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St. Thomas, Barbados: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in St. Thomas | Expat Exchange
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St. Thomas, Barbados

By Betsy Burlingame

Last updated on Nov 02, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in St. Thomas, Barbados. They offer advice about meeting people, cost of living, finding a home and more.

SJB Global
SJB Global
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SJB Global

What do I need to know before moving to St. Thomas?

When we asked people what advice they would give someone preparing to move to St. Thomas, they said:

"Before moving to St. Thomas, expats should know that the official language is English, but Bajan, a local dialect, is also widely spoken. The currency used is the Barbadian dollar, which is pegged to the US dollar. The cost of living can be high, especially for housing and imported goods. Expats should be aware that the climate is tropical, with a wet season from June to November and a dry season from December to May. Hurricanes can occur, so it's important to be prepared and understand the local warning systems. Healthcare in Barbados is of a high standard, with both public and private facilities available. However, expats should ensure they have comprehensive health insurance as medical costs can be high. The island is generally safe, but like anywhere, crime does exist, so expats should take normal precautions to protect their personal safety and belongings. Driving is on the left-hand side of the road in Barbados, and an international driving permit is required to drive. Public transportation is also available and is a popular way to get around. Barbados has a rich culture, with music, festivals, and sports playing a big part in local life. Cricket is the national sport and is passionately followed. The work culture in Barbados can be different from other countries, with a more relaxed pace and emphasis on personal relationships. Work permits are required for expats and can take some time to obtain. Finally, expats should be aware that Barbados has strict laws on drug use and penalties can be severe. It's also important to respect local customs and traditions to integrate well into the community," remarked one expat living in St. Thomas, Barbados.

How do I find a place to live in St. Thomas?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in St. Thomas involves several steps. First, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, you should decide on the type of accommodation you want. This could be a house, an apartment, a condo, or even a villa. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate platforms that list properties for rent or sale in Barbados. Websites like Terra Caribbean, Barbados Property Search, and Realtors Limited Barbados are good places to start. You can filter your search based on location, price, type of property, and other factors. Make sure to look at multiple listings and compare them to get a sense of what's available within your budget. In addition to online searches, you can also contact local real estate agents. They have extensive knowledge of the local market and can help you find properties that may not be listed online. Once you've found a few potential places, arrange to visit them in person. This will give you a better sense of the property's condition, its proximity to amenities, and the neighborhood in general. When you've decided on a place, you'll need to negotiate the terms of the lease or purchase agreement. This is another area where a local real estate agent can be helpful. Finally, before signing any contracts, make sure to read them carefully and understand all the terms and conditions. If necessary, consult with a lawyer to ensure that your interests are protected. Remember, finding a place to live can take time, so be patient and don't rush the process," said one expat in St. Thomas.

What is a typical expat home or apartment like in St. Thomas?

"A typical expat home or apartment in St. Thomas, is often a spacious, well-furnished property with modern amenities. These homes usually have a tropical aesthetic, with large windows to let in natural light and offer stunning views of the surrounding landscapes. They often feature open floor plans, with living areas flowing seamlessly into dining spaces and kitchens. The kitchens are typically equipped with modern appliances and ample storage space. Bedrooms are usually large and airy, often with en-suite bathrooms. Outdoor living is a significant aspect of life in Barbados, so many homes have patios, balconies, or terraces, often with views of the ocean or lush greenery. Some properties may also have a private pool or access to a communal pool. Many expat homes are located within gated communities, providing an extra layer of security. These communities often offer additional amenities such as fitness centers, tennis courts, and communal gardens. Despite the modern comforts, these homes often incorporate elements of traditional Bajan architecture, such as coral stone walls and wooden shutters, blending the old with the new. The location of these homes can vary, with some situated close to the beach, others nestled in the hills with panoramic views, and some located closer to the island's bustling towns and cities. Regardless of the location, a typical expat home in St. Thomas, Barbados, offers a comfortable and luxurious living experience, blending the island's natural beauty with modern conveniences," explained one expat living in St. Thomas, Barbados.

What is the average cost of housing in St. Thomas?

If you are thinking about moving to St. Thomas, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St. Thomas can vary greatly depending on the type, size, and location of the property. However, it is generally considered to be moderately priced compared to other areas in Barbados. For a standard three-bedroom house in a decent neighborhood, one might expect to pay a price that is considered average for the island. Luxury properties and beachfront homes, on the other hand, can be significantly more expensive. It's always recommended to research current market prices or consult with a local real estate agent for the most accurate information," explained one expat living in St. Thomas, Barbados.

Where should I setup a bank account in St. Thomas?

We asked expats in St. Thomas what banks they use and there advice about banking. They advised:

"Before retiring in St. Thomas, expats should know that the cost of living can be high, especially for imported goods and housing. They should also be aware that while English is the official language, the local dialect can sometimes be difficult to understand. Healthcare in Barbados is of a high standard, but it is recommended to have comprehensive health insurance. Expats should also be aware that the island is prone to hurricanes and tropical storms, particularly between June and November. It's important to understand the immigration process, as obtaining a visa or residency can be complex and time-consuming. Expats should also be aware of the local laws and customs, as well as the crime rate, which is relatively low but still present. Barbados has a warm climate year-round, but it can be humid, which may not be comfortable for everyone. The island has a slower pace of life, which can be a significant change for those used to a fast-paced lifestyle. Public transportation is available but not always reliable, so having a personal vehicle can be beneficial. Finally, expats should know that while Barbados has a lot to offer in terms of natural beauty and recreational activities, it is a small island and some may find the options limited after a while," wrote a member in St. Thomas.

What do expats in St. Thomas appreciate most about the local culture?

"Expats in St. Thomas often appreciate the warm and friendly nature of the local people. They are known for their hospitality and willingness to help, making newcomers feel welcome and at home. The relaxed and laid-back lifestyle is also a big draw for many expats, as it provides a stark contrast to the hustle and bustle of city life. The rich cultural heritage, which is reflected in the music, dance, and festivals, is another aspect that expats find appealing. The local cuisine, featuring fresh seafood and tropical fruits, is also highly appreciated. Moreover, the beautiful natural environment, with its stunning beaches and lush greenery, is something that expats in St. Thomas, Barbados, greatly value," said one expat in St. Thomas.

What do expats find most challenging?

"Expats in St. Thomas often find the laid-back, slow-paced lifestyle challenging to adapt to, especially if they are used to a fast-paced, high-stress environment. The local dialect, Bajan, can also be difficult to understand for those not familiar with it, making communication a challenge. The island's high cost of living, particularly for imported goods, can also be a significant adjustment. Additionally, some expats may struggle with the local customs and social norms, which can be quite different from their own. The heat and humidity of the tropical climate can also be a challenge for those not used to such conditions. Lastly, while Barbadians are generally friendly and welcoming, it can take time to fully integrate into the local community and make close friends," said one expat who made the move to St. Thomas.

Is there a lot of crime in St. Thomas?

We asked people if there is a lot of crime. They answered:

"St. Thomas is generally considered a safe area with a relatively low crime rate. Like any location, it is not completely free of crime, but the incidents are usually minor and infrequent. The most common types of crime are petty theft and burglary, often targeting tourists. Violent crime is rare, especially against tourists. The local police force is active and responsive in maintaining safety and security. However, it is always recommended for residents and visitors to take standard precautions to protect their personal safety and belongings," said one expat who made the move to St. Thomas.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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