×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
San Clemente, Ecuador: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in San Clemente | Expat Exchange
Expat Exchange
Free MembershipSign In

San Clemente, Ecuador

Universal Tax Professionals
Universal Tax Professionals
Universal Tax Professionals
Universal Tax Professionals

By Joshua Wood, LPC

Last updated on Jul 05, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in San Clemente, Ecuador: Cost of living, Finding a home, Meeting People and more.

What do I need to know about living in San Clemente?

When we asked people what advice they would give someone preparing to move to San Clemente, they said:

"San Clemente is a small fishing village located on the Pacific coast of Ecuador, known for its beautiful beaches and relaxed lifestyle. Before retiring there, expats should know that the cost of living is significantly lower than in many Western countries, making it an attractive option for retirees on a budget. The official language in Ecuador is Spanish, so it would be beneficial to learn the language or at least basic phrases to communicate with locals. However, English is also spoken in many areas frequented by tourists and expats. The healthcare system in Ecuador is generally good, with both public and private options available. Expats should consider getting a private health insurance plan to cover any potential medical needs. San Clemente has a tropical climate, with warm temperatures year-round. However, it can get quite humid, and there is a rainy season from December to April. The local cuisine is heavily based on seafood, given its coastal location. There are also plenty of fruits and vegetables available, and many expats enjoy the fresh, local produce. Public transportation in Ecuador is affordable and widely available, but it may not always be reliable or punctual. Many expats choose to buy a car for convenience, but this is not necessary if you live close to amenities. Ecuador uses the US dollar as its official currency, which can make financial transactions easier for American retirees. However, it's important to note that credit cards are not widely accepted in smaller towns and rural areas, so it's a good idea to always have some cash on hand. Ecuador has a relatively high crime rate compared to some other countries, but most crimes are petty thefts. Expats should take standard precautions to protect their personal safety and belongings. Finally, it's important to understand the visa and residency requirements before moving to Ecuador. The country offers several types of visas for retirees, and it's recommended to consult with an immigration lawyer to choose the best option for your situation," wrote one member in San Clemente.

AGS Worldwide MoversAGS Worldwide Movers
Get Quote

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote

What do I need to know before moving to San Clemente?

When we asked people what advice they would give someone preparing to move to San Clemente, they said:

"San Clemente is a small fishing village located on the Pacific coast of Ecuador, known for its beautiful beaches and relaxed lifestyle. Before moving to San Clemente, expats should be aware that Spanish is the primary language spoken, so it would be beneficial to learn some basic Spanish phrases. The cost of living in San Clemente is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. The local currency is the US dollar, which makes financial transactions easier for American expats. The climate in San Clemente is tropical, with warm temperatures year-round, but it can get quite humid. It's important to prepare for this type of climate, especially if you're not used to it. Healthcare facilities in San Clemente may not be as advanced as those in larger cities, so expats with specific medical needs should take this into consideration. It's also recommended to have comprehensive health insurance that covers medical evacuation, in case of serious illness or injury. Public transportation in San Clemente is limited, so many expats choose to buy or rent a car. However, driving in Ecuador can be challenging due to different road conditions and driving habits. San Clemente has a close-knit community, and locals are generally friendly and welcoming to foreigners. However, like any place, it's important to respect local customs and traditions. While San Clemente is generally safe, petty crime can be an issue, so it's important to take basic safety precautions, such as not displaying valuable items in public. Finally, while San Clemente offers a slower pace of life, it may not offer all the amenities and entertainment options of a larger city. Therefore, it's important to consider your lifestyle and what you value most before deciding to move," explained one expat living in San Clemente, Ecuador.

How do I find a place to live in San Clemente?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in San Clemente involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in San Clemente to find one that suits your lifestyle and preferences. Some areas may be closer to the beach, while others may be more residential or closer to shops and restaurants. Once you have an idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals or properties for sale in San Clemente, such as Ecuador Homes Online, Viviun, and Ecuador Beachfront Property. You can also contact local real estate agents who can help you find a place to live. They will have a good understanding of the local market and can help you navigate the process. When you find a place you're interested in, make sure to visit the property in person before making any decisions. This will give you a chance to see the condition of the property, the neighborhood, and to ask any questions you may have. Finally, once you've found a place you like, you'll need to negotiate the terms of the lease or purchase agreement, and then sign the necessary paperwork. If you're not fluent in Spanish, you may want to hire a translator or a lawyer to help you understand the contract. Remember, finding a place to live in a new country can take time, so be patient and don't rush the process," said one expat who made the move to San Clemente.

What is a typical expat home or apartment like in San Clemente?

"Expat homes or apartments in San Clemente, are typically designed to offer a comfortable and modern living experience. They are often located in secure, gated communities or buildings with 24-hour security. The homes are usually spacious, with multiple bedrooms and bathrooms, a fully equipped kitchen, and a living room. Some may also have a separate dining area. The apartments are often furnished with contemporary furniture and appliances, including a refrigerator, stove, microwave, and sometimes even a washer and dryer. They often feature large windows or balconies that offer stunning views of the surrounding landscape, which can include the beach, mountains, or cityscape. Many expat homes in San Clemente also come with amenities like a swimming pool, gym, or communal garden. Some may even have direct access to the beach. Despite being equipped with modern amenities, these homes often incorporate local architectural styles and materials, giving them a unique, charming character. The location of these homes is also a key feature. They are often situated close to local markets, restaurants, and other amenities, making daily life convenient for expats. Despite this, they still offer a sense of tranquility and privacy, allowing residents to enjoy the best of both worlds. In terms of interior design, expat homes in San Clemente often feature a blend of modern and traditional elements. This can include local artwork, handcrafted furniture, and vibrant color schemes that reflect the country's rich culture and history. Overall, expat homes in San Clemente, Ecuador, offer a comfortable, convenient, and culturally immersive living experience. They are designed to meet the needs of expats while also allowing them to fully enjoy the beauty and culture of their new home," commented one expat who made the move to San Clemente.

What is the average cost of housing in San Clemente?

If you are thinking about moving to San Clemente, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in San Clemente can vary greatly depending on the location and size of the property. However, generally, it is quite affordable compared to many other locations. For instance, you can rent a comfortable, furnished apartment for a few hundred dollars per month. If you're looking to buy, a small house or condo might cost you a few tens of thousands of dollars, while larger, luxury properties can be several hundred thousand dollars. Please note that these are rough estimates and actual prices can vary," said one expat who made the move to San Clemente.

How do I meet people in San Clemente?

When we asked people living in San Clemente about club and activities where newcomers can meet others, they responded:

"Expats in San Clemente often join local clubs and participate in community activities to meet new people and immerse themselves in the local culture. They may join language exchange clubs, where they can practice Spanish with locals and help them with English. They might also participate in cooking classes to learn about Ecuadorian cuisine, or join local sports clubs, such as soccer or surfing, to stay active and socialize. In addition to clubs and activities, expats often meet people through volunteering. Many local organizations and charities welcome the help of foreigners, and this can be a rewarding way to give back to the community and make new friends. Expats also meet people by attending local events and festivals. San Clemente has a vibrant cultural scene, with regular music performances, art exhibitions, and traditional celebrations. These events provide a great opportunity to mingle with locals and other expats. Another popular way for expats to meet people is through social media and online forums. There are several online communities for expats in Ecuador where people share advice, organize meetups, and offer support to each other. Finally, simply exploring the town and frequenting local businesses can lead to new friendships. Whether it's striking up a conversation at a local café, or getting to know the vendors at the local market, expats often find that the friendly and welcoming nature of the people in San Clemente makes it easy to meet new people," remarked one expat living in San Clemente, Ecuador.

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

What should I bring when moving to San Clemente?

People living in San Clemente were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to San Clemente, you should pack lightweight clothing due to the warm, tropical climate. Include items like shorts, t-shirts, and sandals, but also pack a few long-sleeved shirts and pants for cooler evenings or mosquito protection. A lightweight rain jacket or umbrella is essential as sudden rain showers are common. Don't forget your swimsuit and beach towel as the town is known for its beautiful beaches. Also, pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the strong equatorial sun. Bring comfortable walking shoes for exploring the town and surrounding areas. If you plan on hiking or exploring the mountains, pack appropriate gear including hiking boots and a backpack. Pack all necessary toiletries, including insect repellent and any prescription medications you may need. While these items can be found in Ecuador, they may not be the same brands you're used to. Bring a Spanish-English dictionary or phrasebook, as English is not widely spoken in San Clemente. Pack a power adapter for your electronics, as the outlets in Ecuador may be different from those in your home country. Lastly, don't forget to bring important documents such as your passport, driver's license, and any necessary visas or permits. It's also a good idea to have copies of these documents in case they get lost or stolen," remarked one expat who made the move to San Clemente.

Where should I setup a bank account in San Clemente?

We asked expats in San Clemente what banks they use and there advice about banking. They advised:

"San Clemente is a small fishing village located on the Pacific coast, known for its beautiful beaches and relaxed lifestyle. Before retiring there, expats should be aware of several important factors. Firstly, the cost of living in San Clemente is relatively low compared to many Western countries, but it's essential to have a clear understanding of your financial situation and budget. While some goods and services are cheaper, others, especially imported goods, can be more expensive. Secondly, the official language in Ecuador is Spanish. While some locals and expats speak English, learning Spanish will make daily life easier and help you integrate into the local community. Thirdly, healthcare in Ecuador is generally of a good standard, especially in larger cities. However, in smaller towns like San Clemente, facilities may be more basic. It's recommended to have a comprehensive health insurance plan. Fourthly, the climate in San Clemente is tropical, meaning it's warm year-round. However, it can be humid, and there is a rainy season, which might take some getting used to. Fifthly, while San Clemente is generally safe, like anywhere, crime can occur. It's advisable to take standard precautions, such as not displaying valuable items in public. Lastly, it's important to understand the visa and residency requirements for retiring in Ecuador. This usually involves proving a steady income from a reliable source, such as a pension. In conclusion, retiring in San Clemente, Ecuador can offer a relaxed, beachside lifestyle. However, it's essential to do thorough research and possibly visit the area before making a decision," commented one expat who made the move to San Clemente.

Will I be able to find a job in San Clemente?

When we asked people about industries and career opportunities in San Clemente, they reponded:

"In San Clemente, foreigners often find employment in various sectors. Many work in the tourism industry, serving as tour guides, hotel staff, or restaurant employees. Some foreigners also work in education, teaching English or other subjects in local schools. Others may find jobs in the healthcare sector, providing medical services or health education. Additionally, some foreigners may work remotely in various fields such as technology, writing, or consulting. There are also opportunities for foreigners to volunteer in community development projects or conservation efforts," wrote one member in San Clemente.

What is life like in San Clemente?

When we asked people living in San Clemente what life is like and how people spend their time, they said:

"Life for expats and digital nomads in San Clemente is often described as relaxed and peaceful. The small fishing village offers a slower pace of life, with a strong sense of community and a welcoming atmosphere. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget further. The local cuisine is a highlight, with fresh seafood readily available. The weather is typically warm and sunny, perfect for those who enjoy outdoor activities. The beach is a popular spot for surfing, swimming, and sunbathing. Despite its small size, San Clemente has a good range of amenities, including grocery stores, restaurants, and medical facilities. However, it's worth noting that it's a rural area, so some expats may miss certain conveniences of city life. For digital nomads, the internet connection can be inconsistent, which may pose challenges for those who rely on it for work. Learning Spanish is also highly recommended, as English is not widely spoken. Overall, San Clemente offers a laid-back lifestyle, surrounded by natural beauty. It's ideal for those seeking a break from the hustle and bustle of city life, and who don't mind adapting to a different pace and way of life," remarked one expat who made the move to San Clemente.

Ecuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Ecuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do expats in San Clemente appreciate most about the local culture?

"Expats in San Clemente often appreciate the warm and welcoming nature of the local people. They enjoy the sense of community and the willingness of locals to help and support each other. The relaxed pace of life is also a big draw, with many expats appreciating the slower, more laid-back lifestyle. The rich cultural traditions, including local festivals and music, are also highly valued. Expats also often mention the fresh, local food and the emphasis on family and social connections as aspects of the culture they particularly enjoy. The natural beauty of the area, with its stunning beaches and wildlife, is also a big part of what makes living in San Clemente so appealing," commented one expat who made the move to San Clemente.

What do expats find most challenging?

"Expats in San Clemente often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and communication can be difficult. They also struggle with adjusting to the slower pace of life, which is a stark contrast to the fast-paced lifestyle they may be used to. The lack of certain amenities and conveniences that they are accustomed to in their home countries can also be a challenge. Additionally, understanding and adapting to local customs and traditions can be difficult for some expats. Lastly, dealing with bureaucracy and red tape, especially in relation to legal and property matters, can be a significant challenge," wrote a member in San Clemente.

Is there a lot of crime in San Clemente?

We asked people if there is a lot of crime. They answered:

"San Clemente is generally considered a safe and peaceful village. However, like any other place, it is not completely free from crime. Petty crimes such as pickpocketing and bag snatching can occur, especially in crowded areas. Violent crimes are relatively rare but can still happen. Tourists are advised to take standard precautions to protect their belongings. It's also recommended to avoid walking alone at night in less populated areas. Despite these issues, the crime rate in San Clemente is relatively low compared to other regions in Ecuador," said one expat who made the move to San Clemente.

Is there a lot of diversity? Are people in San Clemente accepting of differences?

"San Clemente is a small coastal village that is primarily home to the indigenous Manta people. While it may not have the same level of ethnic diversity as larger cities, it does have a rich cultural diversity rooted in its indigenous heritage. The community is known for its welcoming and accepting nature. The people of San Clemente, Ecuador are generally open-minded and respectful of differences, embracing both their own traditions and the influences of visitors or new residents. However, like any place, individual experiences may vary," wrote a member in San Clemente.

AGS Worldwide MoversAGS Worldwide Movers
Get Quote

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote

What are the schools in San Clemente like?

"I'm sorry for the confusion, but it appears there's limited information available on international or bilingual schools specifically in San Clemente. This small coastal town in the Manabí Province of Ecuador may not have such institutions. However, larger cities in Ecuador like Quito and Guayaquil have several international and bilingual schools. For instance, Academia Cotopaxi in Quito is an American International school that offers education from pre-K to 12th grade and follows an American-based curriculum. Another example is the British School Quito, which follows the English National Curriculum. It's recommended to reach out directly to local authorities or real estate agents in San Clemente for more specific information about schools in the area," explained one expat living in San Clemente, Ecuador.

"San Clemente, is a small, tranquil fishing village known for its friendly and welcoming locals. The social scene is laid-back and revolves around the beach, with many social activities such as surfing, fishing, and beach volleyball. The community is tight-knit, with locals and expats often gathering for communal meals, local festivals, and live music events. The village is also home to a number of small bars and restaurants where locals and visitors mingle. Despite its small size, San Clemente has a vibrant cultural scene, with traditional Ecuadorian music and dance often performed at local gatherings. The pace of life is slow and relaxed, making it a great place to unwind and get to know the local community," commented one expat living in San Clemente, Ecuador.

What advice to expats in San Clemente have about housing?

"Expats in San Clemente advise that it's important to rent a place first before buying to get a feel for the area and understand if it suits your lifestyle. They suggest looking for a house or apartment that has a good water supply, as water shortages can be a problem in some areas. It's also recommended to find a place that's close to amenities like shops, restaurants, and healthcare facilities. Expats also advise checking the security of the area, as well as the house or apartment itself. They suggest hiring a local real estate agent who can help navigate the local market and negotiate prices. It's also important to understand the local laws and regulations related to buying property in Ecuador. Lastly, expats recommend learning some Spanish, as it can greatly help in dealing with landlords, real estate agents, and neighbors," said an expat in San Clemente.

Is the cost of living in San Clemente high?

We asked people about the cost of living in San Clemente, they wrote:

"The cost of living in San Clemente is very affordable. If you eat at local type restaurants, a typical lunch will set you back at $2.50-$3.00. Even at the more foreign type restaurants, it is still cheap to eat. Rent can range from $250 a month for a typical Ecuadorian house to upwards of $1,000 a month for a condo in a small complex. All in all, the cost of living is very affordable," wrote one expat living in San Clemente.

What are the visa & residency requirements in San Clemente?

"As can be expected, this is a whole new experience in itself. My wife is Ecuadorian so the process should have been easy. It was not. I visited numerous offices in several cities and finally got my visa after four months. All I can say is bring your patience and be prepared to deal with zero logic," said one expat living in San Clemente.

Why do people move to San Clemente?

When we asked people why foreigners move to San Clemente, they responded:

"People move here for a more laid back lifestyle. The price of rentals and property is still fairly cheap so that attracts foreigners," said one expat living in San Clemente.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

AGS Worldwide Movers
AGS Worldwide Movers

AGS Worldwide Movers can move you to and from anywhere in the world.
Get Quote

AGS Worldwide MoversAGS Worldwide Movers

AGS Worldwide Movers can move you to and from anywhere in the world.
Get Quote

Contribute to Ecuador Network Contribute
Help others in Ecuador by answering questions about the challenges and adventures of living in Ecuador.

Universal Tax Professionals
Universal Tax Professionals

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides