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Lake Atitlan, Guatemala: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Lake Atitlan | Expat Exchange
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Lake Atitlan, Guatemala

William Russell
William Russell
William Russell
William Russell

By Joshua Wood, LPC

Last updated on May 04, 2024

Summary: People often describe Lake Atitlan, Guatemala as a stunningly beautiful place with a unique culture and a vibrant atmosphere. Expats love the laid-back lifestyle, the stunning views, and the friendly locals. The weather in Lake Atitlan is generally mild, with temperatures ranging from the mid-50s to the mid-80s Fahrenheit. The average cost of living for an expat is around $1,000 to $1,500 per month. The cost of a one bedroom apartment is typically around $400 to $600 per month, while a two bedroom apartment can cost anywhere from $500 to $800 per month. The approximate population of Lake Atitlan is around 50,000 people.

What do I need to know about living in Lake Atitlan?

When we asked people what advice they would give someone preparing to move to Lake Atitlan, they said:

"When considering retiring in Lake Atitlan, it is important to know that the area is quite secluded and mountainous, providing a great deal of peace and quiet. It is necessary to obtain a resident visa if you plan to stay in Guatemala for more than 90 days. The cost of living in Lake Atitlan is relatively low, as are property taxes. However, healthcare and other necessary services such as banking and postal services will require going to other towns in the area. It is important to be aware of the different Mayan languages spoken in the area, as well as the culture and traditions of the local people. The weather can be quite extreme, with hot summers and colder, wetter winters. Lastly, retirement in Lake Atitlan provides an opportunity to explore the beautiful natural environment and engage in hobbies like bird watching and trekking," remarked one expat who made the move to Lake Atitlan.

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What do I need to know before moving to Lake Atitlan?

When we asked people what advice they would give someone preparing to move to Lake Atitlan, they said:

"Lake Atitlan is located in the southwestern highlands of Guatemala. The climate in the area is temperate with warm days and cool nights. The lake itself is surrounded by three volcanoes, making for breathtaking views. The local Mayan population is made up of several different linguistic and cultural groups, creating a mix of different cultures to explore. The cost of living is relatively low, with groceries and household items costing less than in North American cities. The local currency is the Guatemala Quetzal. The area's infrastructure is modern and reliable, but there are still some rural areas that depend on traditional ways of life. Crime is low; however, there are some areas that are best avoided. It's also important to understand the local customs and respect the traditional values of the local population. Finally, Lake Attilan is a popular destination for tourists, so be prepared to encounter visitors from around the world during your stay," said one expat in Lake Atitlan.

How do I find a place to live in Lake Atitlan?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"When looking for a place to live in Lake Atitlan, it is best to search online for rental and housing listings or to contact a local real estate agent or rental agency. Finding a roommate to share a house, or an Airbnb rental, can also be a great way to save on costs. Additionally, many local communities offer homestays, which are a great, affordable way to experience the culture of the area," said one expat who made the move to Lake Atitlan.

What is a typical expat home or apartment like in Lake Atitlan?

"Expat homes or apartments in Lake Atitlan tend to be small, but comfortable. They often have vibrant colors, large windows, wood paneled walls, open living spaces, and views of the lake. Most expat homes have private balconies or terraces, modern appliances and furnishings, and plenty of natural light. Some have terraced gardens with tropical flowers and palm trees, which provide the perfect spot for relaxing on hot summer days. Expat housing in Lake Atitlan is typically affordable and many of the homes and apartments come fully equipped with everything you need for a comfortable stay," remarked one expat who made the move to Lake Atitlan.

What is the average cost of housing in Lake Atitlan?

If you are thinking about moving to Lake Atitlan, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Lake Atitlan varies depending on size and location, but generally it is less expensive than other popular Guatemalan tourist locations. There are many rentals available for as low as $200-$400 USD/month, while more upscale homes and villas range in price from $500-$4000 USD per month," remarked one expat who made the move to Lake Atitlan.

How do I meet people in Lake Atitlan?

When we asked people living in Lake Atitlan about club and activities where newcomers can meet others, they responded:

"Meeting people in Lake Atitlan is easy! One of the best ways to connect with local people is to sign up for language classes or volunteer projects. This will allow you to engage with locals and join in with their daily activities. Tourists can also take advantage of the many bars and restaurants that line the lakefront, where you can make friends with other vacationers as well as locals. Hiking the many trails that surround the lake is another great way to meet people while taking in some of Guatemala’s breathtaking scenery. Exploring the local market or taking a boat tour are also popular activities where you can easily meet and chat with locals," remarked one expat who made the move to Lake Atitlan.

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What should I bring when moving to Lake Atitlan?

People living in Lake Atitlan were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Clothing for cold and warm weather, sturdy walking shoes, bug repellent and sunscreen for outdoor activities, a flashlight and batteries, a first aid kit, a hat and sunglasses, a laptop, a copy of important documents, and a water filter," wrote one member in Lake Atitlan.

Where should I setup a bank account in Lake Atitlan?

We asked expats in Lake Atitlan what banks they use and there advice about banking. They advised:

"The two major banks in Lake Atitlan are Banco Industrial, located in San Pedro La Laguna, and Banco G&T Continental, located in Panajachel. Both banks offer a range of services, including opening and managing bank accounts. To open a bank account, bring a valid ID, proof of address, and other required documents," said one expat in Lake Atitlan.

Will I be able to find a job in Lake Atitlan?

When we asked people about industries and career opportunities in Lake Atitlan, they reponded:

"It is possible to find a job in Lake Atitlan, as the area is a major tourist destination and has a strong leisure and hospitality industry. It is also home to several artisan villages and art cooperatives that may offer employment opportunities. Many locals are also employed in agricultural roles such as farming, fishing and cooking. Additionally, international schools and organizations operating in the area may offer opportunities for employment," remarked one expat living in Lake Atitlan, Guatemala.

What is life like in Lake Atitlan?

When we asked people living in Lake Atitlan what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Lake Atitlan is generally peaceful and relaxed. The lake is surrounded by three volcanoes and is known for its stunning views and vibrant culture. Expats and digital nomads can enjoy the lake's many activities, such as swimming, kayaking, and fishing. The area also offers a variety of outdoor activities, such as hiking, mountain biking, and bird watching. The local towns offer a variety of restaurants, cafes, and bars, as well as markets and shops. The cost of living is relatively low, making it an attractive destination for those looking to live and work remotely. The locals are friendly and welcoming, making it easy to integrate into the community," wrote one member in Lake Atitlan.

What do expats in Lake Atitlan appreciate most about the local culture?

"The absolute connection with nature...the organic...the spiritual...the honest simplicity of the lifestyle and the people who chose to live this lifestyle...the freedom to be me...which is outside the box..and to see so many others here are outside the box...lol the food,drink, and the language, and did I mention mi casa has a view like no other...the energy of the lake is mystical...and there is no words for the feeling...and the few village people I have met are awesome,loving and teach me so much...everyday is an adventure, growth and rich for me...in so many ways.The art, the buildings, the flora and fauna. I also chose my home based on the connection to the earth...I have more freedom, and more time. I am also happy my diet is better,healthier...the physical activity needed to live in a location which has no roads is wonderful for my body...I not only am learning about the people here, the land I am living in...but am learning so much about myself...and that is what I appreciate more than anything...okay not entirely true...as the cost of living in paradise is also one of the top 4 things for coming here..," explained one expat living in Lake Atitlan, Guatemala.

"Expats in Lake Atitlan appreciate the warmth and friendliness of the locals, the natural beauty of the volcanoes, lakes and forests that surround the area, and fully immerse themselves in the local culture by learning the Mayan language, eating traditional Mayan food, participating in local festivals and enjoying cultural activities such as visits to markets and villages, trips to hot springs and sacred Mayan sites. They also take pride in the local Mayan culture, which is still strongly evident in daily life," said one expat in Lake Atitlan.

What do expats find most challenging?

"Expatriates often find it challenging to adapt to a new culture and lifestyle, establish relationships, find meaningful employment and navigate the unfamiliar environment of a new country. Many expats struggle to learn a new language, maintain a quality of life comparable to their home country and feel accepted into their new community. Other challenges include understanding different legal systems, obtaining visas or permits, dealing with bureaucracy and finding suitable housing. For some expats, being away from family and friends can be an emotionally trying experience," wrote one member in Lake Atitlan.

"Hello, the language...duh...kind of need it to be part of the culture and not separate...helps to function. Using up all my fresh veggies and fruits before they go bad...lol...a juicer helps with this... Sticking to an annual living budget...lol...I want to eat out more than I should in order to supply the need of wanting the company of others... Having some one do my laundry...which is not something I am use to...and then not understanding why she would get upset when I offer to help...true story! Not having easy shopping access to my painting supplies and books! But I knew this before I came... Finally, the reality of being on a vacation is not the same as living here full time...Belize was vacation...here it is like a weirdness...part vacation and part living...sometimes my brain doesn't wrap itself around this idea...so when I am not working I feel like I should be...and when I am working I feel like I should be off exploring...then there is the days where I am happy to be working in paradise and it just feels strange...like pinch me some one...this cannot be for real...lol," remarked one expat who made the move to Lake Atitlan.

Is there a lot of crime in Lake Atitlan?

We asked people if there is a lot of crime. They answered:

"No, there is not a lot of crime in Lake Atitlan. The small towns that surround the lake are generally very safe. Tourists and locals alike can feel secure about their safety when visiting or living in the area. While petty thefts and scams may occur, those types of incidences are rare," wrote a member in Lake Atitlan.

Is there a lot of diversity? Are people in Lake Atitlan accepting of differences?

"Lake Atitlan is renowned for its diverse population and cultural acceptance. The lake's proximity to three main indigenous groups--the Maya Kaqchikel, Tz'utujil, and Mam peoples--has created a unique multi-ethnic atmosphere around the lake that includes traditional Mayan clothing, language, music, and ceremonies. The local population is very accepting of foreigners and welcomes people from all cultural and religious backgrounds. Lake Atitlan is also home to many expats, who bring a variety of cultural influences that contribute to the cultural diversity of the area," wrote a member in Lake Atitlan.

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What are the schools in Lake Atitlan like?

"Check out their web site. Ask to contact parents to share their experience, come and spend some times at the school http://www.lifeschoolweb.com," commented one expat when asked about Robert Muller Life School in Lake Atitlan.

"In Lake Atitlan there are several private bilingual schools that offer a mix of Spanish and English. Some of the schools offer a traditional Guatemalan curriculum while others focus on a Montessori and Waldorf education, as well as certified international curriculums. Nearly all of the schools have programs that cover pre-primary and primary grades, plus some offer secondary school and even college-level courses. In recent years, the schools in Lake Atitlan have developed strong relationships with universities such as the University of San Carlos, offering students the opportunity to pursue college studies right in the community. Other educational options include a French school, the American-Guatemalan school and an indigenous language school," explained one expat in Lake Atitlan, Guatemala with kids at .

What are the pros and cons of living in Lake Atitlan?

Expats, digital nomads and retirees living in Lake Atitlan responded:

"Expats and digital nomads living in Lake Atitlan, often like the stunning natural beauty of the area, with its picturesque lake surrounded by volcanoes and lush green hills. They appreciate the affordable cost of living, which allows them to enjoy a comfortable lifestyle without breaking the bank. The climate is also a major draw, with its pleasant, spring-like temperatures year-round. The laid-back, relaxed atmosphere of the towns around the lake is another aspect that appeals to expats and digital nomads. They enjoy the rich cultural experiences offered by the indigenous Mayan communities, as well as the opportunity to learn Spanish through immersion. The availability of outdoor activities, such as hiking, kayaking, and swimming, is also a plus for those who enjoy an active lifestyle. However, there are also some aspects of living in Lake Atitlan that expats and digital nomads may dislike. One common complaint is the unreliable internet connection, which can be a significant challenge for those who rely on it for work. The infrastructure in the area can also be lacking, with poor road conditions and limited access to public transportation. Another downside is the limited availability of certain goods and services, which may require trips to larger cities like Guatemala City or Antigua. Some expats and digital nomads may also feel isolated due to the remote location and the language barrier, especially if they do not speak Spanish fluently. Lastly, safety concerns can be an issue, as petty crime and theft can be a problem in some areas around the lake. It is essential for expats and digital nomads to take precautions and be aware of their surroundings to ensure their safety while living in Lake Atitlan," remarked one expat living in Lake Atitlan.

"Lake Atitlan is arguably the most beautiful lake in the world. I love the fact there have been very few (if any) tourists over the past year. I have been able to cycle the roads (and off-road), hike the trails & the 2 volcanoes in my back yard 1 in front. Many Mayan artifacts can still be found such as obsidian blades and pottery. I have been able to explore the local area unimpeded by traffic and without being accosted by hawkers. The climate is perfect here in the mountains. Never too hot and never too cold. No heat or A/C required, just add or subtract clothing or a blanket at night. The rainy season is just as fascinating as the dry season. A fresh wind known as the "Norte" blows clouds away. You can only see a few billion stars at night since there is no extraneous or reflected light here. Culturally, there are a few days per year where the locals celebrate by lighting firecrackers and fireworks in the evening and in the early morning. This can be annoying but you learn to ignore it. Also street dogs are everywhere. Once in a while they will congregate and bark all night. Bring earplugs when you move to Latin America for those rare occasions," said one expat living in Lake Atitlan.

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What type of social life can someone expect in Lake Atitlan?

When we asked expats and global nomads about their social experiences in Lake Atitlan, they replied:

"Expats, retirees, and digital nomads living in Lake Atitlan typically have a vibrant and diverse social life. They often engage in various activities such as attending language classes, participating in local cultural events, and joining clubs or organizations to meet like-minded individuals. Many expats also enjoy exploring the natural beauty of the lake and its surrounding areas, taking part in outdoor activities like hiking, kayaking, and bird-watching. Additionally, they often frequent local markets, cafes, and restaurants, where they can interact with both locals and fellow expats. Some expats also volunteer in community projects or teach English, which allows them to immerse themselves in the local culture and make meaningful connections with the people of Lake Atitlan. Overall, the social life of expats in Lake Atitlan is a mix of leisure, adventure, and cultural immersion, offering a unique and fulfilling experience," said one expat.

"I am currently not a socializer due to pandemic common sense. Very few establishments permit mass gatherings or close contact," commented one expat living in Lake Atitlan, Guatemala.

"There have very few social events since Feb 2020. We are starting to have a few more gatherings with trusted friends. The precautions will continue until 2022," said an expat in Lake Atitlan.

"The social scene in Lake Atitlan is a vibrant mix of local Mayan culture, expats, and tourists. The area is known for its laid-back atmosphere, with a strong focus on art, music, and spirituality. There are several towns and villages around the lake, each with its own unique character and social vibe. Panajachel, the largest town, is a bustling hub with a lively nightlife, featuring bars, restaurants, and live music venues. It is popular among tourists and expats, making it a great place to meet new people and socialize. San Pedro La Laguna is known for its backpacker scene, with a variety of budget-friendly accommodations, bars, and cafes. The town has a relaxed, bohemian vibe, attracting travelers interested in yoga, meditation, and holistic healing. San Marcos La Laguna is another popular destination for spiritual seekers, offering a serene atmosphere with yoga studios, meditation centers, and alternative healing workshops. The social scene here is more low-key, with a focus on personal growth and wellness. Santiago Atitlan, the largest indigenous town on the lake, offers a more authentic glimpse into local Mayan culture. The social scene here is centered around traditional markets, religious festivals, and community events. Overall, the social scene in Lake Atitlan is diverse and welcoming, offering something for everyone, from lively nightlife to peaceful retreats. Visitors can easily immerse themselves in local culture, connect with fellow travelers, or simply enjoy the natural beauty of the lake and its surroundings," remarked one expat in Lake Atitlan.

What advice to expats in Lake Atitlan have about housing?

"Expats in Lake Atitlan advise newcomers to take their time when searching for housing, as it's essential to explore different villages around the lake to find the one that suits their lifestyle and preferences. They recommend renting a place for a few months before committing to a long-term lease or purchasing a property. This allows time to get a feel for the area, understand the local real estate market, and make connections with locals who can help in finding the right home. It's essential to consider factors such as accessibility, safety, and proximity to amenities when choosing a location. Some villages are more remote and may require a boat ride to access basic services, while others are more developed and have a larger expat community. Expats also suggest looking for housing with reliable water and electricity supply, as these can be issues in some areas. Negotiating rental prices is common, and it's helpful to have a local friend or real estate agent assist in the process to ensure a fair deal. Expats also recommend thoroughly inspecting the property before signing a lease, as maintenance standards may vary. Finally, it's essential to be aware of local customs and traditions when living in Lake Atitlan. Building relationships with neighbors and respecting the local culture will contribute to a more enjoyable and fulfilling experience in this beautiful region of Guatemala," mentioned one expat inLake Atitlan.

"Folks searching for housing must get to know a local or two. Word of mouth is the main advertising medium. Sadly Facebook would be second. There are many hidden gems for rent behind walls with no signs visible," commented one expat who moved to Lake Atitlan, Guatemala.

What are medical services in Lake Atitlan like?

When we asked expats and global nomads about the quality of medical care in Lake Atitlan, they replied:

"I live in a rural area therefore first world style healthcare is some distance away. There is an excellent community hospital in the area of Santiago named "Hospitalito Atitlan"," said an expat in Lake Atitlan.

"Medical services in Lake Atitlan, are relatively limited due to its remote location. There are small clinics and health centers in the towns surrounding the lake, which provide basic healthcare services and treatments for minor illnesses and injuries. However, these facilities may not be equipped to handle more serious or complex medical issues. For more advanced care, patients may need to travel to larger cities like Panajachel or Sololá, where there are better-equipped hospitals and medical facilities. Additionally, medical professionals in the area may not speak English fluently, which could pose a challenge for non-Spanish speaking visitors. It is recommended that travelers to Lake Atitlan carry a comprehensive travel insurance policy that includes medical evacuation coverage in case of emergencies," remarked one expat in Lake Atitlan.

Are healthcare and health insurance expensive in Lake Atitlan?

"My health insurance take care of 2/3 of the bill but still the cost is very low in total and cheap," mentioned an expat living in Lake Atitlan.

"Healthcare and health insurance in Lake Atitlan can be considered relatively affordable compared to more developed countries. However, the cost of healthcare services and insurance may vary depending on the type of coverage, medical facility, and the specific needs of an individual. Public healthcare facilities are generally cheaper but may have limited resources and longer wait times, while private clinics and hospitals offer better quality care at a higher cost. Health insurance plans are available for both locals and expats, with options ranging from basic coverage to comprehensive plans. It is important to note that while healthcare costs in Lake Atitlan may be lower than in other countries, the quality of care and availability of specialized treatments may also be limited," said an expat in Lake Atitlan.

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Is the cost of living in Lake Atitlan high?

We asked people about the cost of living in Lake Atitlan, they wrote:

"As mentioned, it is low for the basics. If you can be happy on a Mayan diet, rice, beans, tortillas, a bit of chicken or pork, eggs, it will cost almost nothing (because the indigenous are a very poor people). If you have to have Campbell's soup or quality tuna fish, you will pay a premium over the prices back home. If you are not an electricity hog, your daily electric bill will be low. Water is not a typical bill as it depends on your source. Internet is pricey and if poor quality. Rents can be found for very cheap. Best to look at Facebook pages for the villages around the lake for a true sense. You can find rustic to luxury. The real estate agents will get good properties but at a high cost (but still lower than 1st World)," commented one expat who moved to Lake Atitlan.

What are the visa & residency requirements in Lake Atitlan?

"You are allowed to stay in country 90 days before you have to exit country and renew. El Salvador, Honduras, and Nicaragua don't count. So most folks go to Mexico. It is also possible to pay someone to take your passport to the border and get you stamped out and back in. There are people who have lived here for many years doing exactly this. Residency is complex (like almost every country) but if you can qualify as a permanent resident (pensionista) you can obtain citizenship and passport in five years," mentioned an expat living in Lake Atitlan.

Why do people move to Lake Atitlan?

When we asked people why foreigners move to Lake Atitlan, they responded:

"Expats are attracted to move to Lake Atitlan, due to its stunning natural beauty, with the lake surrounded by lush green hills and towering volcanoes. The pleasant climate, often referred to as the "land of eternal spring," offers comfortable living conditions year-round. The low cost of living, including affordable housing, food, and healthcare, is another major draw for expats. Additionally, the rich Mayan culture and friendly local communities provide a unique and immersive cultural experience. The laid-back lifestyle and opportunities for outdoor activities, such as hiking, kayaking, and bird-watching, also appeal to those seeking a more relaxed and adventurous way of life. Finally, the growing expat community offers a sense of camaraderie and support for newcomers looking to make Lake Atitlan their new home," remarked one expat living in Lake Atitlan.

"There are several reasons people relocate to the Lake Atitlan area:

  1. Low cost of living. Nearly everything is substantially less than what one would pay in the 1st World. That is the necessities: food, housing, transport. If you want 1st World conveniences you will pay a premium... internet, television, foods from home.
  2. The location. Situated at 5000 feet (1524 m) above sea level, this is not the hot tropical jungle one usually associates with living in Central America. We call it the land of eternal springtime. Bring a sweater. And bring a camera...this is one of the most beautiful places on Earth.
  3. Lifestyle. You can be retired and as lazy or active as you want (lots of volunteer opportunities). If you have a New Age orientation, the lake area is a vortex for seekers and practitioners of every sort.
  4. ," said one expat living in Lake Atitlan.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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