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Cap Estate, Saint Lucia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cap Estate | Expat Exchange
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Cap Estate, Saint Lucia

By Betsy Burlingame

Last updated on Jul 09, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Cap Estate, Saint Lucia. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to Cap Estate?

When we asked people what advice they would give someone preparing to move to Cap Estate, they said:

"Cap Estate is located in the northernmost part of Saint Lucia, known for its luxury villas and stunning views. Before moving, expats should know that the official language is English, but many locals also speak a French-based Creole. The local currency is the Eastern Caribbean Dollar, although US dollars are widely accepted. The cost of living in Cap Estate is relatively high compared to other parts of Saint Lucia due to its upscale nature. Expats should be prepared for this and budget accordingly. The real estate market in Cap Estate is robust, with a range of properties available from luxury villas to more modest homes. The climate in Cap Estate is tropical, with warm temperatures year-round. However, there is a rainy season from June to November, which can bring hurricanes. Expats should be prepared for this and consider purchasing property insurance that covers hurricane damage. Healthcare in Saint Lucia is of a good standard, but serious medical conditions may require evacuation to a larger island or the US. Therefore, comprehensive health insurance is recommended. Cap Estate is a safe area, but like anywhere, crime can occur. Expats should take standard precautions to protect their homes and belongings. The island's culture is a blend of African, French, and English influences. Expats should respect local customs and traditions. Driving is on the left side of the road in Saint Lucia, and the roads can be narrow and winding. Expats planning to drive should familiarize themselves with local driving laws and conditions. Finally, while Cap Estate is a beautiful and tranquil place to live, it can be somewhat isolated. Expats should be prepared for a slower pace of life and limited nightlife and entertainment options," said one expat who made the move to Cap Estate.

How do I find a place to live in Cap Estate?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Cap Estate involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a luxury villa to a modest apartment. Next, you should research the area to understand the local amenities, such as shops, restaurants, and transportation links. This will help you decide which part of Cap Estate you would prefer to live in. Once you have a clear idea of what you're looking for, you can start your property search. There are several online real estate platforms that list properties for rent or sale in Cap Estate, such as Realtor.com, Century 21, and Terra Caribbean. These websites allow you to filter properties based on your preferences, such as the number of bedrooms, price range, and property type. In addition to online searches, you may also want to consider hiring a local real estate agent. They will have in-depth knowledge of the local market and can help you find properties that meet your criteria. Once you have found a property you are interested in, you should arrange a viewing. This will give you a chance to inspect the property in person and ask any questions you may have. If you decide to proceed with a property, you will need to negotiate the terms of the lease or purchase agreement. This will include the price, move-in date, and any other conditions. Finally, once the agreement is signed, you can arrange for the move and start enjoying your new home in Cap Estate, Saint Lucia," wrote one member in Cap Estate.

What is a typical expat home or apartment like in Cap Estate?

"A typical expat home in Cap Estate, is often a luxurious villa or apartment with stunning views of the Caribbean Sea or the Atlantic Ocean. These homes are usually spacious, featuring multiple bedrooms and bathrooms, a large living area, and a fully equipped kitchen. Many homes also have private swimming pools, landscaped gardens, and outdoor living spaces for dining and relaxation. The interiors are often elegantly furnished, with a blend of modern and traditional Caribbean styles. Some homes may also have additional amenities like a home office, a gym, or a game room. The homes are usually located within gated communities, providing a secure environment for the residents. They are also in close proximity to golf courses, beaches, restaurants, and other recreational facilities. Despite the luxurious lifestyle, the pace of life in Cap Estate is typically relaxed and laid back, in keeping with the overall vibe of Saint Lucia," said one expat who made the move to Cap Estate.

What is the average cost of housing in Cap Estate?

If you are thinking about moving to Cap Estate, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cap Estate can vary greatly depending on the type, size, and location of the property. However, it is generally considered to be on the higher end due to its prime location and luxurious properties. For a standard three-bedroom villa, one might expect to pay a price in the mid to high six-figure range in USD. For more luxurious, larger properties or those with premium features such as beach access or panoramic views, the cost can easily reach into the millions. It's important to note that these are average costs and actual prices can vary," said one expat who made the move to Cap Estate.

What should I bring when moving to Cap Estate?

People living in Cap Estate were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cap Estate, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sundresses. Don't forget your swimwear, as you'll likely spend a lot of time at the beach. Pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. You should also pack some formal wear for dining out or attending events. Comfortable walking shoes are a must, as well as sandals or flip-flops for the beach. Remember to bring any prescription medications you need, along with a basic first aid kit. It's also a good idea to pack insect repellent and any necessary vaccinations for tropical climates. Bring your important documents, such as your passport, driver's license, and any necessary visas or work permits. If you plan on cooking, consider packing some of your favorite non-perishable food items, as they may be hard to find in Saint Lucia. Don't forget your electronics, like your phone, laptop, and chargers. An adapter may be necessary for your electronics, as the power outlets may be different from your home country. Lastly, pack items that will make your new house feel like home, such as photos, favorite books, or small decor items," wrote one member in Cap Estate.

Where should I setup a bank account in Cap Estate?

We asked expats in Cap Estate what banks they use and there advice about banking. They advised:

"Expats considering retirement in Cap Estate should be aware of several important factors. Firstly, the cost of living can be high, especially in areas popular with tourists and expats. The official language is English, but many locals also speak a French-based Creole. The local currency is the Eastern Caribbean Dollar, but US dollars are widely accepted. Healthcare facilities in Saint Lucia are limited, with more serious conditions often requiring evacuation to a nearby island or back to your home country. Therefore, comprehensive health insurance is essential. The climate is tropical, with a wet season from June to November. Hurricanes can occur during this period. Saint Lucia has a relatively high crime rate, although most crime is opportunistic rather than violent. Expats are advised to take sensible precautions to protect their property. The process of buying property in Saint Lucia can be complex and time-consuming. Non-nationals need to apply for an Alien Landholding License, which can take several months to be approved. The island's infrastructure can be lacking in some areas, with power outages and water shortages not uncommon. Internet service can also be unreliable. Despite these challenges, many expats enjoy the relaxed lifestyle, beautiful scenery, and friendly locals that Saint Lucia has to offer. It's recommended to visit the island several times before making a decision to retire there," commented one expat who made the move to Cap Estate.

What do expats in Cap Estate appreciate most about the local culture?

"Expats in Cap Estate often appreciate the warm and welcoming nature of the local people. They are known for their friendliness and hospitality, making newcomers feel at home. The local culture is rich in history and traditions, which expats find fascinating. The blend of African, East Indian, French and British influences is evident in the local cuisine, music, and festivals, providing a unique cultural experience. Expats also appreciate the relaxed and laid-back lifestyle in Cap Estate. The pace of life is slower compared to many Western countries, which many find refreshing and stress-relieving. The natural beauty of Saint Lucia is another aspect that expats love. From the stunning beaches to the lush rainforests and the iconic Piton mountains, there is always something beautiful to see and explore. Finally, the local culture places a strong emphasis on community and family. This sense of community can be very comforting for expats, making it easier to form connections and friendships," remarked one expat living in Cap Estate, Saint Lucia.

What do expats find most challenging?

"Expats in Cap Estate may find the local dialect, a mix of French and English Creole, challenging to understand and communicate in. The laid-back, "island time" attitude can also be a challenge for those used to a more fast-paced, punctual lifestyle. Some expats may struggle with the high cost of living, particularly for imported goods. The heat and humidity can be difficult to adjust to, especially for those from cooler climates. Additionally, while Saint Lucia is generally safe, expats may need to adapt to local safety concerns and precautions. Lastly, the lack of certain amenities and services that they might be used to in their home countries can also pose a challenge," said one expat who made the move to Cap Estate.

Is there a lot of crime in Cap Estate?

We asked people if there is a lot of crime. They answered:

"Cap Estate, is generally considered a safe and upscale area. However, like any other place, it is not entirely free from crime. Petty crimes such as theft and burglary can occur, particularly targeting tourists. Violent crimes are relatively rare but not unheard of. It's always recommended for residents and visitors to take standard precautions to ensure their safety. The local authorities are continuously working to maintain the security and tranquility of the area," commented one expat who made the move to Cap Estate.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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