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Chania, Greece: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Chania | Expat Exchange
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Chania, Greece

By Joshua Wood, LPC

Last updated on Nov 10, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Chania, Greece: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Chania?

When we asked people what advice they would give someone preparing to move to Chania, they said:

"Before moving to Chania, expats should know that the official language is Greek, and while English is widely spoken, learning some basic Greek phrases can be beneficial. The cost of living in Chania is generally lower than in many European cities, but it's still important to budget carefully. The city has a Mediterranean climate with hot, dry summers and mild, rainy winters. Healthcare in Greece is of a good standard, but expats are advised to have comprehensive health insurance. Expats can access public healthcare if they are contributing to the Greek social security system, but many choose private healthcare for more immediate access to specialists. Chania is known for its rich history and culture, with many historical sites, museums, and festivals throughout the year. The local cuisine is a highlight, with a focus on fresh, local ingredients and traditional Cretan dishes. The city is generally safe, but like any city, it's important to be aware of your surroundings and take basic safety precautions. Public transportation is reliable and affordable, with buses being the most common mode of transport. Expats should also be aware that Greece has strict regulations on property ownership, so it's important to seek legal advice before buying property. Finally, Greece operates on Eastern European Time and uses the Euro as its currency," said one expat in Chania.

How do I find a place to live in Chania?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Chania, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Chania to find one that suits your lifestyle and preferences. Some areas may be closer to the beach, while others may be more central and closer to shops and restaurants. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Chania, such as Spitogatos, XE, and HomeGreekHome. These websites allow you to filter your search based on location, price, size, and other factors. In addition to online listings, you may also want to consider hiring a real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. When you find a place you're interested in, make sure to visit it in person before making any commitments. This will give you a chance to check the condition of the property, the neighborhood, and ask any questions you may have. Finally, once you've found the perfect place, you'll need to sign a lease agreement. Make sure to read it carefully and understand all the terms before signing. It's also a good idea to have a Greek-speaking friend or a lawyer review it to ensure there are no misunderstandings. Remember, finding a place to live can take time, so be patient and don't rush the process. With a bit of research and perseverance, you'll find the perfect home in Chania," remarked one expat who made the move to Chania.

What is a typical expat home or apartment like in Chania?

"A typical expat home or apartment in Chania, is often located in the heart of the city or near the coastline, offering stunning views of the Aegean Sea. These homes usually blend traditional Greek architecture with modern amenities, featuring whitewashed walls, blue accents, and terracotta roof tiles. Inside, the homes are spacious and airy, with high ceilings, large windows, and open floor plans. The living area often flows seamlessly into a fully equipped kitchen, perfect for those who enjoy cooking. Bedrooms are typically large and comfortable, often with en-suite bathrooms. Many homes also have a balcony or terrace, ideal for outdoor dining or simply enjoying the Mediterranean climate. Some properties may even have a small garden with local plants like olive trees and bougainvillea. For those who prefer more luxurious living, there are also villas and larger homes available, often with private pools and expansive outdoor spaces. Despite the size and location, most homes in Chania are designed to take full advantage of the natural light and beautiful surroundings, creating a peaceful and relaxing living environment. In terms of location, many expats choose to live in the Old Town, a charming area with narrow, winding streets, historic buildings, and a vibrant local culture. Others prefer the quieter residential neighborhoods, which are still within easy reach of the city's amenities. Regardless of where they choose to live, expats in Chania can enjoy a laid-back lifestyle, rich history, and stunning natural beauty," wrote one member in Chania.

What is the average cost of housing in Chania?

If you are thinking about moving to Chania, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Chania can vary greatly depending on the location and size of the property. For instance, in the city center, you can expect to pay a higher price compared to the outskirts. On average, you could expect to pay around €1,500 to €2,000 per square meter for an apartment in the city center. For a house in the suburbs or in a village, the price could range from €1,000 to €1,500 per square meter. However, these prices can fluctuate based on the current real estate market conditions," wrote a member in Chania.

What should I bring when moving to Chania?

People living in Chania were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Chania, you should pack a variety of clothing options suitable for the Mediterranean climate, including lightweight clothing for the hot summers and warmer clothing for the cooler winters. Don't forget to pack a good pair of walking shoes for exploring the city and its surroundings. Swimwear is a must for enjoying the beautiful beaches, and a sun hat, sunglasses, and sunscreen are essential to protect yourself from the sun. Pack any prescription medications you need, along with a copy of your prescription. It's also a good idea to bring a basic first aid kit. If you plan on cooking, you might want to pack some of your favorite non-perishable food items that may be hard to find in Greece. Remember to bring all necessary travel documents, such as your passport, driver's license, and any necessary visas or residency permits. Pack a power adapter for your electronics, as Greece uses a different plug type than many other countries. If you're planning on working or studying, bring any necessary materials, such as your laptop or textbooks. Lastly, consider packing some personal items that will make your new place feel like home, such as photos or small mementos," said one expat who made the move to Chania.

Where should I setup a bank account in Chania?

We asked expats in Chania what banks they use and there advice about banking. They advised:

"Before retiring in Chania, expats should know that the cost of living is generally lower than in many Western countries, but it's still important to have a solid financial plan. They should be aware that while many locals speak English, learning some basic Greek can greatly enhance their experience and make daily life easier. Expats should understand that Greece has a national healthcare system, but it's recommended to have private health insurance for more comprehensive coverage. They should know that Chania has a Mediterranean climate with hot, dry summers and mild, rainy winters, which can be a significant change if they're from a colder climate. Expats should be aware that Greek culture places a strong emphasis on family and social life, with frequent gatherings and celebrations. They should know that Chania is known for its beautiful beaches, historic sites, and vibrant nightlife, offering plenty of activities for retirees. Expats should understand that the process of buying property in Greece can be complex, so it's advisable to hire a local lawyer to help navigate the legalities. They should be aware that Greece's economy has been unstable in recent years, which can affect everything from the cost of living to the availability of goods and services. Expats should know that the pace of life in Chania is slower than in many other places, which can be a welcome change for retirees but may require some adjustment. They should understand that while Chania is a popular tourist destination, it also has a strong local community, and integrating into this community can greatly enhance their experience. Finally, expats should be aware that while Greece is part of the EU, it has its own unique rules and regulations, so it's important to familiarize themselves with local laws and customs," said one expat in Chania.

What do expats in Chania appreciate most about the local culture?

"Expats in Chania, often appreciate the warm and welcoming nature of the local people. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of many Western cities. The rich history and beautiful architecture of Chania are also greatly admired, with many expats enjoying exploring the old town and its Venetian harbour. The local cuisine is another highlight, with fresh seafood, locally grown fruits and vegetables, and traditional Greek dishes being a staple of the diet. Expats also appreciate the strong sense of community in Chania, with local festivals and events bringing everyone together. The beautiful natural surroundings, including the stunning beaches and mountains, are also a major draw for expats. Lastly, the sunny and mild climate is often cited as one of the best aspects of living in Chania," said one expat who made the move to Chania.

What do expats find most challenging?

"Expats in Chania often find the language barrier to be the most challenging aspect of the local culture. Greek is a difficult language to learn and not everyone in Chania speaks English, which can make everyday tasks like shopping or asking for directions difficult. Another challenge is the slower pace of life, which can be frustrating for those used to a faster, more efficient pace. Things often take longer than expected in Chania, from getting a phone line installed to waiting for a meal at a restaurant. Understanding and adapting to Greek social customs can also be challenging. Greeks are known for their hospitality and love of socializing, which can be overwhelming for those who value their privacy or are more introverted. The bureaucracy in Greece is also notoriously complex and can be a source of frustration for expats. Simple tasks like opening a bank account or registering a car can become complicated and time-consuming due to the amount of paperwork and the number of steps involved. Lastly, the economic instability in Greece can be a concern for expats, particularly those who are planning to live in Chania long-term. The high unemployment rate and ongoing financial crisis can make it difficult to find stable employment or to plan for the future," said one expat in Chania.

Is there a lot of crime in Chania?

We asked people if there is a lot of crime. They answered:

"Chania, generally has a low crime rate, making it a safe place for both residents and tourists. Most reported crimes are non-violent and petty in nature, such as pickpocketing or bag snatching, particularly in crowded tourist areas. However, serious crimes like assault, robbery, or other violent offenses are relatively rare. The local police force is efficient and responsive, contributing to the overall safety of the city. Despite the low crime rate, it is always advisable for visitors to take standard precautions to protect their belongings and personal safety," wrote one member in Chania.

What are the schools in Chania like?

"Chania, is a beautiful city with a rich history and culture. It also has a few educational institutions that cater to international and bilingual students. One of them is the International School of Chania. This school offers a comprehensive curriculum for students from kindergarten to high school. It follows the International Baccalaureate (IB) program, which is recognized worldwide. The school is known for its multicultural environment and its emphasis on critical thinking and problem-solving skills. More information can be found on their website: http://www.isch.gr/ Another school is the Chania International School. This school offers a British curriculum for students from preschool to high school. The school is known for its small class sizes, which allows for personalized attention for each student. The school also offers a variety of extracurricular activities, including sports, music, and art. More information can be found on their website: http://www.chania-school.com/ The European School of Crete is also located in Chania. This school is part of the European Schools network, which is a system of schools established by the European Union for children of its employees. The school offers a multilingual and multicultural education, with instruction in several European languages. More information can be found on their website: http://www.eursc.eu/ Lastly, there's the German School of Crete. This school offers a German curriculum for students from kindergarten to high school. The school is known for its emphasis on German language and culture, but also offers instruction in English and Greek. More information can be found on their website: http://www.deutsche-schule-kreta.gr/," remarked one expat living in Chania with children attending .

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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