Bali, Indonesia

"Expats considering retiring in Bali, should be aware of several important factors before making the move. Firstly, it is essential to research and understand the visa and immigration requirements, as Indonesia does not have a specific retirement visa. Most retirees opt for a social or cultural visa, which needs to be renewed regularly. It is also crucial to consider the cost of living in Bali, which can vary depending on one's lifestyle and location. While some areas are more affordable, popular tourist destinations can be more expensive. Expats should also be prepared for additional costs, such as visa fees and health insurance. Healthcare in Bali is an important consideration, as the quality of medical facilities can vary. Expats should ensure they have comprehensive health insurance and may need to travel to larger cities or neighboring countries for certain medical treatments. When choosing a place to live in Bali, retirees should consider factors such as proximity to amenities, safety, and the expat community. It is also essential to understand the local property laws, as foreigners are not allowed to own freehold property in Indonesia. Instead, they can opt for a leasehold or a long-term rental agreement. Learning the local language, Bahasa Indonesia, can be beneficial for retirees to better integrate into the community and navigate daily life. Additionally, understanding the local customs and culture is essential to ensure a smooth transition and avoid any cultural misunderstandings. Retirees should also be prepared for the tropical climate in Bali, which can be hot and humid, with a rainy season from October to April. It is essential to take precautions against tropical diseases, such as dengue fever and malaria, by using mosquito repellent and seeking appropriate vaccinations. Finally, it is important for expats to have a solid financial plan in place before retiring in Bali, as access to government pensions and social security benefits may be limited or unavailable for foreigners living in Indonesia," wrote one member in Bali.

"Expats should be aware of the visa requirements and options for staying in Bali, such as tourist visas, social-cultural visas, and retirement visas. They should also research the cost of living, which can vary depending on lifestyle choices and location within Bali. It is essential to understand the local customs and culture, as Bali is predominantly Hindu, and respecting the local traditions is crucial. This includes dressing modestly, especially when visiting temples, and being mindful of local ceremonies and rituals. Expats should also be prepared for the tropical climate, which can be hot and humid, with a rainy season from October to April. It is essential to stay hydrated and protect oneself from the sun and mosquitoes. Healthcare facilities in Bali may not be up to the standards of Western countries, so expats should ensure they have comprehensive health insurance and consider getting vaccinations before moving. The official language in Bali is Indonesian, but Balinese and English are also widely spoken. Expats should make an effort to learn some basic Indonesian phrases to help with daily interactions. Housing options in Bali can range from traditional Balinese homes to modern villas and apartments. It is essential to research the different areas and neighborhoods to find a suitable place to live. Transportation in Bali mainly consists of motorbikes, cars, and taxis. Expats should be cautious when driving, as traffic can be chaotic, and road conditions may not be ideal. The Indonesian Rupiah (IDR) is the local currency, and expats should familiarize themselves with the exchange rates and local banking options. Finally, expats should be aware of the potential natural hazards in Bali, such as earthquakes and volcanic eruptions, and take necessary precautions to stay safe," wrote one member in Bali.

"To find a place to live in Bali, start by researching the different areas and neighborhoods to determine which one suits your needs and preferences. Popular areas for expats include Seminyak, Canggu, Ubud, and Sanur. Consider factors such as proximity to amenities, safety, and the type of community you want to be a part of. Next, set a budget for your accommodation. Bali offers a wide range of housing options, from budget-friendly guesthouses to luxury villas. Keep in mind that prices can vary significantly depending on the area and type of accommodation. Once you have a clear idea of your preferred location and budget, start searching for available properties. You can use online platforms such as Facebook groups, expat forums, and websites like Rumah, OLX, and Airbnb to find listings. Additionally, you can contact local real estate agents who can help you find suitable properties and negotiate rental agreements. When you find a property that interests you, arrange a viewing to inspect the condition of the place and ensure it meets your needs. During the viewing, ask about the terms of the rental agreement, including the duration of the lease, payment terms, and any additional fees or charges. Before signing a rental agreement, make sure to read it carefully and clarify any doubts or concerns with the landlord or agent. It's also a good idea to ask for a copy of the property owner's identification to ensure you're dealing with the legitimate owner. Finally, once you've found the perfect place to live in Bali, prepare the necessary documents and payments to secure the property. This may include providing a copy of your passport, paying a security deposit, and arranging for utilities and internet services," said one expat who made the move to Bali.

"A typical expat home or apartment in Bali, is often a spacious, modern, and well-furnished living space. These homes usually feature open-plan living areas, fully equipped kitchens, and comfortable bedrooms with air conditioning. Many expat homes also boast private swimming pools, lush tropical gardens, and outdoor lounging areas, perfect for enjoying the warm Balinese climate. The architecture often blends traditional Balinese design elements, such as thatched roofs and carved wooden doors, with contemporary features like large windows and sliding glass doors. These homes are typically located in popular expat neighborhoods, such as Seminyak, Canggu, or Ubud, where residents can enjoy easy access to international schools, restaurants, and shopping centers. Additionally, many expat homes in Bali come with housekeeping and maintenance services, providing a convenient and comfortable lifestyle for their occupants," said one expat in Bali.

"The average cost of housing in Bali, can vary greatly depending on the location and type of property. In general, renting a one-bedroom apartment in the city center may cost around $300 to $500 per month, while a similar apartment outside the city center may cost around $200 to $400 per month. For those looking to purchase property, the average price per square meter for an apartment in the city center is approximately $1,500 to $2,500, while outside the city center, it may range from $800 to $1,500. Keep in mind that these are just average figures, and actual costs may differ based on various factors," said one expat in Bali.

"Expats in Bali often join clubs and activities such as yoga, surfing, and scuba diving. Expats can also join book clubs, language classes, and cooking classes. Other ways that expats meet people in Bali include attending local events such as festivals, joining online expat groups, and attending networking events. Additionally, many expats find that simply striking up conversations with locals and other expats in cafes, bars, and other public places is a great way to make friends and build a social network," remarked one expat who made the move to Bali.

"When moving to Bali, make sure to pack lightweight and breathable clothing, as the climate is tropical and humid. Bring along comfortable walking shoes or sandals, as well as a pair of dressier shoes for more formal occasions. Don't forget to pack a hat, sunglasses, and sunscreen to protect yourself from the sun. It's also a good idea to bring a light rain jacket or umbrella, as Bali experiences frequent rain showers. Pack a reusable water bottle to stay hydrated and reduce plastic waste. If you plan on visiting temples or attending ceremonies, pack modest clothing that covers your shoulders and knees, such as sarongs or long skirts. Bring along any necessary prescription medications, as well as a basic first aid kit with items like band-aids, pain relievers, and any over-the-counter medications you may need. It's also a good idea to pack insect repellent to protect yourself from mosquitoes. Make sure to pack all essential travel documents, such as your passport, visa, travel insurance information, and any necessary vaccination records. Bring along a photocopy of your passport and other important documents, as well as digital copies stored on a secure device or cloud storage. Pack a power adapter and voltage converter, as Bali uses a different electrical system than many other countries. Don't forget to bring your electronic devices, such as your smartphone, laptop, or tablet, along with their chargers and any necessary accessories. If you plan on working or studying in Bali, pack any necessary materials, such as textbooks, notebooks, or office supplies. Additionally, bring any personal items that will make your new living space feel more like home, such as photos, small decorations, or your favorite pillow. Lastly, pack a small selection of non-perishable snacks from your home country, as they may be difficult to find in Bali and can help ease any homesickness you may experience," said one expat who made the move to Bali.

"Expats considering retiring in Bali, should be aware of several important factors before making the move. Firstly, they must obtain the appropriate visa, such as a retirement visa or social visa, which requires meeting specific age and financial requirements. It is essential to research and understand the visa application process and the necessary documentation. The cost of living in Bali can be relatively low compared to Western countries, but it is essential to budget for housing, healthcare, transportation, and daily expenses. Expats should also be aware that the Indonesian Rupiah (IDR) is the local currency, and they may need to open a local bank account for financial transactions. Healthcare facilities in Bali may not be up to the standards of Western countries, so expats should ensure they have comprehensive health insurance that covers medical evacuation if necessary. It is also crucial to be aware of tropical diseases such as dengue fever and take necessary precautions. Bali has a tropical climate with high humidity and two distinct seasons: wet and dry. Expats should be prepared for the weather conditions and take necessary precautions to stay healthy and comfortable. The official language in Bali is Indonesian, but Balinese is also widely spoken. Expats should make an effort to learn the local language to better integrate into the community and make daily life easier. English is spoken in tourist areas, but it may not be widely understood in more rural areas. Bali has a rich and diverse culture, with Hinduism being the predominant religion. Expats should respect local customs, traditions, and religious practices, including dressing modestly and observing local etiquette. Transportation in Bali can be challenging, with congested roads and limited public transportation options. Expats may need to rely on private transportation, such as scooters or cars, to get around. It is essential to familiarize oneself with local traffic laws and obtain the appropriate driving license. Finally, expats should be aware of the potential natural disasters in Bali, such as earthquakes, tsunamis, and volcanic eruptions. It is crucial to have a plan in place and stay informed about any potential threats to ensure personal safety," remarked one expat living in Bali, Indonesia.

"In Bali, foreigners often work in various sectors such as tourism and hospitality, where they take up roles as hotel managers, chefs, dive instructors, and tour guides. They also find employment in language teaching, particularly for English, as well as in international schools as educators and administrators. Some foreigners work in the wellness industry as yoga instructors, fitness trainers, or therapists. Additionally, many expats in Bali are entrepreneurs who have started their own businesses, such as restaurants, cafes, or retail shops. Digital nomads and freelancers also find Bali an attractive destination, working remotely in fields like graphic design, web development, and content creation," wrote one member in Bali.

"Life for expats and digital nomads in Bali is generally quite pleasant. The island is known for its stunning beaches, lush jungles, and vibrant culture, making it an attractive destination for those looking to live and work abroad. The cost of living is relatively low, and the locals are friendly and welcoming. There is a wide variety of accommodation options available, ranging from luxury villas to budget hostels. The digital infrastructure is also quite good, with reliable internet access and plenty of coworking spaces. Overall, Bali is an ideal destination for those looking for a unique and exciting place to live and work," wrote a member in Bali.

"Expats in Bali appreciate the warmth and friendliness of the local people, who are known for their genuine hospitality and welcoming nature. They also admire the strong sense of community and family values that are deeply ingrained in Balinese culture. The island's rich cultural heritage, which includes traditional dance, music, and art, is another aspect that expats find fascinating and enjoyable. Additionally, the numerous religious ceremonies and festivals that take place throughout the year provide a unique insight into the spiritual life of the Balinese people. Expats also appreciate the slower pace of life in Bali, which encourages a more relaxed and stress-free lifestyle. The natural beauty of the island, with its stunning beaches, lush rice terraces, and picturesque temples, is another aspect that draws expats to Bali and keeps them captivated by the local culture," remarked one expat living in Bali, Indonesia.

"Expats in Bali, often find the language barrier to be a significant challenge, as not everyone speaks English, and learning the local language, Bahasa Indonesia, can be difficult. They may also struggle with the concept of "rubber time," where punctuality is not strictly adhered to, and events often start later than scheduled. The traffic and lack of public transportation can be frustrating, as well as the different driving habits of locals. Adjusting to the Balinese customs and traditions can be challenging, especially when it comes to respecting religious ceremonies and rituals. The island is predominantly Hindu, and there are frequent ceremonies and offerings that may disrupt daily life. Expats may also find it difficult to navigate the complex social hierarchy and the importance of maintaining harmony within the community. The tropical climate, with its heat and humidity, can be uncomfortable for those not used to it, and the rainy season may bring flooding and other inconveniences. Additionally, expats may have to deal with the lack of infrastructure and reliable services, such as inconsistent internet connections and power outages. Lastly, expats may find it challenging to adapt to the local cuisine, which can be quite spicy and may not cater to specific dietary preferences or restrictions. They may also have to adjust to the slower pace of life and the laid-back attitude of the locals, which can be both a blessing and a challenge, depending on one's perspective," wrote one member in Bali.

"Bali, experiences its share of crime, like any other tourist destination. The most common crimes in Bali are petty theft, pickpocketing, and bag snatching, which usually occur in crowded areas and tourist hotspots. Scams and credit card fraud are also prevalent, targeting unsuspecting tourists. Additionally, drug-related crimes and occasional violent crimes, such as assault and robbery, have been reported. However, the local authorities and police are actively working to maintain safety and security for both tourists and residents," wrote one member in Bali.

"Bali is known for its rich cultural diversity, with a blend of various ethnic groups, religions, and traditions. The majority of the population in Bali practices Hinduism, while other religions such as Islam, Christianity, and Buddhism are also present. The island is home to people from different backgrounds, including the native Balinese, Javanese, Chinese, and other ethnic groups. Balinese people are generally known for their warmth, hospitality, and acceptance of differences. They are open to embracing various cultures and traditions, which is evident in their art, music, dance, and cuisine. This openness to diversity has made Bali a popular destination for tourists from around the world, who are welcomed and embraced by the local community. However, it is essential to be respectful of the local customs and traditions while visiting Bali. By showing respect and appreciation for the Balinese culture, visitors can enjoy a more authentic and enriching experience on the island," said one expat in Bali.

"The Green School in Bali is an international school that focuses on sustainability and holistic education. It offers a unique curriculum that combines traditional subjects with experiential learning, nature-based activities, and entrepreneurship. The school's campus is built entirely from bamboo and is powered by renewable energy sources. More information can be found on their website: https://www.greenschool.org/ Dyatmika School is a bilingual school that offers both Indonesian and English language instruction. It provides a comprehensive education from preschool to high school, with a strong emphasis on academic excellence, creativity, and personal development. The school is known for its diverse community and commitment to fostering a love of learning. You can learn more about Dyatmika School at https://www.dyatmika.org/ Bali Island School, formerly known as Bali International School, is an accredited international school that offers the International Baccalaureate (IB) program for students from preschool to high school. The school is known for its strong academic program, experienced faculty, and supportive community. More information about Bali Island School can be found on their website: https://baliislandschool.com/ Canggu Community School is a popular choice for expat families living in the Canggu area. The school offers an international curriculum from preschool to high school, with a focus on academic excellence, creativity, and personal development. The school's campus is modern and well-equipped, providing a stimulating learning environment for students. Visit their website for more information: https://www.ccsbali.com/ Australian Independent School (AIS) Bali is an international school that offers the Australian curriculum from preschool to high school. The school is known for its strong academic program, experienced faculty, and commitment to fostering a love of learning. AIS Bali also offers a range of extracurricular activities, including sports, arts, and community service. More information about AIS Bali can be found on their website: https://www.ais-indonesia.com/ais-bali/," commented one expat when asked about in Bali.

"Housing costs are very reasonable. I can easily get everything I need delivered to my door, and pay with bank transfer directly. The terms of rentals is sketchy, as it is generally month to month, with no real requirement to give notice, but which also makes it hard to move from one rental to the next when day of occupancy is usually NOW. Means you might lose money to move, if you have to move out early. Many rentals prefer tourists to long term, which puts pressure on long term rentals to locate something in an increasingly competitive market for long term rentals. There is no real niche being developed in the tourism profile for long term renters per se, as it is assumed that short term tourist turn overs can be much more lucrative. There is no long term planning in Bali for accommodating the capacity of the country to sustain the level of tourism that the country is experiencing going forward. Government is considering different kinds of visas for people who are like digital nomads. Visas are expensive. . My retirement visa costs $600 a year, and I use an agent. It is less expensive if you do it yourself, but also the Immigration Beaurocracy can be tricky. Important to get clear about what can and cannot be imported into the country. I bought a renewed phone from the United States and it is still sitting in Customs after over 10 weeks, and since they won't let me have it because it's used, I am subject to the whims of a beaurocracy that does not seem to want to return it but to run out the clock and confiscate it. On health issues, I have decided that I am no longer wanting to live in the tropics as my immune system is not strong enough to handle the level of exposure to parasites that I encounter. I as given inatravenous antibiotics during a nominal procedure at a hospital, and now my gut micro biome is destroyed and I have a horrible case of worms that no one seems to know what to do about. There is no one in Bali who can do a comprehensive stool test, and they cost $500 to be sent to Jakarta and back which takes over a month. The response to protocols for Covid is a huge issue, as Balinese don't understand social distancing, do not bother to use masks much of the time, etc. Despite the rules issued by the government. Being in a third world country during a pandemic, is dicey, and the government struggled a long time to frame a response and also rushed to acquire vaccines way too early in the phase of evaluating the vaccine's success rate. Also, the plan for how to vaccinate westerners is still vague and undeveloped and changing as Westerners will not be able to get the vaccines available from the government for Indonesians, and how and who and whether private companies can purchase vaccines that are not earmarked for Indonesians has still not been worked out," wrote one expat living in Bali.

"Expats and digital nomads generally like the affordable cost of living in Bali, which allows them to enjoy a high quality of life without breaking the bank. They appreciate the beautiful landscapes, beaches, and lush greenery that the island offers, as well as the warm and sunny climate. The rich culture and friendly locals also make Bali an attractive destination for expats and digital nomads. The island's thriving expat community and coworking spaces make it easy for digital nomads to network and collaborate with like-minded individuals. Bali's vibrant food scene, with its diverse range of local and international cuisine, is another draw for expats and digital nomads. However, there are also some aspects of living in Bali that expats and digital nomads may dislike. The traffic and infrastructure can be challenging, with congested roads and limited public transportation options. The internet speed and reliability can also be an issue for those who rely on a stable connection for work. Additionally, the tropical climate can bring about challenges such as humidity, mosquitoes, and the occasional natural disaster, such as earthquakes or volcanic eruptions. Some expats and digital nomads may also struggle with the language barrier, as not all locals speak English fluently. Lastly, the process of obtaining visas and dealing with immigration can be complicated and time-consuming, which may deter some expats and digital nomads from choosing Bali as their home base," commented one expat who moved to Bali.

"Expats, retirees, and digital nomads living in Bali typically have a vibrant and diverse social life. They often engage in various social activities, such as attending local events, joining clubs or organizations, and participating in sports or fitness groups. Many expats and digital nomads connect with like-minded individuals through co-working spaces, networking events, and online forums or social media groups. They also enjoy exploring the island's rich culture, visiting temples, attending traditional ceremonies, and learning the local language. Additionally, they often socialize with the local community, building friendships and connections with Balinese people. The island's thriving tourism industry also provides ample opportunities to meet fellow travelers and make new friends from around the world," said one expat living in Bali.

"Westerners are from all over. They are a quirky lot, and many of them are pandemic deniers," mentioned one expat inBali.

"The social scene in Bali, is a vibrant mix of local culture and international influences. The island is known for its warm and welcoming atmosphere, with the Balinese people being friendly and open to visitors. Traditional Balinese customs and ceremonies play a significant role in the social scene, with numerous temples and cultural events throughout the year. Bali's nightlife is diverse and lively, with a wide range of bars, clubs, and beach parties catering to different tastes and budgets. Seminyak, Kuta, and Legian are popular areas for partygoers, while Canggu and Ubud offer a more laid-back atmosphere with live music and cozy bars. The island is also a hub for digital nomads and expats, with many coworking spaces and networking events available for those looking to connect with like-minded individuals. Yoga, wellness, and spirituality are also significant aspects of Bali's social scene, with numerous retreats, workshops, and classes available for those seeking personal growth and self-discovery. Food plays a central role in Balinese social life, with a wide variety of local and international cuisine available. From traditional warungs (local eateries) to high-end restaurants, Bali offers a diverse culinary experience for both locals and visitors. Overall, the social scene in Bali is a unique blend of traditional culture, modern nightlife, and a thriving expat community, making it an attractive destination for travelers and digital nomads alike," mentioned an expat living in Bali.

"Expats in Bali advise newcomers to take their time when searching for housing, as there are many options available, from traditional Balinese homes to modern villas. They recommend renting a temporary place first, such as a guesthouse or Airbnb, to get a feel for the different neighborhoods and to explore the island before committing to a long-term rental. It is essential to consider factors such as proximity to work, schools, and amenities, as well as the local community and culture. Expats often suggest looking for housing in popular areas like Seminyak, Canggu, Ubud, and Sanur, as these areas have a good mix of expats and locals, and offer various amenities and services catering to foreigners. When searching for housing, it is crucial to inspect the property thoroughly, checking for any signs of damage, mold, or pest infestations. Expats also advise ensuring that the property has a reliable water supply, electricity, and internet connection, as these can be inconsistent in some areas. Negotiating the rental price and terms is common in Bali, so it is essential to be prepared to discuss and agree on the contract details with the landlord. Expats recommend seeking the help of a local agent or a trusted Indonesian friend to assist with negotiations and to ensure that the rental agreement is fair and legally binding. Finally, expats in Bali emphasize the importance of respecting local customs and traditions, as well as building good relationships with neighbors and the local community. This will not only help with settling into your new home but also contribute to a more enjoyable and fulfilling experience living in Bali," said one expat.

"Medical services in Bali, are a mix of public and private healthcare facilities. The public healthcare system is generally considered to be of lower quality, with limited resources, outdated equipment, and long waiting times. Private hospitals and clinics, on the other hand, offer better quality care, modern facilities, and English-speaking staff. However, private healthcare can be expensive, and it is recommended for visitors to have comprehensive travel insurance to cover medical expenses. In case of emergencies, patients may need to be evacuated to Singapore or Australia for more advanced treatment, as Bali's medical infrastructure may not be equipped to handle complex cases. Pharmacies are widely available, but it is essential to ensure that medications are genuine and not counterfeit. Overall, while basic medical services are accessible in Bali, it is crucial for visitors to take necessary precautions and be prepared for potential limitations in the healthcare system," said one expat living in Bali.

"Healthcare and health insurance in Bali, can be considered relatively affordable compared to many Western countries. However, the cost of healthcare services and insurance premiums may vary depending on the type of coverage, medical facility, and treatment required. Public healthcare facilities in Bali are generally cheaper but may not offer the same quality of care as private hospitals. Expats and tourists often opt for private healthcare facilities, which provide better quality care but at a higher cost. Health insurance is recommended for those living or traveling in Bali, as it can help cover the expenses of medical treatments and emergencies. Some expats may find that international health insurance policies offer more comprehensive coverage and flexibility than local Indonesian policies. Overall, while healthcare and health insurance in Bali may be more affordable than in some countries, it is essential to research and choose the appropriate coverage and facilities to suit individual needs and budgets," mentioned an expat living in Bali.

"My kids and I all had dengue fever at the same time and were taken very well care of at BIMC, Nusa Dua. I am so pleased we had health insurance because the hospital bill would have cost us a hefty US $2100," said an expat in Bali.

"Expats are attracted to move to Bali, due to its stunning natural beauty, which includes picturesque beaches, lush jungles, and vibrant rice terraces. The island's rich cultural heritage, with its unique art, music, and dance, also appeals to many foreigners. Bali offers a low cost of living, allowing expats to enjoy a comfortable lifestyle without breaking the bank. The warm and welcoming Balinese people, who are known for their friendliness and hospitality, make it easy for newcomers to feel at home. Additionally, the thriving expat community provides ample opportunities for networking and socializing. The island's laid-back atmosphere and focus on wellness, with numerous yoga studios and healthy eateries, also draw many expats seeking a more balanced and relaxed way of life. Finally, Bali's central location within Southeast Asia makes it an ideal base for exploring the region's many other fascinating destinations," commented one expat living in Bali, Indonesia.