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Spanish Town, Jamaica: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Spanish Town | Expat Exchange
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Spanish Town, Jamaica

By Betsy Burlingame

Last updated on Jan 02, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Spanish Town, Jamaica. They offer advice about meeting people, cost of living, finding a home and more.

William Russell
William Russell
William Russell
William Russell

What do I need to know about living in Spanish Town?

When we asked people what advice they would give someone preparing to move to Spanish Town, they said:

"Before retiring in Spanish Town, expats should know that the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle. They should also be aware that healthcare facilities may not be as advanced as in their home country, so it's important to have a good health insurance plan. Expats should also know that Spanish Town has a tropical climate, with hot and humid weather throughout the year. They should be prepared for hurricane season, which typically runs from June to November. Understanding and speaking English is essential as it is the official language, but learning some Jamaican Patois can be helpful in day-to-day interactions. Expats should also be aware of the crime rate in Spanish Town, which is higher than in some other parts of Jamaica. It's important to take safety precautions, such as avoiding certain areas at night and not displaying wealth openly. It's also important to understand the local culture and customs. Jamaicans are generally friendly and hospitable, but it's important to respect their traditions and way of life. Finally, expats should know that the process of buying property in Jamaica can be complex. It's recommended to hire a local attorney to help navigate the legal system," said one expat in Spanish Town.

"Well, if the friend was moving from a country in which gas is supplied via a main pipeline rather than a gas cylinder, I would suggest that he or she not take the cooker (gas stove). Also, ensure that your house is wired with the appropriate voltage and AC adapters, otherwise large electrical appliances are not likely to work," said one expat who made the move to Spanish Town.

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What do I need to know before moving to Spanish Town?

When we asked people what advice they would give someone preparing to move to Spanish Town, they said:

"Spanish Town is the former capital of Jamaica and is rich in history and culture, with many historical sites and buildings. The official language is English, but many locals speak Patois, a Creole language that is a mix of English, African, and other languages. The cost of living in Spanish Town is relatively low compared to other parts of Jamaica, but it's still higher than in many other countries. The local currency is the Jamaican dollar, but US dollars are widely accepted in most places. Spanish Town has a tropical climate, with hot and humid weather throughout the year, and a rainy season from May to November. Public transportation is available, but it can be unreliable and crowded. Many expats choose to rent or buy a car for convenience. The crime rate in Spanish Town is higher than in some other parts of Jamaica, so it's important to take precautions and be aware of your surroundings. Healthcare facilities in Spanish Town are adequate for basic needs, but for serious medical conditions, you may need to travel to Kingston, the capital city. The food in Spanish Town is a mix of local and international cuisines, with a focus on seafood, fruits, and spices. Spanish Town has a vibrant music scene, with reggae and dancehall being the most popular genres. The education system in Spanish Town is based on the British system, with primary, secondary, and tertiary levels. There are both public and private schools available. Jamaicans are known for their friendliness and hospitality, and Spanish Town is no exception. However, it's important to respect local customs and traditions. There are many outdoor activities to enjoy in and around Spanish Town, including hiking, beach trips, and exploring historical sites. The local economy is based on agriculture, manufacturing, and services, with opportunities for expats in various sectors. It's important to have a valid visa and work permit if you plan to work in Spanish Town. Finally, it's recommended to have comprehensive health insurance that covers medical evacuation, as medical services can be expensive," said one expat who made the move to Spanish Town.

How do I find a place to live in Spanish Town?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Spanish Town, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Spanish Town to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might offer a quieter, more residential atmosphere. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals and properties for sale in Spanish Town, such as PropertyAds Jamaica, Realtor.com, and Century 21. These websites allow you to filter results based on your preferences, making it easier to find potential homes that meet your criteria. In addition to online searches, you might also consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the process of buying or renting a property in Jamaica. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property in person and ask any questions you might have. It's also a good opportunity to explore the local area and get a feel for the neighborhood. Finally, once you've found a place you like, you'll need to secure it. This usually involves signing a lease or purchase agreement and paying a deposit or down payment. Make sure to read any contracts carefully and seek legal advice if necessary, to ensure you understand all the terms and conditions. Remember, finding a place to live can take time, so be patient and don't rush the process. With careful planning and research, you'll be able to find a home in Spanish Town that's perfect for you," wrote one member in Spanish Town.

What is a typical expat home or apartment like in Spanish Town?

"A typical expat home or apartment in Spanish Town, is often located in a gated community or a secure neighborhood, providing an extra layer of safety. These homes are usually spacious, with multiple bedrooms and bathrooms, a living room, a dining area, and a fully equipped kitchen. They often come furnished, with modern appliances and amenities such as air conditioning, Wi-Fi, and cable TV. Many of these homes also feature outdoor spaces like a patio or a balcony, where residents can enjoy the tropical climate and beautiful views. Some even have private pools or access to a community pool. The architecture and interior design often reflect the local culture, with vibrant colors, tropical motifs, and locally sourced materials. Despite being in a bustling city, these homes are often surrounded by lush greenery, providing a sense of tranquility and privacy. They are also conveniently located close to local markets, restaurants, and other amenities. Some expats may also choose to hire local help for tasks such as cleaning, cooking, and gardening. While Spanish Town is known for its rich history and culture, it's also a city with modern conveniences. Therefore, expat homes in this area offer a blend of traditional Jamaican charm and contemporary comfort," said one expat in Spanish Town.

What is the average cost of housing in Spanish Town?

If you are thinking about moving to Spanish Town, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Spanish Town can vary greatly depending on the size and location of the property. However, as of recent data, a modest house in this area might cost somewhere in the mid to high five-figure range in US dollars. For a more luxurious property, the cost could easily go into the six-figure range. It's important to note that these are rough estimates and actual prices can fluctify based on various factors," wrote a member in Spanish Town.

How do I meet people in Spanish Town?

When we asked people living in Spanish Town about club and activities where newcomers can meet others, they responded:

"Expats in Spanish Town often join local sports clubs, such as golf, tennis, or cricket clubs, to engage in physical activities and meet locals and other expats. They may also participate in cultural activities, such as dance or cooking classes, to immerse themselves in the local culture and make new friends. Joining local volunteer organizations is another popular activity among expats. These organizations often work on community development projects, environmental conservation, or education initiatives, providing expats with an opportunity to contribute to the local community while meeting like-minded individuals. Expats may also join local business networks or expat groups, which often organize social events and networking opportunities. These groups can be a great way to meet other expats who are experiencing similar challenges and can provide advice and support. In addition to joining clubs and activities, expats often meet people through their work or their children's schools. Many expats form close relationships with their colleagues or their children's classmates' parents. Attending local events and festivals is another great way to meet people. Spanish Town has a vibrant cultural scene, with numerous music festivals, art exhibitions, and food festivals taking place throughout the year. These events provide a fun and relaxed environment for expats to socialize and meet locals. Finally, simply exploring the city and frequenting local restaurants, cafes, and markets can also lead to new friendships. Spanish Town is known for its friendly and welcoming locals, so expats often find that striking up a conversation with a stranger can lead to a lasting friendship," commented one expat who made the move to Spanish Town.

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What should I bring when moving to Spanish Town?

People living in Spanish Town were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Spanish Town, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sundresses. Don't forget to pack a few swimsuits for the beach and pool. Pack a light jacket or sweater for cooler evenings or air-conditioned places. Comfortable walking shoes, sandals, and flip-flops are essential for different types of terrain and activities. Remember to pack enough underwear and socks. Also, include a hat, sunglasses, and sunscreen to protect yourself from the sun. Bring toiletries, including travel-sized shampoo, conditioner, body wash, toothpaste, and a toothbrush. However, keep in mind that these items can also be purchased locally. Pack any prescription medications you may need, along with a copy of your prescription. It's also a good idea to bring a basic first aid kit. Don't forget your electronics, such as your phone, laptop, and chargers. An international power adapter might also be necessary. Bring important documents like your passport, driver's license, and any necessary visas or work permits. Pack some entertainment for your downtime, such as books, a portable music player, or a deck of cards. Lastly, consider packing a few comfort items from home, like your favorite snacks or a beloved book, to help you settle into your new surroundings," remarked one expat living in Spanish Town, Jamaica.

Where should I setup a bank account in Spanish Town?

We asked expats in Spanish Town what banks they use and there advice about banking. They advised:

"Spanish Town, is a vibrant city with a rich history and culture, but expats should be aware of several factors before deciding to retire there. Firstly, the cost of living in Spanish Town is relatively low compared to many Western countries, but it's essential to have a reliable source of income or savings to cover your expenses. Healthcare facilities in Spanish Town are adequate, but they may not be up to the standards that expats from developed countries are used to. It's advisable to have a comprehensive health insurance plan that covers medical evacuation, in case of serious illness or injury. Safety can be a concern in Spanish Town, as Jamaica has a high crime rate. Expats should take precautions such as avoiding certain areas at night, installing security systems in their homes, and being aware of their surroundings. The official language is English, but Jamaican Patois is widely spoken. Learning some basic phrases in Patois can help you communicate with locals and immerse yourself in the culture. The climate in Spanish Town is tropical, with hot and humid weather throughout the year. Expats from cooler climates may need time to adjust to the heat. Jamaica has a relaxed, laid-back lifestyle that many retirees enjoy. However, this can also translate into slower customer service and less efficiency in business and government transactions. Finally, it's important to understand and respect the local customs and traditions. Jamaicans are generally friendly and welcoming, but they appreciate when foreigners make an effort to fit in and respect their way of life," remarked one expat who made the move to Spanish Town.

Will I be able to find a job in Spanish Town?

When we asked people about industries and career opportunities in Spanish Town, they reponded:

"Foreigners in Spanish Town, often find employment in various sectors. Many work in the tourism industry, serving as tour guides, hotel managers, or restaurant staff. Some foreigners also work in the education sector as language teachers, particularly teaching English. Others may find jobs in non-governmental organizations, working on community development or environmental projects. Additionally, there are foreigners who work in the healthcare sector, often in collaboration with local and international health organizations. Some foreigners, particularly those with specialized skills or qualifications, may also find employment in industries such as information technology, engineering, or finance," wrote a member in Spanish Town.

"There are a number of businesses. I don't think any particular industry dominate. The community is located not far from a number of major factories such as, breweries, paint factories, cable companies, shopping centres, as well as local amenities - banks, supermarkets, etc," commented one expat who made the move to Spanish Town.

What is life like in Spanish Town?

When we asked people living in Spanish Town what life is like and how people spend their time, they said:

"I am not directly in Spanish Town. I am in a beautiful community called 'Green Acres'. There seems to be a number of retired citizens, who enjoy playing dominoes and socializing," commented one expat who made the move to Spanish Town.

"Life for expats and digital nomads in Spanish Town is a unique blend of cultural immersion, tropical climate, and a laid-back lifestyle. The town offers a rich history and vibrant local culture that expats can explore and appreciate. The local cuisine is a delight for food lovers, with a variety of dishes to try, from jerk chicken to ackee and saltfish. The cost of living is relatively low compared to many Western countries, making it an attractive destination for digital nomads. However, it's important to note that the quality of services, particularly internet connectivity, may not be as high as in more developed countries. This can pose a challenge for those whose work relies heavily on stable internet access. Spanish Town is not as touristy as other parts of Jamaica, such as Montego Bay or Ocho Rios, which allows expats to experience a more authentic Jamaican lifestyle. However, this also means that there are fewer amenities catered to foreigners, and English proficiency among locals may be lower. Safety can be a concern in certain areas of Spanish Town, so expats and digital nomads are advised to stay vigilant, especially after dark. It's recommended to live in gated communities or safer neighborhoods and to take precautions when moving around. Despite these challenges, many expats and digital nomads find the laid-back lifestyle, friendly locals, and beautiful natural surroundings make Spanish Town a rewarding place to live. The opportunity to immerse oneself in Jamaican culture, enjoy the tropical climate, and explore the island's natural beauty are some of the reasons why expats and digital nomads choose to make Spanish Town their home," remarked one expat living in Spanish Town, Jamaica.

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What do expats in Spanish Town appreciate most about the local culture?

"Expats in Spanish Town appreciate the warm and friendly nature of the locals, who are always ready to help and make them feel at home. They love the vibrant and colorful Jamaican culture, which is a blend of African, European, Indian, and Chinese influences. The local music, particularly reggae, and dance forms like ska and rocksteady are greatly admired. Expats also appreciate the local cuisine, which is a delicious mix of flavors and spices, with dishes like jerk chicken, ackee and saltfish, and patties. The laid-back and relaxed lifestyle, often referred to as the "irie" lifestyle, is another aspect that expats enjoy. They also value the natural beauty of Spanish Town, from its beautiful beaches to its lush green landscapes. The local festivals, such as Carnival and Emancipation Day, are also a highlight, offering a chance to fully immerse in the local culture," wrote one member in Spanish Town.

What do expats find most challenging?

"Expats in Spanish Town often find the local dialect, Patois, challenging to understand and learn, as it is a unique blend of English, African, and other languages. The high crime rate, particularly in certain areas of the town, can also be a significant challenge and concern for expats. Some expats may also struggle with the laid-back and relaxed pace of life, known as "Jamaican time", which can be a stark contrast to the fast-paced lifestyle they may be used to. The local cuisine, while delicious, can be quite spicy and may not suit everyone's palate. Lastly, the heat and humidity of the tropical climate can be difficult to adjust to, especially for those from cooler climates," said one expat in Spanish Town.

Is there a lot of crime in Spanish Town?

We asked people if there is a lot of crime. They answered:

"Yes, Spanish Town, has been known to experience a high level of crime. This includes various forms of violent crime such as shootings, robberies, and assaults. The city has also struggled with gang-related activities and drug trafficking. The crime rate has been a significant concern for both residents and authorities. Despite efforts to increase security and law enforcement presence, crime remains a persistent issue in Spanish Town. It's important to note that while crime is prevalent, there are also many law-abiding citizens and safe areas within the city," remarked one expat who made the move to Spanish Town.

Is there a lot of diversity? Are people in Spanish Town accepting of differences?

"Spanish Town, is indeed a diverse place, with a rich blend of cultures, ethnicities, and backgrounds. The majority of the population is of African descent, but there are also people of Indian, Chinese, and European descent, among others. This diversity is reflected in the town's vibrant culture, which includes a mix of music, food, and traditions from around the world. As for acceptance of differences, it can vary from person to person, as in any community. However, Jamaicans are generally known for their warm hospitality and open-mindedness. Spanish Town, like the rest of Jamaica, is a place where people of different backgrounds coexist and contribute to the community's rich cultural tapestry. Despite the challenges that can come with diversity, there is a strong sense of unity and mutual respect among the residents of Spanish Town," said one expat who made the move to Spanish Town.

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What are the schools in Spanish Town like?

"Spanish Town, is home to several educational institutions, but there are no specific international or bilingual schools listed in the city. However, there are some notable schools in the area. St. Jago High School, for instance, is one of the oldest and most prestigious schools in the country. It offers a comprehensive curriculum that includes both academic and vocational subjects. The school is known for its strong emphasis on discipline and academic excellence. Jonathan Grant High School is another well-known institution in Spanish Town. It offers a wide range of subjects and has a reputation for producing well-rounded students. The school also has a strong sports program and participates in several national competitions. Spanish Town High School is a public secondary school that offers a broad curriculum. The school is known for its commitment to academic excellence and its strong emphasis on discipline and respect. Ascot High School, located in Greater Portmore, is a co-educational secondary school that offers a wide range of subjects. The school is known for its strong emphasis on academic achievement and its commitment to providing a nurturing and supportive learning environment. While these schools may not specifically be international or bilingual, they do offer a high standard of education and have a strong reputation in the community," explained one expat living in Spanish Town, Jamaica.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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