Istria, Croatia
Last updated on Apr 14, 2024
Summary: Expats, digital nomads and retirees talk about what it is really like living in Istria, Croatia. They offer advice about meeting people, cost of living, finding a home and more.
What do I need to know before moving to Istria?
When we asked people what advice they would give someone preparing to move to Istria, they said:
"Istria is a beautiful region known for its stunning coastline, rich history, and delicious cuisine. Before moving there, expats should be aware of several important factors. Firstly, the official language is Croatian, which can be challenging to learn. However, English, German, and Italian are also widely spoken due to the region's tourism industry. The cost of living in Istria is generally lower than in many Western European countries, but it can vary depending on the specific area. Coastal towns tend to be more expensive than inland areas. The healthcare system in Croatia is generally good, with both public and private options available. However, it's recommended to have comprehensive health insurance to cover any potential medical costs. Istria has a Mediterranean climate with hot summers and mild winters, making it a popular destination for those seeking sunshine. However, it can get quite crowded during the peak tourist season. The region is known for its high quality of life, with a relaxed pace, friendly locals, and a strong sense of community. However, it can take time to adjust to the slower pace of life. Public transportation in Istria is reliable but not as frequent as in larger cities. Having a car can be beneficial, especially for those living in more rural areas. The cuisine in Istria is a blend of Italian and Croatian influences, with seafood, truffles, and olive oil being key ingredients. The region is also known for its wine and grappa. The job market in Istria is somewhat limited, with tourism being the main industry. It can be challenging to find work outside of this sector, especially for those who don't speak Croatian. Finally, it's important to understand the local customs and traditions. Croatians are generally welcoming and friendly, but they also appreciate respect for their culture and way of life," said one expat in Istria.
What is a typical expat home or apartment like in Istria?
"A typical expat home or apartment in Istria, is often located in coastal towns or picturesque inland villages. These homes usually offer a blend of traditional Croatian architecture and modern amenities. They often feature stone walls, terracotta roofs, and spacious interiors with high ceilings. Many homes have large windows to take advantage of the natural light and beautiful views of the Adriatic Sea or surrounding countryside. The interiors are usually furnished with a mix of contemporary and traditional Croatian furniture. The living areas are spacious, often with open-plan designs that include a dining area and a comfortable lounge. The kitchens are typically modern, equipped with up-to-date appliances and ample storage space. Bedrooms in these homes are usually large and airy, often with en-suite bathrooms. Many homes also have outdoor spaces such as balconies, terraces, or gardens, perfect for enjoying the Mediterranean climate. Some expat homes, particularly those located on the coast, may also have a swimming pool or direct access to a beach. Despite the traditional exterior, these homes often come with modern conveniences such as air conditioning, central heating, and high-speed internet - essentials for many expats. The location of these homes also means that shops, restaurants, and other amenities are usually within easy reach. In summary, a typical expat home in Istria offers a comfortable and convenient living space that combines the charm of Croatian architecture with the comforts of modern living," wrote a member in Istria.
What is the average cost of housing in Istria?
If you are thinking about moving to Istria, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Istria can vary greatly depending on the location and type of property. For instance, in more rural areas, you might find houses for a lower price, while properties in popular tourist destinations or larger cities can be significantly more expensive. On average, you could expect to pay around a few hundred thousand euros for a house. Apartments can be cheaper, with prices often ranging from tens of thousands to a few hundred thousand euros. However, these are just averages and actual prices can be lower or higher," said one expat who made the move to Istria.
Where should I setup a bank account in Istria?
We asked expats in Istria what banks they use and there advice about banking. They advised:
"Expats considering retirement in Istria, should be aware of several key factors. Firstly, they should understand the cost of living, which is generally lower than in many Western countries, but can vary depending on lifestyle and location. They should also research the healthcare system, which is of a high standard but may require private insurance for full coverage. It's important to know that the official language is Croatian, so learning some basic phrases or even becoming fluent will be beneficial. However, English is widely spoken in tourist areas and by younger generations. Expats should also be aware of the climate, which is Mediterranean with hot summers and mild winters, and the geography, which includes beautiful coastlines, historic towns, and vineyard-covered hills. Understanding the local culture and customs is also crucial. Croatians are generally welcoming and friendly, but they also appreciate respect for their traditions and way of life. The process of buying property in Croatia can be complex, so it's advisable to hire a local lawyer to help navigate the legalities. Finally, expats should be aware of the tax implications of retiring in Croatia, as they may be liable for taxes on worldwide income. It's recommended to seek advice from a tax professional before making the move," remarked one expat living in Istria, Croatia.
What do expats in Istria appreciate most about the local culture?
"Expats in Istria, often appreciate the region's rich history and cultural heritage, which is reflected in its architecture, festivals, and traditions. They also value the local cuisine, which is a unique blend of Italian, Croatian, and other Mediterranean influences. The warm and welcoming nature of the Istrians is another aspect that expats appreciate, as they are known for their hospitality and friendliness. The slower pace of life in Istria is also a big draw for many expats, allowing them to enjoy a more relaxed and stress-free lifestyle. Additionally, the beautiful natural landscapes, from the stunning coastline to the rolling hills and vineyards, are highly appreciated. Lastly, expats enjoy the high quality of life in Istria, including the safety, cleanliness, and affordability of the region," wrote one member in Istria.
What do expats find most challenging?
"Expats in Istria often find the language barrier to be the most challenging aspect of the local culture. Croatian is a Slavic language and can be difficult to learn, especially for those who are used to Romance or Germanic languages. Another challenge is the slower pace of life, which can be frustrating for those used to a faster, more efficient pace. Things often take longer than expected in Istria, from getting a driver's license to setting up a bank account. The bureaucracy in Croatia can also be a challenge for expats. There are often many layers of paperwork and procedures to go through for even simple tasks, which can be confusing and time-consuming. Croatians are generally reserved and private people, which can make it difficult for expats to form close relationships. It can take time to be accepted into local social circles. Finally, while Croatia is a beautiful country with a rich history, it has a relatively high cost of living compared to other Eastern European countries. This can be a challenge for expats, especially those on a fixed income," wrote a member in Istria.
Is there a lot of crime in Istria?
We asked people if there is a lot of crime. They answered:
"Istria, is generally considered a safe region with a relatively low crime rate. The majority of crimes reported are minor offenses such as petty theft or pickpocketing, which are more common in tourist-heavy areas. Violent crimes are rare, and the region is known for its safe and peaceful environment. The local police force is efficient and responsive, contributing to the overall safety of the area. However, like any other place, it is always advisable for residents and tourists to take basic precautions to protect their personal safety and belongings," explained one expat living in Istria, Croatia.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.