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Monteverde , Costa Rica: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Monteverde | Expat Exchange
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Monteverde, Costa Rica

By Joshua Wood, LPC

Last updated on Nov 03, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Monteverde , Costa Rica: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Monteverde?

When we asked people what advice they would give someone preparing to move to Monteverde, they said:

"Expats considering retirement in Monteverde, Costa Rica should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. Healthcare in Costa Rica is of a high standard and affordable, with both public and private options available. Monteverde is known for its cooler, misty climate due to its high altitude, which may not suit everyone. The town is small and rural, offering a slower pace of life, which can be a significant change for those used to city living. Spanish is the official language of Costa Rica, so learning some basic Spanish would be beneficial, although English is widely spoken in tourist areas. The local culture is friendly and welcoming, with a strong emphasis on family and community. The country has a stable democracy and is generally safe, but like anywhere, crime can be an issue, so it's important to take standard precautions. Costa Rica has a straightforward residency process for retirees, but it's recommended to seek legal advice to navigate the process. Finally, it's important to note that while Costa Rica is known for its biodiversity and natural beauty, it also has a rainy season that can last from May to November, which can affect travel and outdoor activities," wrote a member in Monteverde .

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What do I need to know before moving to Monteverde?

When we asked people what advice they would give someone preparing to move to Monteverde, they said:

"Monteverde, Costa Rica is a small town known for its cloud forests and biodiversity, making it a popular destination for nature lovers and eco-tourists. Before moving to Monteverde, expats should know that the local language is Spanish, so it would be beneficial to learn the language or at least basic phrases. The cost of living is relatively low compared to many Western countries, but it's higher than in other parts of Costa Rica due to its popularity with tourists. The climate in Monteverde is cooler and more humid than in other parts of Costa Rica, with temperatures rarely exceeding 80 degrees Fahrenheit. The town is located in the mountains, so it can get quite chilly at night. Expats should also be prepared for a lot of rain, especially during the rainy season from May to November. Healthcare in Monteverde is adequate, with a local clinic and pharmacy, but for serious medical issues, you may need to travel to a larger city. It's recommended that expats have comprehensive health insurance. Public transportation in Monteverde is limited, so having a car can be beneficial. However, the roads can be rough, especially during the rainy season, so a 4x4 vehicle is recommended. The local cuisine is a mix of traditional Costa Rican food and international dishes, due to the town's popularity with tourists. There are also several grocery stores where you can find familiar products from home. Monteverde has a tight-knit community and locals are generally friendly and welcoming to expats. However, it's important to respect the local culture and customs. Internet and cell phone service can be unreliable, especially during the rainy season. It's a good idea to have a backup plan for staying connected. Finally, it's important to note that while Monteverde is generally safe, petty crime like theft can be an issue, especially in tourist areas. It's recommended to take standard precautions to protect your belongings," commented one expat who made the move to Monteverde .

How do I find a place to live in Monteverde?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Monteverde, Costa Rica involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Monteverde to find one that suits your lifestyle and preferences. Some areas may be closer to amenities like shops and restaurants, while others may offer more peace and quiet. Once you have a good idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Monteverde, such as Airbnb, Booking.com, and local real estate websites. These platforms allow you to filter results based on your preferences, such as price range, location, and type of property. In addition to online searches, you may also want to consider hiring a local real estate agent. They can provide valuable insight into the local market and help you find properties that may not be listed online. Once you've found a few potential options, you should arrange to view the properties in person. This will give you a better idea of the property's condition and whether it meets your needs. When you've found a place you like, you'll need to negotiate the terms of the lease with the landlord or property manager. This will include things like the monthly rent, the length of the lease, and what is included in the rent (such as utilities or maintenance fees). Finally, once you've agreed on the terms, you'll need to sign the lease and pay any necessary deposits or fees. Be sure to read the lease carefully before signing to ensure you understand all the terms and conditions. Remember, finding a place to live can take time, so it's important to start your search well in advance of when you plan to move," wrote a member in Monteverde .

What is a typical expat home or apartment like in Monteverde?

"A typical expat home in Monteverde, Costa Rica, is often a spacious, detached property surrounded by lush greenery. These homes are usually designed to blend in with the natural environment, featuring large windows and outdoor spaces to enjoy the stunning views. The architecture often incorporates local materials such as wood and stone, giving the homes a rustic yet comfortable feel. Inside, the homes are typically furnished with modern amenities for comfort and convenience. The living areas are usually open plan, with a large kitchen and dining area. Bedrooms are often spacious, with plenty of storage space. Many homes also have additional features such as a home office or a guest room. The homes often have a tropical garden, sometimes with a small pool or a patio area for outdoor dining and relaxation. Despite being in a rural area, most expat homes in Monteverde are within easy reach of local amenities such as shops, restaurants, and schools," remarked one expat who made the move to Monteverde .

What is the average cost of housing in Monteverde?

If you are thinking about moving to Monteverde, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Monteverde, Costa Rica can vary greatly depending on the type and size of the property. For a small apartment or house in the town center, you might expect to pay around $500 to $800 per month. However, larger homes or properties with more amenities can cost upwards of $1,000 to $2,000 per month. If you're looking to buy property, a small house might start around $100,000, while larger, luxury homes can cost several hundred thousand dollars. Please note that these are rough estimates and actual prices can vary," commented one expat who made the move to Monteverde .

How do I meet people in Monteverde?

When we asked people living in Monteverde about club and activities where newcomers can meet others, they responded:

"Expats in Monteverde, Costa Rica often join local clubs and activities to meet people and immerse themselves in the local culture. One popular option is the Monteverde Community Fund, a local organization that supports community development and conservation projects. This provides an opportunity to meet like-minded individuals and contribute to the local community. Another popular activity is joining Spanish language classes or conversation groups. This not only helps expats improve their language skills but also provides a platform to meet locals and other expats. Outdoor activities are also a big part of life in Monteverde. Expats often join hiking clubs, bird watching groups, or participate in eco-tourism activities. The Monteverde Cloud Forest Reserve is a popular spot for such activities. Art and culture are also significant in Monteverde. Expats can join local art classes, pottery workshops, or cooking classes. The local farmers market is a great place to meet people, buy local produce, and participate in community events. Volunteering is another way expats meet people in Monteverde. Many organizations and projects need volunteers, from teaching English to conservation work. This not only helps expats give back to the community but also provides opportunities to make connections. Lastly, simply frequenting local cafes, restaurants, and bars is a great way to meet both locals and fellow expats. Many of these establishments host events like live music or trivia nights, providing a social atmosphere for people to mingle and meet," remarked one expat who made the move to Monteverde .

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What should I bring when moving to Monteverde?

People living in Monteverde were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Monteverde, Costa Rica, you should pack lightweight clothing due to the warm tropical climate. However, also include some warm clothing as the temperatures can drop in the evenings. Rain gear is essential as Monteverde is known for its frequent rain showers. Pack sturdy walking shoes or hiking boots if you plan to explore the cloud forests and nature reserves. Don't forget to pack your swimsuit for the beautiful beaches and hot springs. Sunscreen, sunglasses, and a hat are also necessary to protect yourself from the strong sun. Bring along any prescription medications you need, as well as a basic first aid kit. It's also a good idea to pack insect repellent to protect against mosquitoes. If you plan on cooking, consider packing some of your favorite spices or hard-to-find ingredients. Remember to pack all necessary travel documents, including your passport, driver's license, and any necessary visas or residency paperwork. Lastly, pack a good camera to capture the stunning natural beauty of Monteverde," remarked one expat who made the move to Monteverde .

Where should I setup a bank account in Monteverde?

We asked expats in Monteverde what banks they use and there advice about banking. They advised:

"Expats considering retirement in Monteverde, Costa Rica should be aware that the cost of living is relatively low compared to many Western countries, but it can vary depending on lifestyle choices. The official language is Spanish, so learning the language can greatly enhance your experience. The healthcare system in Costa Rica is highly rated and affordable, with both public and private options available. Monteverde is known for its cool, misty weather and lush green landscapes, so it's perfect for nature lovers. However, the weather can be quite humid and rainy, especially during the rainy season from May to November. The town is small and rural, with a slower pace of life, which can be a big change for those used to city living. The local cuisine is a mix of traditional Costa Rican food and international options, with plenty of fresh fruits and vegetables. Monteverde is a popular tourist destination, so it can get crowded during peak travel times. Public transportation is available but not always reliable, so having a car can be beneficial. However, the roads can be rough, especially in the rainy season. Costa Rica has a stable democracy and is generally safe, but like anywhere, crime can be an issue, so it's important to take standard safety precautions. Finally, it's important to understand the visa and residency requirements for living in Costa Rica long-term. It's recommended to consult with a legal expert to ensure all paperwork is correctly completed," remarked one expat who made the move to Monteverde .

Will I be able to find a job in Monteverde?

When we asked people about industries and career opportunities in Monteverde, they reponded:

"Foreigners in Monteverde, Costa Rica often find employment in the tourism industry, working in roles such as tour guides, hotel staff, or restaurant workers. Some also work in education, teaching English or other subjects in local schools. Others may find work in conservation, working with local organizations to protect the area's unique biodiversity. Additionally, some foreigners may be self-employed, running their own businesses such as cafes, shops, or bed and breakfasts. There are also opportunities for foreigners to work in healthcare, providing services to the local community and other expatriates," explained one expat living in Monteverde , Costa Rica.

What is life like in Monteverde?

When we asked people living in Monteverde what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Monteverde, Costa Rica is a blend of adventure and tranquility. The town is nestled in the mountains, offering breathtaking views and a cool climate. The lush greenery and diverse wildlife make it a paradise for nature lovers. Expats and digital nomads enjoy a slower pace of life, with plenty of opportunities for outdoor activities such as hiking, bird watching, and zip-lining. The town is small and walkable, with a friendly and welcoming local community. Despite its size, Monteverde has a good infrastructure for digital nomads. There are several cafes and restaurants with reliable Wi-Fi, making it easy to work remotely. The cost of living is relatively low, allowing for a comfortable lifestyle. The local cuisine is a blend of traditional Costa Rican food and international dishes, catering to a variety of tastes. The town also has a vibrant arts scene, with numerous galleries and workshops. Learning Spanish is beneficial for expats and digital nomads in Monteverde, as not all locals speak English. However, the community is known for being patient and supportive with those trying to learn the language. While healthcare facilities in Monteverde are basic, the capital city of San Jose, which has state-of-the-art medical facilities, is just a few hours away. Overall, life in Monteverde offers a unique blend of natural beauty, adventure, and a relaxed lifestyle, making it an attractive destination for expats and digital nomads," explained one expat living in Monteverde , Costa Rica.

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What do expats in Monteverde appreciate most about the local culture?

"Expats in Monteverde, Costa Rica often appreciate the warm and welcoming nature of the local people, who are known for their friendliness and hospitality. They also value the slower pace of life, which allows for a more relaxed and stress-free lifestyle. The local culture's emphasis on family and community is another aspect that expats appreciate, as it fosters a sense of belonging and togetherness. Additionally, expats enjoy the rich biodiversity and natural beauty of Monteverde, which is deeply ingrained in the local culture. The local cuisine, which is fresh, organic, and locally sourced, is another aspect of the culture that expats appreciate. Lastly, the commitment to sustainability and conservation, which is a significant part of the local culture, is highly valued by expats," wrote a member in Monteverde .

What do expats find most challenging?

"Expats in Monteverde, Costa Rica often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. They may also struggle with the slower pace of life, known as "Tico time", which can be frustrating for those accustomed to more punctual cultures. The lack of certain amenities and conveniences that they may be used to from their home countries can also be a challenge. Additionally, adjusting to the local customs and etiquette, such as the importance of personal relationships and respect for elders, can be difficult for some expats. Lastly, the high humidity and rainy weather in Monteverde can be a challenge for those not used to tropical climates," wrote a member in Monteverde .

Is there a lot of crime in Monteverde?

We asked people if there is a lot of crime. They answered:

"Monteverde, Costa Rica is generally considered a safe destination for tourists and locals alike. Like any other place, it has occasional petty crimes such as pickpocketing or theft, especially in crowded tourist areas. However, violent crime is relatively rare. The local community and law enforcement work together to maintain a safe environment. Visitors are advised to take standard precautions such as not leaving valuables unattended and being aware of their surroundings. Overall, Monteverde is a peaceful place with a low crime rate," said one expat in Monteverde .

Is there a lot of diversity? Are people in Monteverde accepting of differences?

"Yes, Monteverde, Costa Rica is known for its rich diversity, particularly in terms of its flora and fauna. It is home to a wide variety of species, making it a hotspot for biodiversity. In terms of human diversity, Monteverde is a multicultural community with a mix of locals and foreigners from different parts of the world. The people of Monteverde are generally accepting of differences and are known for their warm hospitality. They value the cultural exchange that comes with diversity and are open to learning about different cultures and traditions," commented one expat who made the move to Monteverde .

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What are the schools in Monteverde like?

"1. Monteverde Friends School: This is a bilingual Quaker school that offers education from pre-kindergarten to 12th grade. The school is known for its small class sizes, personalized attention, and commitment to peace and social justice. It offers a U.S. high school diploma and a Costa Rican Bachillerato Diploma. The school's website is: http://mfschool.org/ 2. Centro de Educación Creativa (The Cloud Forest School): This is a private, bilingual, and non-profit school that serves over 200 students from pre-kindergarten to 11th grade. The school's curriculum is centered around environmental education and sustainability, with a strong emphasis on community involvement. The school's website is: https://cloudforestschool.org/ 3. Monteverde Academy: This is a bilingual school that offers education from pre-kindergarten to 11th grade. The school is known for its strong academic program, which includes English, Spanish, science, math, social studies, and physical education. The school's website is: http://www.monteverdeacademy.org/ 4. Life Monteverde: This is an educational center that offers programs for international students. The center focuses on sustainable agriculture and rural tourism, offering students the opportunity to learn about Costa Rica's culture and environment. The center's website is: https://www.lifemonteverde.com/ 5. Santa Elena Public High School: This is a public school that offers education from 7th to 11th grade. The school is known for its strong academic program, which includes English, Spanish, science, math, social studies, and physical education. The school's website is: http://www.colegiosantaelena.ed.cr/," remarked one parent with kids at in Monteverde .

"The social scene in Monteverde, Costa Rica is vibrant and diverse, with a strong sense of community. The town is known for its friendly locals who are always willing to engage in conversation and share their knowledge about the area. There are numerous social events, including local festivals, music performances, and art exhibitions, which provide opportunities for locals and tourists to mingle. The nightlife is relatively quiet, with a few bars and restaurants offering a cozy atmosphere for socializing. The town also has a strong commitment to environmental conservation, which is reflected in community activities and discussions. Despite its small size, Monteverde has a rich cultural scene, with a mix of Costa Rican traditions and influences from the many international residents and visitors," said one expat living in Monteverde .

What advice to expats in Monteverde have about housing?

"Expats in Monteverde, Costa Rica advise that housing can be quite varied, with options ranging from small apartments to large houses. They recommend renting before buying, to get a feel for the area and understand the local real estate market. It's also important to consider the location, as some areas can be quite remote and may require a vehicle to access amenities. Expats also suggest checking the condition of the house thoroughly before moving in, as some houses may not be in the best condition due to the humid climate. They also advise to be prepared for a simpler lifestyle, as many houses may not have all the modern conveniences found in other countries. Lastly, they recommend getting to know the locals and integrating into the community, as this can greatly enhance your living experience in Monteverde," said one expat.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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