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Zakynthos, Greece: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Zakynthos | Expat Exchange
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Zakynthos, Greece

By Joshua Wood, LPC

Last updated on Jul 06, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Zakynthos, Greece: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Zakynthos?

When we asked people what advice they would give someone preparing to move to Zakynthos, they said:

"Expats considering retirement in Zakynthos, should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget carefully as imported goods can be expensive. Healthcare in Greece is of a good standard, but it's recommended to have comprehensive health insurance. The official language is Greek, and while English is widely spoken in tourist areas, learning some basic Greek will be beneficial. The climate in Zakynthos is Mediterranean, with hot summers and mild winters, which can be a significant change for those from cooler climates. The island is known for its relaxed pace of life, which can be a major draw for retirees, but it's important to note that this can also mean that services and processes may take longer than expected. Greek culture is very social and family-oriented, and integrating into the local community can greatly enhance your experience. The cuisine is a highlight, with a focus on fresh, local produce and traditional recipes. As for housing, there's a range of options available, from renting an apartment to buying a villa. It's advisable to rent first to get a feel for different areas. Finally, it's important to understand the Greek tax system, as Greece has tax treaties with many countries that can affect how your income is taxed. It's recommended to seek advice from a financial advisor before making the move," wrote one member in Zakynthos.

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What do I need to know before moving to Zakynthos?

When we asked people what advice they would give someone preparing to move to Zakynthos, they said:

"Zakynthos, also known as Zante, is a beautiful Greek island in the Ionian Sea, known for its stunning beaches, vibrant nightlife, and warm, welcoming locals. Before moving to Zakynthos, expats should be aware of several important factors. Firstly, the official language is Greek, and while English is widely spoken in tourist areas, it's beneficial to learn some basic Greek phrases to help with day-to-day life, especially in more rural areas. The cost of living in Zakynthos is generally lower than in many Western countries, but it's still important to budget carefully, especially as the island's economy is heavily reliant on tourism, which can be seasonal. The healthcare system in Greece is a mix of public and private providers. Expats are advised to have comprehensive health insurance to cover any medical needs. Zakynthos has a Mediterranean climate with hot, dry summers and mild, wet winters. It's important to prepare for this, especially the intense summer heat. The island is well-connected to the mainland by ferry and has an international airport, but public transportation on the island itself is limited. Therefore, having a car can be very useful for getting around. Greek culture places a strong emphasis on family and social connections, so be prepared to socialize and build relationships with locals. The pace of life in Zakynthos is slower than in many other places, which can be a big adjustment for expats used to a faster pace. Finally, it's important to understand and respect Greek customs and traditions. Greeks are generally very proud of their culture and history, and showing an interest in learning about it will be appreciated," said one expat who made the move to Zakynthos.

How do I find a place to live in Zakynthos?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Zakynthos, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa, depending on your needs and financial capacity. Next, you should research the different areas of Zakynthos to decide where you'd like to live. The island has a variety of neighborhoods, each with its own unique charm and characteristics. Some areas are more touristy, while others are quieter and more residential. Once you've decided on a location, you can start your search for a property. There are several online platforms where you can find listings for rentals or properties for sale in Zakynthos, such as HomeGreekHome, Spitogatos, and Airbnb for short-term rentals. You can also contact local real estate agencies directly. They can provide you with a list of available properties and arrange viewings. Some reputable agencies in Zakynthos include EuroResales, Greek Island Homes, and Zakynthos Real Estate. When you find a property you're interested in, it's important to visit it in person before making a decision. This will allow you to assess the condition of the property, its proximity to amenities, and the neighborhood. Finally, once you've found your ideal home, you'll need to negotiate the terms of the lease or purchase agreement. It's advisable to hire a local lawyer to help you with this process to ensure that all legal aspects are properly handled. Remember, moving to a new country involves more than just finding a place to live. You'll also need to consider other factors such as healthcare, transportation, and cost of living. It's recommended to spend some time in Zakynthos before making a permanent move to get a feel for the island and its lifestyle," remarked one expat who made the move to Zakynthos.

What is a typical expat home or apartment like in Zakynthos?

"A typical expat home or apartment in Zakynthos, often boasts a stunning view of the Ionian Sea. These homes are usually designed in traditional Greek style, with white-washed walls, blue doors and windows, and terracotta roof tiles. The interiors are often spacious and airy, with high ceilings and large windows that let in plenty of natural light. The living area usually opens up to a balcony or a patio, perfect for outdoor dining or simply enjoying the beautiful Greek sunsets. The kitchen is typically equipped with modern appliances, while the bedrooms and bathrooms are comfortable and functional. Many expat homes also have a garden filled with olive trees and local flora, and some even have a private swimming pool. Despite their traditional appearance, these homes often come with modern amenities such as air conditioning, Wi-Fi, and satellite TV. They are usually located in quiet neighborhoods, but are still within easy reach of local shops, restaurants, and beaches," wrote one member in Zakynthos.

What is the average cost of housing in Zakynthos?

If you are thinking about moving to Zakynthos, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Zakynthos can vary greatly depending on the location and size of the property. For instance, a small apartment in the city center may cost around a few hundred euros per month to rent, while a larger house in a more rural area could potentially cost several thousand euros to purchase. Luxury villas with sea views can be significantly more expensive. Therefore, it's important to thoroughly research and consider your specific needs and budget when looking for housing in Zakynthos," wrote one member in Zakynthos.

What should I bring when moving to Zakynthos?

People living in Zakynthos were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Zakynthos, you should pack a variety of clothing suitable for a Mediterranean climate, including lightweight clothing for the hot summers and warmer clothing for the cooler winters. Don't forget to pack swimwear, as the island is known for its beautiful beaches. You should also pack a good pair of walking shoes for exploring the island's many hiking trails and historical sites. Sunscreen, sunglasses, and a hat are essential to protect yourself from the strong Mediterranean sun. If you plan on cooking, consider packing some of your favorite spices or non-perishable food items, as they may be hard to find on the island. Remember to pack all necessary toiletries, including any prescription medications you may need. It's also a good idea to bring a basic first aid kit. Don't forget to pack important documents such as your passport, driver's license, and any necessary visas or work permits. Lastly, consider packing a power adapter for your electronics, as the plugs in Greece may be different from those in your home country," explained one expat living in Zakynthos, Greece.

Where should I setup a bank account in Zakynthos?

We asked expats in Zakynthos what banks they use and there advice about banking. They advised:

"Expats considering retirement in Zakynthos, should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget carefully as prices can vary. Healthcare in Greece is of a good standard, but private health insurance is recommended for comprehensive coverage. The official language is Greek, and while English is widely spoken in tourist areas, learning some basic Greek phrases can be beneficial. The climate in Zakynthos is Mediterranean, with hot summers and mild winters, which can be a significant change for those from cooler climates. The island is known for its natural beauty, including beaches and marine life, providing plenty of outdoor activities. However, public transportation is limited, so owning a car can be beneficial for exploring the island and running errands. Greek culture is rich and vibrant, with a strong emphasis on family, food, and festivals. Expats should respect local customs and traditions. The pace of life is slower than in many Western countries, which can take some adjustment. The process of buying property in Greece is straightforward, but it's recommended to hire a lawyer to navigate the legalities. It's also important to understand the tax implications of retiring in Greece, as the country has a worldwide taxation policy. Finally, while Greece is generally safe, it's important to stay aware of the economic situation, as the country has faced financial instability in the past," said one expat in Zakynthos.

What do expats in Zakynthos appreciate most about the local culture?

"Expats in Zakynthos, often appreciate the warm and welcoming nature of the local people, who are known for their hospitality and friendliness. They also value the relaxed pace of life, which is a stark contrast to the hustle and bustle of many Western cities. The rich history and tradition that is deeply embedded in the local culture is another aspect that expats find appealing. This is evident in the local festivals, music, dance, and cuisine, which are all celebrated with great enthusiasm. The strong sense of community and family values that are prevalent in Zakynthos are also highly appreciated by expats, as they often lead to strong social connections and a supportive environment. Lastly, the stunning natural beauty of the island, with its pristine beaches and lush landscapes, is something that expats in Zakynthos never tire of appreciating," remarked one expat living in Zakynthos, Greece.

What do expats find most challenging?

"Expats in Zakynthos often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and the Greek language can be difficult to learn. The slower pace of life, known as 'Greek time', can also be a challenge for those used to a more fast-paced lifestyle. Additionally, the bureaucracy in Greece can be quite complex and frustrating for expats, especially when dealing with legal or administrative matters. The cultural emphasis on socializing and spending time with family and friends can also be overwhelming for some expats, who may be used to a more individualistic culture. Lastly, adjusting to the local cuisine, which is heavily based on seafood and olive oil, can be a challenge for those with different dietary preferences or restrictions," remarked one expat living in Zakynthos, Greece.

Is there a lot of crime in Zakynthos?

We asked people if there is a lot of crime. They answered:

"Zakynthos, is generally considered a safe destination for tourists. Like any other place, it has its share of petty crime such as pickpocketing or minor theft, especially in crowded areas. However, violent crime is relatively rare, and most visitors have a trouble-free stay. The local authorities are quite efficient and responsive to any reported incidents. It's always advisable for tourists to take standard precautions to protect their belongings. Overall, the crime rate in Zakynthos is not high compared to other tourist destinations," explained one expat living in Zakynthos, Greece.

What are the schools in Zakynthos like?

"Zakynthos, is a beautiful island known for its stunning beaches and vibrant nightlife. However, it appears that there are no international or bilingual schools specifically located on the island. The education system in Greece is primarily public and follows a national curriculum, with Greek as the language of instruction. For English-speaking or international education, the closest options would be in larger cities on the mainland, such as Athens. For instance, the American Community Schools (ACS) Athens (https://www.acs.gr/) is a well-known international school that offers an American-style education with an international perspective, from pre-kindergarten to grade 12. Another option is the Byron College (http://www.byroncollege.gr/), a British international school in Athens that provides a British-style education for students aged 3 to 18. The St. Lawrence College (https://www.slc.gr/) is another British international school in Athens that offers a British curriculum from pre-school to secondary education. The Campion School (http://www.campion.edu.gr/), also in Athens, is an international school that offers a British-style education for students from ages 3 to 18. For bilingual education, the French School of Athens (https://www.efa.gr/) offers a curriculum in both French and Greek, while the Deutsche Schule Athen (https://www.dsathen.gr/) provides a German-Greek bilingual education. Please note that these schools are not located in Zakynthos, but they represent the closest options for international or bilingual education in Greece," remarked one parent with kids at in Zakynthos.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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