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Falmouth, Jamaica: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Falmouth | Expat Exchange
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Falmouth, Jamaica

Falmouth, Jamaica

By Betsy Burlingame

Last updated on Mar 13, 2024

Summary: The approximate population of Falmouth, Jamaica is around 20,000 people. People describe Falmouth as a vibrant, bustling port town with a rich history and culture. Expats love the laid-back atmosphere, the friendly locals, and the beautiful beaches. The weather in Falmouth is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit. The average cost of living for an expat is around $1,500 per month. The cost of a one bedroom apartment is around $500 per month, and a two bedroom apartment is around $700 per month.

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William Russell
William Russell

What do I need to know about living in Falmouth?

When we asked people what advice they would give someone preparing to move to Falmouth, they said:

"Before retiring in Falmouth, expats should research local taxes and make sure to acquire the necessary permits, visas and health insurance. Additionally, it is advisable to take some time to explore the area and get a feel for the local culture, customs, and amenities. Expats should also familiarize themselves with the cost of living and be aware of any possible safety and security concerns. Lastly, having a trusted and reliable local source of information is essential for a smooth transition upon retirement," commented one expat who made the move to Falmouth, Jamaica.

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What do I need to know before moving to Falmouth?

When we asked people what advice they would give someone preparing to move to Falmouth, they said:

"Ask around to find a good deal. Don't trust anyone because everyone is looking for a cut from the deal. Learn to take life slowly because the amenities you might be accustom to will not be at your fingertips. You have to wait for phone, internet and cable service. Your wait might be up to 3 months," wrote a member in Falmouth.

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How do I find a place to live in Falmouth?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"I chose my community by asking friends and family for references. I wanted to reside near the airport but not in a commercial zone. I chose Retreat Heights which is located outside of the town of Falmouth but close enough to hotels, airport and entertainment," explained one expat living in Falmouth, Jamaica.

"If you are looking for a place to live in Falmouth, there are many options available to suit your needs. You can find a variety of rental homes and apartments throughout the town, many of which have tropical views and access to the beach. Many of these rentals come fully furnished and offer amenities such as swimming pools and hot tubs. In addition, Falmouth has a number of popular resorts that provide rental units for visitors. Vacation rentals are also available in select areas, often in private homes or cabins. Whether you’re looking for a long-term stay or a short term trip, Falmouth has a great variety of lodging options to choose from," said one expat in Falmouth, Jamaica.

"We wanted to be close to the Montego Bay airport so we looked at a few parishes on the west half of the island. Falmouth is up and coming so we selected Falmouth. My husband and I are real estate agents in the US, so we just felt comfortable contacting a real estate agent to find our current house," said one expat who made the move to Falmouth.

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What is a typical expat home or apartment like in Falmouth?

"Expat homes and apartments in Falmouth typically range from spacious villas with swimming pools and private gardens, to more modest apartments with balconies and breathtaking ocean views. Many of these properties also benefit from excellent security and shared amenities such as tennis courts, gyms, and swimming pools. In addition, the homes tend to have large, well-appointed kitchens and are often near the beach and within walking distance to shopping, restaurants, and cafes," said one expat who made the move to Falmouth, Jamaica.

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What is the average cost of housing in Falmouth?

If you are thinking about moving to Falmouth, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Our housing costs are much lower than in the US. My husband and I live in a 2 bedroom, 2 bath furnished home for 60,000 Jamaican dollars (about $480 US dollars a month). Yard maintenance and water is included in the rent. It is a newer house with an open floorplan. Electricity is about $4,000 JMD (about $31 USD). Cable (Westar) is $2,700JMD a month (about $21 USD) and we get tons of good channels. Unfurnished houses here can be found for about $45,000JMD ($352 USD). Ofcourse, if you want to go really budget and talk to the right people, you can find a place for about $250 USD a month," explained one expat living in Falmouth, Jamaica.

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How do I meet people in Falmouth?

When we asked people living in Falmouth about club and activities where newcomers can meet others, they responded:

"One popular way for expats to meet people in Falmouth is to join local clubs and activities such as sailing, yoga classes, book clubs, and more. Falmouth also hosts a variety of sports leagues and activities for persons of all ages. Additionally, many expats find friendship and camaraderie when going to local markets, shopping malls, and music festivals. Falmouth is a great place to get out, meet people, and experience the culture and beauty of Jamaica," explained one expat living in Falmouth, Jamaica, Jamaica.

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Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Falmouth?

People living in Falmouth were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Jamaica is like the states so you don't have to over-pack. As a returning resident bring as much as you can. But, otherwise it is more economical to purchase you items here in Jamaica," explained one expat living in Falmouth, Jamaica.

"When moving to Falmouth, it is helpful to pack lightweight and breathable clothing since the climate there is warm and humid year round. Additionally, packing comfortable walking shoes or sandals is also recommended as you may find yourself out and about exploring the area. Be sure to also bring some basic toiletries such as soap, shampoo, toothpaste and any medications you need. Along with that, any important documents, such as passport and visa, should be brought with you. Finally, it may be beneficial to bring a small travel first-aid kit, sunscreen, mosquito repellent and a mini umbrella," said one expat in Falmouth, Jamaica.

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Where should I setup a bank account in Falmouth?

We asked expats in Falmouth what banks they use and there advice about banking. They advised:

"It is important for expats considering retiring in Falmouth to be aware of the local culture and customs before moving. Additionally, ensuring that one has all necessary paperwork, such as a valid passport, in order is important as travel between countries may be restricted. It is also beneficial to have a basic understanding of the local language, as knowing some Patois can help with communication and understanding what is said. Finally, it is important to research resources and services available for expats, such as international healthcare plans and banking options, to ensure an easy transition," wrote a member in Falmouth, Jamaica.

Will I be able to find a job in Falmouth?

When we asked people about industries and career opportunities in Falmouth, they reponded:

"Foreigners in Falmouth often work in the tourism, hospitality and agriculture sectors. They may also be employed in administrative, management and professional roles, such as accountants, doctors, lawyers and teachers. Additionally, foreign workers may be involved in working as IT support specialists, software engineers, offshore banking consultants, engineers and project managers," wrote a member in Falmouth, Jamaica.

What is life like in Falmouth?

When we asked people living in Falmouth what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Falmouth is full of adventure and relaxation. The town is known for its beautiful beaches, lush green hills, and vibrant culture. Expats and digital nomads can enjoy the laid-back atmosphere of the town, while also taking advantage of the many activities and attractions available. From snorkeling and diving to exploring the nearby rainforest, there is something for everyone. The locals are friendly and welcoming, making it easy to make friends and feel at home. With its affordable cost of living, Falmouth is an ideal destination for expats and digital nomads looking for a Caribbean getaway," wrote a member in Falmouth.

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What do expats in Falmouth appreciate most about the local culture?

"Expats in Falmouth appreciate the area's laid-back, relaxed atmosphere and the friendly, welcoming attitude of the locals. They often praise the unique beauty of Jamaica, which includes everything from white-sand beaches to verdant hills and mountains. Jamaican culture is also valued by expats, including the country's vibrant music, dance, and art scenes, as well as its flavorful cuisine. The country's unique language is an added joy for many expats, who embrace the good-humored atmosphere and the sunny disposition of the people," said one expat in Falmouth, Jamaica.

What do expats find most challenging?

"Expatriates in Falmouth may find it challenging to adjust to the slower pace of life and the emphasis on communal living. Another adjustment can be the Jamaican attitude towards time; Jamaicans often have a more relaxed attitude towards punctuality, which may take some getting used to for those more familiar with timely schedules. Additionally, language can pose another challenge since English is so widely spoken as the vernacular across the island. Finally, expats may also need to adjust to the vibrant and loud culture, which can be quite different from other Caribbean islands and countries," said one expat in Falmouth, Jamaica.

Is there a lot of crime in Falmouth?

We asked people if there is a lot of crime. They answered:

"Falmouth is known to have relatively low crime rates in comparison to other tourist towns in Jamaica. Local police actively patrol the area in order to ensure visitors are safe while they explore the town. However, there are still reports of petty crimes such as pickpocketing in the tourist areas. Tourists are encouraged to be aware of their surroundings and exercise caution to prevent any incidents," wrote one member in Falmouth, Jamaica.

Is there a lot of diversity? Are people in Falmouth accepting of differences?

"Yes, there is a lot of diversity in Falmouth. People in Falmouth are open and accepting of differences, fostering a dynamic and diverse environment. The population is made up of people of various ethnic backgrounds including Chinese, British, Indian, African and Spanish. Individuals of various social and cultural backgrounds are welcome and respected," remarked one expat who made the move to Falmouth, Jamaica.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Falmouth like?

"Greenwood Primary School is one of the best international schools in Falmouth. Founded in 1987, the school offers a combination of the British curriculum and the Jamaican curriculum, including English, Maths, Art and Craft, Physical Education and Music. Greenwood Primary School focuses on the development of the whole child and provides a wide range of age-appropriate activities to ensure that each child reaches their potential academically, physically, emotionally and socially. Glorious Heritage International School is one of the best bilingual schools in Falmouth, Jamaica. This school seeks to provide a world-class education for its students in a multi-cultural society. The school offers programs in Language Arts, Mathematics, Science and Technology, and Social Studies. Furthermore, the school offers programs in French, Spanish and Mandarin, enabling students to become well-rounded citizens of the world," commented one expat when asked about in Falmouth, Jamaica.

What are the pros and cons of living in Falmouth?

Expats, digital nomads and retirees living in Falmouth responded:

"Expats and digital nomads living in Falmouth, often appreciate the town's rich history, beautiful beaches, and vibrant local culture. They enjoy the laid-back lifestyle, friendly locals, and the opportunity to explore the island's natural beauty, including nearby waterfalls and lush rainforests. The cost of living is relatively low, which is attractive to many digital nomads. On the other hand, some expats and digital nomads may find the infrastructure in Falmouth to be lacking, with unreliable internet connections and limited public transportation options. Additionally, the town may not offer as many amenities and entertainment options as larger cities, which could be a drawback for some. Finally, safety and security can be a concern, as Jamaica has a high crime rate, although Falmouth is generally considered to be safer than other parts of the island," said one expat living in Falmouth.

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Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Falmouth?

When we asked expats and global nomads about their social experiences in Falmouth, they replied:

"Expats, retirees, and digital nomads living in Falmouth typically enjoy a vibrant and diverse social life. They often engage with the local community by participating in cultural events, festivals, and exploring the rich history of the town. Many expats and digital nomads also connect with fellow internationals through social groups, meetups, and online forums, allowing them to share experiences and build friendships. Additionally, the beautiful beaches, lively bars, and restaurants in Falmouth provide ample opportunities for socializing and relaxation. Outdoor enthusiasts can also bond with like-minded individuals through activities such as hiking, snorkeling, and exploring the nearby natural attractions. Overall, the welcoming atmosphere and laid-back lifestyle of Falmouth make it an ideal destination for expats, retirees, and digital nomads to enjoy a fulfilling social life," commented one expat living in Falmouth, Jamaica.

"The social scene in Falmouth is vibrant and lively, with a mix of local culture and tourist influences. The town is known for its friendly and welcoming atmosphere, where locals and visitors can easily mingle and enjoy each other's company. There are numerous bars, restaurants, and street food vendors offering a taste of authentic Jamaican cuisine and refreshing beverages. Live music, including reggae and dancehall, can often be heard at various venues, creating a lively ambiance for socializing and dancing. Falmouth is also home to several annual events and festivals that showcase the rich culture and history of the area, such as the Falmouth Blue Marlin Tournament and the Trelawny Yam Festival. These events attract both locals and tourists, providing opportunities for socializing and learning about the local traditions. The town's close proximity to popular tourist destinations like Montego Bay and Ocho Rios means that there is a constant influx of visitors, adding to the diverse social scene. The nearby beaches, such as Burwood Beach and Silver Sands, are popular spots for relaxation and socializing, where people can enjoy the sun, sand, and sea while making new friends. Overall, the social scene in Falmouth, Jamaica is a lively and welcoming environment that offers a unique blend of local culture and tourist attractions, making it an enjoyable destination for both residents and visitors alike," said an expat in Falmouth.

What advice to expats in Falmouth have about housing?

"Expats in Falmouth recommend researching the area thoroughly before committing to a rental property. It is important to visit the property in person and to ask questions about the neighborhood and the landlord. Additionally, it is important to read the lease carefully and to make sure that all utilities are included in the rent. Expats also suggest negotiating the rent and any additional fees, such as security deposits, before signing the lease. Finally, it is important to ensure that the property is in good condition and that all necessary repairs are completed before moving in," said one expat living in Falmouth.

What are medical services in Falmouth like?

When we asked expats and global nomads about the quality of medical care in Falmouth, they replied:

"Medical services in Falmouth, are relatively limited compared to larger cities in the country. The town has a public hospital, Falmouth Public General Hospital, which provides basic healthcare services, including emergency care, general medicine, and maternity care. However, the hospital may face challenges such as overcrowding, limited resources, and long wait times. There are also a few private clinics and pharmacies in the area that offer medical consultations and prescription medications. For more specialized care or advanced medical treatments, residents often have to travel to larger cities like Montego Bay or Kingston," remarked one expat in Falmouth.

Are healthcare and health insurance expensive in Falmouth?

"Healthcare and health insurance in Falmouth can be considered expensive, especially for those with limited financial resources. Public healthcare facilities may be overcrowded and underfunded, leading to long wait times and limited access to specialized care. Private healthcare facilities, on the other hand, offer better quality services but at a higher cost. Health insurance is not mandatory in Jamaica, and many individuals may not be able to afford comprehensive coverage. As a result, out-of-pocket expenses for medical treatments can be quite high for those without insurance. Additionally, the cost of medications and medical supplies can also be expensive, further adding to the financial burden of healthcare in Falmouth," wrote one expat living in Falmouth.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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Is the cost of living in Falmouth high?

We asked people about the cost of living in Falmouth, they wrote:

"The cost of living in Falmouth is generally considered to be quite affordable. A nice 1 bedroom apartment in Falmouth, Jamaica typically costs around $500 USD per month, while a nice 2 bedroom apartment typically costs around $700 USD per month. Eating dinner at a moderately priced restaurant in Falmouth, Jamaica usually costs around $15 USD per person," said one expat.

What are the visa & residency requirements in Falmouth?

"In order to visit Falmouth, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, providing a valid passport, and paying the applicable visa fee. In order to obtain residency in Falmouth, Jamaica, applicants must submit an application form, provide a valid passport, and provide proof of financial stability. Additionally, applicants must provide a police certificate from their home country, a medical certificate, and a birth certificate. Once the application is approved, applicants must attend an interview with the Jamaican Immigration Department. After the interview, applicants will be issued a residency permit," mentioned one expat inFalmouth.

Why do people move to Falmouth?

When we asked people why foreigners move to Falmouth, they responded:

"Falmouth is a popular destination for expats due to its stunning natural beauty, vibrant culture, and friendly locals. The town is situated on the north coast of Jamaica, offering stunning views of the Caribbean Sea and lush tropical forests. Expats are also drawn to Falmouth for its excellent infrastructure, with modern amenities such as shopping malls, restaurants, and entertainment venues. Additionally, the cost of living in Falmouth is relatively low, making it an attractive option for those looking to relocate. Finally, the town is home to a diverse population, with a variety of cultures and backgrounds, making it a great place to meet new people and experience a different way of life," commented one expat who moved to Falmouth.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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