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Machala, Ecuador: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Machala | Expat Exchange
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Machala, Ecuador

By Joshua Wood, LPC

Last updated on Jan 02, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Machala, Ecuador: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Machala?

When we asked people what advice they would give someone preparing to move to Machala, they said:

"Machala is a popular retirement destination due to its affordable cost of living, warm climate, and friendly locals. Before retiring in Machala, expats should be aware of several important factors. Firstly, it's important to understand the cost of living. While it is generally lower than in many Western countries, it's still crucial to budget carefully and understand the local economy. Secondly, healthcare is a major consideration. Ecuador has a public healthcare system that expats can access, but many choose to also have private health insurance for more comprehensive coverage. Language can be a barrier for some, as Spanish is the primary language spoken in Machala. Taking Spanish lessons or finding a local language exchange partner can be helpful. The climate in Machala is tropical, with a wet and dry season. It's important to be prepared for this, particularly if you're used to a more temperate climate. Safety is another consideration. While Machala is generally safe, like any city, it has areas that are best avoided, particularly at night. Understanding the local culture and customs is also important. Ecuadorians are generally warm and friendly, but it's important to respect their traditions and way of life. Finally, it's crucial to understand the visa and residency requirements for retiring in Ecuador. This can be a complex process, so it's often helpful to seek advice from a local immigration lawyer or consultant," commented one expat who made the move to Machala.

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What do I need to know before moving to Machala?

When we asked people what advice they would give someone preparing to move to Machala, they said:

"Your comfortability level with the language will also be a determinative factor. Most locals DO NOT speak English - especially, in those wonderful areas off the tourist track that don't particularly cater to expatriates. I've lived in such an area - Machala - on the far southern coast for the past 1o years. It was my choice to live apart from the expat communities in other parts of the country BUT, I had been to Ecuador several times before moving here and knew what I wanted, if not exactly where, and was proficient enough in Spanish to get along without any major problems. The pros of living in a non-tourist/expat locale are that the cost of living is much cheaper, you will have greater independence, and the process of assimilation is much faster. The cons are that you might not have all the big city diversions and amenities, and people are a bit shy and slower to accept you but once they do, you'll have life-long friends. Come visit, travel, and decide ... then if it's right, by all means, relocate," explained one expat living in Machala, Ecuador.

"Machala is a city known for its banana exports and is often referred to as the "Banana Capital of the World". The official language is Spanish, so it would be beneficial to learn or have a basic understanding of the language before moving. The cost of living in Machala is relatively low compared to many Western countries, making it an attractive place for expats. The city has a tropical climate, with temperatures remaining fairly consistent throughout the year. It's important to note that Machala is not a typical tourist destination, so it may not offer as many amenities or entertainment options as other larger cities in Ecuador. However, it does provide a more authentic Ecuadorian experience. Healthcare facilities in Machala are adequate for basic needs, but for more serious conditions, you may need to travel to larger cities. It's recommended to have comprehensive health insurance that covers medical evacuation. Machala is generally safe, but like any city, it has areas that are best avoided, especially at night. It's advisable to be aware of your surroundings and take basic safety precautions. Public transportation is widely available in Machala, including buses and taxis. However, driving can be challenging due to local traffic conditions and different driving habits. Ecuador uses the US dollar as its official currency, which can make financial transitions easier for American expats. Ecuadorian cuisine is diverse and delicious, with a heavy emphasis on fresh fruits, vegetables, and seafood. Machala, being a coastal city, offers some of the best seafood dishes in the country. Finally, it's important to respect local customs and traditions. Ecuadorians are generally warm and friendly, but they also value politeness and courtesy," said one expat in Machala.

How do I find a place to live in Machala?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Machala involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Machala to find one that suits your lifestyle and preferences. Some neighborhoods may be closer to amenities like shops, restaurants, and schools, while others may offer a quieter, more residential atmosphere. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals and properties for sale in Machala, such as Plusvalia, Mitula, and Mercado Libre. These websites allow you to filter your search based on factors like price, location, and property type. In addition to online searches, you might also consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the process of renting or buying a property in Ecuador. Visiting Machala in person before making a decision is also a good idea. This allows you to see the properties for yourself, get a feel for the different neighborhoods, and potentially discover options that weren't listed online. Finally, once you've found a place you're interested in, make sure to thoroughly read the rental or purchase agreement before signing. If you're not fluent in Spanish, you might want to hire a translator to ensure you fully understand the terms. Remember, finding a place to live in a new city or country can take time, so be patient and don't rush the process," wrote one member in Machala.

What is a typical expat home or apartment like in Machala?

"A typical expat home or apartment in Machala, is often spacious and comfortable, designed to accommodate the needs of foreigners. These homes usually come fully furnished, with modern amenities such as air conditioning, high-speed internet, and cable TV. The kitchen is typically equipped with all necessary appliances, including a refrigerator, stove, and microwave. The living area is often large and open, with comfortable seating and a dining area. Bedrooms are usually sizable, with plenty of storage space. Many expat homes in Machala also feature outdoor spaces, such as balconies or patios, where residents can enjoy the city's warm, tropical climate. Some may even have access to a shared or private pool. These homes are often located in safe, well-maintained neighborhoods, close to local amenities like shops, restaurants, and healthcare facilities. Despite being fully equipped and conveniently located, expat homes in Machala are often quite affordable compared to similar accommodations in other countries. This, combined with the city's friendly locals and beautiful surroundings, makes Machala a popular choice for expats looking for a comfortable and affordable place to live," commented one expat who made the move to Machala.

What is the average cost of housing in Machala?

If you are thinking about moving to Machala, cost of living in probably a key consideration. Expats commented about the cost of housing:

"When I first moved here 10 years ago, I was single and rented a 1 bdrm. furnished ground-floor "executive" apartment with a small patio off the bedroom. The "executive" nomer meant that it was completely furnished - including a washing machine on the patio, a fully-equipped small but adequate kitchen with gas stove, and refrig. pots, pans, dishes, etc.; a fully furnished living room with color t.v., cable, and internet connections; a double bed ( with sheets & blankets ) and a large wardrobe; and a bathroom with HOT WATER in the sink and shower! This was in a very nice neighborhood in Machala within easy walking distance stores, buses, and a park to exercise in. My total monthly cost - including 24hr. security, utilities, cable/internet, and the rent was $360! ( $320 for the rent and $40 for the rest ). Believe it or not, the prices haven't gone up that much in all these years," wrote one member in Machala.

"The average cost of housing in Machala can vary greatly depending on the location and size of the property. For a one-bedroom apartment in the city center, the monthly rent can be around $300, while the same outside the city center can be around $200. If you're looking to buy an apartment in the city center, the price per square meter can be around $1,000. However, the price per square meter outside the city center can be significantly lower, around $600. Please note that these are average prices and actual costs may vary," remarked one expat who made the move to Machala.

How do I meet people in Machala?

When we asked people living in Machala about club and activities where newcomers can meet others, they responded:

"Machala, offers a variety of clubs and activities that expats can join to meet new people and immerse themselves in the local culture. Many expats join language exchange clubs, where they can practice their Spanish skills with locals and help them with English. This is a great way to make friends and learn about the local culture. There are also sports clubs, such as soccer, tennis, and golf, where expats can stay active and socialize. For those interested in the arts, there are dance classes, music groups, and art workshops that are popular among the expat community. In addition to clubs and activities, expats often meet people through local events and festivals. Machala is known for its vibrant festivals, such as the World Banana Fair, which attracts people from all over the world. These events provide a great opportunity to mingle with locals and other expats. Volunteering is another way that expats meet people in Machala. There are numerous volunteer opportunities available, from teaching English to helping out at local charities. This not only allows expats to give back to the community, but also to form meaningful connections with locals. Finally, many expats meet people simply by exploring the city and striking up conversations with locals. Whether it's at a local café, park, or market, the people of Machala are generally friendly and welcoming to foreigners," said one expat in Machala.

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What should I bring when moving to Machala?

People living in Machala were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Machala, you should pack lightweight clothing due to the city's warm and tropical climate. Include items such as shorts, t-shirts, and light dresses. Also, pack a few warmer items like a light jacket or sweater for cooler evenings or if you plan to travel to higher altitudes. Don't forget to pack a good pair of walking shoes, as exploring the city on foot is common. Rain gear, such as a lightweight rain jacket or umbrella, is also essential due to the city's frequent rainfall. Sun protection is crucial in Ecuador, so pack a wide-brimmed hat, sunglasses, and plenty of high-SPF sunscreen. If you plan on visiting the beach, pack swimwear, beach towels, and flip-flops. Pack all necessary toiletries, but remember that most items can be purchased locally. However, if you have specific brands you prefer, it may be best to bring them with you. Remember to pack any necessary medications, along with a copy of your prescriptions. Bring a Spanish-English dictionary or phrasebook, as English is not widely spoken in Machala. Pack a power adapter for your electronics, as Ecuador uses Type A and Type B outlets. Lastly, don't forget important documents such as your passport, visa, driver's license, and any necessary insurance documents," remarked one expat living in Machala, Ecuador.

"I like to cook so I did take my professional kitchen knives with me ( in my checked luggage ) along with a well-aged, well-traveled cast iron skillet but other than those two items and a couple of items I always carry ( ie. a Leatherman Wave ) and my laptop and tablet, everything else was easily purchased here. When my wife and I furnished our home, I was amazed to find how inexpensive good quality furniture and appliances were - with some serious shopping and a bit of price haggling. Save yourself the grief and aggravation. You can buy good kitchenware here - cheaper than in the States _ even your Cuisinart, Juicer, Coffe Maker, Crock Pot, etc., etc. The few dollars difference is negligible against the price of shipping from the States," wrote one member in Machala.

Where should I setup a bank account in Machala?

We asked expats in Machala what banks they use and there advice about banking. They advised:

"Machala is a popular retirement destination due to its affordable cost of living, warm climate, and friendly locals. Before retiring in Machala, expats should be aware of several important factors. Firstly, it's important to understand the cost of living. While it is generally lower than in many Western countries, it's still crucial to budget carefully and understand the local economy. Secondly, healthcare is a major consideration. Ecuador has a public healthcare system that is available to expats, but many choose to also have private health insurance for more comprehensive coverage. Thirdly, language can be a barrier. While some locals speak English, the primary language in Machala is Spanish. It would be beneficial to learn some basic Spanish or consider taking language classes. Fourthly, understanding the local culture and customs is important. Ecuadorians are generally warm and friendly, but it's still important to respect local traditions and customs. Fifthly, safety can be a concern in certain areas. While Machala is generally safe, like any city, it has areas that are best avoided, especially at night. Lastly, it's important to understand the visa and residency requirements. Ecuador offers several types of visas for retirees, but the process can be complex and time-consuming. It's recommended to seek legal advice to navigate this process. In addition, it's worth noting that Machala has a tropical climate, with a wet and dry season. It's important to be prepared for this type of weather, which can be quite different from what many expats are used to. Finally, while Machala offers a relaxed lifestyle, it may not offer the same level of amenities and entertainment options as larger cities. However, it's proximity to the coast and natural beauty offer plenty of outdoor activities," wrote a member in Machala.

Will I be able to find a job in Machala?

When we asked people about industries and career opportunities in Machala, they reponded:

"In Machala, foreigners often find employment in various sectors. Many work as English teachers in schools or private language institutions, given the high demand for English language skills. Some foreigners also work in the tourism industry, serving as tour guides or hotel staff, especially those who are multilingual. Others find jobs in non-governmental organizations, particularly those focused on environmental conservation, social work, and community development. There are also opportunities in the healthcare sector for foreign doctors and nurses. Additionally, some foreigners work in the agricultural sector, particularly in banana plantations, which are abundant in Machala. Lastly, with the rise of digital nomadism, some foreigners work remotely for companies based in their home countries," commented one expat who made the move to Machala.

What is life like in Machala?

When we asked people living in Machala what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Machala is generally relaxed and laid-back, with a slower pace of life compared to larger cities. The city offers a warm, tropical climate and is surrounded by beautiful natural landscapes, including nearby beaches and banana plantations. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget further. Machala is known for its friendly and welcoming locals, who are always ready to help newcomers settle in. The city has a small but growing expat community, providing opportunities for socializing and networking. While Spanish is the main language spoken, English is understood in some places, especially in businesses catering to tourists or expats. Therefore, learning Spanish or improving language skills can be a part of the experience. The city offers a range of local and international cuisines, with a particular emphasis on seafood due to its coastal location. There are also several markets where fresh produce can be purchased. For digital nomads, the internet connectivity in Machala is generally reliable, but it may not be as fast or consistent as in some larger cities. There are several coworking spaces and cafes that offer good working environments. Healthcare in Machala is adequate, with several hospitals and clinics available. However, for more serious conditions, expats may need to travel to larger cities. Overall, life in Machala offers a unique blend of local culture, natural beauty, and a relaxed lifestyle, making it an appealing destination for expats and digital nomads," commented one expat who made the move to Machala.

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What do expats in Machala appreciate most about the local culture?

"Expats in Machala often appreciate the warm and welcoming nature of the local people. They are known for their friendliness and hospitality, making newcomers feel at home. The relaxed pace of life is also a big draw for expats, as it provides a stark contrast to the hustle and bustle of many Western cities. The local cuisine is another aspect of the culture that expats enjoy. The food is fresh, flavorful, and diverse, with a heavy emphasis on seafood due to the city's coastal location. Expats also appreciate the rich cultural traditions of Machala. The city is known for its vibrant festivals, such as the "World Banana Fair," which celebrates the region's banana production with parades, concerts, and other festivities. The natural beauty of the area is another aspect that expats love. From the nearby beaches to the surrounding mountains, there is plenty of outdoor activities to enjoy. Lastly, the cost of living in Machala is relatively low compared to many Western countries, which is appreciated by many expats. This allows for a comfortable lifestyle without the high expenses often associated with expat living," remarked one expat living in Machala, Ecuador.

What do expats find most challenging?

"Expats in Machala often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life can also be a challenge for those accustomed to a faster, more efficient lifestyle. Additionally, the concept of "Ecuadorian time", where punctuality is not strictly adhered to, can be frustrating for those from cultures where being on time is highly valued. The local cuisine, which is heavily based on seafood and plantains, may also be a challenge for those not used to such a diet. Lastly, adjusting to the local customs and traditions, such as the importance of family and religious celebrations, can also be challenging for expats," commented one expat who made the move to Machala.

Is there a lot of crime in Machala?

We asked people if there is a lot of crime. They answered:

"Like many cities, Machala experiences its share of crime. The city has been known to have issues with both petty and more serious crimes. Street crimes such as pickpocketing, purse snatching, and theft from vehicles are common, particularly in crowded areas and tourist spots. In addition to these petty crimes, Machala also faces more serious crimes such as drug trafficking, robbery, and occasionally, violent crimes. The city's location near the border makes it a transit point for illegal activities, contributing to the crime rate. However, it's important to note that the local authorities are continuously working to improve safety and security in the city. Measures such as increased police presence and surveillance, as well as community awareness programs, are being implemented to combat crime. Despite the crime issues, many parts of Machala are safe and welcoming to visitors. As with any city, it's always important for residents and visitors alike to stay vigilant, be aware of their surroundings, and take necessary precautions to ensure their safety," explained one expat living in Machala, Ecuador.

"¡Cuidado! That's the watchword. For many expats, unfamiliar with the language and customs of a foreign country, the experience of living in a "foreign" city or town can be disquieting and possibly downright scary. Learning the language, getting to know the people and customs ( and not locking oneself away in an English-speaking compound ), and practicing common sense regarding personal security can go a long way in ensuring a peaceful and pleasant life in that country. Yes, Ecuador has changed in the past few years, due to the major influx of Venezuelan refugees, a stagnant economy, and the proliferation of Mexican and Colombian drug mafias. There are areas in my city where I no longer feel comfortable walking at night. I find myself much more cautious than when I first began to live here full-time ... but of course, I'm 11 years older now, and aware of my physical limitations. Still, I wouldn't trade my life or lifestyle for all the money in the world or all the tea in China. For those of you living here, planning to move here, or just wanting to visit our beautiful and diverse country ... Come enjoy the life and lifestyle. Have fun! Love and laugh! But ... take the rose-colored glasses off and ... ¡CUIDADO," said one expat in Machala.

Is there a lot of diversity? Are people in Machala accepting of differences?

"Machala is a city that is home to a diverse population, with people of various ethnic backgrounds, cultures, and traditions. The city is known for its rich cultural heritage, which is a blend of indigenous, Afro-Ecuadorian, and mestizo influences. This diversity is reflected in the city's food, music, and festivals. In general, people in Machala are accepting of differences. The city's multicultural environment has fostered a sense of tolerance and respect for diversity. However, like any other place, individual attitudes can vary. The city's residents are typically warm, friendly, and welcoming to visitors and new residents, regardless of their background. It's important to note that societal attitudes can change over time and may not be the same for everyone," explained one expat living in Machala, Ecuador.

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What are the schools in Machala like?

"1. Unidad Educativa Particular Bilingüe "Principito & Marcel Laniado de Wind" is a bilingual school in Machala. The school offers a comprehensive curriculum that includes both English and Spanish instruction. The school is known for its commitment to academic excellence and its focus on developing well-rounded students. More information can be found on their website: http://www.upbpm.edu.ec/ 2. Unidad Educativa Bilingüe Nuevo Mundo is another bilingual school in Machala. The school offers a bilingual education from kindergarten through high school. The school's curriculum is designed to prepare students for a globalized world, with a strong emphasis on English language skills. More information can be found on their website: http://www.nuevomundo.edu.ec/ 3. Unidad Educativa Bilingüe Interamericana is a bilingual school that offers a comprehensive curriculum from kindergarten through high school. The school is known for its strong academic program and its commitment to developing students' English language skills. More information can be found on their website: http://www.interamericana.edu.ec/ 4. Colegio Particular Bilingüe Espíritu Santo is a bilingual school in Machala that offers a comprehensive curriculum from kindergarten through high school. The school is known for its strong academic program and its commitment to developing students' English language skills. More information can be found on their website: http://www.espiritusanto.edu.ec/ 5. Unidad Educativa Bilingüe Jefferson is a bilingual school that offers a comprehensive curriculum from kindergarten through high school. The school is known for its strong academic program and its commitment to developing students' English language skills. More information can be found on their website: http://www.jefferson.edu.ec/ Please note that while these schools offer bilingual education, they may not necessarily follow an international curriculum. It's always best to contact the school directly for the most accurate and up-to-date information," wrote an expat with kids at in Machala.

What are the pros and cons of living in Machala?

Expats, digital nomads and retirees living in Machala responded:

"it is a nice walking city because there are NO hills and lots to see. Ocean and beaches near by, weather is very consistent, very few insects and the people are great. There is no airport nearby, closest is in Guayaquill, therefore i met very few expats in my daily life. The city, pop of 250k+-, is very clean," remarked one expat in Machala.

"I've lived here in Machala for over 10 years and although I'm very happy here, I'll be the first to say that it's not everyone's cup of tea. City services are surprisingly efficient and the cost of living - even for a growing city - is much more affordable than in a tourist destination city like Cuenca, or ex-pat meccas like Vilcabamba or Salinas. On the negative side ( depending on your expectations ) Machala is NOT a tourist destination. It is the second-largest port city in Ecuador and is a distinct blend of working-class and executive middle class people. Crime is high - particularly in and around the port area ( Puerto Bolívar ) and other less salubrious areas of the city but less rampant than in most U.S. cities this size ( 250,000+ est. pop. ). There's no conclave of English-speaking residents. A "working" knowledge of Spanish is really a must. No beach in this coastal city but there are a couple of Islas that you can boat-taxi out to if you want to spend a day at the beach and plenty of river "beaches" a short drive from the city center. The people here are hard-working, friendly, open, and for the most part very honest folks. They are always willing to help and once befriended, they'll be friends for life. All of us here are rich but none of us has any money," wrote one expat living in Machala.

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What type of social life can someone expect in Machala?

When we asked expats and global nomads about their social experiences in Machala, they replied:

"I am retired and married to an Ecuadorian, so most of our social life - particularly here in Machala - revolves around family and neighbors. Prior to the pandemic, we traveled a lot throughout Ecuador, also Peru, and the Galapagos," mentioned one expat inMachala.

"Over the eight years that I have lived here, I would say that almost all of my social experiences have been positive and I cannot, offhand. recall a negative one," mentioned one expat inMachala.

What advice to expats in Machala have about housing?

"I think a newcomer should rent for at least a year before committing to purchase or build," said one expat.

What are medical services in Machala like?

When we asked expats and global nomads about the quality of medical care in Machala, they replied:

"Surprised by the ease in getting doctor's appointments and the speed at which patients are processed - much less waiting time than in the States. No wasted or unnecessary medications or treatments. Doctors and nurses here are for the patients not for profit," remarked one expat in Machala.

Is the cost of living in Machala high?

We asked people about the cost of living in Machala, they wrote:

"Prices have risen some in the past 10 years but still, the cost of living is way better than in the States. My wife and I live very comfortably on little under $1,000 per month and that includes helping out other members of our family and traveling the country ( before the Covid-19 curtailed that! ). We do own our houses - a small 3-story in the city and a casa de campo out of town - but one of my stepsons and his family rent their semi-furnished, three-bedroom, 1 bath, home for about $300 per month. Utilities are very inexpensive. My monthly electric bill, inclusive of service charges for garbage and fire protection runs about $35 monthly. Water is $10.99 monthly, Gas for cooking is $3,00 a canister, and drinking water is $1.60 for a 22-liter container. Our conventional telephone is $8 and cable tv package & high-speed internet runs $85 per month. We pay $90 per month for IESS ( they just went up $5 ) for both of us - My wife is Ecuadoran and I am on her policy, so obviously my rate would be lower than yours might be, but you get a general idea. city-run Busses are 15 cents for Seniors and 35 cents for others. Taxis $1,50 - $2.50 depending on where you're going. My grocery bill at the supermarket for our family averages just under $300 per month and fresh foods, meats, fish, poultry, fruits & veggies, etc., and occasional restaurant take-out is never more than an additional $200 a month. Some imported food items are a bit more expensive than the States but usually not appreciatively. Fresh fish, meat, poultry, pork, etc., and fresh fruits and veggies are plentiful, inexpensive, and a larger variety than you'd find where you are," commented one expat living in Machala, Ecuador.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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