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Paphos, Cyprus: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Paphos | Expat Exchange
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Paphos, Cyprus

By Joshua Wood, LPC

Last updated on Jul 13, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Paphos, Cyprus: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Paphos?

When we asked people what advice they would give someone preparing to move to Paphos, they said:

"Expats considering retirement in Paphos should be aware of several key factors. Firstly, the cost of living in Paphos is relatively low compared to other European countries, making it an attractive option for retirees. However, it's important to have a clear understanding of your financial situation and budget before making the move. The official languages in Cyprus are Greek and Turkish, but English is widely spoken, especially in tourist areas and by younger generations. Nevertheless, learning some basic Greek phrases can be beneficial and appreciated by locals. Healthcare in Cyprus is of a high standard, with both public and private options available. Expats should ensure they have adequate health insurance coverage, as not all services may be covered by the public healthcare system. The climate in Paphos is Mediterranean, with hot summers and mild winters. This can be a draw for many retirees, but it's important to consider your own comfort and health in relation to the climate. Cyprus has a relatively low crime rate, but like anywhere, it's important to take basic safety precautions. It's also worth noting that driving is on the left-hand side of the road in Cyprus, which may take some getting used to for those from countries where driving is on the right. The property market in Paphos offers a wide range of options, from apartments to villas. Renting is a popular choice for many expats, but buying property can also be a good investment. It's recommended to seek legal advice before purchasing property in Cyprus. Finally, it's important to understand the visa and residency requirements for living in Cyprus. Non-EU citizens may need to apply for a long-term residence permit, which can require proof of sufficient income or savings," wrote one member in Paphos.

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What do I need to know before moving to Paphos?

When we asked people what advice they would give someone preparing to move to Paphos, they said:

"Paphos is a popular destination for expats, particularly from the UK, due to its warm climate, beautiful beaches, and rich history. English is widely spoken in Paphos, making it easier for English-speaking expats to settle in. The cost of living in Paphos is relatively low compared to other European countries, but it's still important to budget carefully. Healthcare in Cyprus is of a high standard, with both public and private healthcare available. Expats should ensure they have adequate health insurance to cover any medical costs. The public healthcare system is funded through social security contributions, so if you're working in Cyprus, you'll be eligible for public healthcare. Paphos has a Mediterranean climate with hot, dry summers and mild, wet winters. It's important to be prepared for the heat in the summer, particularly if you're not used to such climates. The property market in Paphos is diverse, with a range of options from apartments to villas. Renting is a popular option for expats, and it's generally easy to find furnished properties. Cyprus has a relatively low crime rate, but like anywhere, it's important to take basic safety precautions. The Cypriot cuisine is a blend of Greek, Turkish, and Middle Eastern influences, with a focus on fresh, local ingredients. Driving is on the left-hand side of the road in Cyprus, the same as in the UK. Public transport is available, but many expats choose to buy or rent a car for convenience. Cyprus has a rich history and culture, and there are many historical sites to explore in Paphos, including the Paphos Archaeological Park. The education system in Cyprus is of a high standard, and there are several international schools in Paphos. Finally, it's important to understand the local customs and traditions in Cyprus. Cypriots are known for their hospitality, but they also value respect and good manners," remarked one expat who made the move to Paphos.

How do I find a place to live in Paphos?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Paphos involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa. Next, you should research the different areas of Paphos to decide where you'd like to live. Some popular areas include Kato Paphos, Chloraka, and Peyia. Each area has its own unique characteristics and amenities, so it's important to choose one that fits your lifestyle and needs. Once you've decided on a location, you can start your search for a property. There are several online real estate platforms that list properties for rent or sale in Paphos, such as Cyprus Property, Purple International, and BuySell Cyprus. These websites allow you to filter your search based on your preferences, such as the number of bedrooms, price range, and property type. In addition to online platforms, you can also contact local real estate agents. They have extensive knowledge of the local market and can help you find a property that fits your needs. Some reputable real estate agencies in Paphos include Fitzgerald’s, Antonis Loizou & Associates, and Cyprus Resales. Once you've found a property you're interested in, you should arrange a viewing. This will give you a chance to inspect the property and ask any questions you may have. If you decide to proceed with the property, you'll need to negotiate the terms of the lease or purchase agreement. This will include the price, move-in date, and any other conditions. Finally, once the agreement is signed, you can arrange for the move-in. This will involve packing your belongings, arranging for transportation, and setting up utilities and other services at your new home. Remember, moving to a new country can be a complex process, so it's important to do your research and seek professional advice if needed," said one expat in Paphos.

What is a typical expat home or apartment like in Paphos?

"A typical expat home or apartment in Paphos, is often located in a residential area close to the city center or near the beach. These homes are usually modern and spacious, with a Mediterranean style that reflects the local culture. They often have two or three bedrooms, a fully equipped kitchen, and a living room with a dining area. Many homes also have a private balcony or terrace, offering stunning views of the sea or the surrounding landscape. Some apartments may come with a communal swimming pool, a garden, or a private parking space. The interiors are typically furnished, featuring comfortable furniture, air conditioning, and sometimes a fireplace for the colder months. The homes are often located within walking distance to local amenities such as supermarkets, restaurants, and schools," said one expat in Paphos.

What is the average cost of housing in Paphos?

If you are thinking about moving to Paphos, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Paphos can vary greatly depending on the type and location of the property. For instance, a one-bedroom apartment in the city center may cost around €500 per month to rent, while a three-bedroom apartment in the same area could cost around €1,000 per month. If you're looking to buy property, the average price per square meter in the city center is approximately €1,700. However, prices can be significantly lower outside of the city center. Please note that these are average prices and actual costs may vary," commented one expat who made the move to Paphos.

What should I bring when moving to Paphos?

People living in Paphos were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Paphos, it's important to pack a variety of clothing suitable for the Mediterranean climate, including lightweight clothing for the hot summers and warmer layers for the cooler winters. Don't forget to pack swimwear for the beautiful beaches and a good pair of walking shoes for exploring the city. Sun protection is essential, so pack a high SPF sunscreen, a wide-brimmed hat, and sunglasses. If you're planning on working or studying, bring any necessary work materials or school supplies. Pack all your necessary toiletries, but remember that most things can be bought locally. If you have any prescription medications, bring enough to last for your first few weeks, along with a copy of your prescription. Bring your important documents, such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. If you're planning on living in Paphos long-term, consider bringing some personal items to make your new place feel like home, such as photos, favorite books, or small keepsakes. Remember to pack any necessary electronics, like your phone, laptop, and chargers. An adapter may be necessary for your electronics as Cyprus uses the Europlug type F. Lastly, don't forget to bring a good travel guide and map, or download one onto your phone, to help you navigate your new city," said one expat in Paphos.

Where should I setup a bank account in Paphos?

We asked expats in Paphos what banks they use and there advice about banking. They advised:

"Expats considering retirement in Paphos should be aware that the cost of living is generally lower than in many European countries, but it's still important to budget carefully. The official language is Greek, but English is widely spoken, especially in tourist areas and by younger generations. The healthcare system in Cyprus is of a high standard, with both public and private healthcare available, but it's recommended to have comprehensive health insurance. Paphos has a Mediterranean climate with hot summers and mild winters, which can be a significant change for those from cooler climates. The city is known for its relaxed lifestyle, beautiful beaches, and historical sites, offering plenty of activities for retirees. Cyprus has a double taxation treaty with many countries, which means you won't pay tax in two countries on the same income. However, it's important to understand the local tax laws and consider consulting with a financial advisor. The property market in Paphos is diverse, with options ranging from apartments to villas, and property prices are generally lower than in other European retirement destinations. However, it's crucial to understand the property laws and consider hiring a local real estate agent. Cyprus is part of the European Union, so EU citizens can move there easily, but non-EU citizens may need to apply for a visa or residence permit. The crime rate in Paphos is relatively low compared to other cities, but like anywhere, it's important to take basic safety precautions. Finally, while Paphos is a popular destination for expats, it's still important to learn about the local culture and customs to integrate into the community," explained one expat living in Paphos, Cyprus.

Will I be able to find a job in Paphos?

When we asked people about industries and career opportunities in Paphos, they reponded:

"Key industries are tourism and building - with all the associated sub-contracting for both. Hotel work either requires languages and prev. experience (for desk jobs etc.) or is very poorly paid and mostly done by non-EU immigrants. There is a lot of casual work in the tourist season for English speakers in restaurants and tourist shops. Delivery for many furniture etc. businesses uses English speaking drivers to deal with the customers at the receiving end. There are also two private schools teaching in English who are always recruiting new teachers for the start of each academic year," commented one expat who made the move to Paphos.

What do expats in Paphos appreciate most about the local culture?

"Expats in Paphos often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and willingness to help, making newcomers feel at home. The relaxed pace of life is another aspect that expats enjoy. The Cypriot lifestyle is laid-back and stress-free, allowing expats to enjoy a slower, more relaxed pace of life. Expats also appreciate the rich history and culture of Paphos. The city is filled with historical sites and museums, offering a deep insight into the island's past. The local cuisine is another highlight for many expats. Cypriot food is a delicious blend of Greek, Turkish, and Middle Eastern influences, with plenty of fresh seafood and local produce. The beautiful natural scenery is also a big draw for expats. From the stunning beaches to the picturesque countryside, there is plenty to explore and enjoy. Finally, the sense of community in Paphos is something that many expats appreciate. There are numerous festivals and events throughout the year, providing plenty of opportunities to socialize and get involved in local traditions," wrote a member in Paphos.

What do expats find most challenging?

"Expats in Paphos often find the language barrier to be the most challenging aspect of the local culture. While English is widely spoken, many locals prefer to communicate in Greek or Turkish, which can make everyday tasks like shopping or visiting the doctor more difficult. Another challenge is the slower pace of life, which can be frustrating for those used to a more fast-paced, efficient lifestyle. Things often take longer than expected in Cyprus, from getting a driver's license to having repairs done on a house. The local attitude towards time can also be a challenge. Cypriots tend to have a more relaxed view of punctuality than many expats are used to, which can lead to misunderstandings and frustration. Additionally, some expats find it difficult to navigate the local bureaucracy. The process of obtaining residency or starting a business can be complex and time-consuming, and the lack of clear information can be frustrating. Finally, while Cypriots are generally friendly and welcoming, it can take time to build deep relationships with locals. Some expats report feeling like outsiders, even after living in Paphos for several years," said one expat who made the move to Paphos.

Is there a lot of crime in Paphos?

We asked people if there is a lot of crime. They answered:

"Paphos is generally considered a safe city with a relatively low crime rate. Most of the crimes reported are minor offenses such as petty theft or pickpocketing, which are more common in tourist-heavy areas. Violent crime is rare, and residents and visitors alike often comment on the sense of safety and security they feel while in Paphos. However, like any city, it is always important to remain vigilant and take standard safety precautions. The local police force is active and responsive, contributing to the overall safety of the city," said one expat who made the move to Paphos.

What are the schools in Paphos like?

"1. The International School of Paphos is one of the most renowned international schools in the city. It offers both primary and secondary education, following the British curriculum. The school is accredited by Cambridge International Examinations and Pearson Edexcel. It also offers the International Baccalaureate Diploma Programme for students aged 16-19. The school's website is https://www.paphosinternationalschool.com/. 2. TLC Private School is another well-regarded international school in Paphos. It offers a British curriculum for students aged 3-18. The school is known for its small class sizes, which allows for personalized attention for each student. The school's website is https://www.tlccyprus.com/. 3. American Academy Paphos is a private English school that offers a bilingual education. The school follows the Cypriot curriculum in Greek and the British curriculum in English. The school's website is http://www.americanacademy.ac.cy/. 4. Aspire Private British School is an international school that offers the British National Curriculum for students aged 2-18. The school is known for its high academic standards and its commitment to developing the whole child through a wide range of extracurricular activities. The school's website is https://aspire.school/. 5. King Richard School is a British international school in Paphos. It offers a British curriculum for students aged 3-18. The school is known for its strong academic results and its commitment to pastoral care. The school's website is http://www.kingrichardschool.net/. 6. The Learning Centre is a private English school that offers a bilingual education. The school follows the British curriculum and also offers Greek language classes. The school's website is http://www.thelearningcentre.eu/," said one parent with children at in Paphos.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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