Monterrico, Guatemala
Last updated on Feb 17, 2025
Summary: Expats, digital nomads and retirees discuss what it is like to live in Monterrico, Guatemala: Cost of living, Finding a home, Meeting People and more.
What do I need to know about living in Monterrico?
When we asked people what advice they would give someone preparing to move to Monterrico, they said:
"Monterrico, is a popular retirement destination for expats due to its beautiful beaches and relaxed lifestyle. Before retiring there, it's important to understand a few key things. Firstly, the cost of living in Monterrico is relatively low compared to many Western countries, but it's essential to have a clear financial plan. It's also important to note that while healthcare in Guatemala is generally affordable, it may not be up to the standards you're used to in your home country. Secondly, the official language in Guatemala is Spanish, so it would be beneficial to learn the language or at least basic phrases to communicate with locals. Thirdly, the climate in Monterrico is tropical, with hot and humid conditions throughout the year. It's important to consider how well you can adapt to this type of climate. Fourthly, while Monterrico is generally safe, like any other place, it has its share of crime. It's advisable to take standard precautions to protect yourself and your property. Lastly, it's crucial to understand the visa and residency requirements in Guatemala. You may need to consult with an immigration lawyer to ensure you're following the correct procedures for retiring in the country. In terms of lifestyle, Monterrico offers a laid-back beach lifestyle with a close-knit expat community. There are plenty of outdoor activities to enjoy, including surfing, fishing, and bird watching. It's also important to note that while Monterrico has basic amenities, for more extensive shopping or medical facilities, you may need to travel to a larger city. Before making the move, it's recommended to spend some time in Monterrico to see if it suits your retirement goals and lifestyle," commented one expat who made the move to Monterrico.
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What do I need to know before moving to Monterrico?
When we asked people what advice they would give someone preparing to move to Monterrico, they said:
"Monterrico is a small coastal village known for its black sand beaches and sea turtle conservation efforts. The official language is Spanish, so it would be beneficial to learn the language or at least basic phrases. The cost of living is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. The local cuisine is heavily based on seafood, rice, beans, and local fruits and vegetables. Healthcare facilities in Monterrico are basic, so for serious medical conditions, you may need to travel to a larger city. Public transportation is available but not always reliable, so having a personal vehicle can be beneficial. The weather is tropical, hot, and humid throughout the year, with a rainy season from May to October. Monterrico is a popular tourist destination, so it can get crowded during peak travel times. The local culture is laid-back and relaxed, reflecting the beach town vibe. Safety can be a concern in some parts of Guatemala, but Monterrico is generally considered safe. However, it's always important to take standard precautions to protect yourself and your belongings. Internet and cell phone service can be unreliable, especially during the rainy season. It's important to have a backup plan for communication. Finally, it's crucial to understand and respect the local customs and traditions. This includes dressing modestly, being aware of local etiquette, and participating in local festivals and events," said one expat in Monterrico.
How do I find a place to live in Monterrico?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Monterrico, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple room rental to a luxury beachfront villa. Next, you should research the different neighborhoods in Monterrico to find one that suits your lifestyle and preferences. Some areas may be closer to the beach, while others may be more residential or closer to amenities like shops and restaurants. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Monterrico, such as Airbnb, Booking.com, and local real estate websites. These platforms allow you to filter results based on your preferences, such as price, location, and type of accommodation. In addition to online searches, you might also consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the process of renting or buying a property in Guatemala. When you find a place that you're interested in, make sure to visit it in person before making any commitments. This will give you a chance to inspect the property, meet the landlord or seller, and get a feel for the neighborhood. Finally, once you've found the perfect place, you'll need to sign a lease or purchase agreement. Make sure to read this document carefully and understand all the terms before signing. If you're not fluent in Spanish, you might want to hire a translator to help you with this step. Remember, finding a place to live in a foreign country can be challenging, but with patience and careful planning, you can find a great home in Monterrico, Guatemala," wrote a member in Monterrico.
What is a typical expat home or apartment like in Monterrico?
"Expat homes in Monterrico, are often spacious and comfortable, designed to accommodate the tropical climate. They typically feature open floor plans to allow for natural ventilation, with large windows and doors that let in plenty of natural light. Many homes have high ceilings and are constructed with local materials such as wood and stone, giving them a rustic yet elegant feel. The homes often have multiple bedrooms and bathrooms, making them suitable for families or for hosting guests. The kitchens are usually fully equipped with modern appliances, and the living areas are furnished with comfortable seating. Many homes also have outdoor spaces, such as patios or balconies, where residents can enjoy the warm weather and beautiful views. In terms of location, many expat homes in Monterrico are situated close to the beach, offering stunning ocean views. They are also typically within easy reach of local amenities, such as shops, restaurants, and schools. Despite being close to these conveniences, the homes often enjoy a sense of tranquility and privacy, thanks to the town's laid-back atmosphere and low population density. In addition to standalone homes, there are also apartments available for expats in Monterrico. These are typically located in modern buildings with amenities such as swimming pools, gyms, and secure parking. The apartments themselves are often spacious and well-appointed, with features such as air conditioning, high-speed internet, and cable TV. Overall, expat homes in Monterrico offer a comfortable and relaxed lifestyle, with a blend of modern conveniences and natural beauty. Whether you prefer a standalone home or an apartment, you're likely to find a property that suits your needs in this charming Guatemalan town," remarked one expat living in Monterrico, Guatemala.
What is the average cost of housing in Monterrico?
If you are thinking about moving to Monterrico, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Monterrico can vary greatly depending on the type and size of the property. For a modest home or apartment, the cost can be quite affordable, while luxury homes or beachfront properties can be significantly more expensive. On average, you can expect to pay a moderate amount for a decent-sized, comfortable home in Monterrico. However, it's important to note that prices can fluctuate based on factors such as location, proximity to amenities, and the current state of the real estate market," wrote a member in Monterrico.
What should I bring when moving to Monterrico?
People living in Monterrico were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Monterrico, you should pack lightweight and breathable clothing due to the tropical climate. Include items like shorts, t-shirts, and sundresses. Don't forget to pack a good pair of walking shoes for exploring the area and flip flops for the beach. Pack a swimsuit and beach towel for enjoying the beautiful beaches. Also, consider packing a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. Bring along a lightweight rain jacket or umbrella, as Monterrico can experience heavy rainfall, especially during the rainy season from May to October. Pack all necessary toiletries, including insect repellent and any prescription medications you may need. It's also a good idea to bring a basic first aid kit. Remember to pack your passport, driver's license, and any other necessary identification. Also, bring copies of important documents like your birth certificate, medical records, and insurance policies. If you plan on cooking, consider packing some of your favorite non-perishable food items, as they may be hard to find in Monterrico. Pack any electronics you'll need, like your phone, laptop, and chargers. An adapter may be necessary as Guatemala uses Type A and Type B outlets. Lastly, bring some cash and a credit card for emergencies. While many places in Monterrico accept credit cards, it's always good to have some cash on hand," explained one expat living in Monterrico, Guatemala.
Where should I setup a bank account in Monterrico?
We asked expats in Monterrico what banks they use and there advice about banking. They advised:
"Expats considering retirement in Monterrico should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget carefully as imported goods can be expensive. Monterrico is known for its black sand beaches and natural beauty, offering a relaxed lifestyle. However, it's a small town, so it may not offer the same level of amenities, entertainment, or healthcare facilities as larger cities. Spanish is the official language of Guatemala, so learning the language will be beneficial, although English is spoken in many tourist areas. The climate in Monterrico is tropical, with a wet and dry season. It can be very hot and humid, which may not suit everyone's health or comfort levels. Guatemala's healthcare system is not as advanced as those in Western countries. While basic healthcare is affordable, serious or complex conditions may require travel to a larger city or even back to your home country. Safety can be a concern in Guatemala, and while Monterrico is generally safer than larger cities, it's still important to take precautions, such as avoiding displaying wealth and being aware of your surroundings. The process of obtaining residency in Guatemala can be complex and time-consuming, so it's recommended to seek legal advice. Finally, it's important to understand and respect the local culture and customs. Guatemalans are generally warm and welcoming, but it's important to approach the new environment with an open mind and a willingness to adapt," remarked one expat living in Monterrico, Guatemala.
What do expats in Monterrico appreciate most about the local culture?
"Expats in Monterrico often appreciate the laid-back and relaxed lifestyle that the local culture embraces. They enjoy the warm and welcoming nature of the local people, who are always ready to help and share their traditions. The rich Mayan heritage and the vibrant festivals and celebrations are also highly appreciated. Expats love the local cuisine, which is a blend of Mayan, Spanish, and other influences, offering a unique gastronomic experience. They also value the strong sense of community and the slower pace of life, which allows them to enjoy the natural beauty of the surroundings. The local commitment to preserving the environment, particularly the sea turtle conservation efforts, is another aspect that expats in Monterrico deeply appreciate," wrote one member in Monterrico.
What do expats find most challenging?
"Expats in Monterrico often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone speaks English. The slower pace of life can also be a challenge for those accustomed to a faster, more structured lifestyle. Additionally, the lack of certain amenities and services that they might be used to in their home countries, such as high-speed internet or a wide variety of shopping options, can be difficult to adjust to. Some expats also find it challenging to navigate the local bureaucracy, which can be complex and time-consuming. Lastly, while many locals are friendly and welcoming, cultural differences and norms can sometimes lead to misunderstandings or feelings of isolation," said one expat who made the move to Monterrico.
Is there a lot of crime in Monterrico?
We asked people if there is a lot of crime. They answered:
"Monterrico, is generally considered a safe and peaceful beach town. However, like any other place, it is not completely free from crime. Petty crimes such as pickpocketing or bag snatching can occur, especially in crowded areas. Violent crimes are relatively rare but not unheard of. It's always recommended for visitors to take standard precautions, such as not displaying valuable items openly and avoiding deserted areas at night. Despite these issues, most visits to Monterrico are trouble-free and the town continues to be a popular destination for both locals and tourists," wrote a member in Monterrico.
Is there a lot of diversity? Are people in Monterrico accepting of differences?
"Monterrico, is a small coastal village known for its black sand beaches and natural beauty. The population is primarily of Guatemalan descent, with a mix of indigenous and mestizo (mixed indigenous and European) heritage. While it may not be as diverse in terms of international cultures compared to larger cities, it does have a rich local culture that reflects the diverse indigenous communities of Guatemala. As for acceptance of differences, it's important to note that attitudes can vary from person to person. However, Guatemalans are generally known for their warm hospitality and friendliness towards visitors. Monterrico, being a popular tourist destination, is likely to have locals who are accustomed to interacting with people from different backgrounds. However, it's always recommended for visitors to respect local customs and traditions," wrote a member in Monterrico.
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What are the schools in Monterrico like?
"Monterrico is a small coastal village known for its black sand beaches and nature conservation efforts. However, it's not a major hub for international or bilingual schools. Most of the well-known international and bilingual schools in Guatemala are located in larger cities like Guatemala City. One of the closest international schools to Monterrico is the American School of Guatemala, located in Guatemala City. This school offers a bilingual education in English and Spanish, following an American-style curriculum. It caters to students from pre-kindergarten through to 12th grade. More information can be found on their website: https://www.cag.edu.gt/. Another option is the Colegio Interamericano, also located in Guatemala City. This is a bilingual, bicultural (American/Guatemalan) school that offers education from pre-kindergarten to 12th grade. The school's curriculum is based on U.S. standards, but also incorporates Guatemalan requirements. More information can be found on their website: https://www.interamericano.edu.gt/. The British School of Guatemala, located in Guatemala City, is another option. This school offers a British-style education, with English as the language of instruction. It caters to students from pre-school through to high school. More information can be found on their website: https://britishschool.edu.gt/. For families living in Monterrico, these schools may be a bit of a commute, but they offer high-quality, bilingual education. It's recommended to contact the schools directly for information about transportation options," remarked one expat living in Monterrico with children attending .
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.