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Sibenik, Croatia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Sibenik | Expat Exchange
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Sibenik, Croatia

By Betsy Burlingame

Last updated on Jul 09, 2023

Summary: Expats, digital nomads and retirees talk about what it is really like living in Sibenik, Croatia. They offer advice about meeting people, cost of living, finding a home and more.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Sibenik?

When we asked people what advice they would give someone preparing to move to Sibenik, they said:

"Sibenik is a historic city located in Croatia, known for its beautiful coastline, historic sites, and Mediterranean climate. Before moving to Sibenik, it's important to understand that the official language is Croatian, so learning some basic phrases or taking a language course could be beneficial. The cost of living in Sibenik is generally lower than in many Western European countries, but it's still important to budget carefully and understand the local economy. The city is part of the European Union, so EU citizens can move and work freely, but non-EU citizens may need to secure a visa or work permit. Sibenik has a Mediterranean climate with hot summers and mild winters, so pack your clothing accordingly. The city is known for its seafood, so if you're a fan of fish and other sea creatures, you'll be in for a treat. Public transportation in Sibenik is reliable, but many locals prefer to use cars or bikes to get around. Healthcare in Croatia is of a good standard, but it's recommended to have comprehensive health insurance. Sibenik is a safe city with a low crime rate, but like anywhere, it's important to take basic precautions to protect your personal safety and belongings. The city is rich in history and culture, with many festivals, museums, and historic sites to explore. Croatians are known for their hospitality, but it's important to respect local customs and traditions. The city has a slower pace of life compared to larger cities, which can be a big adjustment for some people. Sibenik is located on the Adriatic Sea, so there are plenty of opportunities for water sports and beach activities. The city has a good education system, with a number of schools and universities, making it a suitable place for families with children. Finally, it's important to note that while Sibenik is a popular tourist destination, it can be quiet during the off-peak season, so be prepared for a change in atmosphere and availability of services during this time," commented one expat who made the move to Sibenik.

What is a typical expat home or apartment like in Sibenik?

"A typical expat home or apartment in Sibenik, often offers a blend of traditional and modern aesthetics. The exterior of the buildings usually reflects the city's rich history, with stone walls and red-tiled roofs. Inside, the homes are often renovated to include modern amenities such as updated kitchens, bathrooms, and living spaces. Many apartments offer spacious rooms with high ceilings and large windows that let in plenty of natural light. The living room often serves as the central gathering space, furnished with comfortable sofas and a television. The kitchen is usually equipped with modern appliances, including a refrigerator, stove, and sometimes a dishwasher. Bedrooms are typically cozy, with ample storage space. Many expat homes in Sibenik also come with outdoor spaces, such as balconies or terraces, which offer stunning views of the Adriatic Sea or the city's historic sites. Some larger homes may even have a small garden or courtyard. Despite being equipped with modern comforts, these homes often retain elements of traditional Croatian architecture, such as exposed stone walls or wooden beams, adding to their charm. The location of these homes can vary, with some situated in the heart of the city, close to shops and restaurants, while others are nestled in quieter, residential areas. In terms of decor, it's common to find a mix of contemporary and traditional styles. Many expats choose to incorporate Croatian crafts and artwork into their homes, adding a local touch to the interior design. Overall, a typical expat home in Sibenik is comfortable, well-equipped, and beautifully blends the old with the new," wrote a member in Sibenik.

What is the average cost of housing in Sibenik?

If you are thinking about moving to Sibenik, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Sibenik can vary greatly depending on the location and size of the property. For instance, in the city center, you can expect to pay a higher price compared to the outskirts. As of now, the average price for an apartment in the city center is around 2000 Euros per square meter. However, for houses, the price can range from 1500 to 2500 Euros per square meter. Please note that these prices are subject to change and may vary based on the current real estate market," commented one expat who made the move to Sibenik.

Where should I setup a bank account in Sibenik?

We asked expats in Sibenik what banks they use and there advice about banking. They advised:

"Before retiring in Sibenik, expats should know that the official language is Croatian, so learning some basic phrases or taking language classes could be beneficial. The cost of living is generally lower than in many Western countries, but it's important to research and budget for your specific lifestyle needs. Healthcare in Croatia is of a high standard, but it's recommended to have comprehensive health insurance. Sibenik is known for its Mediterranean climate with hot summers and mild winters, which can be a significant change for those from colder climates. The city is rich in history and culture, with many festivals, museums, and historical sites to explore. It's also important to understand the local customs and traditions to integrate into the community. Croatia is part of the European Union, so the currency used is the Euro. Expats should familiarize themselves with the local banking system and tax laws, which may be different from their home country. It's also worth noting that Croatia has a double taxation agreement with many countries, which can affect retirees' pensions. The process of buying property in Croatia can be complex for foreigners, so it's advisable to hire a local real estate agent or lawyer to help navigate the process. Finally, while Sibenik is generally safe, like any city, it's important to be aware of your surroundings and take basic safety precautions," explained one expat living in Sibenik, Croatia.

What do expats in Sibenik appreciate most about the local culture?

"Expats in Sibenik, appreciate the warm and welcoming nature of the local people. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of many Western cities. The rich history and beautiful architecture of Sibenik, particularly the UNESCO World Heritage sites, are also highly valued. Expats enjoy the vibrant local festivals and cultural events that take place throughout the year. They also appreciate the delicious local cuisine, especially the fresh seafood and excellent local wines. The natural beauty of the area, with its stunning coastline and national parks, is another aspect of Sibenik that expats love. Lastly, the affordability of living in Sibenik compared to many other European cities is a big plus for many expats," wrote one member in Sibenik.

What do expats find most challenging?

"Expats in Sibenik often find the language barrier to be the most challenging aspect of the local culture. Croatian is a Slavic language and can be difficult to learn, especially for those who are used to Romance or Germanic languages. Another challenge is the slower pace of life, which can be frustrating for those used to a faster, more efficient pace. Things like administrative tasks or getting repairs done can take longer than expected. Understanding and adapting to local customs and traditions can also be challenging. For instance, Croatians are known for their hospitality and often expect guests to accept offers of food or drink. Refusing such offers can be seen as rude. The bureaucracy in Croatia can also be a challenge for expats. Dealing with government agencies can be time-consuming and complicated, with many forms to fill out and procedures to follow. Lastly, while Croatians are generally friendly and welcoming, it can take time to form close friendships. This can be challenging for expats who are used to forming connections more quickly," wrote one member in Sibenik.

Is there a lot of crime in Sibenik?

We asked people if there is a lot of crime. They answered:

"Sibenik, generally has a low crime rate, similar to many other parts of the country. Violent crimes are relatively rare, and the city is considered safe for both residents and tourists. Most reported crimes are minor, such as petty theft or pickpocketing, particularly in crowded tourist areas. However, the local authorities are proactive in maintaining safety and security. Overall, Sibenik is a safe city with a low crime rate," explained one expat living in Sibenik, Croatia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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