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Waterford, Ireland: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Waterford | Expat Exchange
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Waterford, Ireland

By Betsy Burlingame

Last updated on Aug 06, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Waterford, Ireland. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to Waterford?

When we asked people what advice they would give someone preparing to move to Waterford, they said:

"Waterford, located in the southeast of Ireland, is the country's oldest city with a rich history dating back to Viking times. It's known for its crystal production, so a visit to the House of Waterford Crystal is a must for newcomers. The city has a maritime climate with mild winters and cool summers, so packing a variety of clothing is advisable. The cost of living in Waterford is lower compared to Dublin, but still higher than many places in Europe. Renting a one-bedroom apartment in the city center can be quite affordable. The city is small, so getting around is relatively easy, and many people walk or cycle to work. The healthcare system in Ireland is good, but it can be expensive if you're not a resident. Therefore, it's important to have health insurance. The education system in Ireland is also highly regarded, with a number of good schools in Waterford. Irish people are known for their friendliness and hospitality, and Waterford is no exception. The city has a vibrant arts scene, with numerous festivals throughout the year. The local cuisine is also worth exploring, with a focus on fresh, locally sourced ingredients. English is the main language spoken in Waterford, but you'll also hear Irish, especially in schools and on public signage. It's not necessary to learn Irish to live in Waterford, but it could enhance your experience. Finally, it's important to note that Ireland is part of the European Union, so EU citizens can move and work freely in Waterford. Non-EU citizens will need to secure a visa or work permit before moving to Waterford," remarked one expat living in Waterford, Ireland.

How do I find a place to live in Waterford?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Waterford, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared house to a full apartment or house. Next, you should start your search online. Websites like Daft.ie, Rent.ie, and MyHome.ie are popular platforms for finding rental properties in Ireland. These sites allow you to filter your search based on location, price range, property type, and number of bedrooms. You can also use social media groups on platforms like Facebook. There are several groups dedicated to housing and rentals in Waterford where landlords and tenants often post listings. Another option is to engage the services of a real estate agent. They can help you find properties within your budget and preferences, and they can also guide you through the process of securing a lease. Once you've found a potential place, arrange a viewing with the landlord or real estate agent. This will give you a chance to inspect the property and ask any questions. If you're satisfied with the property, you'll need to provide references and possibly a deposit to secure the lease. Make sure to read the lease agreement carefully before signing. Finally, once you've signed the lease, you can arrange for the move. Remember to set up utilities like electricity, gas, and internet, and to update your address with any relevant institutions. Remember, finding a place to live can take time, so it's best to start your search well in advance of when you plan to move," explained one expat living in Waterford, Ireland.

What is a typical expat home or apartment like in Waterford?

"A typical expat home or apartment in Waterford, is often a charming blend of traditional and modern styles. Many homes are semi-detached or terraced houses, with a few detached homes available as well. They usually have two to four bedrooms, a living room, a kitchen, and one or two bathrooms. The living room often features a fireplace, a common element in Irish homes. The kitchen is usually fully equipped with modern appliances. The homes often have a small garden or yard, perfect for those who enjoy outdoor activities. Some apartments, particularly those in the city center, may come with balconies offering views of the city or the nearby River Suir. The interiors are typically well-maintained, with wooden flooring or carpeting, and the walls are often painted in neutral tones. The homes are usually furnished, but unfurnished options are also available for those who prefer to bring or choose their own furniture. In terms of location, many expats choose homes that are within walking distance to shops, restaurants, and schools. Some may prefer to live in quieter, residential neighborhoods, while others may choose to live in the city center for a more vibrant lifestyle. Overall, expat homes in Waterford offer a comfortable living environment, combining Irish charm with modern conveniences," remarked one expat living in Waterford, Ireland.

What is the average cost of housing in Waterford?

If you are thinking about moving to Waterford, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Waterford can vary greatly depending on the type and size of the property. As of recent data, the average price for a residential property in Waterford city is approximately €200,000. However, prices can be lower in rural areas of Waterford County, with averages around €150,000. It's important to note that these are average prices and actual costs can be higher or lower depending on various factors such as location, property condition, and market trends," said one expat in Waterford.

What should I bring when moving to Waterford?

People living in Waterford were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Waterford, you should pack a variety of clothing to accommodate the temperate maritime climate, including warm sweaters, waterproof jackets, and comfortable walking shoes. Don't forget to pack your essential documents such as passport, visa, driver's license, and medical records. Bring your electronics like laptop, mobile phone, and their chargers. If your devices are not compatible with the European voltage system, you might need to pack a voltage converter and plug adapter. Pack your prescription medications and a copy of your prescriptions, as well as a basic first aid kit. If you wear glasses or contact lenses, bring an extra pair and your prescription. You should also pack personal hygiene items, although these can also be purchased after you arrive. If you're planning to cook, you might want to pack some of your favorite non-perishable food items, as they may not be available in Ireland. Pack some photos or small mementos from home to help make your new place feel more familiar. Lastly, don't forget to pack a good book or download some movies for the journey, and maybe a travel guide to Ireland to help you explore your new home," wrote a member in Waterford.

Where should I setup a bank account in Waterford?

We asked expats in Waterford what banks they use and there advice about banking. They advised:

"Before retiring in Waterford, expats should know that the cost of living can be high, especially when it comes to housing and healthcare. They should also be aware that Ireland has a progressive tax system, which means that the more income you have, the higher your tax rate will be. Expats should also understand that while English is widely spoken in Ireland, the country has its own unique culture and customs that may take some time to get used to. This includes a strong emphasis on family and community, as well as a love for sports and outdoor activities. Healthcare in Ireland is of a high standard, but it can be expensive if you're not covered by the public health system. Therefore, it's important for expats to secure private health insurance. The weather in Waterford, like much of Ireland, is often cool and rainy, so expats should be prepared for this. However, the city also offers beautiful scenery, including stunning coastlines and lush green landscapes. Waterford is known for its rich history and culture, including its famous crystal production. Expats retiring here can enjoy a range of activities, from visiting museums and galleries to exploring the city's many parks and gardens. Public transportation in Waterford is reliable, but having a car can be beneficial for exploring more rural areas. Driving in Ireland is on the left-hand side of the road, which may take some getting used to for expats from countries that drive on the right. Finally, expats should know that while Ireland is generally a safe country, it's still important to take standard precautions to protect themselves and their property. This includes being aware of their surroundings, especially when in more isolated areas," wrote one member in Waterford.

What do expats in Waterford appreciate most about the local culture?

"Expats in Waterford often appreciate the friendly and welcoming nature of the local people. They enjoy the rich history and heritage of the city, which is evident in its well-preserved medieval architecture and the world-renowned Waterford Crystal factory. The local culture is also deeply rooted in arts and music, with numerous festivals and events taking place throughout the year. Expats also appreciate the slower pace of life in Waterford compared to larger cities, allowing them to enjoy a more relaxed lifestyle. The local cuisine, particularly the fresh seafood, is another aspect of the culture that expats enjoy. Lastly, the beautiful natural scenery surrounding Waterford, from its stunning coastline to its lush green countryside, is highly appreciated by expats," remarked one expat living in Waterford, Ireland.

What do expats find most challenging?

"Expats in Waterford may find the local accent and dialect challenging to understand, as it can be quite distinct and different from standard English. The Irish sense of humor, which is often self-deprecating and full of irony, may also be difficult to grasp for those not familiar with it. Some expats may struggle with the slower pace of life in Waterford, especially if they are used to a faster, more hectic lifestyle. The weather, which is often rainy and cold, can also be a challenge for those used to warmer climates. Additionally, the Irish social etiquette, which values politeness and indirectness, may be confusing for those from more straightforward cultures. Lastly, the strong sense of community and close-knit relationships can make it difficult for newcomers to integrate and feel accepted," wrote one member in Waterford.

Is there a lot of crime in Waterford?

We asked people if there is a lot of crime. They answered:

"Like any city, Waterford experiences some level of crime. However, it is generally considered to be a safe city with a relatively low crime rate. The most common types of crime reported are petty theft, vandalism, and minor assaults. Serious crimes such as murder, armed robbery, and violent assaults are relatively rare. The local police force, known as the Gardaí, are active in maintaining law and order, and the city has a number of initiatives in place to prevent crime and promote safety. Overall, while crime does exist in Waterford, it is not a major concern for most residents and visitors," remarked one expat who made the move to Waterford.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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