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Heraklion, Greece: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Heraklion | Expat Exchange
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Heraklion, Greece

By Joshua Wood, LPC

Last updated on Jan 11, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Heraklion, Greece: Cost of living, Finding a home, Meeting People and more.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Heraklion?

When we asked people what advice they would give someone preparing to move to Heraklion, they said:

"Heraklion, the capital of Crete, is a vibrant city with a rich history and a modern lifestyle. Before moving to Heraklion, expats should know that the official language is Greek, and while English is widely spoken, learning some basic Greek phrases can be beneficial. The cost of living is generally lower than in many European cities, but it's still advisable to have a stable income or savings. The city has a Mediterranean climate with hot, dry summers and mild, rainy winters. It's important to note that many buildings in Heraklion don't have central heating, so winters can feel colder indoors. The healthcare system in Greece is of a good standard, but expats are advised to have comprehensive health insurance. Heraklion is a safe city, but like any other place, it's advisable to take standard precautions, especially in crowded tourist areas. The city is well-connected by public transport, but owning a car can be beneficial for exploring the island. Greek cuisine is a highlight of living in Heraklion, with plenty of fresh seafood, olive oil, and locally produced wines. The city is rich in culture and history, with numerous museums, historical sites, and festivals throughout the year. However, it's worth noting that Greeks have a relaxed approach to time, often referred to as 'Greek time', which can take some getting used to. Finally, Greeks are known for their hospitality, so expats can expect a warm welcome in Heraklion," wrote one member in Heraklion.

How do I find a place to live in Heraklion?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Heraklion, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Heraklion to find one that suits your lifestyle and preferences. Some areas may be closer to the city center, while others may be more residential or closer to the beach. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Heraklion, such as Spitogatos, XE, and HomeGreekHome. These websites allow you to filter your search based on location, price, size, and other factors. In addition to online searches, you may also want to consider hiring a local real estate agent. They can provide valuable insight into the local market and help you navigate the process of finding and securing a rental. When you find a place that you're interested in, it's important to visit it in person before making any commitments. This will give you a chance to inspect the property and the surrounding area, and to ask any questions you may have. Finally, once you've found a place that you're happy with, you'll need to sign a lease agreement. Be sure to read this carefully and understand all the terms before signing. You may also need to pay a deposit at this time. Remember, finding a place to live can take time, so it's important to be patient and not rush the process. With a bit of research and perseverance, you'll be able to find a great place to live in Heraklion," remarked one expat who made the move to Heraklion.

What is a typical expat home or apartment like in Heraklion?

"A typical expat home or apartment in Heraklion, is often located in the city center or near the coast, offering stunning views of the Aegean Sea. These homes usually have a traditional Greek aesthetic, with white-washed walls, blue accents, and terracotta roof tiles. The interiors are often spacious and airy, with high ceilings and large windows that let in plenty of natural light. Many homes feature open-plan living areas, with a combined living room and dining area, and a separate kitchen. The kitchen is usually fully equipped with modern appliances, including a fridge, oven, and dishwasher. Bedrooms are typically large and comfortable, often with built-in wardrobes and en-suite bathrooms. Many homes also have a balcony or terrace, perfect for enjoying the warm Greek weather. Some luxury apartments may even have a private pool or access to a communal pool. Despite the traditional exterior, many homes are equipped with modern amenities such as air conditioning, heating, and high-speed internet," explained one expat living in Heraklion, Greece.

What is the average cost of housing in Heraklion?

If you are thinking about moving to Heraklion, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Heraklion can vary greatly depending on the location and size of the property. For instance, in the city center, the price for a one-bedroom apartment can range from moderate to high, while a three-bedroom apartment in the same area can be quite expensive. Outside of the city center, the prices for apartments of similar sizes tend to be more affordable. For those looking to purchase property, the average price per square meter can also range from moderate to high, depending on the location and condition of the property," wrote one member in Heraklion.

Where should I setup a bank account in Heraklion?

We asked expats in Heraklion what banks they use and there advice about banking. They advised:

"Expats considering retirement in Heraklion, should be aware that the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. The city offers a Mediterranean climate with hot, dry summers and mild, wet winters, which can be a significant factor for those with health concerns. Greek is the official language, so learning some basic phrases can be beneficial, although English is widely spoken in tourist areas. The healthcare system in Greece is of a good standard, with a mix of public and private healthcare available, but it's recommended to have comprehensive health insurance. Heraklion is the largest city and the administrative capital of the island of Crete, offering a mix of modern amenities and rich history. It's known for its vibrant nightlife, delicious cuisine, and archaeological sites. Public transportation is reliable and affordable, with buses being the primary mode of transport. However, owning a car can be beneficial for exploring the island. Greek people are known for their hospitality and friendliness, but it's important to respect their customs and traditions. The pace of life in Heraklion is slower than in many Western cities, which can be a significant change for some expats. The process of buying property in Greece is straightforward, but it's recommended to hire a lawyer to navigate the legalities. It's also important to note that Greece imposes a tax on worldwide income, so it's advisable to consult with a tax professional. Finally, while Greece is generally a safe country, it's always important to take standard precautions to protect personal safety and belongings," commented one expat who made the move to Heraklion.

What do expats in Heraklion appreciate most about the local culture?

"Expats in Heraklion, often appreciate the warm and welcoming nature of the local people, who are known for their hospitality and friendliness. They also enjoy the relaxed pace of life, which is a stark contrast to the hustle and bustle of many other cities. The rich history and culture of Heraklion, with its ancient ruins and museums, is another aspect that expats find fascinating. The local cuisine, characterized by fresh seafood, olive oil, and locally grown fruits and vegetables, is also highly appreciated. Expats also love the vibrant nightlife, with numerous bars, clubs, and live music venues. The beautiful natural surroundings, including the stunning beaches and mountains, are another major draw for expats. Lastly, many expats appreciate the strong sense of community in Heraklion, where local festivals and events are celebrated with great enthusiasm," remarked one expat who made the move to Heraklion.

What do expats find most challenging?

"Expats in Heraklion often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and the Greek language can be difficult to learn. The pace of life can also be a challenge, as it is much slower than what many expats are used to, which can be frustrating when trying to get things done. Additionally, the Greek concept of time, known as "Greek time", where punctuality is not always a priority, can be difficult for expats to adjust to. The bureaucracy in Greece can also be a challenge, as it can be complex and time-consuming. Lastly, while Greeks are generally friendly and hospitable, it can sometimes be difficult for expats to break into local social circles and feel fully integrated into the community," wrote a member in Heraklion.

Is there a lot of crime in Heraklion?

We asked people if there is a lot of crime. They answered:

"Heraklion, like many cities, does experience some level of crime. However, it is generally considered to be a safe city, especially in comparison to larger cities worldwide. The most common types of crime reported are usually petty crimes such as pickpocketing or bag snatching, particularly in crowded tourist areas. Violent crime is relatively rare, and the city is generally safe to walk around, even at night. However, as with any city, it is always recommended to take basic precautions to protect personal belongings and safety," wrote a member in Heraklion.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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