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Korcula, Croatia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Korcula | Expat Exchange
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Korcula, Croatia

By Betsy Burlingame

Last updated on Feb 05, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Korcula, Croatia. They offer advice about meeting people, cost of living, finding a home and more.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Korcula?

When we asked people what advice they would give someone preparing to move to Korcula, they said:

"Korcula, is a beautiful island known for its clear waters, lush greenery, and rich history, making it an attractive destination for expats. Before moving to Korcula, it's important to understand that while English is widely spoken in tourist areas, learning some basic Croatian phrases can be beneficial for everyday life. The cost of living in Korcula is generally lower than in many Western countries, but it can vary depending on your lifestyle and the area of the island you choose to live in. The island has a Mediterranean climate with hot summers and mild winters, so pack your clothing accordingly. Healthcare in Croatia is of a high standard, but it's recommended to have comprehensive health insurance. The island is safe, but like anywhere, it's important to take standard precautions to protect yourself and your belongings. Public transportation on the island is limited, so having a car can be beneficial, especially if you plan to live outside of the main town. The cuisine in Korcula is Mediterranean, with a focus on seafood, olive oil, and locally grown fruits and vegetables. The process of renting or buying property in Croatia can be complex, so it's recommended to hire a local real estate agent or lawyer to help navigate the process. It's also important to note that while Croatia is part of the European Union, it is not part of the Schengen Area, so different visa rules may apply. Finally, the pace of life in Korcula is slower than in many other places, so be prepared to adjust to a more relaxed lifestyle," said one expat in Korcula.

What is a typical expat home or apartment like in Korcula?

"A typical expat home or apartment in Korcula, often boasts a blend of traditional and modern architecture. Many homes are built with locally sourced stone, reflecting the island's rich history and culture. The interiors are usually modern and well-equipped with all the necessary amenities such as a fully fitted kitchen, spacious living areas, and comfortable bedrooms. Many apartments offer stunning views of the Adriatic Sea, and some even come with private balconies or terraces, perfect for enjoying the beautiful sunsets. Some homes may also have a small garden or courtyard, often filled with local plants and herbs. The homes are usually located within walking distance to the town center, where expats can find a variety of shops, restaurants, and cafes. Despite being close to the town's amenities, the residential areas maintain a peaceful and quiet atmosphere, offering a perfect balance between convenience and tranquility. In terms of decor, many expats choose to incorporate elements of Croatian culture into their homes, such as traditional textiles and artwork. However, the overall style often leans towards minimalism, with a focus on natural materials and light colors to create a bright and airy living space. While some expats opt for smaller apartments, others may choose to live in larger villas, especially if they have a family. These properties often come with additional features such as a swimming pool, a large outdoor area for entertaining, and even a private dock for those who enjoy boating. Regardless of the size, most expat homes in Korcula are designed to take full advantage of the island's natural beauty, with large windows and outdoor spaces that allow residents to enjoy the stunning views and pleasant Mediterranean climate," commented one expat who made the move to Korcula.

What is the average cost of housing in Korcula?

If you are thinking about moving to Korcula, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Korcula can vary greatly depending on the location and size of the property. For a one-bedroom apartment in the city center, you can expect to pay a moderate price, while a similar apartment outside of the city center will be significantly cheaper. For larger properties, such as three-bedroom apartments or houses, the prices can be quite high, especially if they are located in desirable areas or offer sea views. However, compared to other popular tourist destinations in Croatia, the cost of housing in Korcula is considered to be relatively affordable," remarked one expat living in Korcula, Croatia.

Where should I setup a bank account in Korcula?

We asked expats in Korcula what banks they use and there advice about banking. They advised:

"Korcula is a beautiful island known for its stunning beaches, crystal clear waters, and rich history, making it an attractive destination for expats looking to retire. Before making the move, there are several things you should know. Firstly, you should be aware of the visa requirements. Croatia is part of the European Union, so if you're from an EU country, you can live in Korcula without a visa. However, if you're from outside the EU, you'll need to apply for a long-term stay visa. The cost of living in Korcula is relatively low compared to many Western countries. However, it's important to budget carefully as the island is a popular tourist destination, which can drive up prices, especially during the summer months. Healthcare in Croatia is of a high standard, with a mix of public and private providers. As an expat, you'll need to have health insurance to cover any medical costs. It's worth researching the best options for you before you move. The official language is Croatian, and while English is widely spoken in tourist areas and by younger generations, many older locals may not speak it. Learning some basic Croatian phrases can help you integrate into the local community. The climate in Korcula is Mediterranean, with hot summers and mild winters. It's important to consider how you'll cope with the heat, especially if you're from a cooler climate. Croatia's tax system can be complex, so it's advisable to seek advice from a financial advisor who is familiar with both your home country's tax system and Croatia's. This will help you understand any potential tax liabilities. Finally, it's important to understand that while Korcula is a beautiful place to live, it can be quiet, especially outside of the tourist season. If you're used to a busy social life, you may need to adjust your expectations. However, the island's natural beauty and relaxed pace of life can offer a peaceful and fulfilling retirement," wrote one member in Korcula.

What do expats in Korcula appreciate most about the local culture?

"Expats in Korcula, appreciate the warm and welcoming nature of the local people, who are always ready to help and make newcomers feel at home. They also love the rich history and tradition that is evident in the architecture, festivals, and local customs. The relaxed pace of life is another aspect that expats enjoy, as it allows them to slow down and appreciate the beauty of their surroundings. The local cuisine, which is a blend of Mediterranean and Balkan influences, is another highlight for many expats. They also appreciate the strong sense of community in Korcula, where people look out for each other and socialize regularly. The stunning natural beauty of the island, with its clear blue waters and lush green landscapes, is also a major draw for expats. Lastly, expats appreciate the safety and cleanliness of Korcula, making it a great place to raise a family or retire," explained one expat living in Korcula, Croatia.

What do expats find most challenging?

"Expats in Korcula often find the language barrier to be the most challenging aspect of the local culture. Croatian is a Slavic language that is quite complex and difficult to learn, especially for English speakers. Another challenge is the slower pace of life, which can be frustrating for those accustomed to a faster, more efficient lifestyle. Things often take longer to get done in Korula, and businesses may not operate with the same sense of urgency as in other countries. Understanding and adapting to the local customs and traditions can also be challenging. Croatian culture is rich and diverse, with a strong emphasis on family, religion, and national pride. This can sometimes make it difficult for expats to integrate and feel accepted. The bureaucracy in Croatia can also be a challenge for expats. Dealing with government agencies, utilities, and other official matters can be a slow and complicated process, often requiring a lot of paperwork and patience. Lastly, while Croatians are generally friendly and welcoming, they can also be quite reserved. This can make it difficult for expats to form deep, meaningful relationships with the locals," said one expat in Korcula.

Is there a lot of crime in Korcula?

We asked people if there is a lot of crime. They answered:

"Korcula is generally considered a safe destination for both residents and tourists. The crime rate is relatively low compared to other regions. Violent crimes are particularly rare, making it a secure place for families and solo travelers. Petty crimes like pickpocketing or minor theft can occur, as in any tourist destination, but they are not common. The local police force is efficient and responsive, contributing to the overall safety of the area. However, as with any location, it is always recommended for individuals to take basic precautions to protect their personal belongings and safety," wrote one member in Korcula.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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