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Milan, Italy: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Milan | Expat Exchange
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Milan, Italy

Milan, Italy

By Betsy Burlingame

Last updated on Jun 28, 2024

Summary: The approximate population of Milan, Italy is 1.3 million people. People describe Milan as a vibrant, cosmopolitan city with a rich cultural heritage. Expats love the city's fashion, art, and food scenes, as well as its proximity to the Alps and the Mediterranean Sea. The weather in Milan is generally mild, with temperatures ranging from the mid-30s to the mid-70s Fahrenheit (1-24 Celsius). The average cost of living in Milan for an expat is around $2,000-$3,000 USD per month. The cost of a one bedroom apartment is around $1,000-$1,500 USD per month, and a two bedroom apartment is around $1,500-$2,500 USD per month.

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Italian For A While

What do I need to know about living in Milan?

When we asked people what advice they would give someone preparing to move to Milan, they said:

"Learn Italian! The vast majority of Milanese do not speak English. Bring traditional yet elegant clothing (the Milanese frown on anything flashy or ostentatious) and expect the mentality to be conservative and somewhat behind what one would expect from a city as well known for it's industry, fashion business and financial center as Milan," remarked one expat living in Milan, Italy.

"Before retiring in Milan, it's crucial to understand the cost of living, which is higher than in many other Italian cities, particularly for housing and healthcare. Ensure you have adequate financial resources or pension to cover these costs. Also, try visiting the city beforehand to explore neighborhoods and amenities," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"Before retiring in Milan, you should become familiar with the language, as most locals do not speak English. You will also need to ensure you are familiar with Italian tax laws and other regulations that may apply to foreign residents. Additionally, it is important to familiarize yourself with the cost of living in Milan and to ensure you have a reliable source of income. You should also research the medical care available, as well as explore the different types of retirement housing options. Lastly, you should familiarize yourself with the cultural and entertainment options available in the city, in order to make the most of your retirement," remarked one expat who made the move to Milan.

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What do I need to know before moving to Milan?

When we asked people what advice they would give someone preparing to move to Milan, they said:

"Milan is Italy's second-most populous city and is known for its stylish architecture, fashion, cuisine and historic sites. The city centre is home to stylish shops, upscale restaurants and some of the country's top universities. Milan is an ethnically diverse city, with a large foreign population due to its position as the country's financial and business hub. Public transportation is excellent, with metros, buses and trams. The cost of living in Milan is higher than other Italian cities, so it is important to get to know the city before deciding on a place to live. As Milan is mainly a Catholic city, it is important to recognise and respect the major religious holidays and cultural customs that the city has. Weather in Milan is variable - summers are generally hot and humid, with occasional storms, and winters are typically cold and damp, with some snowfall," remarked one expat who made the move to Milan.

"Before moving to Milan, it's important to understand that the city, as Italy's financial and fashion capital, offers a chaotic urban lifestyle. You’d better know that the cost of living is relatively high, especially for housing. And while many locals speak English, knowing some Italian will still be helpful," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

How do I find a place to live in Milan?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a suitable place to live in Milan can be a daunting task, but the following tips should help you in your search: -Research online for rental listings in Milan: there are plenty of websites and online databases with a large selection of listings in various neighbourhoods. Short-term rentals might also be available. -Visit the neighbourhood you are interested in living in: this is a great way to get an idea of the local amenities, services and activities on offer, as well as to get a better sense of the atmosphere of the area. -Visit a few properties: it is important to make sure the home meets your requirements before you sign a contract. -Check the lease agreement carefully: check the term of the contract and make sure you understand all the conditions. -Be prepared to act quickly: the demand for rental properties in Milan is high and a good property won’t be available for long," said one expat in Milan.

"Finding a place to live in Milan can be done through various methods, including real estate agencies, online platforms like Immobiliare.it and Idealista, and social media groups dedicated to housing. It's common to use a real estate agent to navigate the competitive market and handle legal aspects," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

What is a typical expat home or apartment like in Milan?

"A typical expat home or apartment in Milan is often an apartment located in a central or well-connected neighborhood. Expats, indeed, often choose areas that are vibrant and offer a mix of residential and commercial spaces, such as Porta Venezia, Isola, or Navigli, providing easy access to work, dining, and entertainment options. As space can be limited, many apartments feature compact layouts with essential appliances such as a stove, oven, refrigerator, and washing machine," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"Expat homes and apartments in Milan typically range from modern luxury studios to spacious three-bedroom apartments. They are usually located within the city center, with specific popular areas being Brera, Garibaldi and Navigli. Apartments will often feature modern décor with clean white walls, hardwood floors, and stainless steel appliances. In many cases, kitchens and bathrooms are relatively small, but this can depend on the type and size of the apartment. Many apartments benefit from a range of amenities such as an elevator, intercom, and balconies," remarked one expat who made the move to Milan.

What is the average cost of housing in Milan?

If you are thinking about moving to Milan, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Milan is generally high and depends on the specific area and size of the property," wrote one member in Milan.

How do I meet people in Milan?

When we asked people living in Milan about club and activities where newcomers can meet others, they responded:

"The Benvenuto Club, Professional Women's Association, Democrats Abroad, American Business Group and many other organizations as well as activities created for the expat community listed in EasyMilano, a bi-weekly free publication for the English speaking community here," remarked one expat living in Milan, Italy.

"Meeting people in Milan can be facilitated by joining expat groups, attending language classes, and participating in social events organized by international communities. Engaging in local activities, such as joining a gym, taking cooking classes, or participating in cultural events, can also help you connect with both locals and fellow expats," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

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Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

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Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

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What should I bring when moving to Milan?

People living in Milan were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Milan is a cosmopolitan city like all others — NYC, London, Paris — where you can find anything and everything you need. As far as clothing is concerned, dress like you would in NYC in all four seasons. Women and men are usually elegantly casual. Other than that I would only bring endearing personal possessions and prescribed medications along with the prescription so you can refill when needed," explained one expat living in Milan, Italy.

"Clothing appropriate for the climate, including warmer items like sweaters and coats, comfortable walking shoes, passport and other documents, any necessary medication, basic toiletry items, essentials like can opener and scissors, power adaptor or converter, flashlight or lamps, camera, laptop, mobile phone and chargers, washing powder, basic pots, pans and kitchen utensils, cleaning supplies, toilet paper and other necessities, extra blankets, plastic containers for storage," said one expat in Milan.

Where should I setup a bank account in Milan?

We asked expats in Milan what banks they use and there advice about banking. They advised:

"As Milan is the financial capital of Italy, there are a variety of banks available to open an account. Some of the most popular banks in Milan are UniCredit, Banco Popolare, Banca Popolare di Milano, Intesa Sanpaolo, UBI Bank and Banca Intesa. Many of these banks offer both online and in-person banking services, so you can easily open an account in Milan," wrote one member in Milan.

Will I be able to find a job in Milan?

When we asked people about industries and career opportunities in Milan, they reponded:

"It is possible to find a job in Milan. Although the job market is competitive, there are a number of popular job searching websites available to assist with your search. Additionally, networking and attending job fairs may help you to find the right position. Additionally, making sure that your qualifications match the job requirements can also make finding a job easier," explained one expat living in Milan, Italy.

"Selling wholesale fashion is a very good possibility for multi-lingual residents as well as teaching English in the various language schools. Some expats have begun their own small businesses, such as an American bakery, but one never finds a job through classifieds (unless in EasyMilano) or by sending out a resumé. Personal contacts are the only way to get one's foot through the door for an interview," said one expat in Milan.

What is life like in Milan?

When we asked people living in Milan what life is like and how people spend their time, they said:

"Life as an expat in Milan is vibrant and dynamic, characterized by a blend of work and leisure. The city offers numerous cultural attractions, including museums, theaters, and historical landmarks, alongside a lively nightlife scene with bars, clubs, and restaurants," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

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What do expats in Milan appreciate most about the local culture?

"Expatriates in Milan appreciate the combination of traditional Italian culture and modern amenities. They enjoy the numerous historical sites throughout the city, such as the Duomo di Milano and Castello Sforzesco. Milan's many restaurants and cafes provide an abundance of authentic Italian cuisine and a great place to socialize. The city is also apart of the fashion capital of the world and features world-famous designers. Expats in Milan also enjoy the vibrant nightlife, with its many bars, clubs, and music venues. The city has something to offer everyone, from shopping to outdoor activities, so there is truly something for everyone," commented one expat who made the move to Milan.

What do expats find most challenging?

"Expats typically find adjusting to a new culture to be the most challenging. Language barriers and adapting to unfamiliar cultural norms can be difficult to overcome. Finding or maintaining a job in a different country can sometimes be complicated due to differences in laws or regulations. Expats can also find it difficult to make new friends and build a support network. Isolation, homesickness, and feeling disconnected from family and friends can also be difficult for expats to deal with. Finally, physical and psychological health concerns can be more difficult to address in a foreign country," said one expat in Milan.

Is there a lot of crime in Milan?

We asked people if there is a lot of crime. They answered:

"Crime is not a major problem in Milan. The city is relatively safe, though some areas may be more dangerous than others, as is common in all cities. Prevention and safety programs are in place that help to keep crime rates low," said one expat in Milan.

Is there a lot of diversity? Are people in Milan accepting of differences?

"Milan is generally accepting of diversity, and the city hosts many vibrant, multicultural pockets. There is a broad range of cultural and racial diversity in Milan, with people of all different nationalities, religions and backgrounds living, working and studying in the city. Milan is known throughout the world for its cosmopolitan, open-minded and diverse population. People living in Milan are typically tolerant, accepting and respectful of those who are different," remarked one expat who made the move to Milan.

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Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

Click connect to have our partner contact you via e-mail and/or phone.

Italian For A WhileItalian For A While

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
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What are the schools in Milan like?

"Check all the other schools in Milan first so that you are making the right choice! They have a multi-age program (4/5 through 7 and 8 through 11), which is usually the cause of much debate! The academics are not strong so if your child is very able consider the other schools. But, if you are living only temporarily in Italy (a year or so), this is not a bad choice for it's friendly and welcoming attitude. The Italian program for foreigners is weak and you must accept that you will be doing lots of home study if you want to keep your children up to the standard of an International School or good US school," said one parent with children at The American School of Milan in Milan .

"Schools in Milan vary greatly in terms of quality, size, content, and educational philosophy. There are traditional state-run schools, as well as private international schools and Montessori schools. Some schools focus more on academic subjects, while others include a vast array of extracurricular activities. Many of the public and private schools offer bilingual programs to maximize the benefit of education in a globalized world. There are also several universities, academies and technical institutes catering to a wide range of interests, along with many specialized universities in specific subject fields," commented one expat when asked about in Milan.

What are the pros and cons of living in Milan?

Expats, digital nomads and retirees living in Milan responded:

"Expats and digital nomads living in Milan often appreciate the city's vibrant culture, excellent cuisine, and convenient public transportation. They also enjoy the city's many parks and green spaces, as well as its proximity to other major cities in Europe. On the other hand, some expats and digital nomads may find the cost of living in Milan to be quite high, and the city can be quite crowded and noisy. Additionally, the language barrier can be a challenge for those who don't speak Italian," commented one expat who moved to Milan.

"People often like Milan for its dynamic lifestyle, rich cultural scene, and status as a fashion and design capital. The city's efficient public transportation, high-quality healthcare, and educational institutions are also appreciated. On the downside, the high cost of living, particularly for housing, can be a significant drawback, and some may find the city's fast-paced, work-oriented environment less appealing compared to the more relaxed lifestyle in other parts of Italy," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

Italian For A WhileItalian For A While
Connect

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

Click connect to have our partner contact you via e-mail and/or phone.

Italian For A WhileItalian For A While

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
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What type of social life can someone expect in Milan?

When we asked expats and global nomads about their social experiences in Milan, they replied:

"Expatriates, retirees and digital nomads living in Milan typically have an active social life. There are many opportunities to meet people from all over the world, as well as locals, through language exchanges, meet-ups, and social events. There are also plenty of bars, restaurants, and cafes to explore, as well as cultural activities such as art galleries, museums, and concerts. Additionally, Milan is home to many international companies, so there are plenty of networking opportunities for those looking to make professional connections," commented one expat who moved to Milan.

"Milan offers a vibrant social life with a variety of activities and events catering to different interests. The city's numerous bars, cafes, and restaurants provide ample opportunities for socializing over aperitivo, a Milanese tradition. Cultural events, such as art exhibitions, concerts, and theater performances, are frequent and attract diverse crowds. The nightlife in Milan is lively, with many options ranging from chic nightclubs to relaxed pubs," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"Milan is a vibrant city with a lively social scene. There are plenty of bars, clubs, and restaurants to explore, as well as a variety of cultural events and activities to enjoy. The city is known for its fashion and design, and there are plenty of stylish places to go out and meet people. Milan also has a thriving nightlife, with a range of clubs and bars to suit all tastes. Whether you're looking for a relaxed evening out or a wild night of partying, Milan has something for everyone," remarked one expat in Milan.

What are medical services in Milan like?

When we asked expats and global nomads about the quality of medical care in Milan, they replied:

"Milan offers a wide range of medical services for its citizens and visitors. The city is home to a number of hospitals, clinics, and medical centers that provide a variety of treatments and services. These include general medical care, emergency services, specialized care, and preventive health services. Milan also has a number of specialized medical centers that offer treatments for specific conditions, such as cancer, heart disease, and neurological disorders. Additionally, Milan is home to a number of private medical practices that provide personalized care and treatments," mentioned one expat inMilan.

Are healthcare and health insurance expensive in Milan?

"Healthcare and health insurance in Milan can be expensive. The cost of healthcare services, such as doctor visits and hospital stays, can be high, and health insurance premiums can also be costly. However, the Italian government provides a national health service, which offers free or low-cost healthcare to citizens and residents. Additionally, some employers may provide health insurance coverage for their employees," mentioned one expat inMilan.

Italian For A While

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

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Click connect to have our partner contact you via e-mail and/or phone.

Italian For A While

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

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Why do people move to Milan?

When we asked people why foreigners move to Milan, they responded:

"Milan is an attractive destination for expats due to its vibrant culture, excellent job opportunities, and high quality of life. The city is home to some of the world's most renowned fashion houses, art galleries, and museums, making it a great place to explore and experience the best of Italian culture. Additionally, Milan is a major business hub, offering a wide range of job opportunities in finance, technology, and other industries. Finally, the city boasts a high quality of life, with excellent public transportation, a variety of housing options, and a wide range of recreational activities. All of these factors make Milan an attractive destination for expats looking to experience the best of Italian culture and lifestyle," commented one expat living in Milan, Italy.

"People move to Milan for various reasons including career opportunities in finance, fashion, design, and technology, as the city is a major economic hub. Milan's rich cultural scene, with its museums, theaters, and historical sites, attracts those interested in the arts. The city's educational institutions, including prestigious universities, draw students from around the world. The prospect of living in a cosmopolitan city with a high quality of life, despite the high cost of living, also appeals to many expats and professionals," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Milan, Italy

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Become 'Italian for a While' - for students, young adults, graduates, digital nomads, and professionals! Live out your dreams in Italy while learning Italian and immersing in the language, life, and culture.
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