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Pacific Harbour, Fiji: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Pacific Harbour | Expat Exchange
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Pacific Harbour, Fiji

By Joshua Wood, LPC

Last updated on Jul 10, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Pacific Harbour, Fiji: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Pacific Harbour?

When we asked people what advice they would give someone preparing to move to Pacific Harbour, they said:

"Pacific Harbour, is known as the adventure capital of Fiji, offering a wide range of outdoor activities such as diving, fishing, and river rafting. The cost of living in Pacific Harbour is relatively low compared to many Western countries, but it's higher than in other parts of Fiji. The official language is English, so communication should not be a problem for English-speaking expats. The local currency is the Fijian Dollar (FJD), and it's advisable to have some cash on hand as not all places accept credit cards. The climate in Pacific Harbour is tropical, with a warm and wet season from November to April, and a cooler, drier season from May to October. It's important to note that Fiji is prone to cyclones, especially during the wet season. Healthcare facilities in Pacific Harbour are adequate for minor health issues, but for serious conditions, you may need to travel to Suva, the capital city. It's recommended to have comprehensive health insurance that covers medical evacuation. The crime rate in Pacific Harbour is relatively low, but petty crime like theft does occur, so it's advisable to take standard precautions to protect your belongings. Fijian culture is friendly and welcoming, but it's also traditional and conservative, so it's important to respect local customs and etiquette. For instance, modest dress is expected, particularly in villages. The food in Pacific Harbour is a blend of native Fijian, Indian, and Chinese cuisines, with seafood being a staple. The real estate market in Pacific Harbour offers a range of options, from luxury villas to more modest homes. It's possible for foreigners to buy property in Fiji, but there are restrictions and the process can be complex, so it's advisable to seek local legal advice. Finally, while Fiji has a relatively reliable internet and telecommunications infrastructure, service can be slower and less reliable than what you might be used to in a Western country," said one expat who made the move to Pacific Harbour.

How do I find a place to live in Pacific Harbour?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Pacific Harbour involves several steps. First, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, you should decide what type of accommodation you're looking for. Pacific Harbour offers a range of options, from apartments and houses to villas and beachfront properties. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate platforms that list properties for rent or sale in Pacific Harbour, such as Housing Paradise, Property.com.fj, and Bayleys Real Estate Fiji. These platforms allow you to filter your search based on your preferences, such as location, property type, number of bedrooms, and price range. In addition to online platforms, you can also contact local real estate agents. They have extensive knowledge of the local market and can help you find a property that fits your needs and budget. Before making a decision, it's important to visit the property in person. This will give you a better idea of the property's condition, its proximity to amenities, and the neighborhood in general. Finally, once you've found a property you're interested in, you'll need to negotiate the terms of the lease or purchase agreement. This typically involves discussing the price, the length of the lease (for rentals), and any other conditions. Remember, it's always a good idea to seek legal advice before signing any contracts to ensure your rights are protected," said one expat who made the move to Pacific Harbour.

What is a typical expat home or apartment like in Pacific Harbour?

"A typical expat home in Pacific Harbour, is often a spacious, detached property, nestled amidst lush tropical greenery. These homes usually feature a blend of modern and traditional Fijian architecture, with high ceilings, large windows, and open floor plans to allow for natural light and air circulation. The homes often have multiple bedrooms and bathrooms, a fully equipped kitchen, and a spacious living area. Outdoor living is a significant part of the Fijian lifestyle, so many homes also have expansive outdoor spaces. This could include a veranda or patio, a private pool, and a landscaped garden filled with local plants and flowers. Some homes may even have a private beachfront or a dock if they are located near the water. Inside, the homes are typically furnished with a mix of comfortable western-style furniture and local Fijian crafts. Modern amenities such as air conditioning, internet, and cable TV are usually available. Despite the modern comforts, many homes retain traditional Fijian elements such as thatched roofs, wooden floors, and locally made decor. In terms of location, many expat homes are situated within gated communities or residential estates, providing an added layer of security. These communities often have shared amenities like a clubhouse, a gym, and sports facilities. They are usually located close to local shops, restaurants, and other conveniences, making daily life easier for the expats. Overall, a typical expat home in Pacific Harbour, Fiji, offers a comfortable and luxurious lifestyle, blending modern conveniences with the natural beauty of the island," explained one expat living in Pacific Harbour, Fiji.

What is the average cost of housing in Pacific Harbour?

If you are thinking about moving to Pacific Harbour, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Pacific Harbour, can vary greatly depending on the type and size of the property. For a luxury villa or beachfront property, prices can reach into the millions. However, more modest homes or apartments can be found for a few hundred thousand dollars. It's also possible to find land for sale at lower prices, allowing for the construction of a custom home. Therefore, the average cost can range from affordable to quite expensive, depending on the specific requirements and budget of the buyer," wrote a member in Pacific Harbour.

What should I bring when moving to Pacific Harbour?

People living in Pacific Harbour were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Pacific Harbour, you should pack lightweight clothing due to the tropical climate. This includes shorts, t-shirts, and swimwear for the beach. You should also pack a light rain jacket or umbrella as Fiji can experience sudden rain showers. Don't forget to pack your sunglasses, sun hat, and plenty of sunscreen to protect yourself from the sun. Comfortable walking shoes are a must, as well as flip-flops or sandals for the beach. If you plan on hiking or exploring the natural beauty of Fiji, consider packing some sturdy hiking boots. Pack your necessary toiletries, but keep in mind that most items can be purchased locally. However, if you have specific brands or products you prefer, it's a good idea to bring them with you. Don't forget to pack your important documents, such as your passport, driver's license, and any necessary visas or paperwork. It's also a good idea to have copies of these documents in case they get lost. If you plan on snorkeling or diving, you may want to bring your own gear, although it can also be rented locally. Lastly, pack any necessary electronics, such as your phone, laptop, or tablet, along with the necessary chargers and adapters. Fiji uses a type I plug, so make sure to bring a suitable adapter. Remember to leave some space in your luggage for souvenirs and items you may purchase during your stay in Fiji," remarked one expat who made the move to Pacific Harbour.

Where should I setup a bank account in Pacific Harbour?

We asked expats in Pacific Harbour what banks they use and there advice about banking. They advised:

"Pacific Harbour, is known as the adventure capital of Fiji, offering a variety of outdoor activities such as golfing, fishing, diving, and river rafting. The cost of living in Pacific Harbour is relatively low compared to many Western countries, but it's important to note that imported goods can be expensive. Healthcare facilities in Fiji are adequate for routine problems, but serious medical conditions may require evacuation to Australia or New Zealand. Before retiring in Pacific Harbour, it's crucial to understand the visa requirements. Fiji offers a variety of visas, including a retiree visa for those over the age of 55 who can prove a steady income. It's also important to note that while Fiji is generally welcoming to expats, there can be restrictions on foreign property ownership. The climate in Pacific Harbour is tropical, with warm temperatures year-round, but it also experiences a rainy season from November to April. English is one of the official languages in Fiji, making it easier for English-speaking expats to communicate. However, learning some Fijian phrases can be beneficial for deeper immersion into the local culture. The pace of life in Pacific Harbour is slower than in many Western countries, which can be a significant adjustment for some retirees. The local culture is very community and family-oriented, and respect for tradition and elders is highly valued. While Pacific Harbour is relatively safe, it's important to be aware of potential natural disasters, such as cyclones and earthquakes, which can occur in the region. Lastly, it's recommended to hire a local attorney when dealing with legal matters such as property purchase or immigration, to ensure that all procedures are correctly followed," said one expat in Pacific Harbour.

What do expats in Pacific Harbour appreciate most about the local culture?

"Expats in Pacific Harbour, appreciate the warm and welcoming nature of the Fijian people, who are known for their hospitality and friendliness. They also value the relaxed pace of life, which is a stark contrast to the hustle and bustle of many Western cities. The rich cultural traditions, including music, dance, and art, are also highly appreciated by expats. They enjoy the local cuisine, which is a unique blend of indigenous Fijian, Indian, and other Pacific Islander influences. The strong sense of community and family values in Fijian culture is another aspect that expats find appealing. Lastly, the stunning natural beauty of the area, with its pristine beaches and lush tropical forests, is a major draw for many expats," said one expat in Pacific Harbour.

What do expats find most challenging?

"Expats in Pacific Harbour often find the slower pace of life challenging, as the local culture values relaxation and leisure over urgency and efficiency. The concept of 'Fiji time' can be frustrating for those used to strict schedules and deadlines. Language can also be a challenge, as while English is widely spoken, the local dialects of Fijian and Hindi are commonly used in daily life. Understanding and adapting to local customs and traditions can be difficult for expats. For instance, it is considered disrespectful to wear hats or touch someone's head in Fijian culture. The lack of certain amenities and services that expats may be used to in their home countries can also be challenging. This includes limited shopping options, less advanced healthcare facilities, and less reliable internet service. Finally, the high humidity and tropical climate can be uncomfortable for those not used to such conditions. It can also lead to health issues such as heat exhaustion and tropical diseases," said one expat who made the move to Pacific Harbour.

Is there a lot of crime in Pacific Harbour?

We asked people if there is a lot of crime. They answered:

"Pacific Harbour, generally enjoys a relatively low crime rate, especially when compared to larger cities. However, like any other place, it is not entirely free from crime. Petty crimes such as theft and burglary do occur, particularly targeting tourists. Violent crimes are less common, but they are not unheard of. It's always recommended for residents and visitors to take standard precautions to ensure their safety. Despite these issues, Pacific Harbour is considered relatively safe, especially when compared to other regions in Fiji," said one expat who made the move to Pacific Harbour.

What are the schools in Pacific Harbour like?

"There are several schools in and around Pacific Harbour, but information about international or bilingual schools specifically in Pacific Harbour is limited. One of the notable schools in the region is the International School Suva, located in Laucala Beach Estate, Suva, which is about an hour's drive from Pacific Harbour. The school offers the International Baccalaureate (IB) program and caters to students from pre-school to Year 13. The school's curriculum is designed to be inclusive and challenging, promoting academic excellence, personal development, and global citizenship. More information can be found on their website: http://www.international.school.fj/. Another school is the Yat Sen Secondary School, a Chinese bilingual school located in Suva. The school offers a curriculum that includes both Fijian national curriculum and Chinese language and culture. The school is known for its strong academic performance and emphasis on character development. More information can be found on their website: http://www.yatsen.school.fj/. Please note that while these schools are not located directly in Pacific Harbour, they are within commuting distance and may be suitable for families living in Pacific Harbour who are seeking international or bilingual education options," commented one expat when asked about in Pacific Harbour.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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