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Roatan, Honduras: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Roatan | Expat Exchange
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Roatan, Honduras

Roatan, Honduras

By Joshua Wood, LPC

Last updated on Mar 06, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Roatan, Honduras: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Roatan?

When we asked people what advice they would give someone preparing to move to Roatan, they said:

"Research & Location. Everyone is different so it depends on their interests. I would do as much research as possible using the internet to understand the various areas of the island and what each have to offer. Many real estate websites are good sources for information on the island and neighborhoods. I wanted to be close to the beach and parking is difficult so I wanted to be within walking distance. I do own a Jeep but use it only once a week to go into town to the largest supermarket. I would suggest maybe a short-term rental (one month) before making a more permanent living location. Plus you will need an attorney for residency application and just other needs / questions from an objective person with your best interests in mind," remarked one expat living in Roatan, Honduras.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What do I need to know before moving to Roatan?

When we asked people what advice they would give someone preparing to move to Roatan, they said:

"Roatan is a beautiful island known for its stunning beaches, clear waters, and vibrant coral reefs. Before moving there, expats should be aware of several important factors. Firstly, the official language is Spanish, so it would be beneficial to learn the language or at least basic phrases. However, English is widely spoken due to the high number of expats and tourists. The cost of living in Roatan is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. Healthcare is available but may not be up to the standards that some expats are used to, so it's recommended to have a comprehensive health insurance plan. The island has a tropical climate, which means it's hot and humid year-round, with a rainy season from October to January. While Roatan is generally safe, like any place, it has its share of crime. Expats should take standard precautions to protect their personal safety and belongings. The island is part of Honduras, so expats will need to comply with Honduran immigration laws. This may involve obtaining a visa or residency permit. Roatan's infrastructure is not as developed as in some other countries. Power outages can be common, and internet service may not be as reliable. Finally, it's important to respect the local culture and customs. Roatan has a laid-back, island lifestyle that can be a big adjustment for those used to a fast-paced city life," said one expat in Roatan.

How do I find a place to live in Roatan?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Roatan involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple apartment to a luxurious beachfront villa. Next, you should research the different areas of Roatan to decide where you'd like to live. Some popular areas include West Bay, West End, Sandy Bay, and French Harbour. Each area has its own unique vibe and amenities, so it's important to choose a location that suits your lifestyle and preferences. Once you've decided on a location, you can start searching for available properties. There are several online real estate websites that list properties for rent or sale in Roatan, such as Roatan Life Real Estate, Roatan Property MLS, and Century 21 Roatan. You can also hire a local real estate agent to help you find a place. They can provide valuable insights about the local market and help you negotiate the best deal. Once you've found a property you're interested in, you should arrange a viewing. This will give you a chance to inspect the property and ask any questions you may have. If you're planning to rent, you'll need to sign a lease agreement and pay a deposit. If you're buying, you'll need to go through the process of closing the sale, which involves signing a contract, paying the purchase price, and transferring the title. Finally, before moving in, you should arrange for utilities such as electricity, water, and internet to be connected. You may also need to buy furniture and appliances, depending on whether the property is furnished or not. Remember, it's important to take your time and do your research to ensure you find the perfect place to live in Roatan," said one expat who made the move to Roatan.

What is a typical expat home or apartment like in Roatan?

"A typical expat home or apartment in Roatan, is often located in a gated community or a secure building for safety. These homes are usually modern and spacious, with multiple bedrooms and bathrooms. They often feature open floor plans, with large living areas and fully equipped kitchens. Many homes have balconies or patios, offering stunning views of the ocean or the lush tropical landscape. Some homes may also have private pools or access to community amenities like a shared pool, gym, or beach access. The homes are often furnished, with comfortable and stylish furniture and decor. They are equipped with modern amenities such as air conditioning, high-speed internet, and cable TV. Some expat homes may also have a maid's quarters or a guest house. Despite being in a tropical location, these homes are built to withstand the local climate, with features like hurricane-resistant windows and doors," said one expat in Roatan.

What is the average cost of housing in Roatan?

If you are thinking about moving to Roatan, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Roatan can vary greatly depending on the location and type of property. For a modest home in a less touristy area, you might expect to pay around $100,000 to $200,000. However, luxury homes in popular areas or beachfront properties can cost upwards of $500,000 to over a million dollars. For renting, a one-bedroom apartment in the city center may cost around $500 per month, while the same outside the city center could be around $300 per month. Again, these prices can fluctuate based on exact location, size, and quality of the property," remarked one expat living in Roatan, Honduras.

How do I meet people in Roatan?

When we asked people living in Roatan about club and activities where newcomers can meet others, they responded:

"I live in an apartment within 1K from West End and enjoy Sun Yoga which is offered everyday at 9am at Sundowners Restaurant ($10). It is a 90 minute workout offered 7 days a week with a different instructor each day. In addition I attend a gym nearby and have a personal trainer who helps augment my Yoga workouts with weights. I enjoy just lounging on West End beach and rent a chair by a local vendor for $2 / day. I have a Spanish teacher who comes to my home once a week. You do not need to speak Spanish to get along on Roatan because most locals are bi-lingual. But I like learning Spanish as a way to keep me mentally active. There is a large number of Americans & Canadians living here. The local brewery has Sunday Funday local craft fair the last Sunday of each month. There is also a corn-hole group that meet at various bars each Saturday but you can find more information at Tita's bar in West End. There are many charities available looking for volunteers. I've attended charity events such as PIER (Partners in Education Roatan). I suggest anyone join Facebook group 'Ask Anything - Roatan'," explained one expat living in Roatan, Honduras.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Where should I setup a bank account in Roatan?

We asked expats in Roatan what banks they use and there advice about banking. They advised:

"Roatan is a popular destination for expats due to its tropical climate, beautiful beaches, and affordable cost of living. However, there are several things that expats should know before deciding to retire there. Firstly, it's important to understand the cost of living. While it's generally cheaper than in many Western countries, prices for certain goods and services can be higher due to import costs. It's also worth noting that while healthcare is cheaper, the quality may not be as high as what you're used to. Secondly, you should be aware of the language barrier. While English is widely spoken in Roatan, the official language of Honduras is Spanish. Learning some basic Spanish phrases can be beneficial. Thirdly, safety can be a concern in certain parts of Honduras. However, Roatan is generally considered safer than the mainland. It's still important to take precautions and stay informed about the local situation. Fourthly, you should consider the climate. Roatan has a tropical climate with high humidity and temperatures. If you're not used to this type of weather, it might take some time to adjust. Lastly, it's important to understand the local culture and customs. Hondurans are generally friendly and welcoming, but it's always a good idea to learn about and respect the local way of life. In terms of residency, Honduras offers a pensioner visa for retirees. This requires proof of a minimum monthly income from a stable source. It's recommended to hire a local attorney to help with the application process. It's also worth noting that while Roatan is a beautiful island with a laid-back lifestyle, it may not offer all the amenities and services that you're used to in a larger city. Therefore, it's a good idea to spend some time there before making a final decision about retirement. In conclusion, retiring in Roatan, Honduras can be a great option for those looking for a relaxed, tropical lifestyle. However, it's important to do thorough research and consider all factors before making the move," remarked one expat who made the move to Roatan.

Will I be able to find a job in Roatan?

When we asked people about industries and career opportunities in Roatan, they reponded:

"Most jobs are in the service industry such as bars/restaurants/hotels/SCUBA instruction/Fishing guides. Jobs are posted on Facebook and even signs in windows of stores. Fiber optic Wi-Fi / Cable TV seems to be the biggest growth industry, but there is also the local power company RECO," remarked one expat living in Roatan, Honduras.

What is life like in Roatan?

When we asked people living in Roatan what life is like and how people spend their time, they said:

"Since Roatan is a tourist location most priorities resolve around water sports such as SCUBA, free-diving, snorkeling, fishing, jet-skiing, etc. West End area caters to tourists with many restaurants/bars where you can meet people. At night many restaurants offer karaoke or trivia. It is very easy to meet people and the community is small so you will quickly learn the ex-pats from tourists," commented one expat who made the move to Roatan.

What do expats in Roatan appreciate most about the local culture?

"Expats in Roatan appreciate the laid-back and relaxed lifestyle that is a part of the local culture. They love the friendly and welcoming nature of the local people, who are always ready to help and make them feel at home. The vibrant and colorful local festivals, filled with music and dance, are also a highlight for many expats. They also appreciate the strong sense of community and family values that are deeply ingrained in the local culture. The local cuisine, which is a delicious blend of Caribbean and Latin flavors, is another aspect of the culture that expats enjoy. Lastly, the beautiful natural surroundings, including the pristine beaches and lush tropical forests, add to the overall appeal of the local culture," said one expat in Roatan.

What do expats find most challenging?

"Expats in Roatan often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life, known as "island time", can also be a challenge for those accustomed to a more fast-paced, punctual lifestyle. Additionally, the lack of certain amenities and services that they may be used to in their home countries, such as high-speed internet or certain healthcare services, can be difficult to adjust to. Some expats also find it challenging to navigate the local bureaucracy, which can be complex and time-consuming. Lastly, cultural differences in communication styles, social norms, and expectations can also pose challenges for expats," said one expat in Roatan.

Is there a lot of crime in Roatan?

We asked people if there is a lot of crime. They answered:

"Roatan, does experience crime, but it is generally considered safer than the mainland of Honduras. The most common types of crime are petty theft and burglary, often targeting tourists. Violent crime is less common, but it does occur, particularly in less developed and less touristy areas of the island. Drug trafficking is also a problem in Roatan, as it is in many parts of Central America. However, the local authorities in Roatan have been making efforts to increase security and reduce crime, particularly in areas frequented by tourists. It's always recommended for visitors to take standard safety precautions, such as not displaying valuable items in public, locking doors and windows, and avoiding isolated or poorly lit areas at night," said one expat who made the move to Roatan.

Is there a lot of diversity? Are people in Roatan accepting of differences?

"The area is very diversified. You will meet locals, mainlanders who moved for employment who aren't always bi-lingual like islanders, Americans, Canadians, and Australians. But you will also find Central & South Americans. Overall everyone is very pleasant to each other. As an American I was worried about being accepted but that hasn't been the case. Most locals rely on tourists financially so they are eager to please and assist. But you do need to treat everyone with respect. There is poverty due to COVID and the stop of cruise ship visits. I don't mind giving a child a dollar or helping someone who is trying to sell a hand-made item. I don't always give money every time asked and the local vendors get to know the full-timers versus visitors. Vendors recognize you are not interested in buying tourist items so they just move on," said one expat who made the move to Roatan.

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Connect

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the pros and cons of living in Roatan?

Expats, digital nomads and retirees living in Roatan responded:

"Life on Roatan is quiet and peaceful. Every day chores do take longer when on island time, such as banking or going to the hardware store, but that slower pace of life is part of why we moved there! We had no trouble finding an affordable house, and we immediately met a great group of friends. There are ample opportunities to volunteer your services, but many expats do have businesses here as well. Roatan is surprisingly culturally diverse, and the people are very friendly. The diving and snorkeling is, of course, fantastic as well," remarked one expat in Roatan.

SJB GlobalSJB Global
Connect

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

"I think the whole experience of living abroad is enhanced by engaging with locals," said one expat living in Roatan.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Roatan, Honduras

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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