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Jakarta, Indonesia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Jakarta | Expat Exchange
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Lunch at the Ragunan Zoo in Jakarta, Indonesia

Jakarta, Indonesia

By Joshua Wood, LPC

Last updated on May 05, 2024

Summary: People often describe Jakarta, Indonesia as a bustling, vibrant city with a unique mix of cultures and a wide variety of attractions. Expats love the city's diverse food scene, its vibrant nightlife, and its friendly people. The weather in Jakarta is typically hot and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The average cost of living for an expat is around $1,500 to $2,500 per month, depending on lifestyle. The cost of a one bedroom apartment in Jakarta is typically around $500 to $1,000 per month, while a two bedroom apartment can range from $800 to $1,500 per month. The population of Jakarta is estimated to be around 10.5 million people.

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What do I need to know about living in Jakarta?

When we asked people what advice they would give someone preparing to move to Jakarta, they said:

"Before retiring in Jakarta, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the safety of the area and the availability of transportation. It is also important to research the visa requirements and the process for obtaining a retirement visa. Finally, expats should consider the availability of leisure activities and the potential for making friends in the area," wrote a member in Jakarta.

"Don't worry too much. It's pretty easy life here but will require patience a plenty. Traffic is horrible! But I get lots of reading done in my Mitsurbishi Grandis. Good staff are very important and should be rewarded with your trust and better than average pay if you find good ones. We love ours. Finally, as usual, a little bit of the local language goes a long long ways. Vocabulary is the key here b/c the rest of the language is easy," commented one expat who made the move to Jakarta.

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What do I need to know before moving to Jakarta?

When we asked people what advice they would give someone preparing to move to Jakarta, they said:

"My advice is to get on the internet and learn all you can about neighborhoods and available housing. Try to communicate with people already living here to survey their housing situation. Select your neighborhood based on convenient drive to work and school. Use a reputable agent, or better yet, use many agents. Be firm about your requirements so you aren't dragged to the listings they are pushing, but the properties that meet your needs. Visit your prefered property at noon or 3 p.m. to hear how loud is the local mosque's call to prayer (because you don't want to discover this on your first night in the house when the 4 a.m. call is made!). Highly recommend having a housing audit (electric, plumbimg, mechanical) before signing a contract, and get a maintenance contract from a vendor of your chosing, not the owner. In this city, it is more the rule than the exception, that having maintenance done after the owner had been paid is an exercise in frustration," said one expat who made the move to Jakarta.

"Jakarta is a bustling city with a unique culture and a vibrant nightlife. It is important to research the city before moving to ensure that you are prepared for the climate, the cost of living, and the language. It is also important to familiarize yourself with the local customs and laws, as well as the transportation system. Additionally, it is important to have a good understanding of the local currency, the Indonesian Rupiah, and to be aware of the exchange rate. Finally, it is important to make sure that you have the necessary documents and visas to live and work in Jakarta," explained one expat living in Jakarta, Indonesia.

How do I find a place to live in Jakarta?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"We moved into staff housing already selected and under contract before we'd arrived," commented one expat who made the move to Jakarta.

"One of the best ways to find a place to live in Jakarta is to use online resources such as rental websites and classifieds. You can also search for local real estate agents who specialize in the area. Additionally, you can ask friends and family who live in Jakarta for recommendations. Finally, you can also look for rental postings in local newspapers and magazines," remarked one expat living in Jakarta, Indonesia.

What is a typical expat home or apartment like in Jakarta?

"Expat homes and apartments in Jakarta typically feature modern amenities and are often located in secure, gated communities. Many expat homes and apartments come with access to a variety of amenities such as swimming pools, gyms, and playgrounds. Expat homes and apartments in Jakarta are often spacious and feature large balconies or terraces with views of the city. Expat homes and apartments in Jakarta are typically equipped with air conditioning, high-speed internet, and other modern conveniences," remarked one expat living in Jakarta, Indonesia.

"Single family detached house which is typical for most expats in our area. High-rise apartments are also popular for those not wishing to employ a lot of staff for gardens or security, and those who don't want to worry about their homes when traveling," wrote one member in Jakarta.

What is the average cost of housing in Jakarta?

If you are thinking about moving to Jakarta, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Jakarta can vary greatly depending on the area and type of property. Generally, the average cost of housing in Jakarta is relatively high compared to other cities in Indonesia. Renting an apartment in the city center can be quite expensive, while renting a house in the suburbs may be more affordable," remarked one expat living in Jakarta, Indonesia.

"Much higher and not justifiable in my opinion! Average cost of housing is US$3,000/month, payed 24 months in advance, lump sum, and in US dollars. Most houses are built with inferior material and shoddy methods. They look good when newly built or renovated, but they are not meant to last more than 15 years (when they are gutted and renovated). Many owners paid more for the lot than they did to construct the house," wrote one member in Jakarta.

How do I meet people in Jakarta?

When we asked people living in Jakarta about club and activities where newcomers can meet others, they responded:

"Travel, Java Lava mt hiking club, BIS PTA, Cub scouts (either British First Kemang or American scouts) and the various artist groups," wrote one member in Jakarta.

"Expats in Jakarta often join clubs and activities such as golf, tennis, running, and yoga. Expats can also join language exchange groups, book clubs, and other social activities. Additionally, many expats attend networking events, such as those hosted by the American Chamber of Commerce, to meet other expats and locals. Expats can also meet people by attending events at local bars, restaurants, and cafes, or by joining online forums and social media groups," remarked one expat who made the move to Jakarta.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Jakarta?

People living in Jakarta were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Wish we had brought an artificial Christmas tree, a swing set and more inexpensive, remnant, area rugs. Wish we'd left at home books we'd already read, a 110-volt TV and collectibles," wrote a member in Jakarta.

"When moving to Jakarta, it is important to pack items that will help you adjust to the climate and culture. Pack lightweight, breathable clothing that is appropriate for the hot and humid climate. Bring a few items of clothing that are suitable for more formal occasions, such as a dinner or business meeting. Bring a few items of clothing that are suitable for more casual occasions, such as a day at the beach or a night out. Pack a few items of clothing that are suitable for religious occasions, such as a visit to a mosque. Bring a few items of clothing that are suitable for outdoor activities, such as hiking or biking. Pack a few items of clothing that are suitable for indoor activities, such as a movie night or a board game. Bring a few items of clothing that are suitable for the rainy season, such as a raincoat and waterproof shoes. Pack a few items of clothing that are suitable for the dry season, such as light, airy fabrics. Bring a few items of clothing that are suitable for the cooler months, such as a light jacket or sweater. Pack a few items of clothing that are suitable for the hot months, such as shorts and tank tops. Bring a few items of clothing that are suitable for layering, such as a cardigan or a scarf. Pack a few items of clothing that are suitable for the local culture, such as a sarong or a batik shirt. Additionally, bring any necessary items for personal hygiene, such as sunscreen, insect repellent, and a first aid kit," commented one expat who made the move to Jakarta.

Where should I setup a bank account in Jakarta?

We asked expats in Jakarta what banks they use and there advice about banking. They advised:

"Before retiring in Jakarta, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the safety of the area and the availability of transportation. It is also important to research the visa requirements and the process for obtaining a retirement visa. Finally, expats should consider the availability of leisure activities and the potential for making friends in the area," remarked one expat who made the move to Jakarta.

Will I be able to find a job in Jakarta?

When we asked people about industries and career opportunities in Jakarta, they reponded:

"Oil, Gas, Mining, IT, Natural Resources. Indonesia is a BIG country and a very RICH country, that is managed very poorly. Most people come here either because they were transferred here by their companies or because they came here under contract. People either hate the place and cannot wait to leave, or fall in love with the place and the people and stay for extended periods," wrote a member in Jakarta.

"Foreigners often have jobs in Jakarta in a variety of industries, such as teaching, hospitality, finance, engineering, and IT. Many foreigners also work in the service industry, such as restaurants, hotels, and retail stores. Additionally, there are many opportunities for foreigners to work in the medical field, including as doctors, nurses, and medical technicians. Other popular jobs for foreigners in Jakarta include marketing, sales, and business development," commented one expat who made the move to Jakarta.

What is life like in Jakarta?

When we asked people living in Jakarta what life is like and how people spend their time, they said:

"Living in Jakarta as an expat or digital nomad can be an exciting and rewarding experience. The city is a vibrant and bustling metropolis, with a diverse range of cultures and cuisines. Expats and digital nomads can find plenty of opportunities to explore the city, from its bustling nightlife to its many cultural attractions. The cost of living in Jakarta is relatively low, making it an attractive destination for those looking to live and work abroad. The city is well-connected, with excellent public transport and a wide range of accommodation options. Expats and digital nomads can also benefit from the city's excellent healthcare system and its many international schools. Overall, Jakarta is a great place to live and work for expats and digital nomads," wrote one member in Jakarta.

"The local's lives revolve around work, getting to work and family affairs, photography and facebook but beyond that I can't comment. Expat lives revolve around work and family too of course but the family bit comes and goes. Many seem to let the nanny's take over and participate in a lot of Golf or women's organizations, and football/rugby. For us we travel, throw house parties, and participate in school activities," remarked one expat who made the move to Jakarta.

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What do expats in Jakarta appreciate most about the local culture?

"Expats in Jakarta appreciate the city's vibrant culture, which is a mix of traditional Indonesian and modern influences. They also enjoy the city's diverse cuisine, which features a variety of flavors from all over the world. Additionally, expats appreciate the friendly and welcoming nature of the locals, who are always willing to help out newcomers. Furthermore, the city's nightlife is a great way to meet new people and explore the city's culture. Finally, expats appreciate the city's rich history and the many cultural attractions that can be found throughout Jakarta," commented one expat who made the move to Jakarta.

"No matter how bad things are for the Indonesians, they always manage a smile. They are friendly & kind. Indonesia is wealthy in art & culture & history," remarked one expat living in Jakarta, Indonesia.

What do expats find most challenging?

"You cannot get angry & shout at someone in Indonesia, they will close down totally. To "lose face" is the worst thing for an Indonesian, therefore they won't own up to not knowing something & shouting at them makes it worse. People are afraid to say "no". Rather than say they can't or don't know something, they will say yes & then blunder through what ever they are doing. i.e. my husband is mentoring at work & has to ask 50 questions before he realizes his Indonesian colleague doesn't know what he's talking about. Or, tell a taxi driver the address you want to go to & he doesn't know where it is but drives in the wrong direction, so you have to direct him all the way," commented one expat who made the move to Jakarta.

"Expats in Jakarta often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as many locals do not speak English. Additionally, the traffic in Jakarta can be overwhelming, as the roads are often congested and chaotic. Furthermore, the hot and humid climate can be difficult to adjust to, especially for those coming from cooler climates. Finally, the cultural norms and expectations can be difficult to navigate, as they are often quite different from those in other countries," remarked one expat living in Jakarta, Indonesia.

Is there a lot of crime in Jakarta?

We asked people if there is a lot of crime. They answered:

"Yes, there is a significant amount of crime in Jakarta. The city has seen an increase in violent crime, including robberies, assaults, and even murders. Drug trafficking and organized crime are also prevalent in the city. In addition, there is a high rate of corruption and bribery, which can lead to further criminal activity," wrote one member in Jakarta.

Is there a lot of diversity? Are people in Jakarta accepting of differences?

"Jakarta is a diverse city with a population that is made up of people from many different backgrounds. The city is home to a variety of ethnicities, religions, and cultures, and people from all walks of life are welcomed and accepted. People in Jakarta are generally tolerant and accepting of differences, and the city is known for its vibrant and diverse culture," remarked one expat who made the move to Jakarta.

"Religion is not diverse. It's mostly Muslim among the locals, and aetheism and Christianity among the expats. Their are of coarse plenty of folk beyond that mold though," explained one expat living in Jakarta, Indonesia.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Jakarta like?

"I believe your child would be quite happy at JIS and the kids are quick to include new kids and get them acquainted with others and the school and environment," commented one expat when asked about Jakarta International School in Jakarta.

"Jakarta is home to a number of excellent international and bilingual schools. One of the best international schools in Jakarta is the Jakarta Intercultural School (JIS). JIS is an IB World School offering the International Baccalaureate (IB) Primary Years Programme (PYP), Middle Years Programme (MYP) and Diploma Programme (DP). It is a non-profit, co-educational school that provides a rigorous, inquiry-based education to students from over 50 countries. Another top international school in Jakarta is the British International School Jakarta (BISJ). BISJ is an independent, co-educational school offering the National Curriculum of England and Wales from Early Years to Year 13. It is a member of the Council of British International Schools (COBIS) and is accredited by the Council of International Schools (CIS). The Jakarta International Korean School (JIKS) is a great bilingual school in Jakarta. JIKS is a private, co-educational school offering a Korean-English bilingual education from Kindergarten to Grade 12. It is accredited by the Korean Ministry of Education and is a member of the Korean International School Association (KISA). Finally, the Jakarta Japanese School (JJS) is another excellent bilingual school in Jakarta. JJS is a private, co-educational school offering a Japanese-English bilingual education from Kindergarten to Grade 12. It is accredited by the Japanese Ministry of Education and is a member of the Japanese School Association in Indonesia (JSAI)," remarked one expat living in Jakarta with children attending .

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What are the pros and cons of living in Jakarta?

Expats, digital nomads and retirees living in Jakarta responded:

"Expats and digital nomads living in Jakarta, often like the low cost of living, which allows them to enjoy a comfortable lifestyle without spending too much. They also appreciate the vibrant and diverse culture, with a mix of traditional and modern influences. The local people are generally friendly and welcoming, making it easy for expats to make friends and feel at home. The food scene in Jakarta is also a highlight, with a wide variety of delicious local and international cuisines available at affordable prices. On the other hand, expats and digital nomads may dislike the heavy traffic and congestion in Jakarta, which can make getting around the city a challenge. The public transportation system is not as developed as in some other major cities, so many people rely on private vehicles or ride-hailing services. The air quality in Jakarta can also be poor at times, due to pollution from vehicles and industrial activities. Additionally, the city is prone to flooding during the rainy season, which can cause disruptions and inconvenience. Another challenge for expats and digital nomads in Jakarta is the language barrier, as not everyone speaks English, and learning the local language, Bahasa Indonesia, can be difficult for some. The bureaucracy and red tape involved in obtaining visas and work permits can also be frustrating and time-consuming. Finally, some expats may find it challenging to adapt to the cultural differences and local customs, particularly in areas such as social etiquette and business practices," remarked one expat living in Jakarta.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Jakarta?

When we asked expats and global nomads about their social experiences in Jakarta, they replied:

"Expats, retirees, and digital nomads living in Jakarta, typically have a diverse and vibrant social life. They often connect with fellow expats and locals through various social events, clubs, and organizations. Many attend language classes to learn Bahasa Indonesia, which helps them communicate and build relationships with locals. They also explore the city's rich cultural scene, visiting museums, galleries, and attending traditional performances. In addition, Jakarta offers a wide range of dining and nightlife options, where expats can socialize and enjoy the local cuisine. They often frequent popular expat bars, clubs, and restaurants, where they can meet new people and network with other professionals. Many also participate in sports clubs, fitness groups, and outdoor activities to stay active and make friends with similar interests. Expats, retirees, and digital nomads also engage in volunteer work and community service, which allows them to give back to the local community and create meaningful connections. They often join online forums and social media groups to stay informed about upcoming events and activities, as well as to seek advice and support from fellow expats. Overall, the social life of expats, retirees, and digital nomads in Jakarta is a mix of cultural immersion, networking, and leisure activities, allowing them to enjoy a fulfilling and well-rounded experience in the city," remarked one expat in Jakarta.

"The social scene in Jakarta, is diverse and vibrant, reflecting the city's status as a melting pot of various cultures and traditions. Jakarta offers a wide range of social activities, from lively nightclubs and bars to upscale restaurants and cafes, catering to different tastes and preferences. The city is also home to numerous shopping malls, art galleries, and cultural centers, providing ample opportunities for socializing and entertainment. Jakarta's nightlife is particularly lively, with a variety of clubs, bars, and live music venues catering to different musical tastes and age groups. The city's expat community also contributes to the social scene, with various international clubs and organizations hosting events and gatherings. In addition to nightlife, Jakarta's residents enjoy spending time in the city's many parks and green spaces, where they can engage in outdoor activities, exercise, or simply relax with friends and family. The city also hosts various cultural events and festivals throughout the year, such as the Jakarta International Film Festival and the Jakarta Fashion Week, which attract both local and international visitors. Despite its bustling social scene, Jakarta also faces challenges related to traffic congestion and air pollution, which can sometimes make it difficult for residents to fully enjoy the city's offerings. However, the city's diverse and dynamic social scene continues to thrive, offering a wide range of experiences for both locals and visitors alike," wrote one expat living in Jakarta.

What advice to expats in Jakarta have about housing?

"When looking for housing in Jakarta, it is important to research the area thoroughly and make sure it is safe and secure. It is also important to consider the cost of living in the area, as well as the availability of amenities such as transportation, shopping, and entertainment. Additionally, it is important to consider the quality of the housing, as well as the availability of services such as maintenance and repairs. Finally, it is important to make sure that the housing is in compliance with local laws and regulations," said an expat in Jakarta.

What are medical services in Jakarta like?

When we asked expats and global nomads about the quality of medical care in Jakarta, they replied:

"Medical services in Jakarta, are a mix of public and private healthcare facilities. Public hospitals and clinics are generally affordable but may have long waiting times and limited resources. Private hospitals and clinics, on the other hand, offer better quality care, modern equipment, and English-speaking staff, but can be more expensive. International hospitals are also available, providing high-quality care and specialized services, but at a higher cost. Pharmacies are widely available throughout the city, and many medications can be purchased over the counter. It is recommended for expats and travelers to have comprehensive health insurance to cover the costs of private healthcare facilities," commented one expat living in Jakarta, Indonesia.

Are healthcare and health insurance expensive in Jakarta?

"Healthcare and health insurance in Jakarta, can be considered expensive for the average citizen, especially when compared to the average income. Public healthcare facilities are often overcrowded and underfunded, leading many people to seek private healthcare services, which can be costly. Health insurance is available, but the premiums can be high for comprehensive coverage, making it unaffordable for some individuals. Additionally, the quality of healthcare can vary greatly between public and private facilities, further complicating the affordability and accessibility of healthcare services in Jakarta," said one expat living in Jakarta.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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Is the cost of living in Jakarta high?

We asked people about the cost of living in Jakarta, they wrote:

"The cost of living in Jakarta is generally considered to be moderate. Rental prices for a nice 1 bedroom apartment in Jakarta, Indonesia can range from around $500 to $1,000 USD per month, while a nice 2 bedroom apartment can range from around $800 to $1,500 USD per month. Eating dinner at a moderately priced restaurant in Jakarta, Indonesia can cost around $10 to $20 USD per person," wrote one expat living in Jakarta.

What are the visa & residency requirements in Jakarta?

"In order to visit Jakarta, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, a valid passport, a passport-sized photograph, and the applicable visa fee. Depending on the type of visa, additional documents may be required. In order to obtain residency in Jakarta, Indonesia, applicants must submit an application form, a valid passport, a passport-sized photograph, and the applicable residency fee. Depending on the type of residency, additional documents may be required. Additionally, applicants may need to provide proof of employment, proof of financial stability, and proof of health insurance. Once the application is approved, the applicant will receive a residency permit," remarked one expat in Jakarta.

Why do people move to Jakarta?

When we asked people why foreigners move to Jakarta, they responded:

"Jakarta is an attractive destination for expats due to its vibrant culture, diverse cuisine, and low cost of living. The city is home to a wide variety of attractions, from bustling nightlife to historical sites, making it an ideal place to explore and experience something new. Additionally, Jakarta is a hub for business and commerce, offering a range of job opportunities for expats looking to further their career. With its excellent infrastructure, modern amenities, and friendly locals, Jakarta is an attractive destination for expats looking for a new home," said an expat in Jakarta.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Lunch at the Ragunan Zoo in Jakarta, Indonesia

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