants to protect against mosquitoes. Don't forget a swimsuit for the beautiful beaches and a hat and sunglasses for sun protection. Pack a good quality sunscreen and insect repellent, as these can be expensive to buy locally. Also, bring any prescription medications you need, along with a basic first aid kit. If you plan on hiking in the nearby Sierra Nevada mountains, pack appropriate gear, including hiking boots, a rain jacket, and a water bottle. Bring a Spanish-English dictionary or phrasebook if you're not fluent in Spanish, as English is not widely spoken in Santa Marta. Pack a power adapter for your electronics, as Colombia uses a different plug type than many other countries. Don't forget important documents like your passport, driver's license, and any necessary visas or work permits. Lastly, pack a reusable shopping bag and water bottle, as Santa Marta is making efforts to reduce plastic waste," wrote a member in Santa Marta.

Where should I setup a bank account in Santa Marta?

We asked expats in Santa Marta what banks they use and there advice about banking. They advised:

"Before retiring in Santa Marta, expats should know that the city has a tropical climate with high humidity and temperatures that can reach up to 90 degrees Fahrenheit. It's important to understand that Spanish is the official language, so learning it would be beneficial for daily life. The cost of living is relatively low compared to many Western countries, but it's advisable to have a reliable source of income or savings. Healthcare in Santa Marta is of a good standard, with several hospitals and clinics available. However, it's recommended to have comprehensive health insurance. The city is generally safe, but like any other place, it has areas that are best avoided, especially at night. Santa Marta offers a variety of leisure activities, including beaches, national parks, and historical sites. The city has a vibrant nightlife with many restaurants, bars, and clubs. Public transportation is widely available, but it can be crowded and not always punctual. Expats should also be aware of the visa requirements for living in Colombia. A retirement visa is available for those who can prove a steady income from a pension or social security. Lastly, it's important to note that while Santa Marta is a popular tourist destination, it's not as developed as other Colombian cities, which can be both a charm and a challenge for expats," wrote one member in Santa Marta.

Will I be able to find a job in Santa Marta?

When we asked people about industries and career opportunities in Santa Marta, they reponded:

"Foreigners in Santa Marta often find employment in various sectors. Many work in the tourism industry, serving as tour guides, hotel staff, or restaurant employees due to the city's popularity as a tourist destination. Some foreigners also work as English teachers in local schools or language institutes, as there is a high demand for English education. Others find jobs in the healthcare sector, particularly those with medical or nursing backgrounds. Additionally, some foreigners work in the real estate industry, helping other expats find housing or invest in local properties. A number of foreigners also start their own businesses, particularly in sectors like hospitality, food and beverage, or retail. Lastly, with the rise of remote work, many foreigners living in Santa Marta work for companies based in their home countries or elsewhere, in fields like tech, marketing, or writing," remarked one expat who made the move to Santa Marta.

What is life like in Santa Marta?

When we asked people living in Santa Marta what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Santa Marta is vibrant and exciting. The city offers a relaxed lifestyle with a rich cultural history and a welcoming local community. The cost of living is relatively low, making it an attractive destination for those looking to work remotely. The city is known for its beautiful beaches, lush mountains, and national parks, providing plenty of opportunities for outdoor activities. Santa Marta has a good internet connectivity, which is crucial for digital nomads. There are numerous cafes and co-working spaces that cater to the needs of remote workers. The city also has a good healthcare system and a variety of international and local cuisine. Despite being a popular tourist destination, Santa Marta still retains its authentic Colombian charm. The locals are friendly and many speak English, making it easier for expats to settle in. The city also has a vibrant nightlife with numerous bars and clubs. However, like any other city, Santa Marta has its challenges. The heat can be intense, especially during the summer months. Also, while crime rates have decreased in recent years, it's still advisable to take precautions, especially at night. Overall, Santa Marta offers a unique blend of natural beauty, cultural experiences, and a relaxed lifestyle that can be very appealing to expats and digital nomads," wrote a member in Santa Marta.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do expats in Santa Marta appreciate most about the local culture?

"Expats in Santa Marta often appreciate the warm and welcoming nature of the local people. They are known for their friendliness and willingness to help, making newcomers feel at home. The relaxed pace of life is another aspect that expats enjoy. The culture in Santa Marta is laid-back, with a focus on enjoying life and spending time with family and friends. Expats also appreciate the rich history and vibrant culture of Santa Marta. The city is full of historical sites, colorful festivals, and a thriving arts scene. The local cuisine is another highlight for many expats. Colombian food is diverse and flavorful, with plenty of fresh seafood, tropical fruits, and traditional dishes to try. Finally, the natural beauty of Santa Marta and its surroundings is something that expats often mention. From the stunning beaches to the nearby Sierra Nevada mountains, there is plenty of outdoor adventure to be had," commented one expat who made the move to Santa Marta.

What do expats find most challenging?

"Expats in Santa Marta often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and communication can be difficult. The pace of life can also be a challenge, as it is much slower compared to what many expats are used to, which can lead to frustrations when dealing with local businesses or bureaucracy. Additionally, the heat and humidity can be difficult to adjust to, especially for those from cooler climates. Some expats also find it challenging to navigate the local customs and social norms, which can be quite different from their own. Lastly, while Colombia has made significant strides in improving safety, crime can still be a concern in certain areas, which can be a source of stress for expats," said one expat in Santa Marta.

Is there a lot of crime in Santa Marta?

We asked people if there is a lot of crime. They answered:

"Like many cities, Santa Marta does experience crime. The city has been known to have issues with petty theft, especially in tourist-heavy areas. Pickpocketing and bag-snatching are common, particularly in crowded places. Violent crime such as assault and robbery can also occur, although it is less common. Drug trafficking is another issue in the region due to its proximity to the Caribbean coast. However, the local authorities have been working hard to improve safety and security in the city. It's always recommended for visitors to stay vigilant and take necessary precautions to ensure their safety," wrote one member in Santa Marta.

Is there a lot of diversity? Are people in Santa Marta accepting of differences?

"Yes, Santa Marta is known for its cultural diversity. The city is home to a mix of indigenous communities, Afro-Colombians, and people of European descent, creating a rich blend of cultures. This diversity is reflected in the city's music, food, and festivals. As for acceptance of differences, like any place, it can vary from person to person. However, generally speaking, the people of Santa Marta are known for their warm hospitality and openness to different cultures and lifestyles. The city's diverse history and multicultural environment have contributed to a general acceptance and appreciation of differences," said one expat in Santa Marta.

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We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa ServicesColombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in Santa Marta like?

"1. Colegio Británico Internacional de Santa Marta: This school is a private institution that offers bilingual education in English and Spanish. It follows the British curriculum and is known for its high academic standards. The school also emphasizes the development of values and skills that will help students become responsible global citizens. [Website](http://www.colegiobritanico.edu.co/) 2. Colegio Bureche: Colegio Bureche is a bilingual school that offers education from preschool to high school. The school follows the International Baccalaureate (IB) curriculum and is known for its strong emphasis on academic excellence, personal development, and social responsibility. [Website](http://www.bureche.edu.co/) 3. Colegio Karl C Parrish: This is a bilingual school that offers education from preschool to high school. The school follows the American curriculum and is known for its strong emphasis on academic excellence, personal development, and social responsibility. [Website](http://www.kcparrish.edu.co/) 4. The British School of Santa Marta: This school offers a British-style education in a bilingual environment. The school is known for its high academic standards and its commitment to developing well-rounded students who are prepared for the challenges of the 21st century. [Website](http://www.britishschoolsm.edu.co/) 5. Colegio Internacional de Santa Marta: This school offers a bilingual education in English and Spanish. The school follows the International Baccalaureate (IB) curriculum and is known for its strong emphasis on academic excellence, personal development, and social responsibility. [Website](http://www.colegiointernacional.edu.co/) 6. Colegio La Sierra International School: This school offers a bilingual education in English and Spanish. The school follows the American curriculum and is known for its strong emphasis on academic excellence, personal development, and social responsibility. [Website](http://www.lasierra.edu.co/)," said one parent with children at in Santa Marta.

What are the pros and cons of living in Santa Marta?

Expats, digital nomads and retirees living in Santa Marta responded:

"Before I moved here, I knew what my Likes were: playa, pescado and perros. This is a very, very dog friendly pueblo, so I was gifted the dog I wanted UPON ARRIVAL. I don't just want any beach: I want one I can use as my private lap pool. So the small, wave-less bay and beach are what I desire. Being that I'm not a meat eater, it has always been expensive to buy seafood. Not here in a 400 year old fishing village. So, if you know your priorities BEFORE you move anywhere, you'll be content," said an expat in Santa Marta.

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Connect

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa ServicesColombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What type of social life can someone expect in Santa Marta?

When we asked expats and global nomads about their social experiences in Santa Marta, they replied:

"I didn't have high expectations for a social life, outside of going to the beach, swimming and dining out," remarked one expat living in Santa Marta.

"I came here 3 years prior to relocating for "recon", so I knew what my social experience would be like," said one expat.

What advice to expats in Santa Marta have about housing?

"Do not buy in Colombia: it will be your worst nightmare. Rent so you can walk away and so the local owner will (and does) take care of everything from internet to gas to utilities," remarked one expat living in Santa Marta.

What are medical services in Santa Marta like?

When we asked expats and global nomads about the quality of medical care in Santa Marta, they replied:

"The public and private insurance are difficult to use because since the pandemic everybody wants to do their work online and they are dropping the ball," mentioned one expat inSanta Marta.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Rodadero Beach in Santa Marta, Colombia

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