×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Jaco, Costa Rica: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Jaco | Expat Exchange
Expat Exchange
Free MembershipSign In

Jaco, Costa Rica

By Joshua Wood, LPC

Last updated on Feb 02, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Jaco, Costa Rica: Cost of living, Finding a home, Meeting People and more.

AGS Worldwide Movers
AGS Worldwide Movers
AGS Worldwide Movers
AGS Worldwide Movers

What do I need to know about living in Jaco?

When we asked people what advice they would give someone preparing to move to Jaco, they said:

"Before retiring in Jaco, expats should know that the cost of living is relatively low compared to many Western countries, but it is one of the higher ones within Central America. They should be aware that the official language is Spanish, so learning the language can be beneficial, although English is widely spoken in tourist areas. Expats should understand that the healthcare system in Costa Rica is highly rated and affordable, with both public and private options available. They should also know that the country has a stable democracy and is generally safe, but like anywhere, crime can be an issue, particularly petty theft. It's important to know that Jaco has a tropical climate, with a wet and dry season, and it can be very hot and humid. Expats should be aware that they will need a residency visa to stay long-term in Costa Rica, and the process can be lengthy and requires proof of income. They should also know that Jaco is a popular tourist destination, known for its surfing and nightlife, which means it can get crowded and noisy, especially during the high season. Finally, expats should understand that while Jaco has many amenities, it is a small town and for more specialized goods and services, a trip to the capital, San Jose, may be necessary," wrote a member in Jaco.

RelocateNow Costa RicaRelocateNow Costa Rica
Connect

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.

Click connect to have our partner contact you via e-mail and/or phone.

RelocateNow Costa RicaRelocateNow Costa Rica

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before moving to Jaco?

When we asked people what advice they would give someone preparing to move to Jaco, they said:

"Jaco is a popular destination for expats due to its beautiful beaches, vibrant nightlife, and close proximity to the capital city, San Jose. Before moving to Jaco, it's important to understand that while English is widely spoken, learning Spanish will greatly enhance your experience and make daily tasks easier. The cost of living in Jaco is relatively low compared to many Western countries, but it's still higher than in other parts of Costa Rica. Healthcare in Costa Rica is of a high standard, with both public and private options available. However, it's recommended to have health insurance to cover any potential medical costs. The climate in Jaco is tropical, meaning it's hot and humid year-round, with a rainy season from May to November. Jaco is a tourist town, which means it can get crowded during peak travel seasons. It's also important to note that while Jaco is generally safe, like any tourist destination, there can be issues with petty crime, so it's important to take standard precautions to protect your belongings. Driving in Costa Rica can be challenging due to the country's mountainous terrain and occasional lack of road signage, so many expats choose to rely on public transportation or taxis. Finally, it's important to understand the visa and residency requirements before moving to Costa Rica. While tourist visas are relatively easy to obtain, obtaining residency can be a more complex process that requires a certain amount of financial stability," wrote a member in Jaco.

How do I find a place to live in Jaco?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Jaco involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a small apartment to a large house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Jaco to find one that suits your lifestyle. Some areas might be closer to the beach, while others are closer to the city center. Once you have a good idea of what you're looking for, you can start your search. There are several online platforms that list properties for rent or sale in Jaco, such as Airbnb, Booking.com, and local real estate websites. You can also contact local real estate agents who can help you find a place to live. They have extensive knowledge of the local market and can help you navigate the process. When you find a place that you're interested in, make sure to visit it in person before making any commitments. This will give you a chance to inspect the property and the surrounding area. Finally, once you've found the perfect place, you'll need to negotiate the terms of the lease or purchase agreement. Make sure to read the contract carefully and ask any questions you might have before signing. Remember, moving to a new country can be a complex process, so it's important to do your research and take your time to find the perfect place to live," remarked one expat who made the move to Jaco.

What is a typical expat home or apartment like in Jaco?

"A typical expat home or apartment in Jaco, is often a spacious, modern property with a blend of local and contemporary design elements. These homes usually have multiple bedrooms and bathrooms, a fully equipped kitchen, and a comfortable living area. Many of these homes also feature outdoor spaces such as balconies or patios, often with stunning views of the surrounding natural beauty, including the beach, mountains, or lush tropical gardens. Some properties may also include amenities like a private pool, air conditioning, and high-speed internet. The homes are usually located within gated communities or condominium complexes, providing an added layer of security. These communities often offer additional amenities such as communal pools, fitness centers, and social areas. The homes are typically close to local amenities, including shops, restaurants, and the beach, making them convenient for everyday living. Despite being modern and well-equipped, these homes often incorporate local materials and design elements, helping them blend into the natural landscape and reflect the local culture," said one expat in Jaco.

What is the average cost of housing in Jaco?

If you are thinking about moving to Jaco, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Jaco can vary greatly depending on the type and size of the property. For a one-bedroom apartment in the city center, you might expect to pay around $500 to $800 per month. If you're looking at a three-bedroom apartment in the same area, the cost could rise to between $1,000 and $1,500 per month. For those interested in purchasing property, a typical home in Jaco might range from $100,000 to $300,000. However, luxury properties and beachfront homes can cost significantly more," explained one expat living in Jaco, Costa Rica.

How do I meet people in Jaco?

When we asked people living in Jaco about club and activities where newcomers can meet others, they responded:

"Jaco, is a popular destination for expats, and there are numerous clubs and activities they can join to meet new people and immerse themselves in the local culture. Many expats join local sports clubs, such as surfing, yoga, or hiking groups, which are popular due to the area's natural beauty and outdoor lifestyle. There are also language exchange groups where expats can practice their Spanish with locals and other expats. In addition, there are several social clubs and organizations specifically for expats, such as the Women's Club of Costa Rica and the Association of Residents of Costa Rica, which organize regular events and activities. These clubs provide a great opportunity for expats to meet others in a similar situation and share experiences and advice. Expats also meet people through volunteering. There are numerous opportunities to get involved in local community projects, from environmental conservation to teaching English. This not only allows expats to give back to their new community but also to meet a diverse range of people. Another popular way for expats to meet people in Jaco is by attending local events and festivals. These can range from music and food festivals to local holidays and celebrations. These events provide a great opportunity to experience the local culture and meet both locals and other expats. Finally, many expats meet people simply by being active in the local community. This could be through shopping at local markets, dining at local restaurants, or simply striking up a conversation with a neighbor. The people of Jaco are known for their friendliness and hospitality, so it's easy for expats to feel welcome and make new friends," said one expat in Jaco.

RelocateNow Costa Rica

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

RelocateNow Costa Rica

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What should I bring when moving to Jaco?

People living in Jaco were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Jaco, it's important to pack lightweight clothing due to the tropical climate. This includes shorts, t-shirts, and swimwear for the beach. A light rain jacket or umbrella is also necessary as Costa Rica experiences a rainy season. Comfortable walking shoes, sandals, and water shoes are essential for exploring the beaches and rainforests. Don't forget to pack your essential documents such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to bring copies of these documents, as well as any important medical records or prescriptions. Sun protection is crucial in Costa Rica, so pack plenty of sunscreen, a wide-brimmed hat, and sunglasses. Insect repellent is also a must to protect against mosquitoes, especially if you plan on visiting the rainforest. If you plan on cooking at home, consider packing some of your favorite spices or condiments that may be hard to find in Costa Rica. Similarly, if you have favorite toiletries or personal care items, it's a good idea to bring them along as they may be more expensive or difficult to find. Electronics like your laptop, phone, and camera should also be packed, along with the necessary chargers and adapters. Costa Rica uses the same plug type as the US, so if you're coming from a country with different plugs, you'll need an adapter. Finally, pack a Spanish-English dictionary or phrasebook. While many people in Jaco speak English, it's always helpful to know some basic Spanish phrases," commented one expat who made the move to Jaco.

Where should I setup a bank account in Jaco?

We asked expats in Jaco what banks they use and there advice about banking. They advised:

"Before retiring in Jaco, expats should know that the cost of living is relatively low compared to many Western countries, but it is one of the higher ones within Central America. They should be aware that the official language is Spanish, and while English is spoken in many places, learning some basic Spanish can make daily life easier. Expats should understand that the healthcare system in Costa Rica is highly rated, with both public and private options available. However, it's important to secure health insurance, as private healthcare can be expensive. They should know that Jaco is a popular tourist destination, known for its surfing and nightlife, which can make it busier and more crowded than other Costa Rican towns. The weather in Jaco is tropical and humid, with a rainy season from May to November, and a dry season from December to April. Expats should be aware that while Jaco is generally safe, petty crime such as pickpocketing can occur, so it's important to take standard safety precautions. They should also know that the process of obtaining residency can be lengthy and requires various documents, so it's advisable to start this process well in advance of moving. Finally, expats should understand that while Costa Rica has a slower pace of life which many retirees enjoy, this can also mean that services and processes may take longer than they are used to," wrote a member in Jaco.

Will I be able to find a job in Jaco?

When we asked people about industries and career opportunities in Jaco, they reponded:

"Foreigners in Jaco often find employment in the tourism industry, working in roles such as tour guides, hotel staff, or restaurant workers. Some also work in real estate, helping other expats to find and purchase property. Others may find work as English teachers, either in local schools or offering private lessons. There are also opportunities for foreigners to work in the healthcare sector, particularly if they have relevant qualifications and experience. Additionally, some foreigners may start their own businesses, such as surf schools, yoga studios, or cafes," remarked one expat who made the move to Jaco.

What is life like in Jaco?

When we asked people living in Jaco what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Jaco is often described as relaxed and laid-back, with a strong sense of community. The town is known for its beautiful beaches, lush rainforests, and vibrant nightlife, offering a variety of activities for outdoor enthusiasts. The cost of living is relatively affordable, making it an attractive destination for those looking to live and work remotely. The local population is friendly and welcoming, and there is a significant number of expats and digital nomads, which makes it easier to socialize and make new friends. English is widely spoken, especially in the hospitality and tourism sectors, which makes communication easier for those who do not speak Spanish. The internet connectivity in Jaco is generally reliable, which is crucial for digital nomads. There are also several coworking spaces available, as well as cafes and restaurants with Wi-Fi. The local cuisine is a blend of traditional Costa Rican food and international dishes, with plenty of fresh fruits, vegetables, and seafood. The town also has a variety of grocery stores, including some that carry international products, which makes it easier for expats to find familiar foods. Healthcare in Jaco is of a high standard, with several clinics and a hospital in the area. Many doctors and healthcare professionals speak English, and the cost of healthcare is generally lower than in many Western countries. Despite its laid-back atmosphere, Jaco also has a vibrant nightlife, with numerous bars, clubs, and restaurants. There are also many cultural events and festivals throughout the year, providing opportunities for socializing and entertainment. While Jaco is generally safe, like any other place, it is advisable to take standard precautions, especially at night. Public transportation is readily available, but many expats and digital nomads choose to rent or buy a car for convenience. Overall, life for expats and digital nomads in Jaco, Costa Rica offers a balance of work and leisure, with opportunities for adventure, relaxation, and cultural immersion," commented one expat who made the move to Jaco.

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

What do expats in Jaco appreciate most about the local culture?

"Expats in Jaco often appreciate the laid-back, relaxed lifestyle that is a hallmark of the local culture. They also value the friendliness and hospitality of the local people, who are known for their welcoming attitude towards foreigners. The local cuisine, which is fresh, flavorful, and often locally sourced, is another aspect of the culture that many expats enjoy. Additionally, the strong sense of community and family values that are prevalent in Jaco are often appreciated by expats, as is the emphasis on outdoor living and connection with nature. The local culture also places a high value on environmental sustainability, which resonates with many expats. Lastly, the vibrant local music and dance traditions, as well as the colorful festivals and celebrations, are aspects of the local culture that many expats in Jaco find enriching and enjoyable," wrote one member in Jaco.

What do expats find most challenging?

"Expats in Jaco often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life, known as "Tico time", can also be a challenge for those accustomed to a more fast-paced, punctual lifestyle. Additionally, the high humidity and heat can be difficult for some to adjust to. The local cuisine, which is different from typical Western food, may also pose a challenge for some expats. Lastly, navigating the local bureaucracy, such as dealing with residency permits and local laws, can be complex and frustrating," commented one expat who made the move to Jaco.

Is there a lot of crime in Jaco?

We asked people if there is a lot of crime. They answered:

"Like many tourist destinations, Jaco does experience some level of crime. The most common types of crime are petty theft and pickpocketing, particularly in crowded areas or on public transportation. Break-ins and car thefts have also been reported. Violent crime is less common, but it does occur, particularly in areas known for drug trafficking. Tourists are advised to take precautions, such as not displaying valuable items, using reputable transportation services, and avoiding isolated areas, especially at night. Despite these issues, many visitors to Jaco have enjoyable, trouble-free stays. The local authorities are working to improve safety and security in the area," remarked one expat who made the move to Jaco.

Is there a lot of diversity? Are people in Jaco accepting of differences?

"Jaco is a diverse place with a mix of locals and expatriates from around the world. The town is known for its welcoming and accepting atmosphere, where differences in culture, nationality, and lifestyle are embraced. The local community is friendly and open-minded, making it a comfortable place for people of all backgrounds. The diversity in Jaco is reflected in its vibrant food scene, varied entertainment options, and the multitude of languages spoken. This acceptance of differences and celebration of diversity contributes to the unique charm and appeal of Jaco," said one expat who made the move to Jaco.

RelocateNow Costa RicaRelocateNow Costa Rica
Connect

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.

Click connect to have our partner contact you via e-mail and/or phone.

RelocateNow Costa RicaRelocateNow Costa Rica

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in Jaco like?

"1. Futuro Verde: Futuro Verde (https://futuroverde.org/) is a bilingual international school located in Cobano, Puntarenas, not far from Jaco. The school offers an education that is focused on sustainability and environmental stewardship. The curriculum is based on the International Baccalaureate (IB) program and is taught in both English and Spanish. 2. The Tamarindo International School: Although not located directly in Jaco, the Tamarindo International School (http://www.tamarindoschool.com/) is a well-regarded bilingual school in Costa Rica. The school offers a U.S. based curriculum and is accredited by the Costa Rican Ministry of Education. The school offers classes from pre-kindergarten through 12th grade and is taught in both English and Spanish. 3. The European School: The European School (https://europeanschool.com/) is another option for families in Costa Rica. While it is located in San Pablo, Heredia, it is one of the top international schools in the country. The school offers a bilingual education in English and Spanish, and follows the International Baccalaureate (IB) program. 4. The British School of Costa Rica: The British School of Costa Rica (https://www.bscr.ed.cr/) is located in San Jose, but is worth mentioning due to its reputation. The school offers a British-based curriculum and is taught in English. The school is accredited by the Council of International Schools and the New England Association of Schools and Colleges. 5. The American International School of Costa Rica: The American International School of Costa Rica (http://www.aiscr.com/) is located in Cariari, Heredia. The school offers a U.S. based curriculum and is taught in English. The school is accredited by the Southern Association of Colleges and Schools. 6. The Costa Rica International Academy: The Costa Rica International Academy (http://www.criacademy.com/) is located in Guanacaste, but is another top international school in Costa Rica. The school offers a U.S. based curriculum and is taught in English. The school is accredited by the Middle States Association of Colleges and Schools," explained one expat living in Jaco, Costa Rica.

"Jaco has a vibrant and lively social scene. It is known for its nightlife, with numerous bars, clubs, and restaurants that are open late into the night. The town is popular with both locals and tourists, creating a diverse mix of people. There are plenty of opportunities to meet new people, whether it's at a beach party, a local bar, or a yoga class. The town also hosts various events and festivals throughout the year, including surf competitions, music festivals, and cultural events, which attract people from all over the world. The beach is a central social hub where people gather to surf, sunbathe, play beach volleyball, or simply enjoy the sunset. In addition to the party scene, Jaco also offers a range of activities for those interested in a more laid-back social scene. There are yoga retreats, cooking classes, and nature tours, where you can meet like-minded individuals. Despite its reputation as a party town, Jaco also has a friendly and welcoming community. Locals are known for their pura vida (pure life) attitude and are generally open and friendly to visitors. In summary, the social scene in Jaco, Costa Rica is diverse and vibrant, offering something for everyone, from lively parties and events to more relaxed and community-focused activities," remarked one expat in Jaco.

What advice to expats in Jaco have about housing?

"Expats in Jaco advise that it's important to thoroughly research and visit multiple properties before making a decision. They suggest renting before buying to get a feel for the area and understand the local market. It's also recommended to hire a reputable real estate agent who is familiar with the local laws and regulations. Expats also advise to be aware of the rainy season, as some properties can experience flooding. They also suggest choosing a home with good security, as petty crime can be an issue. Additionally, they recommend considering proximity to amenities such as grocery stores, restaurants, and healthcare facilities. Lastly, understanding and respecting the local culture and community is also advised when choosing a place to live," said one expat.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

RelocateNow Costa Rica
RelocateNow Costa Rica

We've partnered with RelocateNow Costa Rica to help you with your move.
Learn More

RelocateNow Costa RicaRelocateNow Costa Rica

We've partnered with RelocateNow Costa Rica to help you with your move.
Learn More

Contribute to Costa Rica Network Contribute
Help others in Costa Rica by answering questions about the challenges and adventures of living in Costa Rica.

AGS Worldwide Movers
AGS Worldwide Movers

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides